Processing, underwriting, funding, escrow, title, and recording fees are typical. The exception is the origination fee. If you want a zero point loan, typically you would have a slightly higher interest rate vs a one point cost. Escrow fee is based on your purchase price or in the case of a refinance, escrow fee is a flat fee. Title is based on your loan amount.
Your loan officer should be discussing a 1 point vs a zero point and anything in between so you understand all your options.
I have no problem reviewing your current GFE and giving you suggestions. Absolutely no obligation. Simply Fax to 661-255-3336 or email me a copy.
I can be reached at (661) 255-3335 should you need further assistance.
Cheryl Garner, Mortgage Expert
Fairview Mortgage Capital, Inc.