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Home Buying in Moorpark : Real Estate Advice

  • All44
  • Local Info5
  • Home Buying12
  • Home Selling2
  • Market Conditions0

Activity 17
Tue Mar 17, 2015
Linda asked:
Mon Oct 6, 2014
Jacqui Rum answered:
Your home doesn't always appreciate by 4%. This year could be 4%, next year could be 10%. It jumps around and is unpredictable.
It's like putting money in the stock market. You do so hoping that when you withdraw/sell, you've made some money.
- Like Robert C said, you get to deduct your interest and property taxes off your taxes! That's a bonus!
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1 vote 3 answers Share Flag
Mon Aug 11, 2014
The Hanley Team answered:
This is a tough one. If your purchase is here in California you have a statutory home warranty that covers most items for a period of time and I believe the limit is 4 years for plumbing and sewer. What you want to know NOW is whether the installation was correct and properly designed for the house, the sewer line and the possible conditions. For that I can only recommend that you hire a plumbing contractor. Even he may not be able to inspect the back flow device (BFD) since many are below ground.

Other than that, read the builder's warranty and check out how reputable they are, how long in business and all the other due diligence items you need to perform. I wish I could offer more.

Give us a call or e-mail if you would like to discuss further.

All the best -

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0 votes 1 answer Share Flag
Sun Feb 23, 2014
I would be more than happy to email you a list of the highest rated in that area. Email me if you need anything further.

Alex Greer
Loan Officer
NMLS #1056079
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0 votes 4 answers Share Flag
Sat Dec 7, 2013
Barry Shapiro answered:
Look for the address of the home you would like to PREVIEW on the list (link) below. They are all in PRICE order, all in Moorpark. If it says "Active" we can likely go see the home. However, if the listing shows [Status: Back Up Offer] next to the Bedrooms/Baths/Square Footage, then there is already an escrow opened and an accepted offer. These may not have showing capabilities. We can get you pre-qualified for a loan over this rainy-day weekend too :-) ... more
0 votes 4 answers Share Flag
Sun Oct 13, 2013
Barry Shapiro answered:
As of today:
Moorpark New Listings (6)
Moorpark Foreclosure Listings (1)
Moorpark Short Sale Listings (23)
Moorpark Single Family Homes for Sale (89)
Moorpark Condos & Townhomes for Sale (15)

I hope this is useful information (for someone) :-)
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0 votes 6 answers Share Flag
Mon Jul 8, 2013
Barry Shapiro answered:
That might be the question some homeowners are asking. Buyers are concerned they waited too long since local prices have recently escalated by apx 20%. Anyway, "prices are so low" is a relative term. Go home shopping in Detroit or Kentucky and your opinion may change drastically. ... more
0 votes 1 answer Share Flag
Wed Nov 14, 2012
Barry Shapiro answered:
Check with a VA Lender. I know you would qualify for FHA, as long as you were current on the previous short sale. Conventional lenders will not lend if a recent Short Sale is found by the underwriter on your credit report. ... more
0 votes 1 answer Share Flag
Mon Oct 22, 2012
Barry Shapiro answered:
Hello again Jessica,
Due to the recent turn-around in the real estate market, entry level condos in Newbury Park are selling in the $225K plus range to a flurry of homebuyers coming off the fence. So, you predicted the outcome of owning real estate long-term and reaping the rewards of appreciation. Congratulations! ... more
0 votes 17 answers Share Flag
Mon Oct 22, 2012
Barry Shapiro answered:
There is currently only ONE REO / bank foreclosure / repo, on the market in Moorpark. It was just listed today. It's actually 2 houses for the price of one!
0 votes 5 answers Share Flag
Mon Apr 30, 2012
Libra answered:
Hi ... I have a home for lease if you are interested in living in the Encino area ... it is gorgeous
0 votes 2 answers Share Flag
Sat Feb 18, 2012
Bonnie Sterling answered:
Dear Jonbalaya,

I would wonder why having a buyers agent is important to you? I would interview Realtors and look for compatibility in personality and your confidence in their ability to represent you in the manner you prefer. Ask them how they would handle a situation where you selected a home if they are representing the seller, if it is your preference not to be represented by someone who has an ethical obligation to act as a neutral party. In my case, I would simply have an agreement with you where I would refer you to another Realtor, inside or outside my brokerage, who I trusted, to represent you, and we would have that agreement at the time we got started. I could come up, but it's unlikely.

It is not very common that a buyer who is looking at all properties available would select the property represented by the buyers agent. And even if you select a property represented by your agents brokerage, I can tell you that this, in my experience, does not usually cause any more likeliness that they get the inside track or influence the outcome, even though technically you are represented by the same brokerage, the agents act independently. The ability of the realtors themselves to work together could be even more so if they are representing you with another brokerage representing the sellers property but say the realtors both went to college together. Lets face it people are likely to have relationships all over the place, not just within their own brokerage.

What you really want is someone who other people recommend, or who you read consistent good reviews about and who you personally meet with and determine is right for you. This, in my opinion, is more important than finding just a Realtor who is only used to working one side of the fence. I think it's important to be well rounded at your profession and be able to remember both perspectives when guiding you on the path to success.

If you havent already successfully selected a Realtor to work with I'd be happy to meet you for a "getting to know you coffee or tea", no obligation, my treat, of course.
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0 votes 4 answers Share Flag
Wed Jun 9, 2010
Chris B. Johnson answered:
Be sure your agent (Buyers agent) stays on top of the Listing agent. The Listing agent needs to be sure the BPO or Appraisal gets done done ASAP. If there is a disparity between your offer and the BPO/Appraisal, you may need to re-think your offer and/or respond to a counter offer. Be sure the Listing agent has given the SSA (Short Sale Addendum) to your agent for you to sign. among ohter things, it discloses your time frames for the offer. Make sure ALL MONIES go through escrow and are included on the HUD.

Have your agent ask the Listing agent if the seller is submitting one offer (yours) or is waiting, and submitting multiple offers to the Bank SS negotiator. Most banks only want to see one offer, but it is not always the highest offer. Many times Banks will accept and lower, ALL CASH offer with a shorter escrow because there is less that could go wrong.
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0 votes 3 answers Share Flag
Wed Jul 22, 2009
Bonnie Sterling answered:
Hi Juliet,

The area attracts a lot of attention from other buyers I talk to. However, I have not had a single one of my buyers actually choose it. The last buyer I worked with, last year, did an analysis because he was really considering it. It seemed like a lot of sq ft for the money. However when he added in the MelloRoos, he felt that it wasnt such a good value, for him, anymore.

I think "good area" is just a litle vague in terms of what information you are looking for. Realtors can provide you with lots of specific answers or at least point you in the direction of where those answer can be procured. So, post back some specifics.

If you arent already working with a Realtor, I would be happy to help you. Please contact me directly.
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0 votes 1 answer Share Flag
Sun Jun 28, 2009
Ted Mackel answered:

Much depends on where you are getting those estimates. List Prices in today's market don't mean anything more than a starting point. A seller can put whatever price they want on their, but two things need to happen. 1. Buyer needs to make an offer & 2. The appraiser needs to agree with that price otherwise the buyer and seller will need to come to an agreement on the difference between the appraisal and the purchase price.

Appraisers are conservative in many cases and the new HVCC process is killing many escrows.

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0 votes 2 answers Share Flag
Tue Sep 16, 2008
Scott Godzyk answered:
rates are down not up? if the rates are up you are looking at the wrong mortgage broker. rates will stay low and maybe even come down a little until the banks start lending, property sales increase then you will see a steady rise in rates as banks look to make some profit to offset all these losses. good luck ... more
0 votes 8 answers Share Flag
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