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Home Buying in Milpitas : Real Estate Advice

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  • Local Info13
  • Home Buying124
  • Home Selling12
  • Market Conditions7

Activity 187
Mon Sep 18, 2017
connoranne answered:
when i was trying to buy a home my mortgage rep told me to look into getting the repo removed because it would work better if it wasnt there. he had told me about a company called Select Us could help me which they did i had got the repo removed thanks to them and also they had helped me get a few other collections taken off my score went up more then i had thought it would have. ... more
1 vote 11 answers Share Flag
Mon Sep 11, 2017
Eddy answered:
If you're unsure whether it has good resale value, you should contact an expert to give you some insight on the potential of the house. Check out upnest.com you get to pick and compare top realtors in the area that can assist you. ... more
0 votes 1 answer Share Flag
Wed Aug 16, 2017
answered:
Hello houseguy9, You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice.you need to know your qualifying perimeters and maximum payment you are looking to achieve.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may consider from as low as 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million.

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

The existing inventory of 3bd 2ba condos of 1,462sf built in 2013 start from 918k in 95035 zip code. The existing older single family homes start from 835k for 3bd 2ba 1,168sf updated but built in 1963 in 95035 zip code.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sat Aug 5, 2017
Gcat5252 answered:
You only need to find a buyer that loves trains.
0 votes 20 answers Share Flag
Tue Jul 4, 2017
Trulia answered:
I'm also buying at Pulte, and have done a lot of research, including talking to an independent practicing California environmental engineer with a focus on intrusion barriers. Here's what I determined. The entire Great Mall area (and many sites in the bay area including parts of Mountain View) are on SuperFund sites. All the new construction around there (including Dr Horton Center pointe and KB etc.) all have vapor barriers (I've asked them).

The spill was VOC/PCE in the 80s and the chemicals are still evaporating now and the next couple decades. It is being monitored regularly (documents available at the water board site) and all readings show it is decaying. Each home is protected with Geo-Seal, which is a sandwich of vapor barriers under the foundation that'll stop vapors dead in it's track. Read up on it and watch youtube videos. This stuff is used in hospitals, military complexes, etc. The vapors could be 1000x times stronger than the current readings and geo-seal wouldn't even break a sweat. The only way vapors can get in the home is if there is a building defect in the barrier.

I asked the PE (engineer) about seismic activity and he said this: "Geoseal bonds very strongly to the underside of the concrete slab that gets poured onto it. It is also a flexible enough material (it can stretch before breaking) so we generally do not consider it a risk to break in an earthquake. Personally I think the only way it tears is if the slab itself breaks and in that case you would have bigger structural problems and not be living in the structure anyway." And by the way, Pulte has post tension slab which is apparently pretty amazing.

Again, there are many homes in the Bay Area on superfund sites with none of this protection!

The city of Milpitas is putting a school K-6 in the vicinity that'll open up in 2018. Would they do that if the vapor was a concern?

I asked my agent what he thought about the disclosures and he said that tons of homes come with disclosures. What's important is what the disclosure is, not that it exists. The disclosure is for all future buyers and renters, everyone living there should know not to dig holes through the foundation! That is a good thing.

I was very concerned with the vapor stuff but now not at all. You're near BART, VTA, a new school, the Great Mall, The Fields (new Santana Row wanna-be).
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1 vote 1 answer Share Flag
Tue Jul 4, 2017
Trulia answered:
There is a Union Pacific spur track next to Pulte. I don't live there yet but I did ask a resident and said said in 7 months, he's only heard is 3 times, but it is loud. There is some talk on the Milpitas gov site about relocating it *eventually* but that isn't confirmed.

There a a new school being built right there too, mccandless elementary school, opening in 2018. And The Fields,
... more
0 votes 2 answers Share Flag
Fri Apr 28, 2017
Alan May answered:
Your mother's poor credit (the car getting repossessed) will certainly impact her ability to get a home loan. Talk to a lender to find out just how poor her credit is, and what you can do about it.

A repossession can seriously damage her credit.
... more
0 votes 1 answer Share Flag
Thu Jan 19, 2017
Sam Shueh answered:
Milpitas will be what Sunnyvale was 10-15 years ago. Like it or not that will be the ideal residential for people one head north and other taking 237 to Silicon Valley.

Regardless of the STW odor it has been there before WW 2. You can close your windows or pay more head other neighborhood. 95035 is still an affordable neighborhood for newer homes. But hurry, not long


Sam Shueh
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0 votes 4 answers Share Flag
Thu Sep 8, 2016
joettamcfadden answered:
Milpitas Schools actually are pretty GREAT. You can look up any of their rankings on Greatschools.net and see for yourself.
0 votes 4 answers Share Flag
Sun Aug 7, 2016
Xiaking_2005 answered:
I think weller is better, and much less odor than spangler area
1 vote 1 answer Share Flag
Fri Jul 8, 2016
Barbgrcar answered:
I've lived in complexes that had gates to the garage and it didn't stop crime. Criminals get in one way or another. You can't leave stuff in your car and if you have expensive wheels get locking lug nuts. ... more
0 votes 6 answers Share Flag
Mon Jun 13, 2016
Silviaschagerer answered:
0 votes 5 answers Share Flag
Wed Apr 20, 2016
answered:
Yes.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com ... more
0 votes 3 answers Share Flag
Mon Feb 29, 2016
Arpad Racz answered:
Hi Rashmi,

I work in this area. You can see some market trend data here: http://www.trulia.com/real_estate/Milpitas-California/

What specific part of Milpitas do you prefer?

all the best,

Arpad
... more
0 votes 2 answers Share Flag
Sun Feb 21, 2016
Projectlab4 answered:
Thu Jan 7, 2016
Tina Fellows answered:
Hi,

There are ways to generate the search results to fit the criteria you are looking for though the MLS as well as other websites. I can send you the website links.

What type of property are you looking for?

Please contact me at tina.peters@cbnorcal (dot) com or at 408 637.8884
I can help you find the newly constructed home you are looking for

Best wishes!

Tina
... more
0 votes 3 answers Share Flag
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