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Home Buying in Metairie : Real Estate Advice

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  • Local Info10
  • Home Buying55
  • Home Selling5
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Activity 61
Fri Oct 2, 2015
Robert W Neill Jr asked:
I need recommendations from real estate agents on who would be a good mortgage broker in Metairie who could do a complex loan. It may require a hard money lender so I need a mortgage broker…
0 votes 0 Answers Share Flag
Sun Aug 30, 2015
Aleisha Rockett asked:
Are there any available rent to own properties/homes in the Metairie Area? Looking for a 3 Bedroom 2 Bath Rent to Own Home? Not sure where to start
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Mon Jun 8, 2015
Jessica Bateman answered:
Great answers here. FHA is best if you don't have 20% to put down, or if you have less than perfect credit. Conventional is great if you have good credit and 20% down because you don't have to pay MIP. ... more
3 votes 5 answers Share Flag
Wed May 20, 2015
Christophercharlesclay38 answered:
im a single parent with two boys one 13 and one 2 my 13 year old has sever mental health problems and he is on strong meds . i was hurt on the job 4 years ago and have not worked and we have to move out our house by mid june and i need help with moving to ft lauderdale . PLEASE WHAT DO I DO ... more
0 votes 2 answers Share Flag
Fri Mar 27, 2015
Pat Haggerty answered:
There are a couple of different answers.

"Flipper Shows" tend to get a mortgage and borrow against other properties, use hard money that has a high interest and only lasts a short term, or have a partner that supplies the money and gets part of the profit.

Real people can look for a loan program such as the FHA 203(k) loan program that allows rehab costs in the same loan. There are other loans out there that take into account the plan to renovate the home.
... more
1 vote 1 answer Share Flag
Sat Feb 7, 2015
Alan May answered:
Typically, the lender wants to know that you (the buyer) have some "skin in the game"... and putting your closing costs on a credit card do not accomplish that feat.

It's unlikely that your lender will want you to put anything on card, as that will change your credit-debt ratio.

You can ask the seller to pay a portion of your closing costs and prepaids... usually amounting to no more than 3% of your purchase price... (sometimes up to 6% under special circumstances)... ask your lender to enlighten you, but be prepared for a "no".
... more
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Sun Nov 16, 2014
jechixwithstix answered:
What question?. Im asking about homes in Metariie
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Tue Jul 29, 2014
Melissa Gillespie asked:
We have been looking for a house to buy for about 4 months and getting more and more frustrated by the day. Nothing we see is really what we want. Most of them would require renovations…
0 votes 0 Answers Share Flag
Sun Jun 29, 2014
Jessica Bateman answered:
Possibly. Lenders will look at more than just your credit score when considering you for a mortgage. If you have excessive collections or recent late payments then you may not qualify regardless of your credit score. There are still some lenders that require just a 580 score for an FHA loan. I would recommend a site like The Lenders Network to get referred to a few lenders that are a good fit for your situation. They're partnered with several reputable lenders that can work with lower scores. ... more
1 vote 10 answers Share Flag
Thu May 22, 2014
ajjaj623 asked:
Closing is at the end of the month and final inspection is 3 days prior. What are my options?
0 votes 0 Answers Share Flag
Fri Mar 28, 2014
Bev West answered:
Fri Mar 28, 2014
Bev West answered:
Program your client into your MLS to get listing alerts as soon as a property comes on the market that meets their criteria. It keeps you actively in front of your clients and if no listings are sent, the client may need to recheck their criteria. ... more
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Fri Mar 28, 2014
Bev West answered:
It is not advisable to make three offers at one time. You are not acting in good faith to the sellers that you are serious about buying their house. You are opening a bag of worms by doing that. Your Realtor should advise against doing so. Good luck. ... more
0 votes 2 answers Share Flag
Fri Mar 28, 2014
Carey Lambert answered:
Hey Elizabeth!
How did everything work out with this property? Are there any other properties of interest that you may be interested in now or in the future? Give us a call at (504) 300-1646. ... more
0 votes 1 answer Share Flag
Fri Mar 28, 2014
Carey Lambert answered:
Hi!
Were you able to get the answers you needed back in December, or is there something we can help you with? Let us know, we are here to help. Give us a call at 504.300.1646.
0 votes 1 answer Share Flag
Wed Mar 26, 2014
Carey Lambert answered:
Hi!
1808 Auburn Ave is currently under contract.
Please give us a call if you are interested in still looking at it or if there are others you are interested in.
(504) 300-1646
0 votes 1 answer Share Flag
Wed Feb 5, 2014
Wayne Clark answered:
Saztiam Send me your email address or give me a call. I can help you out if you are still looking..



504.304.2307
1050 S Jefferson Davis Pkwy.
New Orleans, La.
clarkconsultingllc@mn.com
Licensed in the State of Louisiana
... more
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Tue Oct 15, 2013
Anna M Brocco answered:
Check with the local Legal Aid Society or check with the local Attorney Bar Association, for a pro bono attorney--free.
0 votes 1 answer Share Flag
Tue Oct 15, 2013
Judy Walker answered:
If the contract states that the act of sale of a property is contingent upon the buyers ability to get approved for a loan (which they usually do), and the buyer is not able to get approved, then the contract becomes legally void & unenforceable unless other terms are agreed upon by all parties involved. I would not advise legal action to be taken unless there is strong evidence of losses incurred by the seller due to the buyers lack of loan approval. Consult a lawyer to see if the seller has a case. ... more
0 votes 1 answer Share Flag
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