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Home Buying in Johns Island : Real Estate Advice

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  • Home Buying7
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Activity 11
Wed Feb 10, 2016
Norman Cooper answered:
Yes, usually a 634 will meet or exceed the minimum however other factors like income ratios and stability will come into play.
If this is your first purchase in SC apply for the MCC its a Mortgage Credit Certificate with a $2,000 annual Federal Tax Credit for every year you own the home and your credit remains less than 50% of the total mortgage interest expense.
Here is a good lender - Jim Duffy with Atlantic Bay Mortgage
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Mon Jan 11, 2016
Scott Godzyk answered:
It depends on how your purchase contract was written, most will say every thing is prorated as of closing. You should have got a form from the HOA that all hoa fees and assessments were paid and if not had the seller pay it at closing. If they did not do that, check with your agent and or your closing lawyer to explain why and review your contract. ... more
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Sat Nov 15, 2014
thomasmgibb@yahoo.com answered:
Thank you.

Since Kiawah is on the oceanfront, it seems that real estate would command a premium. Perhaps the logic and timing of new releases of land should be reevaluated so as not to further saturate an already oversaturated market. This would serve a number of purposes which, while not benefiting the developer in the short run, would benefit all in the long run. I think that basic supply and demand principles would thereby prevail and enhance the "exclusivity" of Kiawah. Since Kiawah is on the oceanfront, it seems that real estate would command a premium.

Hilton Head average prices are up 14%, whereas Kiawah is down 9%. Maybe it is not so bad to emulate Hilton Head!!!
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Fri Aug 8, 2014
Feliciaharley301 answered:
I live on Johns Island 5min from Kiawah Island and its not bad at all...
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Mon Feb 10, 2014
Stephen Carroll answered:
Amerisips Homes builds Free Energy Living homes our 3000 SF model home has an estimated $50 electric bill. We build any where in Charleston and you can fully customize your home from top to bottom.
You can review a selection of floor plans on our website at www.amerisips.com.
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Wed Feb 5, 2014
Michael Schumpert answered:
Reach out to Mike Roe of RoeCo Construction. He'd be more than happy to give you a run-down of your potential construction costs, and can estimate on the low and high end for you. His number is 843-270-7566 and email is roecoconst@yahoo.com. Let me know if you need anything. Have a great day! ... more
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Mon Feb 3, 2014
Randy & Cindy Shelton answered:
Judith - Go to: www.charlestonselecthomes.com. Seach yourself and get other good info. Thanks - Cindy
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Sun Jan 13, 2013
Kathleen Emde answered:
I would suggest you contact an insurance agent. The rates vary particularly in Charleston due to flood and wind and hail insurance. The rates are also based on how old the home is, how close it is to a fire station and your credit rating. It is complicated but a good agent should be able to help you. If you are working with an agent to purchase a home, they should be able to give you some directions but always defer to the insurance agent and company. Rates vary between companies and I have been placing some of my homeowners with an insurance agent that is a broker and can get you some good quotes.

Kathy Emde
Primrose Properties, LLC
843-718-7379
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Thu Aug 9, 2012
Michael Schumpert answered:
Mount Pleasant is known to have some of the best (if not THE best) schools in the area. Our middle schools are Cario, Moultrie, and Laing Middle. Let me know if you have any questions, but try starting here... http://cario.ccsdschools.com/
Good luck!
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Mon Jul 4, 2011
Ron Chamberlain answered:
The best thing to do is consult with a realtor regarding an area on Johns Island you are thinking about. I would be happy to discuss the values, and the prospects with you. You can call me at 843-697-3504 or email me at ron@dhmrealestate.com to discuss. I have lived and worked realestate during the boom, and the downturn on Johns Island. There is a future here. ... more
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Sat Jan 24, 2009
Camille answered:
For any information contact Kaz at ssignss@aol.com regarding 3565 walter drive Johns Island SC
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