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Home Buying in Huntington Beach : Real Estate Advice

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  • Local Info30
  • Home Buying110
  • Home Selling13
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Activity 127
Mon Mar 27, 2017
Chuckmeyers1 asked:
Tue Dec 27, 2016
Nicole Fedorchek answered:
Rent-To-Own can be tricky! But I can definitely help you!
Nicole
0 votes 4 answers Share Flag
Sat May 28, 2016
Prosper Realty Services answered:
You should contact Home Loans For All. They can assist in the entire home buying process. We send most of our clients there. Just google Home Loans For All. Hopefully this helps. Take care. ... more
1 vote 40 answers Share Flag
Fri Apr 22, 2016
answered:
I am not sure of your question. But I can tell you that I had a home listed for sale before I was a real estate agent for 5 years.(1985-1990) I was licensed in 1990.
For years I blamed the real estate agents for the fact that it did not sell. Now I realize that part of the problem was me. I am a strong personality.
The other part was that the agents did not want to tell me what I did not want to hear. They went along to get along.
On the other hand some of the agents came up with stuff that was just stupid.
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0 votes 1 answer Share Flag
Thu Apr 21, 2016
FarOutWest answered:
Yes, but remember that transferring title does not subordinate any liens that currently exist.
0 votes 2 answers Share Flag
Mon Apr 18, 2016
answered:
Hi Frenchx2,

If you lived in the home for 2 out of the last 5 years you may be able to exclude up to $500,00 of your gain if you file jointly with your spouse.

https://www.irs.gov/taxtopics/tc701.html

Topic 701 - Sale of Your Home
If you have a capital gain from the sale of your main home, you may qualify to exclude up to $250,000 of that gain from your income. You may qualify to exclude up to $500,000 of that gain if you file a joint return with your spouse. Publication 523, Selling Your Home, provides rules and worksheets. Topic 409 covers general capital gain and loss information.

Qualifying for the Exclusion
In general, to qualify for the exclusion, you must meet both the ownership test and the use test. You are eligible for the Section 121 exclusion if you have owned and used your home as your main home for a period aggregating at least two years out of the five years prior to its date of sale. You can meet the ownership and use tests during different 2-year periods. However, you must meet both tests during the 5-year period ending on the date of the sale. Generally, you are not eligible for the exclusion if you excluded the gain from the sale of another home during the two-year period prior to the sale of your home. Refer to Publication 523 for the complete eligibility requirements, limitations on the exclusion amount, and exceptions to the two-year rule.
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0 votes 3 answers Share Flag
Sun Apr 17, 2016
Diane Christner answered:
As mentioned, homes where the foreclosure process has started are not yet owned by the banks, the banks cannot sell them to you. In some states, such as Florida, it can take 2 years or more from the time a bank files a lis pendens notice that they are starting the foreclosure process until the bank actually forecloses and takes title. A lot can happen in 2 years.

Better to stick to properties that are already foreclosed upon and listed as REO (real estate owned) properties for sale.
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0 votes 3 answers Share Flag
Fri Apr 8, 2016
Pualane asked:
I will itemize the sales tax deduction in the federal income tax return.
0 votes 0 Answers Share Flag
Mon Apr 4, 2016
answered:
Actually there are lots of good areas near there. I guess I would need to know your budget a bit better.

Call me if you have not already found something.

714-968-2500
0 votes 3 answers Share Flag
Sat Apr 2, 2016
Tandt83 answered:
I live in Northern, CA and is interested in purchasing a mobile estate and then renting it out. How easily can I rent out a mobile estate in Hunting Beach, CA?

Thank you
Tan
0 votes 9 answers Share Flag
Wed Feb 24, 2016
Null asked:
I need to delete my rental because it is rented - how do I do it? I tried to follow the directions - to click on my profile pic but it doesn't let me do that so I can access my listings.
0 votes 0 Answers Share Flag
Fri Jan 8, 2016
jswe1422 asked:
I have rented other homes without any problems. I can rent for double my mortgage. Some of the home parks over 55 look very appealing. I was taking $2,000.00 RMD and for this year lowered…
0 votes 0 Answers Share Flag
Wed Nov 11, 2015
Mindyrossrealtor answered:
Contact the Agent broker. or contact the board of realtors in your area and file a complaint against the agent..If you file it may bring the agent into the light of walking the line and being honest.
Mindy Ross Realtor
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0 votes 25 answers Share Flag
Sun Oct 18, 2015
Kola70 answered:
I found my apartment trough Zillow
0 votes 113 answers Share Flag
Tue Aug 18, 2015
answered:
I have never heard of anyone having any problems with the toxic waste from the Superfund site that you mention or the other one closer to Seal Beach, I have been working in Real Estate here in Huntington Beach since 1990 though I moved my office to Fountain Valley a few months ago. So no, I would not worry about that.
I am not aware of any properties that are subject to Mello Roos in Huntington Beach, but you have to be careful as some properties are on leased land.
The traffic around Edison may slow you down by a minute or two but it is not drastic. I have driven through there several times when school was getting out, and it does slow a bit there in front of the school but not very much. it seems worst when school is starting about 7:30-8:00.

If you have any questions about any of the properties around here of if there are any other questions, please feel free to call me.

Rich Littlefield
Broker
714-968-2500
... more
0 votes 1 answer Share Flag
Mon Aug 10, 2015
answered:
You have to check with the city, as they all define their own definitions of these zonings.
0 votes 1 answer Share Flag
Thu Jun 11, 2015
Mariaelina answered:
The timing to deliver the earnest money and option fee is supposed to be done ""within a reasonable time"".

The contract is executed once it's signed, earnest money doesn't have to be in hand for it to be enforceable.

But again, if in doubt, I'm not a lawyer, you can consult one if you like.

Reference Link: http://titlecompanies.net/
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1 vote 9 answers Share Flag
Mon Mar 23, 2015
greenazbroker answered:
Shame on this agent for even bringing commission to the table. Did she also provide a statement asking what liabilities are the Buyers going to remove for the reduced commission? Most Buyers locate properties long before even calling a Realtor since the internet is where they shop these days. The Realtor's job and where the liabilities lie is during the transaction, making sure that the Buyers are properly represented (Agency, Experience and Realtors Code of Ethics). If Buyers don't see the value in that then why would you want to subject yourself to those Buyers. Buyers don't pay commissions nor should they even enter into the deal!!! ... more
0 votes 274 answers Share Flag
Mon Mar 2, 2015
answered:
Hello Bfurst72, You should flag any scam postings so they are removed.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service. You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria.

The rentals in Huntington Beach 92647 zip code start from $1,250 for 1bd 1ba condo and the single family homes start from $2,500 for 4bd 2ba home. The purchase in 92647 zip code start from 185k for 1bd 1ba short sale condo, 349k for 2bd 2ba condo and the single family homes start from 450k for 2bd 1ba home. The inventory is quite low currently but new listings come available daily.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. You will also need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

If you have credit issues, your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking thumbs up or Best Answer!
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