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Home Buying in Dekalb County : Real Estate Advice

  • All24
  • Local Info0
  • Home Buying14
  • Home Selling0
  • Market Conditions2

Activity 462
Thu Oct 5, 2017
Nameloc1972 answered:
Make sure you're not using EIFS and Stucco interchangeably. A properly installed 3 coat stucco system is pretty solid. EIFS sucks. EIFS installed prior to 2000 really, really sucks, but even modern EIFS sucks. As a contractor and home inspector, I would not buy an EIFS house.

Regardless...stucco or EIFS, make sure you get a specific stucco or EIFS inspection. This is not part of a typical home inspection. EIFS inspections are expensive, invasive, and need to be performed by someone with experience. I've been a contractor and home inspector for almost 30 years, yet I'm not qualified to do EIFS inspections...that should tell you something.

Now, you will get EIFS contractors and EIFS owners on here defending their EIFS. Hey, you have a 83% chance that you will survive playing Russian roulette with a loaded revolver....good luck with that!
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0 votes 19 answers Share Flag
Thu Oct 5, 2017
Sam Brennan answered:
my score was a 540 but i had to get it up to by. It took 4 months but i got my score up to the 600s and was able to buy my house. i used select us llc. They helped me so they could help you to. ... more
12 votes 17 answers Share Flag
Fri Sep 22, 2017
Solomon Greene answered:
Great question.

My recommendation would be to reach out to an agent around the first of October if you'd like to be in your home by the end of January. Now would be a good time for you to pull your own credit reports and make sure that YOU know what is going on there, especially in light of this recent news reports.

When you're ready, I can get you in touch with lenders who participate in various down payment assistance programs and grants that may help ease your path into home ownership.

Good luck.
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0 votes 2 answers Share Flag
Mon Sep 18, 2017
Nina.perea answered:
In this scenario, I would recommend a conventional FNMA Home-style renovation loan. I specialize in these types of loans. Please see my Zillow profile and contact me for more info.
Nina ... more
0 votes 4 answers Share Flag
Sat Sep 9, 2017
Mike10inblk answered:
email me abcd2k10 @ Hotmail .com
I may be able to help
wont let me put it together
0 votes 17 answers Share Flag
Thu Sep 7, 2017
Faith T answered:

We currently do not have listings for rent to own homes. You may try your luck though and search our website using the Keyword section of the search filter which can be found in the All Filters button. However, these listings are extremely rare.

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Wed Aug 16, 2017
Hi Bryon,

FHA only requires a 2 year wait from the discharge of a chapter 7 BK to be eligible so yes, you may be able to obtain mortgage with a really great rate once your BK hits that 2 year mark.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online:
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0 votes 1 answer Share Flag
Thu Aug 10, 2017
Jim.berini answered:
my daughter is a veteran and wants me to co borrow on her new home with a va loan.
is this allowed?
0 votes 6 answers Share Flag
Wed Jul 5, 2017
Solomon Greene answered:
The short answer, Jesse, is "sometimes." If the builder's preferred lender participates in the program and you meet all of the requirements, you should be able to use down payment assistance on a new home. Unfortunately, some local builders discourage the use of such programs. One even raises the earnest money deposit to over $7,000 if you choose an outside lender and makes it very hard to get back those funds.

Your post reads "30030," a Dekalb County Zip Code. Some builder-preferred lenders participate in some of those programs, but you need to go about setting things up the right way. I'd welcome an opportunity to speak with you about it. You can find my number by clicking on my profile. For some reason, I am unable to post it.

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0 votes 2 answers Share Flag
Thu Jun 29, 2017
Mary answered:

To move the saved home to a new board, please follow these steps:

1. Click 'Saved Homes' at the top right of the page when you are logged in.
2. Click 'My Boards' on the left hand side.
3. Click the board that has the home you want to move.
4. Click the heart icon on the home.
5. The board drop down will appear here. Choose which board to move the home to and you will see the home appear in the new board.
6. Delete the home from the old board by clicking the circle on the bottom right of the home and clicking 'Delete'.

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Sun Jun 25, 2017
Solomon Greene answered:

Georgia Dream offers to combine a soft-second mortgage of up to $7,500 to Georgia First Time Home Buyers when they obtain the first mortgage through GA Dream. The first mortgage under this scenario involving down payment assistance is an FHA Mortgage. So no, there is no requirement that the borrower put down 20% in order to obtain $5,000.

Here are a few other things to consider. You may be buying in Dekalb County. There are other easier programs available in Dekalb through participating lenders. But if you still want to stay with Georgia Dream Down Payment Assistance, you should know that employees in some disciplines can get up to $7,500, even $15,000 for a limited time,

There are other things to be considered and I'd welcome the opportunity to speak. Please call when time permits.

Good luck.
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0 votes 1 answer Share Flag
Thu Jun 22, 2017
Joseph White asked:
Wed Jun 21, 2017
Solomon Greene answered:
AG, are you looking to finance a home for sale in Metro Atlanta priced under $50K? I may be able to get you in touch with a lender who can help. Please call when you can.
0 votes 1 answer Share Flag
Tue May 16, 2017
David Rothchild answered:
0 votes 2 answers Share Flag
Thu Apr 20, 2017
Patricia Queen and Joseph Rigoli answered:
Hi, we are extremely familiar with The Manhattan. In fact, we sold these homes for the developer. It is a great building. One of our agents even purchased a two bedroom in the building.

HOA's run from $250 for a one bedroom up to $495 for a large two bedroom.

Owners love the location and its easy access to I-285 and all the shopping you can stand including COSTCO and fine restaurants.

Currently there is only 1 one bedroom home with an asking price of $247,000, 786 SQ FT and $240 HOA's.

Another great buy in the area is Prescott at Park Place. This is a mid-rise with 5 or 6 stories.

I'm her to answer all of your questions on this building or any others. We are the condominium specialists in town.

Patricia Queen
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0 votes 15 answers Share Flag
Fri Mar 24, 2017
Got Questions asked:
We'd prefer to sell our house as is. Several houses in the neighborhood have gone for really good money, and builders have done total renovations on the ones they've bought. We…
0 votes 0 Answers Share Flag
Tue Mar 21, 2017
Solomon Greene answered:
Hello Davion,

Congrats on the decision to consider purchasing a home!

Let's work backward. Typically, if you close on or before November 30th, your first payment would be due January 1. Most lenders will need to have around 30 days to close, but since this time period is right in the middle of the holiday season, you should plan on 45 days from contract to close. So you should be under contract by no later than October 15th to be safe. Your agent will suggest that you start the search process by the end of September at the latest, but it is hard to tell if the market will still be in the severe inventory shortage that we're facing at this time.

So to finally answer your question, I would suggest contact a preferred lender by Mid September. They'll need time to review your documents and get you fully approved.

Hope that helps. Check out the Dekalb County grant program at the link below. You may qualify for a grant for your down payment.

Would love to chat sometime.

Solomon Greene
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