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Home Buying in Fullerton : Real Estate Advice

  • All150
  • Local Info15
  • Home Buying38
  • Home Selling2
  • Market Conditions6

Activity 48
Mon Mar 20, 2017
Sheryl Arndt answered:
Hello Frank, great, I grew up in Anaheim and am also a Veteran and love assisting Veterans. You would have to occupy the property to utilize a VA or CalVet purchase loan, then no problem. You can buy with minimal out of pocket expenses with a VA no no.

The 3-4 bd 2ba single family homes start from 442k in Fullerton. There are many lenders whom have minimum fico score requirements and additional overlays in which we have many banks including ones that go down to minimum 500 fico score.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to gather your DD214, certificate of eligibility and other documents to qualify and obtain a pre-approval to get out shopping for a home of your choice.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
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0 votes 2 answers Share Flag
Thu Sep 29, 2016
Nicole Fedorchek answered:
Hi, Jenn!
I can help you! As a native of the area, I am very familiar with all the areas your mentioned, and can assist you in researching the HOAs for pet restrictions.
DON'T settle for less, you have a great price point, and you should be able to find something perfect!
I also have a wonderful lending team that can walk you through the loan process.

I would love to work with you! Check out my Facebook business page, or my website for more information about me! Feel free to contact me anytime!

Nicole
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0 votes 5 answers Share Flag
Thu Feb 11, 2016
Nicole Fedorchek answered:
I would love to show you around the area, if you are coming for a house-hunting visit! Fullerton has a small municipal airport (private planes), and is located about 30 minutes from the commercial airport (John Wayne Airport). There are a lot of great options in the Sunny Hills/Los Coyotes area of Fullerton/Buena Park.
Contact me directly, and I would love to work with you!
Nicole Fedorchek, Tarbell Realtors
Gold Circle of Excellence
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0 votes 2 answers Share Flag
Tue Dec 29, 2015
Nicole Fedorchek answered:
Hello-
You would need to check with your city's building permits requires. Specifically, you are looking for the "setbacks" from the property line. Each city has different requirements. ... more
0 votes 3 answers Share Flag
Wed Jun 24, 2015
Mark Burnes answered:
http://www.keyt.com/news/grover-beach-woman-is-arrested-for-assaulting-7yearold-girl/26682276
0 votes 16 answers Share Flag
Tue Feb 24, 2015
Brad Korb answered:
All commissions are negotiable. The commissions reflect marketing that agents do to get the home in front of as many people as possible.
1 vote 4 answers Share Flag
Fri Jan 30, 2015
answered:
Well the contractor may fix that if it is thrown in their face. That is what I would try. But yes in California any undisclosed damages can be charged back to the buyer during the first year that you own the home. Call the owner and ask her to contact that contractor who did the repairs. ... more
0 votes 2 answers Share Flag
Wed Nov 5, 2014
Calvin James answered:
I don't know why it would! In fact I would imagine it would raise the price because of the added security in the area. We just moved my mom into a senior care facility. I sure wouldn't have minded living close by! http://www.vancouverwa.comforcare.com/Services_Franchise_Home.aspx ... more
0 votes 10 answers Share Flag
Thu Oct 9, 2014
Dorene Slavitz answered:
The owner if responsible to "disclose any material defects" that are known to him/her.
0 votes 17 answers Share Flag
Thu Oct 9, 2014
Nicole Fedorchek answered:
Jack-
Single family homes are always a better investment that condos, if you can afford it. My suggestion would be to buy a single-family that needs some work, and is priced below market value. Then you invest some time and money into it, and you gain equity.

If you would like to work with me, I would be happy to show you some homes in the area, and find you the right property!

Nicole Fedorchek, Realtor
Tarbell Realtors
714-914-5097
realtornicolef@gmail.com
www.nicolefedorchek.com
... more
0 votes 6 answers Share Flag
Thu Oct 9, 2014
Dorene Slavitz answered:
The Escrow company holds the money. Get a signed release from the owner and take that to the Escrow company for your refund.
0 votes 10 answers Share Flag
Thu Aug 14, 2014
Cindy Davis answered:
Hello,

You need to speak with a lender. Find a good lender in your community to pre-approve you for a mortgage,

Good luck.
0 votes 1 answer Share Flag
Thu Jul 17, 2014
Fred Hayes answered:
It is not crazy. If the buyer's agent utilizes the appropriate contingency clauses and forms, buyer's funds would not be at risk until the short sale was assured. However, there are questions you should ask yourself:
1. Is this home worth the extra trouble? Although you cannot see or inspect, is the area and potential purchase price worth pursuing this transaction?
2. Is this seller serious? Unfortunately, some sellers still use the short sale process as a means of delaying foreclosure without seriously intending to complete a short sale. Sometimes, a complete lack of interest in permitting showings or other impediments to the sales process are hints that the seller is not serious.
3. Is another short sale or other properly priced property a better option? This is already pending and has multiple back-up offers. Even if it was not a pending transaction, short sales are not guaranteed. Many short sales are listed at prices which are no where near what the lender(s) will accept. Inventory is rising in many areas, so other properties should be considered before counting on a back-up offer on a short sale transaction.
4. Do title records indicate this is a likely success for a short sale? Your agent can research title records to see the amount and number of liens that need to be negotiated for a short sale to be accomplished. One first trust deed might make for a likely success for a short sale. A property that has a first trust deed, a second trust deed, a home equity line of credit, a judgment lien, and HOA liens, without equity to even cover the first, is less likely to produce a successful short sale.
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0 votes 4 answers Share Flag
Tue Jul 8, 2014
Kawain Payne answered:
I do not think so. I hope you all will welcome them, and show them the same courtesy you would any other NEW person on the block!

Kawain Payne, Realtor
0 votes 4 answers Share Flag
Tue Apr 8, 2014
Brian Nguyen answered:
I would strongly recommend that you stick with a mortgage instead of a lease-to-own option. There are low down payment mortgage that you might be able to look into. For example, FHA loans only require a 3.5% down payment for the mortgage. If you can come up with this down payment you would be in better shape for a mortgage. The best thing for you to do is to speak with a knowledgeable lender like myself to see if you can get started on financing a new home. If you need additional assistance, feel free to reach out. Good luck!

Brian Nguyen
Sr. Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
brian.nguyen@nafinc.com
... more
0 votes 4 answers Share Flag
Sat Nov 16, 2013
Adam Brett & Eric Urban answered:
If you are looking in Fullerton, specifically 92831 - don't expect to find many if any foreclosures. We have pretty much gone through the defaults in that zip code and I would not expect many new distressed listings to come on the market. ... more
0 votes 9 answers Share Flag
Wed Aug 21, 2013
Kavoos(Ken) Tavakoli answered:
Hi there,
You are buying in Orange County, so I can offer you our Wish program. our bank will give you $15000,00 to add to your $20K to spend towards the Down payment and the cost of the transaction.
This is a Silent 2nd loan, and, there will be no Interest nor payment required and if you keep staying in your home for the next 5 years, will be forgiven, Free money.
I am working for a small community Bank in Costa Mesa.
Please call me or email me if you are interested to learn more about this fantastic program and it's easy qualifying process.

Kavoos Tavakoli
(949)232-4002
... more
0 votes 10 answers Share Flag
Wed Jul 17, 2013
pinkgoretex answered:
Completely depends on what you're looking for.
Variables include:
Do you want a large lot ? Are you willing and able to maintain a large yard?
Do you want a Horse Property?
Walking distance to downtown area
Walking distance to train station (for commuters)
Schools --Fullerton offers a variety of schools --each with its own programs and character. Furthermore, Fullerton schools enjoy open boundaries, meaning you can enroll your child in any school as long as you make the deadline and there's room. However: what's right for one family, might not be right for yours.
If you don't have any children, and don't plan on it, then schools might not be as significant, though a home in a more desirable elementary school area will always be more in demand. Hence, I always say --single people or couples with no children have just as much at stake in keeping Fullerton schools good, as families.

Proximity to either CSUF or Fullerton College
Proximity to freeways (57, or the 91 and the I-5)
Closeness to walking, bike riding trails
Type of house: historic, custom, or track. If you want a historic home: do you have the finances or DIY skills to afford the upkeep? Keep in mind that there are historic neighborhoods that keep very strict control over what you can and cannot do to modify your home. Not all historic homes are in designated historic neighborhoods though. However, also remember that none of the historic homes in Fullerton are affected by the Mills Act.

Fullerton is actually pretty spread out, and it all depends on what you want.
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0 votes 7 answers Share Flag
Sun Jun 2, 2013
Agnes Lago answered:
Hi David, there may be some buy you're on the border. It's more like $440k+
Let me know how much flexibility you have with your target area and financing (available down pmt, etc)-- I have been a realtor since 1992 and live next to Placentia (Fullerton) ..and had transactions in placentia (sales and rentals in the last 3 yrs).

call me 714-308-8117
-agnes
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0 votes 8 answers Share Flag
Tue Apr 30, 2013
Ingrid Ski Realtor answered:
Hello There,

-Yes, I am a seasoned agent who can help you and have the programs to find out foreclosures

-Yes, if you wanted more information you would have to pay for Realty Trac if you wanted to. This will tell you who missd a payment. These properties do not always go to auction..

-Foreclosures to be bought at auction - you would need all cash
-Yes, I work with investors who need to qualify for paying all cash for a foreclo
sure. There arent that many that are being foreclosed on these days. Banks are working with homeo\wners now....

-You would bid on a property that you may have no idea what the inside of the property is like. It is a risk you may or may not want to take..

Talk to you soon

Ingrid SKi Realtor
949-874-0432
OCAreaHomes@gmail.com
... more
0 votes 8 answers Share Flag
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