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Home Buying in Crofton : Real Estate Advice

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  • Local Info1
  • Home Buying7
  • Home Selling0
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Activity 10
Mon Jun 15, 2015
Ruth Mcclelland asked:
Wed May 29, 2013
Debbie Jenkins answered:
I just sold an African American couple with a small baby a neighbors home, YES to answer your question! Please call me I would love an opportunity to work with you finding your new home. These folks got all closing paid and are very happy being my neighbor! Debbie Jenkins, Anne Arundel Properties 443.274.6101 or directly at 240.464.0029 ... more
0 votes 8 answers Share Flag
Wed May 29, 2013
Debbie Jenkins answered:
Shelly,

Instead of giving you reasons there's no inventory, call me and I will tell you how we get you the house you want in the neighborhood you want to live in! Debbie Jenkins 240-464-0029 Anne Arundel & Taylor Properties ... more
0 votes 9 answers Share Flag
Wed May 29, 2013
Debbie Jenkins answered:
Unfortunately, that only works for Cars, they Banks haven't caught onto that idea for houses. But your never stuck, I have so many ideas for free down payment programs, all closing paid. I just sat with someone last night and provided her a great idea to be able to move forward! Call me Debbie Jenkins 240-464-0029 I'd love an opportunity to assist you! ... more
0 votes 6 answers Share Flag
Fri Aug 3, 2012
Maria Avellaneda answered:
No one is going to request a credit card, they will want your last 2 years of taxes , 2 months of bank statements, and other assets such as iras, your credit record an pay stubs for 30 days. ... more
0 votes 7 answers Share Flag
Fri Aug 3, 2012
The Roskelly Team answered:
Yes, you may receive your mail wherever you wish and many prefer a PO Box. This should not affect your primary residence status. However, your lender and insurance company will likely want to send their first correspondence directly to the home. ... more
0 votes 4 answers Share Flag
Fri Apr 15, 2011
Brian Ferry answered:
Townhomes are as safe as detached homes within the same type of qualifications. You have to ask how stable is the neigborhood. Is there a lot of turnover, lots of rentals, that means more people defaulting on mortgages and a higher rate of declining property values. This applies to th's as well. But it also means that you can pick up very nice properties at good prices now, that maybe 5 years ago you could not afford. ... more
0 votes 10 answers Share Flag
Wed Apr 6, 2011
Brian Ferry answered:
yes, ther is at least one lot for sale in Crofton.
0 votes 7 answers Share Flag
Sat Apr 18, 2009
Anne Coscia & Lora Graetzer answered:
Samuel,

I don't understand why FHA rates aren't posted either Sam, and I'm a loan officer, but one thing is for sure, even if there ARE rates posted they are all subject to change! There is no guarantee that the rate provided is going to be the rate you are qualified to receive. Many factors are considered when a rate quote is provided. Some of the main factors are credit score, purchase price or loan amount for refinances, loan to value, lock time, and more.

Anyone who just shops for rates must always consider the costs as well. You can do this my not only asking for a Good Faith Estimate, ask for a Truth in Lending form too as it will provide an APR for you to compare the actual costs of obtaining a specific rate. Lower rates usually include at least one origination point and possibly a discount point as well, thus increasing the APR of the loan.

I hope this helps you some.
... more
1 vote 1 answer Share Flag
Fri Sep 26, 2008
real estate md va dc answered:
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