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Home Buying in Concord : Real Estate Advice

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  • Home Buying105
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Activity 127
Yesterday at 7:09pm
Dhooten answered:
Yes, it should be possible for you and your wife to buy a house. There are simple and inexpensive ways to raise your credit scores, without doing questionable tactics or paying somebody else.

I am not a credit repair specialist nor do I charge for my suggestions. I am a loan officer in CA.

Go to your local Credit Union (most banks no longer offer these services). Get a "share secured loan" for $300 or whatever their minimum is, the banker you see will explain, then turn around and use the same funds to open a prepaid Credit Card.

I see clients scores increase by their own actions.




Have a Direct Lender, somebody who loans their own money, pull your credit 2 months later.


Dhooten@rhloans.com
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0 votes 25 answers Share Flag
Sun Jan 29, 2017
Christymarieembree answered:
Mon Jan 16, 2017
Sue Wellever asked:
The area is in Downtown Concord CA. The home is approx three blocks from Todos Santos Plaza . The home also is located on a street that has commercial businesses as well as residential…
0 votes 0 Answers Share Flag
Tue Dec 27, 2016
Rubenballi answered:
if the bank sell my foreclosed home for more than i owed, am i intitled to the differance?
0 votes 10 answers Share Flag
Tue Dec 6, 2016
Rich Reed answered:
Is the nc sp also a Realtor? If she is, you could seek help from the C.A.R. Consumer and Realtor Ombudsman Hotline by calling (213) 739-7227 or emailing the Ombudsman Hotline at ombudsman@car.org.
If the nc sp is a Realtor, then she should have asked if you are a party to any exclusive representation agreement, and stopped when you said you were. She and her broker could be disciplined and possibly have to pay commission to your original broker and agent.
It would be inappropriate for a broker to record a lien against a buyer who may owe a commission due to a buyer-broker agreement because the claim against the buyer is for money. But, your original broker could demand that you pay the commission and take legal action against you. If I were your broker, I would get the commission from the nc agent/broker, not from you.
I am a real estate broker qualified to advise you on California real estate matters, not the law. If you desire legal advice, consult with an attorney.
Best of luck to you!
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1 vote 2 answers Share Flag
Thu Dec 1, 2016
Douglas Phillips asked:
Wed Aug 10, 2016
Lawpitt answered:
Sun Jul 24, 2016
Susie Kay answered:
I would suggest that you work with a local realtor to assist you in purchasing your home.

Best,
Susie Kay
Realtor
United Real Estate
469-371-2899
0 votes 2 answers Share Flag
Tue Mar 29, 2016
Alexander Greer answered:
I would be more than happy to help you.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
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0 votes 2 answers Share Flag
Mon Feb 29, 2016
Arpad Racz answered:
Hi,

Checking the Local Market Data on Trulia, under the Browse tab may give you some Market Trend data for your area.

Kind regards,

Arpad
0 votes 2 answers Share Flag
Wed Nov 25, 2015
Arpad Racz answered:
Hi,

Will you be using Bart to commute?

Kind regards,

Arpad
0 votes 3 answers Share Flag
Thu Nov 19, 2015
Claudia Muller answered:
Heather: The question is why are those scores so low?
Do you have your credit cards at their limit? Bringing those down can surely help your credit scores.
If the credit scores are low due to non payment, late payments, collections, charge offs that would be more difficult to fix. ... more
0 votes 10 answers Share Flag
Tue Jul 28, 2015
Alexander Greer answered:
I would be more than happy to put you in contact with one of my preferred agents in the area and they would be able to provided you with quite a bit of information on the community.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
... more
0 votes 1 answer Share Flag
Sat Jul 25, 2015
Squirearl asked:
is there any social networks and community board for ellis lake park neighborhood?
0 votes 0 Answers Share Flag
Thu Jul 23, 2015
answered:
Actually the VA will allow those credit scores, the lenders for the most part wont.

Give me a call and let's look at fixing that credit, it is free. I do so hoping to be able to do your mortgage for you.

I the young lady underneath Sheryl Arndt also does the same thing. You really have to find a lender like me or her who will take the time and do that for you.

Give me a call if you would like to go to work on it.

714-968-2500
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0 votes 3 answers Share Flag
Thu Jul 23, 2015
USMortgageRanger answered:
Hi David,

It will depend on what the error was and how it is against. I can recommend someone to assit you in clearing off the errow off the report if there is a need to help raise your scores. I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.

Lowell Sterling
Mortgage Banker
NMLS 968898
Capital One Bank
Phone (469) 315-1709
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0 votes 3 answers Share Flag
Tue Jul 14, 2015
Teresa Conway asked:
Fri Jul 10, 2015
Brenda Gil answered:
I am a property owner in Concord great location close to bart and downtown. I want to sell my home to relocate. Interested email me to: gil.brenda@yahoo.com
0 votes 7 answers Share Flag
Tue Apr 7, 2015
Galia Taneva answered:
I don't think Trulia has such ability. My suggestion would be to work with a local Realtor and she/he will set you up with an up to date search. If you need recommendation for a Realtor in your area please contact me and I will connect you. ... more
0 votes 1 answer Share Flag
Fri Mar 13, 2015
Melannie Hay, ABR, SRS answered:
The easiest way to see difference between modular and a double wide is to get in the basement / crawl space. Large steel beams denote a double wide. They both go together in pieces but construction is different and the title is also different. ... more
0 votes 1 answer Share Flag
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