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General Area in Baldwin County : Real Estate Advice

  • All6
  • Local Info1
  • Home Buying5
  • Home Selling0
  • Market Conditions0

Activity 13
Sun Jul 12, 2015
Bkmgranny4 asked:
We have land to build house on, that my husband's Dad left him, but limited income. Need to build a handicap accessible home.Dialysis 3 times a week and I have COPD as well as Good Pasture…
0 votes 0 Answers Share Flag
Fri Jan 9, 2015
David & Angie Swiger answered:
Our county taxes are 12 mills Trash runs about $55 a month, water- about $25 per month.
0 votes 2 answers Share Flag
Thu Feb 13, 2014
Marilyn Taylor answered:
Please contact Marilyn or Genie at Roberts Brothers Inc. We manage a number of vacation rentals in the Fairhope, Al area. Our number is 251-928-2109 or visit our website www.robertsbrothers.com ... more
0 votes 6 answers Share Flag
Tue Jan 14, 2014
Keith Jean-Pierre answered:
I would suggest you try the regular rental sites:

http://www.craigslist.com
http://www.apartments.com
http://www.trulia.com (Rentals Section)
http://www.zillow.com (Rentals Section)
http://www.realtor.com (Rentals Section)

Between all of those, you will get a very clear picture if you can find what you are looking for. Good luck!
... more
0 votes 1 answer Share Flag
Tue Nov 5, 2013
Mary McNair answered:
What type of jobs do you feel qualified for? Which part of the area are you wanting to consider? The answer this questions is really dependent on your willingness and ability to do jobs that may be physically demanding, as there are more manufacturing jobs being created due to AirBus and suppliers who are being courted for Mobile and parts of Baldwin County, as well as an anticipated entertainment park in Foley, increasing tourism, opportunities are growing. However, it all comes down to your qualifications and willingness to take the jobs that are available. ... more
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Tue Jul 16, 2013
Mary McNair answered:
Please visit my profile (click on my picture) to call or send an e-mail to me with details regarding your needs and budget. There are wonderful rentals available in the area, but they don't last long. Once I get your specific details, I'll send you an e-mail with listing details so you can decide which you'd like to see. I'll then save the criteria for automatic hourly updates so you have a better chance of being the first one to get your application and deposit to the listing agent. ... more
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Sun Nov 4, 2012
Kay and Gary Gilpin answered:
Kiva is exceptional, the best set of beach homes on extraordinary dunes in the area, wonderful amenities and a well heeled developer who appears committed to the property long term. They have not had any hurricane problems.

It has the feel of early Hilton Head, some of the first Sea Pines Plantation and Palmetto Dunes beach homes when it was uncrowded and delightful.

90% built out...possible. There has been a one or lots turn over in the past year and there is not a lot of bargains on the beach so building is a good option as well.

We live and work on Ft Morgan and would be happy to help you in any way.
Kay and Gary Gilpin, Great Southern Real Estate, 251 752 4912
... more
0 votes 5 answers Share Flag
Mon Oct 29, 2012
Rodney Mason answered:
I do not suggest doing lease purchases. There are simply way too many things that can go wrong with one from either side.

In order to do true owner financing, the owner must own the property free and clear of any mortgages. Very few sellers are going to be in that position.

If the property currently has a mortgage on it, the owner cannot legally transfer the title to a buyer without the mortgage first being paid in full. Most all mortgage loans have a due on sale clause. This due on sale clause requires that the mortgage be paid in full should a title transfer occur.

The buyer is also at great risk on a lease purchase transaction should the seller quit making their mortgage payments. Right now, many sellers cannot afford to make their mortgage payments or simply chose not to continue making them. I have seen where the buyer is making their rent payment, but then the owner is not paying the mortgage. The next thing the buyer knows is that the home is in foreclosure. That means the buyer will generally not get back any of the money they have given as earnest money or security deposits.

It is also a big risk on the buyer. If your credit is not where it needs to be now, there is no possible way of you knowing it will be acceptable in a set amount of time.

Before entering into any type of agreement like that, the buyer needs to make sure that they fully understand the potential pitfalls that could arise. Should the seller default on the mortgage, the buyer could lose ALL of the money that they have invested. Until you are able to purchase, renting is generally the safer option.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 2 answers Share Flag
Tue Apr 17, 2012
Rebecca Pangallo answered:
Mon Jan 23, 2012
Team Loda answered:
I believe the multiplier you are looking for in Foley would be .033. If it is a primary residence or second home you would mulitple the property value by 10%. For investors you would multiple the property value by 20%. Feel free to email me with any other questions. ... more
0 votes 1 answer Share Flag
Tue Jun 15, 2010
Don Tepper answered:
As Anna says, email addresses don't have Zip codes. Example: Someone with a Hotmail address could live in Maine, California, Florida, or anywhere inbetween.

Tip: Google the email address. See what that turns up. ... more
0 votes 2 answers Share Flag
Sun Aug 24, 2008
Elo answered:
Have you made a relocation decision as of yet? I am a former native Baldwin countian, growing up in Gulf Shores and marrying a man from Fairhope. Our family still live throughout the county. I would suggest you research thoroughly where your interests are, for there are many options available in Baldwin County. Are you considering a full golf club community? There are many excellent ones from which to choose across the county. Do you enjoy the arts, fishing, boating or is a small, rural community grounded still in agricultural pursuits more to your liking? I am a professional REALTOR in Georgia now but will gladly speak with you re: Baldwin County and provide you with an excellent, knowledgeble REALTOR in the area. Best wishes. ... more
0 votes 8 answers Share Flag
Sat Mar 15, 2008
Steve Shaw answered:
Here is a link to USPS site - http://zip4.usps.com/zip4/welcome.jsp. I live a few minutes away from Magnolia Springs. What a serene neighborhood.
0 votes 6 answers Share Flag
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