There are properties available in every price range and many that are pet friendly. If it is on golf, water or conservation or any combination of these, the price will increase as they are premium. Some homes are either furnished with the price and others offer the furnishings as a separate sale from the price. If you are planning to use a loan to purchase, furnishings can not be included so must be separate. One of the great things about SCC is all of the Estate and garage sales, a way to furnish your home inexpensively and beautifully. As for the foreclosures, we fortunately do not have as many as other areas, due to our more experienced and savvy owners in this age restricted community. However, our sellers are more realistic about their listing prices and there are great deals to be made. We will not know if we have "hit the bottom" until we look at the statistics behind us. Many of the sellers are at the bottom. There has never been a better time to buy real estate than now with a great inventory to choose from and prices being so low. I do suggest you get your loan in place if that is your manner of purchasing as that will make any offer more acceptable if you are not paying cash. Others have beautifully explained the Monthly Maintenance Fees.