If you can afford to keep your townhouse and have a renter in place, do not sell your townhouse. Keep it. This is an income builder for you and will help you out in the long run. Stick with it for now and eventually you will make money with the townhouse. You definitley have options, and if you would like to sit down and discuss those options, please feel free to contact my team and I at 952-223-0900. We pride ourselves on finding creative solutions to clients concerns/obstacles/issues. I am confident we can help you!