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For Rent in Sacramento : Real Estate Advice

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  • Local Info162
  • Home Buying682
  • Home Selling80
  • Market Conditions82

Activity 54
Sat Jun 3, 2017
Lori asked:
Sat Jun 3, 2017
Lori asked:
Sat Jun 3, 2017
Lori asked:
Mon Apr 10, 2017
Kathy Burgreen answered:
You cannot be so picky when looking for a rental. Your priority should be how much is the average 2 bedroom rental in midtown Sacramento. More than $2,000. or less than $2,000. If it's more than $2,000. what difference does it make if a washer/dryer is included? You can't afford it anyway. If the average 2 bedroom is less than $2,000. then you can try to find one that includes a washer/dryer.

Since I'm not in CA, my feeling is you are looking for a rental that you can't afford. In the New York City area, residents living in rental buildings do their laundry in the laundry room located in the basement or ground floor. If they can do it, so can you.

You need to work with a realtor who can search the MLS for rentals with a washer/dryer. Trulia is just a media website that allows owners and realtors to post listings for sale or rent. Trulia will not email you with rental listings that fit your criteria.
... more
0 votes 1 answer Share Flag
Fri Mar 17, 2017
answered:
Hello Dbculpepper, you should check with the local rental management companies for their inventory as the inventory is quite low in the 95838 zip code. Check with the Glenwood Meadows or Robles apartments for their inventory if you are considering apartments.

The purchase in 95838 zip code start from 120k for 3bd 2ba REO single family home. You may qualify to buy with minimal out of pocket expense and pay less than rent in many local cities.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses, less than first, last and security with down payment and closing cost assistance programs.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

Both rentals and purchase can be emailed to you to study and compare to consider...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Mon Nov 28, 2016
Liakellermd asked:
Tue Oct 18, 2016
Derek Jones answered:
No. Realtors in the Sacramento area do not handle rentals. Your best bet it to call a few property management companies.
0 votes 1 answer Share Flag
Sat Oct 15, 2016
Arpad Racz answered:
Hi Walter,

Have you considered buying a duplex and renting the other side out?

Kind regards,

Arpad
0 votes 1 answer Share Flag
Wed Oct 5, 2016
Elizabethcooper1975 answered:
Contact 1dataexit@gmail.com if you need any credit repair you wont be disappoint they are legit and fast or message them at +1 646 480 9658 you will be thankful for my referral
0 votes 3 answers Share Flag
Wed Oct 5, 2016
answered:
Hello Mcgruff28, evictions on your credit should only be on there for up to 7 years and then removed unless it was a judgement then it can be on for up to 10 years. You may have to put extra deposit on your own or a cosignor is fine. You may qualify to buy easier and with less out of pocket expenses than first, last and security deposit...

For rentals, you should check with the local rental management companies as well as Zillow, Trulia or Realtor.com. You may even qualify to buy with minimal out of pocket expenses and pay less than rent.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You will need to be pre-approved if you decide to buy and to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Wed Oct 5, 2016
Elizabethcooper1975 answered:
Contact 1dataexit@gmail.com if you need any credit repair you wont be disappoint they are legit and fast or message them at +1 646 480 9658 you will be thankful for my referral
0 votes 3 answers Share Flag
Wed Aug 17, 2016
Elizabethcooper1975 answered:
Contact 1dataexit@gmail.com if you need any credit repair you wont be disappoint they are legit and fast or message them at +1 646 480 9658 you will be thankful for my referral
0 votes 5 answers Share Flag
Wed Jun 8, 2016
Martin Mayfield asked:
Fri May 27, 2016
Jodieann Armenta I am on the homeless assistance program asked:
I have a family of 4. I'm in the homeless assistance program that s willing to pay double deposit and cover 100% rent for the first 4 months then 80%,60%... For the remanding months up to…
0 votes 0 Answers Share Flag
Fri Apr 29, 2016
answered:
Sounds harsh, sorry to hear that. I have an idea for you.
Depending on how bad that credit is there is now a 100% loan program available. The payment is usually less than renting the same thing
For example there are very few 2 bedroom apartments in Sacramento on the MLS there are 4 ranging in price between $1300 a month to $1800 a month.
Are you aware there are 51, 2 bedroom condos you can buy with a total payment of $1300 or less in Sacramento with the 0 down program?
Keep in mind you need some money to get into the house, your first month's payment, taxes insurance but it is less than getting into a rental.
Give me a call let's review our credit and see if we turn you into a home owner.

714-968-2500
Lic 287206 equal housing lender

If you are mortgage broker / banker who wants to offer 100% loans with low rates and easy guidlines please give me a call to get set up with us as your investor.
... more
0 votes 1 answer Share Flag
Sat Apr 16, 2016
answered:
Give me a call. I help people get homes that are having problems all the time.

For zero down / creative financing on any home call 714-968-2500

nmls License 287206 equal housing lender not a guarantee to lend.


If you are a broker or banker and would like to be set up to offer 100% LTV Loans please call . Rates are between 4-5.5% 100% for owner occ or non-owner Alt docs OK down to 600 credit score.
... more
0 votes 1 answer Share Flag
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