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Financing in Marin County : Real Estate Advice

  • All68
  • Local Info13
  • Home Buying27
  • Home Selling3
  • Market Conditions2

Activity 44
Thu Jul 20, 2017
answered:
Not a problem with internet refinancing can be done from anywhere. If you want a low interest rate quote feel free to reach out anytime.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 12 answers Share Flag
Sun Jul 2, 2017
answered:
No you would have to take it off the market to refinance.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 5 answers Share Flag
Sun Jun 25, 2017
Mark Howe answered:
Hello Michelle,

Bank of America offers an excellent Doctor Loan program, which is a Jumbo loan at 5% down with No PMI. The only requirement is that you be an MD or Dentist and have good credit. Our rates on this program are extremely competitive.

The benefits of our Doctor Loan program are as follows:

-5% down on loan amounts up to $1 million
-10% down on loan amounts up to $1.5 million
-Student loans in deferral don't count against your qualification
-Start your new job 60 days after closing (for salaried applicants)

Any clients looking to get more information on our Doctor Loan program please feel free to reach out to me directly. My email address is markhowe@bankofamerica.com.

Mark Howe
Senior Loan Officer
Bank of America
NMLS # 870634
Phone: 360-643-1471
Email: markhowe@bankofamerica.com
... more
0 votes 2 answers Share Flag
Tue Jun 13, 2017
answered:
We have you covered anywhere in CA with all loan programs to fit your financial needs.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 6 answers Share Flag
Tue May 9, 2017
Dbnearsf asked:
Father and mother own home free-and-clear, with market value of approximately $1.8M. Son and daughter-in-law currently own home with approximately $800K in equity. Parents and son/DIL want…
0 votes 0 Answers Share Flag
Sat Feb 18, 2017
answered:
I don't know about lease options or seller financing now in 2017.

You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 15 answers Share Flag
Tue Dec 8, 2015
answered:
Absolutely not.
The only activities that are going to impact your property value for tax purposes are an ownership change. You will pay a transfer tax which will flag the county to reassess. ... more
0 votes 2 answers Share Flag
Fri Feb 6, 2015
answered:
Yes. I would be more than happy to help you with that.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
... more
0 votes 1 answer Share Flag
Tue Oct 14, 2014
answered:
The only time a rate lock can be pulled (if not expired) is if your loan didn't meet the Lender's Investor Guidelines. The would be the fault of your Loan Officer. When we lock a loan, there are risk levels or overlays the LO has to be mindful of. In my case, my pricing engine does all the work for me, but again it relies on the data I have input. Sounds like your LO was a rookie. I would strongly suggest you finds out EXACTLY what happened. This is why I always caution buyer to vet their Loan Officers wisely. It can make all the difference in the world. Like in your case. Let me know if you need assistance or a 2nd opinion.

I wish you the best of luck!
... more
0 votes 2 answers Share Flag
Sat Aug 16, 2014
Baldwin collins answered:
Hello, Kindly send an executive summary of funding you need to email: collins_baldwin@yahoo . com for further processing
regards
Baldwin Collins
FHA certified lenders
0 votes 7 answers Share Flag
Tue May 27, 2014
James Hwang answered:
That all depends on what type of loan you got when you bought the place. Typically on a new purchase, there is a 2 year prepayment penalty if you were to sell or refinance the current existing mortgage loan. I've seen none before so it all comes down to the lender and what type of loan program you got into but majority of the time on a purchase, there is a 2 years window where you if you change the loan term it will effect it due to the prepayment penalty for getting out of the existing loan before the first 2 years.

Hope this was helpful. Good luck with everything.
... more
0 votes 9 answers Share Flag
Tue May 27, 2014
irv Steinman answered:
Your question is open ended as I would need to know what price range so I can direct you to the best lender for your needs
0 votes 4 answers Share Flag
Tue May 27, 2014
irv Steinman answered:
Yes there are several lenders that will do this in California, Including Marin County
0 votes 2 answers Share Flag
Sat Apr 5, 2014
Ramsey Messieh answered:
Not sure if this will help you with this particular client, but I have a lender with a New program that just came out a few weeks ago that is a portfolio product (non-agency loan) that allows a 90% LTV loan up to $850,000

Ramsey Messieh
Cal Pro Real Estate & Loans
3130 Crow Canyon Rd #270
San Ramon, Ca. 94583
BRE # 01720888
NMLS # 320254
510-435-6519 mobile
... more
0 votes 6 answers Share Flag
Tue Dec 10, 2013
Lisa Dunlap answered:
I agree with Anastasia. Having been an REO agent for many years, I can't tell you how many times I've gotten calls from people who have gotten foreclosure information off of public web sites and the bank web sites, thinking that home is still available. Those sites are almost universally not up to date. It is most accurate to work with your agent or you will be frustrated. ... more
0 votes 5 answers Share Flag
Thu Sep 26, 2013
Rebeccatrulia answered:
Yes. You can discuss before you take any decision.

http://www.reversemortgagelendersdirect.com/california-reverse-mortgage/
http://www.reversemortgagelendersdirect.com/reverse-mortgage-calculator/
http://www.reversemortgagelendersdirect.com/reverse-mortgages-how-they-work/
http://www.reversemortgagelendersdirect.com/reverse-mortgages-pros-and-cons/
http://www.reversemortgagelendersdirect.com/reverse-mortgage-rates/
... more
0 votes 18 answers Share Flag
Thu Aug 15, 2013
answered:
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or email me at AGreer@themortgageoutlet.com. You can check us out at http://www.TheMortgageOutlet.com. I will look at your situation and present you with some options.

Alex Greer
NMLS #1056079
... more
0 votes 8 answers Share Flag
Tue Jun 5, 2012
Anastasia Sheldon answered:
I like Nevin Miller for first time buyers. Lots of patience. Long track record. Gina Kemsley is a pro. Scott Webster does a lot of land deals, portfolio, etc
0 votes 5 answers Share Flag
Tue Jun 5, 2012
Anastasia Sheldon answered:
Interest rates do not vary much lender to lender. Rather, what are the fees associated with a broker? Who pays the appraisal? Does the mortgage broker have a long track record of successful closes? This is still a very tricky market to get a loan. More importantly, who will watch my back? Who can keep the transaction going when the lender starts to ask for more and more conditions. Interview a few brokers. Ask a lot of questions. ... more
0 votes 6 answers Share Flag
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