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Financing in Philadelphia : Real Estate Advice

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Activity 172
Mon Oct 23, 2017
R.montros answered:
F1 OPT (Optional Practical Training) student visas can get a home mortgage. A friend is in the lending business and his lender can provide home mortgage for F1 OPT visa holders.

And like you said, your US-based salary is needed to qualify.

My friend's contact details are: James Chen, 408 499 9002 Cell.

Good luck.
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0 votes 13 answers Share Flag
Mon Oct 23, 2017
Densilucy answered:
If you are looking to purchase a new home, you can take advantage of a number of Pennsylvania first-time buyer assistance programs, which can help cover some costs associated with the buying and home ownership process.

Find out more about PA down payment grants here: http://downpaymentguide.org
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0 votes 9 answers Share Flag
Tue Aug 15, 2017
jumboloancenter answered:
Recent updates are now permitted 5% down up to 1.5mil loan amounts. 10% up to 2.5mil. These programs will require a min 700 credit, and complete documented income/assets. Fix rate and ARM, all options require no PMI. ... more
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Sun Jul 30, 2017
Kathy Burgreen answered:
You have to contact your county, state and or city for down payment assistance programs. There are income and credit requirements and you may need to take a home buyer class.
0 votes 1 answer Share Flag
Mon May 1, 2017
answered:
Here are some ideas on how to find a hard money lender in your area:
http://www.northcoastfinancialinc.com/how-to-find-hard-money-lenders-2/
0 votes 4 answers Share Flag
Sat Nov 19, 2016
Kmortelliti answered:
Mon Oct 17, 2016
Atxaviermartin answered:
Here, I would suggest one name without any doubt and that is a professional VA loan consultant who is an expert in this exclusive arena of military home loan through its specialist VA loan officers. ... more
0 votes 1 answer Share Flag
Thu Oct 13, 2016
Jerome asked:
Hi i'm currently moving to philadelphia i already had a mortgage by fifth third bank and a good credit score. My current house pending right. Therefore i'm currently trying to…
0 votes 0 Answers Share Flag
Fri Sep 9, 2016
Christine Lopez answered:
I will like to assist you by sharing my story. I lost my house about 3 years ago, my credit score was so bad I had a ton of medical bills in collection. It was hard to even rent an apartment to live, as we all know most landlords run credit checks. I knew I had to do something to get back on track. So then, I hired (easyhackghost@protonmail.com) and few weeks later my credit score was repaired and went from under 500 now at 728. WOW! I can't believe it. I am now buying a home, signing the papers in a week/two. So don't ever think you'll never be able to rebuild your life again. All you need do is apply yourself together by taking the step now to get it done, you just might be amazed at what you can do. I can't believe what you have done for me!! Thank you easyhackghost@protonmail.com for your efforts on my behalf. My score has been repaired and upgraded so much and you are not even finished working yet. I know it sounds cheesy but I am just so grateful. I will never quit using them until my score reaches 850 or more. Good luck to everyone, if i can do it so can you. Contact easyhackghost@protonmail.com I am sure he will be able to help you. ... more
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Tue Aug 2, 2016
Markzjordanz answered:
No credit check, 1 percent interest 30 year fixed, 4.5 proof of funds in which u can use vet status or 401k, the property has to be appraised at 350 k and up. 30 day close, 8037576801
0 votes 1 answer Share Flag
Tue Jul 26, 2016
Joe Borelli answered:
You need to work with an FHA approved lender in order to secure home renovation financing under the 203K loan program. Whether you are looking for a streamline loan or a standard loan option, work with a local FHA lender with experience handling 203K loans in the past. You can filter your search for a 203k lender in Pennsylvania just to those who have underwritten at least one such loan in the past year.

http://203klenders.org/pennsylvania-pa/
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1 vote 11 answers Share Flag
Thu Jul 21, 2016
June Buerkle answered:
The underwriter is king. Even though he is supposed to honor the appraisal value of the inspectors on his approved provider list.

If he lowers the price, that is the number the lender will use.

Short of convincing the underwriter to accept the appraisal, you may have to change lenders.
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0 votes 1 answer Share Flag
Mon May 30, 2016
MYTrulia asked:
Please respond if you can find lender or your company can do this type of refinancing.
If you can let me know the LTV ratio, and all other terms. It is a long term investment with more…
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Wed Feb 24, 2016
Karen Peyton answered:
You might want to get a co-investor to provide down payment funds. Hard money lenders don't provide 100% financing. Since most who pursue these types of loan have poor credit, the risk of default it huge! As such, they want "your" skin in the game so if you do default, they don't lose money.

Good luck!
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0 votes 1 answer Share Flag
Thu Feb 4, 2016
Sherman Hardy answered:
It depends, you have to be certain that the home you are attempting is covered under your city limits for the guarantee. It's best to talk to your local lender who is well versed in the VA loan. I'm a Veteran as well and have used it. You should be fine though. I've written a blog about the VA Loan Guarantee check it out. http://www.localdmvhomes.com/blog/2015/08/25/va-home-loan-eligibility-isn-t-a-guarantee/ and to go further into details my preferred lender goes dives deeper into the loan program. http://www.localdmvhomes.com/blog/2015/09/01/does-100-financing-mean-i-won-t-need-any-money-to-buy-a-house-doing-a-va-loan/ If you are a disabled veteran you do not have a funding fee. Good luck and if you have anymore questions feel free contact me. ... more
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Fri Jul 10, 2015
Kenji Inui answered:
I may be able to help you out. I would need some more info on your income and credit worth. Please message me.
0 votes 1 answer Share Flag
Thu Jun 25, 2015
amar answered:
You can find a complete list of FHA 203K lenders on these sites:

http://fha203klenders.net/pennsylvania-pa/

You may also search for lenders on FHA.gov
1 vote 5 answers Share Flag
Fri Jun 12, 2015
Curie John answered:
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