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Financing in Panama City Beach : Real Estate Advice

  • All353
  • Local Info15
  • Home Buying115
  • Home Selling4
  • Market Conditions20

Activity 6
Sun Feb 9, 2014
Christopher Arnold answered:
Trulia is likely posting general 30 year fixed rates for primary residences. A condo loan in Panama City Beach will currently run you about 4.5 – 4.75% for a 5 year arm; assuming your credit worthy. ... more
0 votes 6 answers Share Flag
Fri Feb 10, 2012
Kelly Klein answered:
The minimum down payment requirement with Waterstone Mortgage is 10%. The loan would have mortgage insurance paid monthly (or could be done as a single premium paid at closing; your choice). The rates are dependent on your exact credit score but are running in the 4% range for a 750 credit score for a 30 year fixed with no points.

Waterstone Mortgage -- Sue Botelho at 850-362-6901
... more
0 votes 5 answers Share Flag
Thu Oct 13, 2011
Carol Perdew answered:
Bill,

The best recommendation I can give you is to talk to a seasoned mortgage professional. You may possibly be able to refinance your home and take cash out. Also, an option is a line of credit but banks have tightened up on lines of credit. Make sure you read the fine print on any loan agreements so you know exactly what you are agreeing to.

Thanks,
Carol Perdew
Prudential California Realty
(209) 239-7979
Carol@PerdewHomes.com
www.CentralValleyHomes.com
DRE 985176
... more
0 votes 2 answers Share Flag
Fri Oct 29, 2010
Nancy Young answered:
HI Stephen,

Not sure what you are looking for. Are you looking for hard money lenders or you looking to buy and rent or sell? I have a list of hard money lenders by state? If you would like for me to send it to you. Please email me and let me know and I will email it to you.

It would be my pleasure to help you find properties in Panama Ctiy Beach. Just let me know if you are looking for fix uppers, rental, single family, mul plex or condo. Really need this information to be able to help you find the right lender.

Nancy Young, Realtor/CDPE
Certified Distressed Property Expert

Prudential Shimmering Sands Realty
7923 PCB Parkway
PCB, FL 32407
850-258-7141 Mobile
NancyYoungPCB@gmail.com
www.panamcitybeachre.com
... more
0 votes 5 answers Share Flag
Fri Oct 29, 2010
answered:
Hi Mymosin,

I would recommend an FHA 5/1 ARM as long as it meets your needs.

I'm showing rates as low as 2.5% to 2.75% and FHA only requires 3.5% down and you have the ability to do a low cost streamlined refinance to fixed rate once your other home sells. ... more
1 vote 7 answers Share Flag
Tue Oct 19, 2010
Daniel answered:
JimFreeRealty@aol.com Jim Free realty they are a small well organized firm that will help you past your expectations 706-767-5344
0 votes 4 answers Share Flag
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