There are some new bills going into place if voted in that builders relationship with Lenders and Title companies are going to be changing.
However, we just closed a home with them in Keller and the clients were very happy with the lender at Meritage.
Don't just look at the rate, but all the cost. Sometimes they will charge you a slight higher rate so they can roll in some of those extra cost. Either way you are normally going to pay it just depends how you are going to do it. Rate VS Closing Cost. It is a pay me now or pay me over the term of the loan.