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John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Have a 715 credit score . but have a 2yr old repo on it. what are my chances of getting loan for house 120,000 ?
Hi Nettebarni,

It depends on the type of loan & how much the repo was.

I would say if your score is 715, you should be pretty safe but there's only one way to find out & that's to ... more
0 votes Share Flag Thu Sep 8, 2016 Financing in 15301
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Is it hard to buy a home if you have filed bankrupt in the past, but didn't include our home we own?
Hi Tar,

It really depends on the type of loan you're eligible for, what you did with the home & whether or not you've "re-established" your credit since the BK.

For example: If yo ... more
0 votes Share Flag Thu Sep 8, 2016 Financing in 44142
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
USDA loan, non rural.
Hi Rachel,

There are some areas that are USDA eligible that don't seem very rural.
Have you checked the address in the USDA site?

Go here: http://eligibility.sc.egov.usda.gov/eli ... more
0 votes Share Flag Thu Sep 8, 2016 Financing in Pensacola
Richard- El…, Real Estate Pro in Augusta, GA
Richard- El Bey answered:
Does anybody know a good commercial lender they would like to recommend?
Gas Station
Raw Land
Blanket loans
Cross Collateral loans
Ground Up Construction
Super market loans
Shopping Center loans
Special Use Facilities
And much more
0 votes Share Flag Thu Sep 8, 2016 Financing in Charlotte
Richard Litt…, Real Estate Pro in Fountain Valley, CA
Richard Littlefield answered:
Trying to obtain invoice for appraisal
You could ask the appraisal company to show where in the Dodd- Frank Bill it says that.

I believe that appraisals for removal of PMI are not covered by RESPA and the lender may charg ... more
0 votes Share Flag Thu Sep 8, 2016 Financing in 91604
Solomon Gree…, Real Estate Pro in Duluth, GA
Solomon Greene answered:
brought house 2010. I have FHA mortgage, pay PMI for almost 6 yr s never late on payment and have 770 credit score. how can I stop PMI?
Hey Ms. Coleman,

I mean no disrespect to my colleague, but a trusted, local, direct lender has advised that you can no longer remove PMI from an FHA Mortgage once your equity positio ... more
0 votes Share Flag Wed Sep 7, 2016 Financing in Lawrenceville
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Contingency in New mortgage
Hi Cathy,

No, that's not common. I would do your pre-approval contingent on the sale of your current home which means you would have to sell your current home before you can close on ... more
0 votes Share Flag Wed Sep 7, 2016 Financing in Schenectady
Mary Sanders, Home Buyer in New York, NY
Mary Sanders answered:
Who is the best bank to go with for an FHA loan?
Have you tried an FHA Loan? The Lenders Network got us approved with a 596 score.
24 votes Share Flag Wed Sep 7, 2016 Financing in 33618
Randy Sparks, Home Buyer in Rockford, IL
Randy Sparks answered:
Which lenders do VA loans without a minimum FICO?
Have you tried The Lenders Network? They found us a lender with 580 and 598 credit scores.
40 votes Share Flag Wed Sep 7, 2016 Financing in Indiana
Christophero…, Real Estate Pro in United Central, Saint...
Christopherohorton answered:
Who does mortgages for mobile/manufactured homes in riverhead?
If you are facing any financial problem while doing this home ,you must go for personal loan.You can get this from your nearest place.But you won't get mortgage on manufactured home.If ... more
0 votes Share Flag Wed Sep 7, 2016 Financing in Riverhead
Tabut, Real Estate Pro in New York, NY
Tabut answered:
Why Investment management?
Life is all about making investments. So investment should be managed effectively and efficiently. You can contact http://www.gemanalyst.com/ to get more detailed information about inve ... more
0 votes Share Flag Tue Sep 6, 2016 Financing in 60411
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
I cant afford a down payment. Can I still buy a home?
I would answer your question with another question: if you can't afford a down payment, how will you pay for home ownership expenses such as replacing the roof, heat/AC, electrical pro ... more
0 votes Share Flag Tue Sep 6, 2016 Financing in 27313
Fesehaye Paw…, Home Buyer in Atlanta, GA
Fesehaye Pawlos answered:
Can I get an FHA loan with Federal and State Tax Liens that are released?
DEKALB COUNTY SUPERIOR COURT property tax line show up after months on my credit report. I was already pay the tax months ago even though I was late already paid now I want refinance m ... more
0 votes Share Flag Tue Sep 6, 2016 Financing in 30341
TENNISPROHOU…, Home Buyer in New York, NY
TENNISPROHOUSESELLER answered:
I have 1st and 2nd mortgage. I would like to refinance both 1st and 2nd mortgage in to one is that possible
Your request is pretty common. I would use Inzopa to find the right mortgage professional for your situation. Often times it might be best to refinance both of them individually or just ... more
0 votes Share Flag Tue Sep 6, 2016 Financing in 96797
TENNISPROHOU…, Home Buyer in New York, NY
TENNISPROHOUSESELLER answered:
Re-Financing an unwarrantable condo in NYC.
You can try checking out Inzopa. Their mortgage professionals have been vetted so that when you have a specific need you will be 100% sure you are talking to the right professional.

... more
0 votes Share Flag Tue Sep 6, 2016 Financing in Brooklyn
Arlenenunez1…, Home Buyer in Jacksonville Beach, FL
Arlenenunez1991 answered:
Anybody know hard money lender for owner occupied property?
Does anyone know of a hard money lender for an owner occupied property in Indiana? If so please contact me at 219-670-6712. Thank you.
0 votes Share Flag Tue Sep 6, 2016 Financing in 60143
Susan Gay, Home Buyer in Vidor, TX
Susan Gay answered:
How long do you have to buy a house after you are pre-approved for a mortgage?
Whatever your financial institution tells you. Ask them.
0 votes Share Flag Tue Sep 6, 2016 Financing in San Antonio
shahmanish20…, Home Buyer in Norristown, PA
shahmanish2003 asked:
Question on loan program - 30 yr fixed or 10/7 yr arm At present, I have 30 year fixed loan on my primary residence (rate is 3.5). Getting good rate on 7 year arm.
What loan program is good if I want to rent out your property after 2-3 years?…
0 votes Share Flag Tue Sep 6, 2016 Financing in 94086
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