I am a Senior Loan Officer with Bank of America, and I offer Physician loans in most states including Arizona. At Bank of America our Doctor Loan program is the best of class. Any MD or resident can qualify, and our interest rates are lower than other lenders with these loan products.
Benefits of our Doctor Loan:
- 5% down with no mortgage insurance on loans up to $1 million
- 10% down with no mortgage insurance on loans up to $1.5 million
- Much lower interest rates than other comparable down payment programs
- Ability to exclude student loan payments from qualifying ratios
- Less work history required than a traditional mortgage
Feel free to reach out to me directly for a consultation, I lend in almost all states and would be happy to discuss our Doctor Loan program with anyone looking at this option.
Senior Lending Officer
Bank of America
Email: firstname.lastname@example.org... more
that's a toughie, I know CAP ONE used to go 90% to 2MM but I think the rates are on the high side, we cap out at 90% ltv/cltv to $900K. We can split into 2 loans, both 30 yr fixed or one loan. email@example.com... more
When it comes to Georgia mortgage lenders like myself can go as low as 580 for credit. Since you are below this I recommend that you work on your credit. The simplest way to fix your credit would be to pay off your debt and revolving credit balance on time. Once your scores are at 580 or above you will be in much better position to obtain a VA loan. If you dont have a credit card apply for a secured credit card.... more
Hello Gail, I am a lender here at HomeStreet Bank in San Diego and we have various programs to offer which all vary in the highest DTI allowed. Anywhere from 41-50%, if this is at all attractive to you, please give me a call and I can assess your financial portfolio to gauge which program would be the best fit for you.
Web Reference: https://ncampbell-homestreetbank2.mortgagewebcenter.com/Account/Login?ReturnUrl=%2fApplyNow
NMLS: 502247... more
I have had the same question asked by several clients. I often refer them to a site called www.EasyMilitaryMove.com There is a blog article on this exact topic. Just thought I would pass it along for any one else looking for much needed information.... more
While giving out personal financial information online always carries risks, applying for a personal loan online increases the risk of exposing personal information because many websites are not actually lenders but are lead generators, reports the Consumer Financial Protection Bureau. Lead generators identify potential clients for lenders, gather information and send it to a network of lenders, acting as a third party in the process.
In addition to the risk of personal financial information being exposed to an unknowable amount of lenders, applying for a personal loan online through a lead generator also rarely generates the lowest interest rates and causes confusion between the consumer and the lender, cautions the CFPB. Keys to differentiating between actual lenders and lead generators online are often in the fine print. Phrases such as "matching you with lenders" are red flags.
Lead generators are also known to resell personal data, exposing personal information outside of the network of potential lenders. For example, a reporter for NPR submitted a false application through a lead generator to discover how far the information spread and how quickly. Although she submitted a fake name, address, social security number and bank account information, she was approved for a loan and received calls from companies for months afterward with offers of funds up to 10 times of what she originally requested, reported Pam Fessler for NPR.
Apply for mortgage online or check required documents to apply online : https://www.hypotec.loans/apply-mortgage
Contact us: https://www.hypotec.loans/contact-us... more