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Financing : Nationwide Real Estate Advice

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Activity 20,780
Thu Mar 9, 2017
Markhowe answered:
Hello there,

I am a Senior Loan Officer with Bank of America, and I offer Physician loans in most states including Arizona. At Bank of America our Doctor Loan program is the best of class. Any MD or resident can qualify, and our interest rates are lower than other lenders with these loan products.

Benefits of our Doctor Loan:

- 5% down with no mortgage insurance on loans up to $1 million
- 10% down with no mortgage insurance on loans up to $1.5 million
- Much lower interest rates than other comparable down payment programs
- Ability to exclude student loan payments from qualifying ratios
- Less work history required than a traditional mortgage

Feel free to reach out to me directly for a consultation, I lend in almost all states and would be happy to discuss our Doctor Loan program with anyone looking at this option.

Mark Howe
Senior Lending Officer
Bank of America
Phone: 360-643-1471
Email: markhowe@bankofamerica.com
... more
0 votes 20 answers Share Flag
Thu Mar 9, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

Yes there are programs that require no down payment.

If you would like a pre approval or you have any questions you are welcome to contact me. ... more
0 votes 1 answer Share Flag
Thu Mar 9, 2017
Jonathan.brozek answered:
that's a toughie, I know CAP ONE used to go 90% to 2MM but I think the rates are on the high side, we cap out at 90% ltv/cltv to $900K. We can split into 2 loans, both 30 yr fixed or one loan. jonathan.brozek@usbank.com ... more
0 votes 36 answers Share Flag
Thu Mar 9, 2017
Charlette Jackson answered:
Thu Mar 9, 2017
Ashlee Husa asked:
I foreclosed on a junior loan I had on a underwater property in Southern California,took it to public auction and no one bid so it went back to me,then evicted the previous owner. But because…
0 votes 0 Answers Share Flag
Thu Mar 9, 2017
Thomas Martin answered:
http://www.fhamortgageprograms.com/ga-va-mortgage-lenders/

When it comes to Georgia mortgage lenders like myself can go as low as 580 for credit. Since you are below this I recommend that you work on your credit. The simplest way to fix your credit would be to pay off your debt and revolving credit balance on time. Once your scores are at 580 or above you will be in much better position to obtain a VA loan. If you dont have a credit card apply for a secured credit card. ... more
0 votes 8 answers Share Flag
Wed Mar 8, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

We actually have programs avialable that will lend on mobile homes on land.

I would need more details to determine how I can help you.

You are welcome to get in touch with me if you would like help with this. ... more
1 vote 1 answer Share Flag
Wed Mar 8, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

I may be able to help you with this.

I would need more details to determine what we can do for you.

If you have any questions or would like help with this you are welcome to get in touch with me. ... more
0 votes 1 answer Share Flag
Wed Mar 8, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

There is a USDA loan programs available that does not require a down payment.

if you would like more info on this you are welcome to get in touch with me. ... more
0 votes 1 answer Share Flag
Wed Mar 8, 2017
Niki Campbell answered:
Hello Gail, I am a lender here at HomeStreet Bank in San Diego and we have various programs to offer which all vary in the highest DTI allowed. Anywhere from 41-50%, if this is at all attractive to you, please give me a call and I can assess your financial portfolio to gauge which program would be the best fit for you.

Niki Campbell
Web Reference: https://ncampbell-homestreetbank2.mortgagewebcenter.com/Account/Login?ReturnUrl=%2fApplyNow
NMLS: 502247
... more
0 votes 3 answers Share Flag
Wed Mar 8, 2017
Debra Gordon asked:
I have rental properties and am trying to buy a new residence closer to work and within 20 miles of the campus where my son is going to college in the Fall (college requires parents to live…
0 votes 0 Answers Share Flag
Tue Mar 7, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

There is a no money down mortgage program available.

If you would like more info or help with this you are welcome to get in touch with me.
0 votes 1 answer Share Flag
Tue Mar 7, 2017
Tpp53 asked:
Mam,or Sir, we do not have enough money after we pay our bills, house repairs, and mortgage. Our mortgage company is with Pennsylvania Housing Finance Agency. I had cervical spinal surgery…
0 votes 0 Answers Share Flag
Mon Mar 6, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

No, that will not hurt your chances of getting a mortgage.

If you have any other questions or would like help with this you are welcome to get in touch with me. ... more
0 votes 1 answer Share Flag
Mon Mar 6, 2017
Tracie.rowell answered:
I have had the same question asked by several clients. I often refer them to a site called www.EasyMilitaryMove.com There is a blog article on this exact topic. Just thought I would pass it along for any one else looking for much needed information. ... more
0 votes 6 answers Share Flag
Sun Mar 5, 2017
Ranjankc326 answered:
QUICK ANSWER
While giving out personal financial information online always carries risks, applying for a personal loan online increases the risk of exposing personal information because many websites are not actually lenders but are lead generators, reports the Consumer Financial Protection Bureau. Lead generators identify potential clients for lenders, gather information and send it to a network of lenders, acting as a third party in the process.

In addition to the risk of personal financial information being exposed to an unknowable amount of lenders, applying for a personal loan online through a lead generator also rarely generates the lowest interest rates and causes confusion between the consumer and the lender, cautions the CFPB. Keys to differentiating between actual lenders and lead generators online are often in the fine print. Phrases such as "matching you with lenders" are red flags.
Lead generators are also known to resell personal data, exposing personal information outside of the network of potential lenders. For example, a reporter for NPR submitted a false application through a lead generator to discover how far the information spread and how quickly. Although she submitted a fake name, address, social security number and bank account information, she was approved for a loan and received calls from companies for months afterward with offers of funds up to 10 times of what she originally requested, reported Pam Fessler for NPR.

Apply for mortgage online or check required documents to apply online : https://www.hypotec.loans/apply-mortgage

Contact us: https://www.hypotec.loans/contact-us
... more
0 votes 25 answers Share Flag
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