I am state and federally licensed to write mortgages in 31 states for a top direct lender in the mortgage industry who offers conventional, FHA, VA, and USDA loans. We keep your info private not broker it out and we go down to a 550 credit score for VA and FHA loans.. Are lowest score we accept for government loans are 550 when most lenders require a 620 and brokers a 580. You have to have two years of income with a score over 550 with bankruptcies discharge date 2 years and over. We have basic guidelines and a pretty easy process. Feel free to text me or call me anytime up to 10:00pm Eastern with any questions.
Brian Young 214-797-3479
NMLS 902687... more
Really depends on several factors including when the bk and foreclosure was. I think you can buy a HUD home with an FHA loan, you need a 580 score for FHA Loans. Try The Lenders Network they have several lenders in their network that work with people with credit issues.. Good luck!... more
If your credit score is now where it would need to be for approval, it will depend on if it was a Chapter 7 or 13 on if you have to wait 1 year or 2 years. Contact me and we can talk in more detail about what you're looking for in your next home and I can recommend and put you in touch with some local lenders who can help with your financing, bankruptcy and approval questions. firstname.lastname@example.org my website is http://tommccollister.kwrealty.com/... more