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Credit Score : Nationwide Real Estate Advice

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Activity 2,084
A few hours ago
Cragdavidsinfotechnology answered:
If you are looking for a professional that is specialized in changing Credit Scores Repair, School Grades, Facebook, Instagram, Email account, Mobile phone Hacking, Removal of name from criminal record, removal of links from website. His jobs are secured and without trace. Contact: morrisgraycracktech at gmail dot com..he is 100% …I guarantee he is for real..Tell him Seth referred you. He would respond promptly. ... more
0 votes 115 answers Share Flag
Earlier today
connoranne answered:
it depends if it hit your credit already, i know i had to go with a company called select us as per my mortgage rep so i could get approved. they deputed mine because it had already hit my credit and had got it removed so i could get approved for my home! best part about it was that they had it done and i was in my home in less then 5 months ... more
0 votes 4 answers Share Flag
Earlier today
connoranne answered:
i had a few charge offs on my credit that my mortgage rep wanted removed even though my score was okay. he told me about this place called select us which i had called and ended up going through they had quiet a few things removed in less then 3 months and my score went up a ton. i was very much pleased with the results ... more
0 votes 11 answers Share Flag
Sat Sep 16, 2017
Lauraine asked:
Most places want good credit while my credit is bad I get an inheritance check I have the money to rent and hold on to a place but the credit part is very hard what can I do
0 votes 0 Answers Share Flag
Fri Sep 15, 2017
connoranne answered:
my husband and i both where getting ready to buy a house when the mortgage rep had told us that the judgment on my credit was going to effect us buying a house if i couldnt get it removed ..... that was the only thing holding me back!!!! he told me about a company called select us that may be able to help me so i called them. they where great they had it removed in less then 6 months. NOW I AM LIVING IN MY DREAM HOME ... more
1 vote 8 answers Share Flag
Thu Sep 14, 2017
connoranne answered:
i was in the same boat as you my husband was where he needed to be i needed 20 more points. i quick went with a company called Select us llc since my mortgage told me that would be best being that i needed a few things removed. that company was amazing they had the collections removed and i was in my dream home in less then 6 months i couldnt be happier. ... more
1 vote 19 answers Share Flag
Thu Sep 14, 2017
Susie Kay answered:
Most likely yes. Rental market is really hot and landlords know they can lease their property quick while be very selective in choosing a tenant. Regardless whether you want to lease or buy a house I would suggest that you work to improve your credit. ... more
0 votes 1 answer Share Flag
Wed Sep 13, 2017
Robby answered:
Hi, Most the responses on this thread are spam, but if you want a solid company go to www.creditrestorationoftexas.com 210-248-9061 we are a local San Antonio company, are licensed and have been around since 2007. We are the preferred choice for top lenders and realtors in the area.
Sincerely,
Robby Allen
... more
0 votes 29 answers Share Flag
Wed Sep 13, 2017
connoranne answered:
i believe that there are lenders out there but they are hard to find, the lender that i went with was trying his best but he said there was nothing much he could do because of my collection accounts. he told me about this company called select us, they helped me so much i thought it was going to take so much time to get my credit fixed but it took under 6 months and i was living in my dream home witth my husband! so glad that i made that phone call and went with them ... more
1 vote 23 answers Share Flag
Wed Sep 13, 2017
connoranne answered:
i personally couldnt get a mortgage with a 550, which is awful news to me because my husband has great credit and i am what is holding us back. i had been told to go threw a company called select us for the mortgage rep i was dealing with.... best choice i have ever made. i was in my home in less then 6 months with my collections removed. they did an amazing job! ... more
1 vote 16 answers Share Flag
Wed Sep 13, 2017
connoranne answered:
i had tried to fix my credit on my own being that i only had a few thing to get off, it was a head ache. i was starting to give up on the whole thing until one of my friends i work with had told me about a company called select us. so i figued id call them being i had to get this stuff removed or my husband and i had no chance. this company not only settled my judgments but they also got all my collections removed. i couldnt be happier it look less then six months now i have my own home! ... more
1 vote 3 answers Share Flag
Tue Sep 12, 2017
Leslie asked:
I have been searching for rentals and received a reply today that had personal information which I did not provide to this prospective landlord, including my "credit score" range,…
0 votes 0 Answers Share Flag
Tue Sep 12, 2017
connoranne answered:
my husband and i had went through a company called Select Us LLC i personally have never heard of credit pros. my sister in law had told my husband and i about select us they helped me with settling a judgment and got alot of the collections accounts removed. but most importantly they did it in a timely matter so that i could be in my home in less then 6 months!! i couldnt br happier ... more
1 vote 2 answers Share Flag
Tue Sep 12, 2017
Jefferyadernson007 answered:
Thanks to globaltechnologies46@gmail.com for the job well done...i contacted him after i got his email from a friend and he was able to help me fix my credit 100%...he improved my score to an excellent grade, he his the best in fixing credit, he helped me fix my i can guarantee him 100%... ... more
0 votes 39 answers Share Flag
Sat Sep 9, 2017
Kathy Burgreen answered:
I'm with you on this one and hoping our Congress does something ASAP!! - BEFORE Tax Reform, funding the government and whatever else is on their agenda. I'm FURIOUS that this happened.

For buyers, talk to your lender asap and see what he / she tells you. Ask if you can put a freeze, then lift it when your lender needs to review your file. Find out if they can call you to lift the freeze. Otherwise, ask if a fraud alert would be a better solution.

Bottom line - it's not just our finances we all have to worry about. It's also our medical, criminal and other stuff. A person could have an expensive medical procedure and file a claim with our insurance company to pay for it. Then our insurance company will raise the premium because of that fake surgery. Another example is somebody could commit a crime using our ID information and we would end up behind bars trying to prove our innocence. Then there is the IRS - somebody could file tax returns under our name.
... more
0 votes 1 answer Share Flag
Sat Sep 9, 2017
Wemopa answered:
I caught my cheating boyfriend red handed with a lady he was having an affair with and this was made possible by a ethical hacker i met through a comment posted by ray marcum about his good services. I started getting suspicious of my boyfriend since he became too possessive of his phone which wasn't the way he does before. I knew something was wrong somewhere which was why i did my search for a ethical hacker online and contacted the hacker for help, he got the job done perfectly without my boyfriend knowing about it. I'm heartbroken because i gave him my all not knowing he's just a cheat and liar, men are not to be trusted. I am trying to save more people out there from being cheated on by their man or woman by sharing this post with everyone. Don't hesitate to contact him for help at his email address spystealth.org AT gmail DOT com. He's one of the best. ... more
0 votes 22 answers Share Flag
Sat Sep 9, 2017
Kathy Burgreen answered:
You should be OK because your income is more than sufficient to pay rent. If your income was much lower, your credit score would be a larger factor.
0 votes 1 answer Share Flag
Fri Sep 8, 2017
connoranne answered:
i had tried to get a mortgage with my husband and i had the same score, we didnt get approved but they had told us only a few things had to be removed off my credit to get us started. i ended up going through a company called Select Us my rep had told me about and they where great they helped me so much i had a house in less then 6 months i couldnt be happier ... more
1 vote 9 answers Share Flag
Fri Sep 8, 2017
connoranne answered:
i couldnt buy a home with a 530 so in not too sure if you can, my husband has perfect credit i have the crummy credit! i googled ways to fix my credit on my own and it was just very time consuming. a friend that i work with told me about a place that helped her remove a few things so she could get a home. at that point i had nothing to lose so i called them..... LONG STORY SHORT I WAS IN A HOME OF MY OWN IN LESS THEN 6 MONTHS!!! they where great ... more
1 vote 10 answers Share Flag
Fri Sep 8, 2017
Kathy Burgreen answered:
Affordability calculators for any website on the internet are NOT off. What you don't know is the criteria used. Mortgage calculators ASSUME the buyer is using a 20% down payment, no mortgage insurance, has a FICO credit score of 800+, no outstanding debts, has a DTI of 0% and using a low interest rate. Their assumptions only apply to VERY few buyers.

The majority of buyers do not have 20% down payments, have much lower credit scores, have monthly fixed debts and will not be entitled to get the lowest interest rates. This is why buyers need to contact or schedule an appointment with a lender to see the specifics for their situation. Online calculators should just be used as a ROUGH guideline. Never use it for your own situation.
... more
0 votes 1 answer Share Flag
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