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Youngstown : Real Estate Advice

  • All92
  • Local Info14
  • Home Buying22
  • Home Selling10
  • Market Conditions4

Activity 78
Mon May 8, 2017
Eric W Vander Werff answered:
I would call your local credit union for a loan that size. Most traditional lenders have a loan minimum of $40-50,000.
1 vote 1 answer Share Flag
Wed Feb 8, 2017
answered:
Hi Kristenx2,

Your loan officer has no reason to make something like this up BUT she does need to go to bat for you if the underwriter is overbearing.

A couple of questions.
What type of loan are you doing, FHA, VA, USDA or conventional?
What type of home are you buying? If it's a manufactured home then you will absolutely be required to get a structural engineer's report to confirm that the manufactured home is permanently affixed to the foundation in a manner that is acceptable to FHA, VA, USDA or Fannie Mae/Freddie Mac.

I would be happy to take a look at the appraisal & tell you what's going on & whether or not you really need to have this done.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
jburke@gpbankTX.net
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
0 votes 1 answer Share Flag
Sat Jun 18, 2016
Lewislentz asked:
Trulia has a very old picture of our rental before we sent 8K fixing it up. I posted the new pictures, so why is there an old picture up? Zillow used the new one. We had it painted, new…
0 votes 0 Answers Share Flag
Thu Mar 3, 2016
MCM_STL answered:
Once it's a bank-owned property, it's largely like any other sale except that it tends to take longer to get a response out of the seller. You can still get inspections you just generally cannot get any repairs as a result.

One big thing to worry about this time of year is that the home may have been winterized so the water is shut and you may have to pay to get it reconnected if the bank allows you to do so in order to test the systems.

There was a time when you get get a bargain on these houses but so much of the country's real estate market has recovered that these often aren't all that cheap unless there are major condition issues. And then they really aren't that "cheap" because of all the work they need.
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1 vote 1 answer Share Flag
Wed Feb 10, 2016
Auntelaina answered:
I've been here all my life, I found when you get robbed its by someone you know, mainly because you let them in your business to often. I raised a 28 year old son, whom graduated from college with honors and he's a Physically major minor in Marketing. I love my neighbor, we wave and talk to each other but we're not up in each other's home, we do watch out for each other. I took a test one day and asked a neighbor has anyone been over my house today she said yes and gave me four different car's and how often they came over, who knew ? We take in garbage cans, put lg. Packages on their back porch, snow blow your neighbors driveway's when mine was down, bringing in each other's mail when it's hanging out the mail box. We even feed each other when needed, we help take care of another's sick child, and no it's not a dream you just have to pick your neighbor. Thank You ... more
0 votes 54 answers Share Flag
Tue Oct 27, 2015
Dan Tabit answered:
Daicompacifca,
You're right, as a mortgage most banks won't bother. Is this a mobile home in a lot? If so, you'll still need to pay space rent and mobile homes are not good investments.
If you want to pursue this, you may want to look into signature loans, refinancing a car or other asset that's paid for.
... more
0 votes 1 answer Share Flag
Mon May 11, 2015
Randy Stoker answered:
Trulia does not support For Sale By Owner listings. All listings on Trulia are generated by the listing Real estate agent; Trulia scans the MLS data base and posts that information to their web site. If you have your home listed through a licensed Realtor then your listing should appear on Trulia within 72 hours after going live in the MLS system ... more
0 votes 1 answer Share Flag
Wed Dec 31, 2014
Rollin Gosney answered:
If I am reading this properly you should just contact who is in charge and voice your concerns. I assure you all involved wants a property sold, but at the same time agents need to scrubb buyers to see if there capable to purchase a home. You would be surprized how many times we jump in the car to drive a hour each way to find out it was grandmas house twenty years ago and they are wondering if the bank will rent to them. ... more
0 votes 3 answers Share Flag
Wed Nov 19, 2014
Dan Tabit answered:
Bill,
You didn't include a home, but I'd suggest you start with your local MLS. Look up the address and see if it's listed. RealtyTrac shows homes that are not listed and not for sale. Trulia doesn't accept FSBO's. Ify you are not sure how to proceed, check with your managing broker for specific advice how to research a property in your area. ... more
0 votes 1 answer Share Flag
Fri Nov 7, 2014
Rollin Gosney answered:
0 votes 1 answer Share Flag
Thu Nov 6, 2014
Rollin Gosney answered:
Contact Youngstown police dept to inquire about safety. Youngstown is continuing to move forward in my opinion. There are obstacles to get around but we are seeing progress. Do your homework and note home values of that value go back to the old saying " you get what you pay for". Look into finding a home that your capable to move into with little repair and you may be further ahead in the end considering costs of materials, labor, hassle etc. Have a safe trip here and I wish you the best of luck ! ... more
0 votes 1 answer Share Flag
Wed Nov 5, 2014
Rollin Gosney answered:
My search tells me this property is not available.
0 votes 1 answer Share Flag
Wed Nov 5, 2014
Rollin Gosney answered:
Austintown has made great progress in the recent years. New casino , racetrack , many businesses and much more. I am all for the progress and not expecting any change in pace anytime soon !!
Keep it up A/town !!!!
... more
0 votes 1 answer Share Flag
Wed Nov 5, 2014
Rollin Gosney answered:
Please be more specific with which area your speaking of ?
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