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Waimanalo : Real Estate Advice

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Activity 5
Wed Jul 13, 2016
Suendru asked:
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This question was asked from this property: http://www.trulia.com/foreclosure/3229607062-41-Humuniki-St-Waimanalo-HI-96795?ecampaign=con_rlt_sharepropfriend_fr&eurl=www.truli…
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Tue Mar 17, 2015
Daniel Grace asked:
Mon Jan 5, 2015
Dan Tabit answered:
Rose,
If that is your gross pay (before taxes are taken out), you probably won't qualify to purchase. A lender wants to know that after you make your mortgage payment you have enough residual income to buy food, gas, clothes etc and be able to maintain your home.
If you were approved with a debt ratio of 45% (just a guess, it could be less) that would mean you'd only have $675 a month for a mortgage including taxes and insurance. I won't claim to be an expert on the Hawaii market, but I'd be surprised to find much available with a correspondent price.
Rather than take my word for this however, talk to a mortgage lender at your local bank. If they have a program or option for you it's possible you may be in luck.
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Sat May 31, 2014
Sylvia Rosenwasser answered:
Under contract but accepting back up offers.
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Wed Sep 18, 2013
Cathy Pierce answered:
Good Afternoon,

There does not seem to be a lot listed with your question. If you could give me the address or any other identifying information I will do my best to find the information for you.

Aloha
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