I don't really understand your question, so I'll assume you're speaking of a down payment. If doing an FHA loan, your family should be able to contribute "gift funds" without any problem as long as they will agree in writing the funds do not have to pay repaid.
It is a sellers market in Skokie, Niles and Morton Grove. I am a local Realtor and there is no good rent to own situations that are for real. If you want to give me a call I can advise you on a lender I work with and find out what programs you would qualify for with a mortgage.
Good luck to you Zara.... more
What is you definition of noisy neighbors. I am not trying to shoot you down but the village has laws about the times it has to be quiet. Usually it is 11:00 PM through 7:00 AM. Call the 311 and inquire.
Sometimes just talking with the neighbors will do a better job.
I wish you all the best.... more
Since you live nearby some of the big local offices, why not walk into one and ask the receptionist to let you speak with an available Realtor about it. Ask them about the market, paperwork, experience, comps and if it feels right, then ask them to come over and see the house in person.... more
Usually if you go to a good insurance company in your area they can advise you on the insurance you need. You'll want to be sure that your insurance is customized for your property specifically. Then you can ensure that all of your property is covered that you need, and then you won't have to worry about damages. I hope you are able to find a good insurance company that can help you out! http://agents.allstate.com/tom-wohrley-parker-co.html... more
Schools are definitely a big contributor to the cost of taxes. If a specific home has higher taxes than other homes, looking at the homes assessed value and home exemptions is a place to look and see where the numbers are coming in higher. A newer construction home may be looked at differently than an older remodeled home.... more
Due to the lack of inventory in these areas and the nature of rent to own, they aren't really available in those areas. Have you considered buying a place with a VA loan? You do not need to put down a downpayment?
Did you know you can buy units in these areas where your monthly payment would be less than if you were to rent?
I work in Evanston, give me a call at 773 677 5340 or email me at Jeff.Nobleza@BairdWarner.com
Bernard Dugandzic is a great lender who can help you obtain a VA loan. He can be reached at 847 508 0190.... more