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Rochester Hills : Real Estate Advice

  • All107
  • Local Info3
  • Home Buying35
  • Home Selling8
  • Market Conditions3

Activity 57
Tue Nov 8, 2016
Maricris A answered:

I apologize we have false foreclosure information listed on our home details page. This data is provided to us from Zillow foreclosures and we currently do not have the ability to edit or remove the information that they are sending us.

Please be advised that I have created a request regarding the removal of the erroneous foreclosure information for your home on Zillow.

Once the status is removed from Zillow, it will automatically update to Trulia after 24-48 hours.


Consumer Care Advocate
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0 votes 1 answer Share Flag
Mon May 2, 2016
Billybob5 answered:
Wed Jan 27, 2016
Gregory Young answered: get on all the major real estate search engines and sell it your way.
0 votes 5 answers Share Flag
Sat Sep 26, 2015
jdbackes asked:
I would like to have all my saved pictures on my iPhone 5 model,.
0 votes 0 Answers Share Flag
Thu Apr 30, 2015
Caca asked:
I am interested in a house in Rochester hills and it is in a very good neighborhood, however, there is a small hill right behind the backyard (i.e. the house is at the bottom of the hill).…
0 votes 0 Answers Share Flag
Tue Nov 11, 2014
L B answered:
There are a few listings of fairly new homes in the area.
0 votes 6 answers Share Flag
Tue Oct 14, 2014 asked:
Thu Jul 24, 2014
Derek Tunison answered:
I am a Sr. Mortgage Specialist in Macomb County, MI. I would be happy to meet with you or take a brief phone application to see if we can get you pre-approved for a home loan. See below the answers to your questions.

1) When you credit is pulled you have 3 scores, the lender will use the middle score. If you have a Co-Borrower on the application, the lender will use the lower of the 2 middle scores.
2) No, as long as there is a credit score versus an N/A
3) I would have to verify with the lender
4) I would have to verify with the lender
5) Rates do not very much as long as the home would be used as a primary residence.

I would like to get more information from you, and speak over the phone. When I have the information I need I can approach a few different lenders with your scenario. The application process does not cost you anything, and will give you a good idea where you stand.

I look forward to hearing from you!

Derek Tunison
Sr. Mortgage Specialist
Nowland Mortgage
Macomb County, MI
NMLS 162605
Cell: 586-306-8994
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Wed Mar 26, 2014
Christopher Pagli answered:
Hi, You can visit and for in-depth stats.

1 vote 2 answers Share Flag
Sat Oct 26, 2013
Jonathon DeVries answered:
It depends on who will be funding the loan. All Fannie, Freddie, and government loans will have a small bump in the rate regardless of loan to value ratio. Some lenders will add more of a bump than others, I know lenders that avoid condo loans altogether. I would recommend you ask the lender for a quote for a single family residence first, then ask if the price was the same for a condo with the same down payment and in the same area, what would the rate be. You then can consider the difference in the rate to determine if you want to change what you shop for. ... more
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Sat Oct 26, 2013
Jonathon DeVries answered:
Your best option would be to look into a land contract until you can qualify for a mortgage on your own.
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Thu Jun 13, 2013
Sigrid Garrick answered:

Your SEV value (state equalized value ) for 2012 is 110,100. last year it was 106,620. your taxable value for this year is 102920. Rochester hills is determining that your home is worth 220,200. You are being taxed on your home as if it is worth 213,240. It has been my experience that the city assessments are not the true value of what your home can sell for.
As a realtor, I check the comparable solds within the last 6 months, look at your home's condition, compare that to the recent sales & then let you know what your home could sell for. Since home prices are rising, it is possible that you could get more than what recent homes sold for.
I do this everyday, you can give me a call so I can do this for you. There is no charge..
You can have an appraiser do this but it would cost you.

Have a wonderful day!!
Sigrid Garrick
Keller Williams Rochester
cell 586-322-7165
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0 votes 4 answers Share Flag
Wed Jun 12, 2013
Sigrid Garrick answered:

I'm not sure exactly what you are asking. Virtual tours are usually posted on the various sites for sale.
Anyone has access to that.

What I can do for my out of town clients is preview homes that may be of interest.

You can check out all condos on my web site. I have 2 multi list on there so anything that is listed is on there. If they have a virtual tour then that would be on there as well.

The virtual tours are posted by each listing agent.

Are you looking to purchase or lease?

Don't hesitate to contact me with any further questions.

Best Wishes,

Elizabeth, I have a client named Elizabeth Kowal. Small world.
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0 votes 3 answers Share Flag
Tue May 14, 2013
Sigrid Garrick answered:
Cash makes for a better offer. Why would you finance later. Instead of making a mortgage payment , you can use that money for anything else you like
0 votes 3 answers Share Flag
Tue May 14, 2013
Karen Paytas answered:
If you don't have 2 years on the job it's going to be difficult to get financing. So cash seems to be the best solution. After you've established some time on the job you could consider doing some financing on the home.

If you need the assistance of a buyers agent just give me a call or send me an email. I'll be happy to help.

Good Luck,

Karen Paytas, GRI, CMS
Real Living Kee Realty
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0 votes 1 answer Share Flag
Thu Apr 4, 2013
A. Edwards answered:
Sat Mar 16, 2013
Rosemary Anger, MCAT answered:
The SEV is half the market value and yes the Taxable Value resets the next tax year to the SEV. Now...the market value is determined by the average of all good residential sales in the localized neighborhood. So if you got a good deal and paid 80% of the prior assessed value and other other sales where coming in at 110% of prior assessed, your assessed value would be pushed higher than just 50% of your sale amount. In keeping taxes down, the most important thing you can do is to make sure you have your Principal Residence Exception paperwork in before the July 1st or Nov 1st deadlines. That saves you up to 18 mills in school tax. ... more
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