I would suggest that you discuss this with your realtor. That's what he/she is paid for. However, having said that, seller can get his own home inspection. He is not to ask you to pay for it unless it has been agreed upon. Yes, seller can take as many back up offers as he can but you are still the first buyer.... more
REALTORS® recommend that sellers obtain the advice of legal counsel prior to acceptance of a subsequent offer except where the acceptance is contingent on the termination of the pre-existing purchase contract or lease.... more
What if you realize the realtor that initially showed you the house turns out not to be that good of a realtor. A signal to me that a realtor is questionable is when they try an push you into making an offer by claiming "oh, the realtor for the other party said there is someone circling the property your interested in, so you may want to put in an offer". Realtors aren't all ethical, or honest.... more
I agree with Richard completely. I have yet to see a house that was cheap enough or special enough to justify the risk and aggravation involved with buying a foreclosure or short sale. There are plenty of dumpy homes that you can buy directly from the seller, not the bank. I suggest you buy one of those instead.
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I would not do any loans with AIMLoan.com as they will adjust your Impound amount and then charge you a late fee for not submitting the changed amount and send you to collections. Yes, collections called and said they are "trying to collect a debt". Really? My impound account is a debt now and not a account to pay my taxes and insurance? What a scam.
We missed adjusting our autopay but still paid enough to cover the Principal and Interest and most of the impound. I was short in in funding my impound account, which is way over what is ever paid out from and is not in risk of being short.
I had many loans with other companies and was never charged a late fee nor taken to collections for shorting the impound account. I have 3 loans with them and will never do another loan with them again.... more
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I would suggest that you work with a local realtor to assist you. I used to live in TriValley before relocating to DFW and yes, there are some areas with soil liquefaction and foundation issues.... more
ListingBidder.com has recent 2016 market data for listing proposals submitted by real estate agents all across North America. This data shows that on the open market, where Realtors compete by submitting their marketing proposal and real estate commission fee rate, the total commission ask ranges from 3.0% to 6.0%. These commission rates vary by zip code and almost show a perfect bell curve with the bulk of these proposals falling around 4.75% nationally. Whether you are looking for the average rate in Montana or a typical rate in Maryland, we have found the rate varies by zip code because the ask rate tends to drop as the home values increase. We would love to help you find a realtor at a competitive commission rate fee: https://www.ListingBidder.com
Note: These figures represent the total commission rate which is usually split between the Listing agent and the Buying agent.... more
I have a question about this that it seems nobody on the internet has encountered... What if the seller himself, or someone in the seller's household, is a sex offender? Is the listing agent obligated to disclose that? I am currently house shopping and thought I'd found the perfect house until I looked it up and discovered that a relative of the seller currently living at the home is in fact a registered sex offender. What's worse, they were home when I went on the showing with my 6 year old daughter. I feel like a predator could very easily list his home for sale as a tool for finding targets. Should we not have been warned?... more