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Pleasant Hill : Real Estate Advice

  • All66
  • Local Info5
  • Home Buying24
  • Home Selling4
  • Market Conditions1

Activity 42
Wed Dec 7, 2016
Sheryl Arndt answered:
Hello Shane, the 3bd 1ba single family home rentals start from $2,495 and $2,795 for 3bd 2.5ba home in 94523 zip code of Pleasant Hill. Here is a link.
http://www.realtor.com/apartments/94523/beds-3/type-single-family-home/affordable

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score. There is 3% down conventional available up to 417k from a minimum 620 fico score.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in 94523 zip code of Pleasant Hill start from 579k for 4bd 2ba single family home. You may consider condo's or townhomes which may be a little less. The 3bd 2ba condos start from 499k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Wed Nov 23, 2016
Mabelle asked:
I am no longer a Realtor however I am still showing up in your searches could you please PLEASE REMOVE my name from your list of agents.
0 votes 0 Answers Share Flag
Thu Mar 24, 2016
Claudia Muller answered:
A bridge loan allows the borrower who is selling a home to utilize the equity in that home to purchase another without having the current home sold.
The bridge loan will have very temporary terms. The loan is usually paid off with the proceeds from the sale of the home being sold. ... more
0 votes 1 answer Share Flag
Mon Mar 7, 2016
Brittany Portello answered:
Wed Mar 2, 2016
Bobby123 answered:
The worst neighborhoods in pleasant hill are right around contra costa blvd. Not sure why the police dont crack down on that area more. especially bad in between gregory and taylor on contra costa where you can see homeless and hookers in broad day. Camelback rd apartments crap. Also anything East of 680 is pretty crappy. Wish they could turn it around but its been that way for decades. ... more
1 vote 5 answers Share Flag
Thu Feb 4, 2016
profdjstevens asked:
The condo like mine sold for 399,000.00 and was accurately listed as three bedrooms, not two. 2418 Pleasant Hill Rd. #1 Pleasant Hill, CA
0 votes 0 Answers Share Flag
Wed Dec 31, 2014
Suzanne Looker answered:
Happy New Year!! Did you sell your home in Gregory Gardens or is it on your to-do list for 2015? There are many of us that sell in Gregory Gardens, so feel free to start the process when you are ready. This time of year can be favorable for sellers, since inventory is very low. ... more
0 votes 14 answers Share Flag
Thu Dec 18, 2014
John Connor answered:
I am pretty sure they take before deductions because I am unsure if I could have gotten the loan with deductions. I really hate having so many deductions. http://www.ucres.com/accounting/payroll-service ... more
0 votes 9 answers Share Flag
Sun Sep 21, 2014
Jason Wheeler answered:
This will be quite difficult considering the market. Most of the rentals in the area that fit your criteria are going or at least $2,400/month.

You may want to call your local Real Estate office and ask for an agent that works with Renters.

Jason Wheeler
http://www.trulia.com/blog/jason_wheeler
... more
0 votes 2 answers Share Flag
Mon Jul 21, 2014
Tony Banducci & Gretchen Hughes answered:
They can send a referral agreement to any prospective agent who specializes in that area.
0 votes 14 answers Share Flag
Sun Mar 16, 2014
Christopher Pagli answered:
You can check www.SpotCrime.com and www.CrimeReports.cpom for street specific stats.

Chris
0 votes 1 answer Share Flag
Fri Jul 5, 2013
Pacita Dimacali answered:
if you'll look at the pictures, it appears to be watermarked by Premium Properties
Google that name, and you get
Premium Properties - Rentals and Property Management in Walnut ...
premiumprop.com/‎
Premium Properties serves the Walnut Creek area with rental housing and professional property management.
1200 Mt Diablo Blvd Walnut Creek, CA 94596
(925) 930-8090

Give them a call and see if this is their listing
... more
0 votes 4 answers Share Flag
Mon Dec 17, 2012
Cindy Davis answered:
supply and demand...housing inventory in San Diego is almost nonexistent...worst I've seen in 10 years of doing this!
0 votes 4 answers Share Flag
Sun Dec 16, 2012
Jessica Hood & Laura Roskelly answered:
Absolutely YES! However, it will have to pass a VA value and condition appraisal. The home must be in liveable condition with appliances to include a stove. If the property is a great bargain and you have an approved contract, it may be worth your while to make small improvements (if needed) prior to closing to put the home in passing condition. Or, your lender may allow an escrow paid to a local contractor for completion of the repairs. This allowance could come from the seller. ... more
0 votes 5 answers Share Flag
Sun Dec 16, 2012
Jessica Hood & Laura Roskelly answered:
Resoundingly NO! All of the information they provide is available on-line through other free sources. And they are so misleading. Homes that are in default (could just be a month or two behind on the mortgage) are listed here. Even if the most likely solution is that the owner will cure the default. Every single request for information I've gotten on a property from this site was a dead-end in that the property was not and never did come up for sale. ... more
0 votes 6 answers Share Flag
Sat Nov 24, 2012
The Medford Team answered:
What is your question?







.
0 votes 3 answers Share Flag
Sun Jul 15, 2012
John Arendsen answered:
Try places like http://www.roommates.com/?adv_id=368. Or do a google search for roommate wanted in the area you're in. There's lot's of websites to choose from. But I would not recommend Craigslist for this. It can be a great site for selling a couch or a dinning room set but there are a ton of rental scams on CL and they don't do much to monitor them other than tell you to be aware of them which doesn't always work. ... more
0 votes 3 answers Share Flag
Sun Jul 15, 2012
John Arendsen answered:
Try places like http://www.roommates.com/?adv_id=368. Or do a google search for roommate wanted in the area you're in. There's lot's of websites to choose from. But I would not recommend Craigslist for this. It can be a great site for selling a couch or a dinning room set but there are a ton of rental scams on CL and they don't do much to monitor them other than tell you to be aware of them which doesn't always work. ... more
0 votes 2 answers Share Flag
Tue May 15, 2012
Carolyn Zeigler answered:
Hi Beesto,
All good answers here and you can see why you need to put in a maximum amount ("up to $______) so you don't go over budget. With all of the mulitple offers, Buyers and agents are just looking for an additional edge to get your offer accepted. Probably putting in your highest and best offer is the best strategy and then increasing your good faith deposit to show your sincerity.

Good luck to you!

Carolyn
... more
0 votes 6 answers Share Flag
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