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Havertown : Real Estate Advice

  • All56
  • Local Info6
  • Home Buying17
  • Home Selling4
  • Market Conditions2

Activity 70
Tue May 16, 2017
Brianna Berridge answered:
I was wondering the same thing. I'm hoping to stop by the rental office this weekend and find out.
0 votes 1 answer Share Flag
Thu Oct 20, 2016
Lucy Green asked:
I live in Havertown just outside of Philly. I've been thinking about a career change to real estate. Please help me decide if I should do this. Where should I take classes and where should…
0 votes 0 Answers Share Flag
Tue Aug 30, 2016
Gerald Kelly answered:
I have a 2 bed 2 bath condo --Haverford hills.. Havertown.. 215-909-1293
0 votes 6 answers Share Flag
Fri Mar 25, 2016
Martin Crowley answered:
I've lived there for over 8yrs and there always seemed to be a high turnover rate because of the large number of 1st time home buyers expanding from their starter homes and also because of the options available from small cape cods to large 4 & 5 bedrooms. It never seemed to be a problem but because of the great school district and location in relation to the city it makes it highly valuable. That's my take at least! ... more
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Mon May 11, 2015
Phyllis Apone asked:
Sat Apr 25, 2015
Flossie McGarrity DelGaone answered:
Hello Homebuyer!
You have been given excellent advice, but you will also need an agent that is familiar with the area.
Someone that can help direct you every step of the way. My husband and I grew up in Havertown, have raised a family in the Brookline/Oakmont area and am one of the agents in that area that is familiar with the area and sells in the area. My office is just down the street from Turnbull at the corner of Darby and Benedict. Come meet me someday and we'll walk over and take a look!
Flossie McGarrity DelGaone
Resident of Havertown 48 years
Wagner Real Estate
610-446-2300
610-517-4715
... more
0 votes 2 answers Share Flag
Sun Feb 8, 2015
Phong Lam answered:
Hi Dtjoan. IF bank pre-approved you for $150,000, you can just put that $40,000 cash into your bank and bring 1 certified bank check on settlement day (that covers the $40,000 difference on the house PLUS the rest of your minimum down payment of whichever loan type you chose, either FHA, Conventional, or VA, AND the rest of your closing costs and fees that are involved with the sale of the house). Your buyer's agent should be able to assist you with guiding you throughout the entire process. But if you're not working with anyone and require a buyer representation, please feel free to contact me via email, text or phone. Hope this helps and good luck with your home search process. ... more
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Wed Oct 8, 2014
Gail Phillips answered:
If you are still looking for a mortgage lender you can try Linda Feriod at 215.380.0103
0 votes 1 answer Share Flag
Mon Sep 15, 2014
My NC Homes Team answered:
Trulia only allows licensed Realtors to post. If you want your home posted here you're going to have to list it with someone. There are those brokers who will list for a flat fee.
0 votes 4 answers Share Flag
Tue Mar 11, 2014
Homebuyer1971 answered:
If rates are at 6% in two years then I'll stick with my payment, but it'd still probably go down with me having paid less, and not having to pay for pmi, If the vaule goes down then I don't know if rates will go up, if loss of job then I could afford to pay what I would get now. I don't want pmi and any loan I do is going to have it for a while , I'm at a loss for what to do to get it off either way ... more
0 votes 10 answers Share Flag
Thu Mar 6, 2014
R. Eric Axelson answered:
Because it's still their home and they deserve the time to straighten up make arrangements. Is there a reason you can't give your agent more notice to schedule?
0 votes 6 answers Share Flag
Thu Feb 20, 2014
Marc Giosa answered:
Andy,

Always a great question. Besides placing your children in great schools, great schools also help preserve home values.

The areas that you are looking in are the three areas most searched. Among The top school districts in Delco is also Garnet Valley and Rose Tree Media which both rank higher. If you are trying to stay closer to this end of the county, then you are looking at the better 3. I live in Marple Newtown and MY children attend the schools there. Although every school district has their strengths and weaknesses, we feel that we are very happy here thus far. Springfield is a great school district as well and the township has put alot of money back into the schools in recent years. The Hav. School Dist rates above the other 2 but they are all 3 neck and neck in the ratings. Check out SchoolDigger.com here http://www.schooldigger.com/go/PA/districtrank.aspx . I hope this helps. Remember that different schools also specialize in different programs with children that need special attention etc.

I have a dedicated team here of buyer specialists that can assist you . PLease call my office at The Marc Giosa Realty Team w/ Remax Preferred 610-848-6222. There is no cost or obligation an we have exclusive programs available for both Buyers and Sellers!! Have a great day!
... more
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Thu Jan 23, 2014
Joshua Stein answered:
Give your agent a call, and they should be able to arrange a showing for you. If you do not already have an Accredited Buyer's Representative working for you and your interests, give me a call at (484) 270-1165.

This home is a short sale, meaning the seller is trying to sell the property for less than they owe on their current mortgage. That means that all terms of the deal need to be approved by both the seller and their current lender. It is also being sold AS-IS.

I'd be happy to meet with you to walk you through the process of purchasing your next home.

Joshua Stein, ABR®, e-Pro®
REALTOR®
Coldwell Banker Preferred – Conshohocken

Office: (610) 828-9558 * Cell: (215) 866-8030
Direct: (484) 270-1165 * Fax: (215) 999-5894
Email: jstein@cbpref.com
Web: www.joshuasteinhomes.com
Blog: http://jsteinhomes.wordpress.com/

PA License #RS317975
... more
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Tue Jan 21, 2014
Ron Beebe answered:
Hello there - as a Mortgage Loan Officer for PNC, the area's largest regional bank, I absolutely have your best interests in mind. With nearly 13 years of experience with homeowners in Chester, Delaware, Montgomery, Berks and Bucks Counties, I am very confident that our programs and pricing (rates) will appease you. My office is located in Berwyn. Is that convenient to you? If so please reach out to me on my cell phone at (484)802-1728 for a confidential review.

Regardless of your choice in mortgage lender, good luck!

Ron Beebe
Mortgage Loan Officer
PNC Mortgage, A Division of PNC Financial Services
PNC Bank, N.A.
www.RonBeebe.com
... more
0 votes 6 answers Share Flag
Mon Jan 20, 2014
Nicole Klein answered:
Call Angela, she is the best I have worked with in 6 yrs. She will sit down with you and go over every detail if needed. Call or email her today. Let me know if you need help with how much your home is worth.

Angela R. Tobin
Mortgage Advisor
NMLS#133633
600 West Germantown Pike
Suite 270
Plymouth Meeting, PA 19462
Cell- 215.620.4531
Efax-877.828.2875
atobin@phillyadvisors.com
... more
0 votes 1 answer Share Flag
Wed Nov 27, 2013
Jim Simms answered:
Several suggestions regarding short sales already, if you travel down that road just be honest. Misrepresenting your ability to repay or assets is a criminal offence. Remember, the same government that audits the lender is the same one that audits you, they also own FANNIE, FREDDIE, FHA and VA.

It has been my experience the best answer is usually found in the root of the problem. The reason you want to move is probably the flip side of someone else’s desire. Find them and trade problems.

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
I answer questions about financing real estate based on my decades of experience dealing with mortgage underwriters. This answer is my personal opinion, has not been reviewed or approved by the company I work for. I do not offer legal or tax advice, if you need answers from an attorney or CPA find one knowledgeable in your local market.
... more
0 votes 8 answers Share Flag
Thu Nov 14, 2013
Edmund Choi answered:
You can certainly negotiate for a seller's assist; however, don't assume that it will correspond with what your lender will allow depending on the loan product you qualify. Each investor has a unique matrix, and it may not allow for any at all. Good Hunting! ... more
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Wed Nov 6, 2013
Ron Beebe answered:
I am not strongly versed with the PHFA program, although I have closed several over the years. I would like to mention the fact that there is another program offered, 3% down, NO mortgage insurance, with good credit, and the ability to have a large part of the 3% down payment provided to you by a gift!

Coupled with this is the fact that in certain areas, there is an additional $1200 grant provided that can go towards the 3% down payment.
... more
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