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Colma : Real Estate Advice

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  • Home Buying1
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Activity 20
Thu Dec 7, 2017
Dana answered:

Please reference the link below to our Help Center article on how to post a room a room for rent listing.

Thank you for using Trulia,
Consumer Care Advocate
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Sat Jul 30, 2016
Busybodybrt asked:
Tue Sep 16, 2014
jiejie0810 answered:
lace front wigs are commonly used for some medical complications as well, such as alopecia, hair loss due to some deep-seated problem or chemotherapy and female pattern balding. Both men and women have been using lace wigs equally to support their confidence and to regain their self-esteem. However, it is the quality that makes a lot of difference.
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Fri Jun 7, 2013
John Arendsen answered:
Mario, as a long time member and contributor of Trulia I too really appreciate your question and concern. As for my personal experience with this forum I can't complain. As a "Factory Built Housing" specialist it has gained me Nationwide recognition for our Nationwide engineered certification and foundation retrofitting biz.

As for my RE brokerage, manufactured home dealership, development and construction biz on the North San Diego County Coast it has garnered me several leads many of which have been converted to some form of business be it a manufactured home sale, rental, remodel or installation. Overall I find Trulia a Truly great platform for my niche. Hope this helps.
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Sun Oct 28, 2012
Back in 2008 there was no written law that said you must live in a property for x-amount of time. There are currently rules, but that has noting to do you with you. You are not required to notify anyone. If you are looking to buy another home, there is a strategy to follow that will allow you maximize your purchasing power. There are a couple of options for you if you want to put the minimum amount down (3.5% or $0 if you are a VET) on your next purchase. I would speak to a lender before you move out and make any moves. An ounce of prevention is worth a pound of cure. You feel me?

Best of Luck!
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Fri Mar 2, 2012
Gilbert Richards answered:
I have but we are a mortgage bank, so we have our investors and own underwriters so we don't run into problems that often.
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Thu Mar 1, 2012
J Mario Preza answered:
First of all, title records on any real estate, regardless of how it was "transfered" (inherited, etc.) are PUBLIC RECORDS, so you could easilly go to Redwood City (the hous being in Dlay City, it comes under the San Mateo county jurisdiction, and that is maintained in Redwood City), to find out how the title is held and under who's name. However, getting the title transferred, while not too difficult, may not resolve a problem with a pre-foreclosure (delinquent loan). While you can attempt to get insights on that loan by calling the lender, don't be surprised if they refuse to talk with you -- unless you're a co-signer on that loan. You'll have to move rather quickly to stem a foreclosure, but more importanly, if you want to keep the house, you may have to re-arrange not only the title, but also the loan(s), and to that end, you may have to re-finance (if there is equity in the house), or attempt some form of loan modification, if elligible. There's probably a lot more to do, but, while you gave a good dose of information, it isn't quite the same as talking specifics. Send me an email and I'll be happy to give you additional details and resources. Good luck. ... more
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Mon Jun 13, 2011
Justin Ruzicka answered:
we don't need a crystal jobs no improvments....let me know I posted a question along similar lines, "do we need a strong housing market for a stable economy?" look for it, and let me know your thoughts as well!

thank Mario!

ps. here is my blog about When is a "good" time to buyer real estate...leave a comment, let me know if you agree.
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Mon Jun 13, 2011
Justin Ruzicka answered:
You have the information that tells them the correct picture. They can either agree with the facts in front of them or put their head in the sand.
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Tue May 24, 2011
David Burnham answered:
Lenders are very concerned with people doing exactly what you said, so even if your could qualify for the second mortgage, they will proabably look very closel st your other home.

Your best bet would be to rent out he home you are upside down on, then hopefully you will be able to qualify for new home using the rental income.

You would be better off continuing to rent until you first home until you are no longer upside down and can sell it. A short sale makes it nearly impossible to get another mortgage for 2 years and then you will probably only qualify for a sub-prime loan with high interest rates. Your credit will be impacted for 7 years after the short sale.
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Wed Feb 16, 2011
Jason Ewing answered:
I think that is tough to compare the real estate industry to a specialized medical field. I know that most of my doctors reschedule your appointment if you are going to be more than 15-20 minutes late; how often do we reschedule ready, willing and able buyers that are running 15-20 minutes late to a showing appointment? ... more
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Tue Feb 15, 2011
J - Rudi is spot on. I think people hear "it's possible with extenuating circumstances" and think that's going to work. On a national forum like Trulia I'm sure we're going to get some lender on here who says "I CAN DO IT!" And maybe they have. I can tell you in 20 years of originating FHA loans I've never had an Underwriter approve an "extenuating circumstance," and I doubt there's much chance of it happening now.

Just a few short years ago banks and lenders weren't forced to buy back a loan until the borrower actually went into default - now loans are being kicked back due to guideline violations even if payments are being made on time. Since no lender wants to buy back a loan there is virtually no "judgment calls" being made by Underwriting these days. But sure..someone will chime in "but I can get it done." Ok.

Does that mean loans are getting turned down all the time? Nope! Only those that shouldn't be approved in the first place. If the borrower has a job, income, decent credit, and a few thousand dollars for an FHA down payment then they are getting approved every day.

You gave your client valid counsel.
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Fri Jan 21, 2011
Steven Ornellas answered:

A map-based, geo-located, crime stats tooI for Daly City can be found at:

Best, Steve
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Wed Nov 17, 2010
J Mario Preza asked:
I recently received a call from a past client who happens to own a house in Daly City, where I listed and sold several houses over the years. His question, "is the market improving…
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Wed Nov 17, 2010
J Mario Preza answered:
Still relevant after years. There are many homeowners waiting for the market to turn around before deciding to do something with their house. And while many are still wondering "what happened..." and waiting, the market continues to have its challenges with no immediate turn around in the next few years anticipated. For those who are interested in finding out the present value of their house for the sake of evaluating that move, is a place to start, but for a specific evaluation of your situation, the better resource is your local real estate professional. Keep in mind that while houses come and go (on the market), the ones that are being sold are sold at the adjusted price common to the present market conditions, and drastically adjusted as a result. If you do plan to sell be sure to adjust your expectations thus, and not put the change in your pricing on the Realtor. Oh, and if you believe a remedy is in the works at the governmental level, watch this interesting clip explaining some of the changes being proposed to "help" the economy. They really don't have a quick fix (yet). ... more
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Wed Aug 4, 2010
J Mario Preza answered:
If you're concerned about safety versus crime rate, you may find that this part of Daly City has nominal index for crimes, particularly if you're considering the areas or developments that require entry codes and the likes. Then again, if getting statistics on crime rates in any given area are a major concern, one need only type into any search engine online those key words for the given community and you'll get literally dozens of sites that will filter the statistics you seek. However, the best way I have found for most people who want to buy any where at any time and feel relatively good about the neighborhood is to drive the area you've targeted and to drive it at different times of the day -- prior to committing to it, that is. I recall showing a few condos to prospective buyers in a neighborhood that was considered nice, Diamond Heights, and following this strategy, the buyer uncovered enclaves or pockets of low income housing in this otherwise pricey area of San Francisco. Let's remember though, unless you're going to be buying a gated mansion in an isolated community far away from the hustle and bustle of an urban setting, finding a place that has no possibility of any undesirable elements is nearly impossible. But, if you keep an open mind about what you're willing to accept, you'll find that you can locate a good place that you can call home. Oh, and I have sold properties in and around the are you mention, and I don't recall there being any reason to be alarmed at possible safety issues. Hope this helps. ... more
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Fri Jun 18, 2010
Pacita Dimacali answered:
Is it possible that the number you saw on the bank's website is whaty they foreclosed upon?

List price is a strategy ----- some agents price a listing artificially low to attract attention and to stimulate demand and/or multiple offers. Others price it high in anticipation of buyers submitting low ball offers, or buyers who automatically form an opinion that they should always submit an offer a certain % less than list price.

Your agent should pull up market comps. Although short sales and REOS typically sell for less than market, they oftentimes very near the market values in the area. Use those comps as a guide on how much to offer. And if you have information on how much the bank foreclose on, that may help as well.

Remember: just because it's bank-owned doesn't mean the bank is going to give it away.

Good luck!
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Fri Mar 5, 2010
Freddie Gonzales answered:
It defintiely is a scam. Flag him or report him to the authorities.
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