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All Locations : Nationwide Real Estate Advice

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Activity 504,710
A few minutes ago
Sandra Ostrom asked:
We are moving back from overseas, so help is much appreciated. We are home owners ourselves (we have tenants in CO) so we understand the need of having caring tentants. We are willing to…
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A few hours ago
Frank S. answered:
Hello Africanqueen3450, yes but you may be required additional deposits. It will be up to each rental management company guidelines or each landlord/owner's choice. Santa Clara is a higher rent area so what are you looking to afford?

The rentals in Santa Clara start from $1,650 for 1bd 1ba apt. There is a waiting list for studio apts from $751 monthly rent posted. You may be able to find a room for rent that may be affordable as well.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms, baths and the maximum payment you are looking to afford you can be set up for daily automatic emails to fit your search criteria.

FYI, you may consider FHA financing two years after a BK discharge date. You may then consider as low as 3.5% down FHA from a minimum 580 fico score. Lower scores between 500-579 will require 10% down to qualify FHA. You will then also be able to consider down payment and closing cost assistance programs from a minimum 640 fico score.

Good luck to you.
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A few hours ago
Elaina Wilson asked:
Can pay only 600.00 a month.We are senior citizen looking for something to live in for many years.
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A few hours ago
Frank S. answered:
Hello Cliff, why no credit check? Do you have credit issues, low fico scores or evictions? You may be able to secure a rental with no credit check with additional months deposits. You should study RENT vs BUY listings to compare payments and qualifications.

How much do you currently pay, and how many bedrooms and what is the maximum payment you are looking to afford?

You may qualify to buy and pay less than rent in Las Vegas. The 3bd 2ba single family homes with two car garages start from $1,350 monthly rent and from 136k for purchase. Check out the web reference link below...
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A few hours ago
Frank S. answered:
Hello Rachel, maybe a few hundred bucks but it is going to cost more than that to replace them if they are not to the new buyers taste so, NO. Now in some cases where the house is of a dated time period and it was original replacement then, YES.

Are you looking to refinance and get some cash out to do things?
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A few hours ago
Frank S. answered:
Hello bk, 1. there is a ratio, 2. no there is going to be a mortgage and 3. they can get the mortgage paid off and extra.
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A few hours ago
Frank S. answered:
Hello horse1971, rent to own want 10-15% down. Do you have 10-15% down? You may already qualify FHA. Do you have a BK, short sale, foreclosure or deed in lieu in the last few years? You should study RENT vs BUY listings to compare payments and qualifications.

If you have lower scores between 500-579 you may consider 10% down FHA and minimum 580 fico score may consider 3.5% down FHA. If you have a minimum 620 fico score you may consider 3% down conventional.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You can not even qualify for a mortgage loan with disputes on your credit report and make more work for us to get them off to proceed.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the purchase.

The purchase in Virginia Beach start from 130k for 2bd 1ba single family home unless you want 55+ retirement community. How much do you pay in rent, how many bedrooms, baths and what is the maximum payment you are looking to afford?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms, baths and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria.

You have to be very careful on credit repair... Check out the web reference link below and the many loan programs...
... more
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A few hours ago
Lee1web2mail3 asked:
A few hours ago
Frank S. answered:
Hello horse1971, rent to own want 10-15% down. Do you have 10-15% down? You may already qualify FHA. Do you have a BK, short sale, foreclosure or deed in lieu in the last few years? You should study RENT vs BUY listings to compare payments and qualifications.

If you have lower scores between 500-579 you may consider 10% down FHA and minimum 580 fico score may consider 3.5% down FHA. If you have a minimum 620 fico score you may consider 3% down conventional.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You can not even qualify for a mortgage loan with disputes on your credit report and make more work for us to get them off to proceed.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the purchase.

The purchase in Virginia Beach start from 130k for 2bd 1ba single family home unless you want 55+ retirement community.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms, baths and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria.

You have to be very careful on credit repair... Check out the web reference link below and the many loan programs...
... more
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A few hours ago
horse1971 answered:
looking for rent to own in Virginia Beach, VA or surrounding area
0 votes 8 answers Share Flag
A few hours ago
Sabrina Bell answered:
Looking to purchase a house the old back taxes in Oakland California
0 votes 24 answers Share Flag
A few hours ago
Mark Thomas answered:
May have what you need 5 ac 5 bed Lindell Cedar Home with dog Kennal pos and mikes to ride ????
0 votes 7 answers Share Flag
Yesterday at 5:38pm
Ashley.batiste answered:
If an offer to purchase states such and such amount as earnest money, whether seller intends to accept or counter the terms, I recommend countering with an addendum requesting proof that the stated earnest money has been deposited into escrow with a closing agent within 72 hours of accepted offer as a contingency. ... more
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Yesterday at 4:59pm
Avilamaria55 answered:
I purchase a house 1 year ago I was lie to by my Real state agent ,appraisal agent and owners
1. He sad he was in charge of doing the inspection not me he had already scheduled it then he confuse the appraisal inspection with inspection wish is two separate things on purpose appraise and inspection serve two purpose But the was only the beguining he try to get us drunk buying a case a forcing us to drink it
The night we moved in it was Friday Saturday after hours so couldn't call anyone we try to turn on heater it never work he sad he didn't know how to work it but it did work! We left a msg to the owners whom I meet and was told earlier everything work perfectly but she would look ou the invoice or instruction and key for fire place heater that didn't work either, came Monday she left to Canada for over 20 days we wore unable to reach anybody real state agent came back again I had a withness jw whom will help us understand if he knew or didn't about all things wrong and where was our inspection paperwork he never gave us a direct answer ,
2. Appraisal was most lies and I only found out after I pay for an inspector my self
3. The owners whom I meet in person also lie to me and told me while I was recording the video to show it to my husband that fire place and heater work they wore brand new and roof was new for they had no pets ever no smoking was aloud and all this was getting video tape as we spoke I ask for permission to video record before I did Ithey also keep a key of my house still do because supposedly they loved it so much she wanted to continue watering her plants outside I agreed
Also she left a refrigerare she sad it was new a was a distraction or just didn't twant to pay to have it thrown away because I also believed her but it didn't work and spoil all my food over 800 dollars word
The reals stats the seller and the owners as well as the agent that sold me my house are all familiar and friends and the same company who sold me the house is the one who represent me
Please help me I am very ill almost die from gas leak in my water heater located in my bedroom next to my bed and the only source of heater that worked had over 125 leak carbonoxide reading and they also never place an alarm for the lender and city ask that they fix house heater and they just rap it with metal belt and no carbon monoxide and lie again the real state offer me 5000. Dlls to lie and signed a paper saying I refuse inspection and the owner just never answer there phone and sad do what you had to do
I been in the hospital many times for not having heat pheumonia was the first one then just very sick not knowing it was strong leak of gas now my house heater has been cancel because it was also broken to begin with that is why they gave me a key that didn't work for fire heater I have cancer in 4 stage I am dying but I invested all my money on this house for my child to live in after I die but is not worth what they sad and overcharge me on top of all their lies whom do I go after please help me they are also charging me insurance but I put down over 20%
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Yesterday at 4:53pm
Christopher DiToro answered:
No it is listed as a single family.
0 votes 1 answer Share Flag
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