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All Locations : Nationwide Real Estate Advice

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Activity 502,544
A few minutes ago
Deewalt99 answered:
I was told 30 days as my son is in the process of buying himself, im in georgia
0 votes 179 answers Share Flag
A few minutes ago
Josephinelshaffer asked:
Hey
I need to renew my mortgage. I heard, the mortgage rates are subjected to market rates. And as the market changes, there are possibilities of varying interest rates.

If I automatically…
0 votes 0 Answers Share Flag
A few hours ago
Brucegarciablue1 answered:
I have no real Estate license and no college degree in real estate i want to know if I can buy and sell real estate in arizona
0 votes 28 answers Share Flag
A few hours ago
J.alexander88 answered:
Your going into it knowing that there are issues with the property, if there were no issues they would not be wholesaling the property.
0 votes 39 answers Share Flag
A few hours ago
Reed2816 answered:
what did u find out? they have made me an offer also
0 votes 2 answers Share Flag
A few hours ago
Holliem106 asked:
Renting my sole property and the renters defaulted. After several attempts to refi the property was foreclosed. The HOA is sueing us for a 18k bal ? We did not receive any rental income,…
0 votes 0 Answers Share Flag
A few hours ago
Mrcove asked:
My current FHA loan has 262 months remaining, balance $92,564, int rate 5.25%, current payment 1,120. I would like to refinance for the remaining term or less (15).

I'm not sure…
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A few hours ago
Trent Rhodes answered:
Good evening Jennifer,

It is the common practice for the spouse to sign at closing any time you are taking out a mortgage. It does not make him responsible for your mortgage and it doesn't affect his credit. The purpose of him signing is to acknowledge that you are taking out a mortgage; however, there are a couple exceptions to the rules.

First and foremost, you have to work with the right people that know these exceptions. The mortgage company will allow you to close without your spouse signing if the title insurance company will not omit any title insurance coverages due to his not signing. They will require a letter from the title company specifically saying that they will fully cover the property even without his signature. There is only one title company in the Oklahoma City area that I know of that will provide this type of letter.

Feel free to send a message to me privately if you would like more information regarding this or if you have any other questions. It just isn't common to do it this way.
... more
0 votes 4 answers Share Flag
A few hours ago
Robert Hayley answered:
Welcome to Texas, Sarah! Congrats on starting out your real estate career. There's a lot to consider when you're thinking about how you want to pursue it. I've been a managing broker, recruiter, Realtor and more. I would be happy to help you explore ideas that would work for you. ... more
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A few hours ago
Diane Christner answered:
The condo community has to be on the approved list you can find at HUD.gov. Sorry but this site won't allow me to post the direct link for you.

HUD has guidelines that must be met by the condo community, things such as number of investor owners, number of units delinquent on fees, required reserve funds for major repairs and maintenance, adequate insurance coverage.

A lot of FL condos have too many rentals, too little in the reserve funds or insurance coverage is not sufficient to meet FHA guidelines. It also requires the condo board and management complete documents for HUD, which not all are willing to do. Some were previously approved but let the certification lapse. It makes it difficult for FHA buyers to purchase condos, but it's not impossible. As I mentioned at the top of my post, all approved condo communities must be on the HUD approved list, so that is where I would start my condo search.... by seeing what options are open to you in your area.

Good luck with your search.
... more
0 votes 1 answer Share Flag
A few hours ago
Reereeloc asked:
Can you please help found ahouse ranging from. 700 - 800 monthly and move in tomorrow because lam homelessl live inphiladelpha pa19151 contact me2157155276 thersascott can you help
0 votes 0 Answers Share Flag
A few hours ago
Lulalott.1922.1 answered:
the property is deeded to me and my husband.But the loan is defaulted in a nother name but i want to keep my property.it is also inherieted and have other heirs tired to the property.
0 votes 15 answers Share Flag
Yesterday at 8:32pm
Brian Ploszay answered:
Yesterday at 8:30pm
Brian Ploszay answered:
Yesterday at 8:27pm
Elisha59 answered:
Yesterday at 8:04pm
Alan May answered:
That's going to depend, entirely, on the language in the contract, they signed with their listing agent/agency.
0 votes 1 answer Share Flag
Yesterday at 7:59pm
Alan May answered:
If you default on a ratified contract (signed and agreed to by both parties), then, yes... you can be sued for breach of contract, and potentially for specific performance.

I'm not an attorney, so this should not be considered legal advice. You should consult with an attorney. ... more
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Yesterday at 7:30pm
Alan May answered:
nope. Your inspection is part of your due diligence.
0 votes 1 answer Share Flag
Yesterday at 7:28pm
Famham answered:
Queens NY is the most diverse city in the whole USA. Its a fact, I love NYC
0 votes 14 answers Share Flag
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