Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

All Locations : Nationwide Real Estate Advice

  • All695K
  • Local Info59K
  • Home Buying255K
  • Home Selling42K
  • Market Conditions26K

Activity 480,255
A moment ago
Patricia Graciano asked:
A few hours ago
Derek Jones answered:
As a new agent you are going to want a couple things:

1. Training. You want to pick a brokerage with some sort of new agent training program.

2. Fee's. As a new agent I wouldn't worry too much about getting a high split as most new agents don't close that many deals their first few years. No point in getting 100% split if you aren't closing any deals. Additionally you may want to find a brokerage with low or no monthly fee's as all the fee's can add up once you factor in mls/association fee's.

Check out the major brokerages in the area and interview a few. Remember that you are interviewing them, not the other way around.

And if you'd like leads and no monthly fee's check out Coldwell Banker powered by Zip!
... more
0 votes 1 answer Share Flag
A few hours ago
Derek Jones answered:
All open houses aren't going to be on Trulia/Zillow. You'd want to find a site that links to the mls to find the most accurate info.
0 votes 1 answer Share Flag
A few hours ago
michael chappell asked:
A few hours ago
michael chappell asked:
A few hours ago
Robert asked:
A few hours ago
George And Debra Sears answered:
We would like to move out of state.my hus band has been in the same line of work 47 years.they all say you.have to have a job to get a loan then other say no you don't but the problem is of course they want to no how you are paying the loan would social security work. ... more
0 votes 6 answers Share Flag
A few hours ago
Drethics asked:
A few hours ago
Drethics asked:
A few hours ago
Maryann.yancey asked:
A few hours ago
Thestrutter asked:
A few hours ago
Timdeaton asked:
Does Trulia have historical sales data by county for Shelby County, Indiana - specifically for 2012?
0 votes 0 Answers Share Flag
A few hours ago
Sheryl Arndt answered:
Yes 20% down hard money lenders are available now. You may qualify for better rates and terms with other financing so the hard money is a last resort.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 4 answers Share Flag
A few hours ago
Ivy Fussell-raymond answered:
Try a FHA loan. They deal with less than ideal credit scores with a small down payment. Do some research on it. Hopefully you get to own soon.
0 votes 1 answer Share Flag
A few hours ago
Tinthelight67 answered:
We are interested in a house that's listed 260,000 however the same neighborhood appox same square foot and extra additions pool and garage are went for at 228,000 within last year and house has been on market since 2015 , they are wanting to keep all high end appliances take curtains & rods , she'd and kayak pool and cabinets rget out of garage is it a insult to offer 230,00? ... more
0 votes 95 answers Share Flag
A few hours ago
Sheryl Arndt answered:
Hello Hm50420, if you were to buy your brother out you would need to qualify for a mortgage or sell. How much are you currently paying in rent and what is the maximum payment you are looking to achieve in Pacifica? The rentals in Pacifica start from $2,900 for 2bd 1ba 930sf single family home.

The purchase in Pacifica start from 546k for 2bd 1ba 880sf single family home. You can get more square footage with a condo from 615k for 2bd 1.5ba 1,150sf. The payment will be determined by your credit scores, profile, etc.

You need to know what your qualifications are to put together a game plan. You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
A few hours ago
Dusty Linville answered:
There is not public transportation in Rusk.
0 votes 1 answer Share Flag
1 2 3 4 5 6 7 ...
Search Advice
Search