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All Locations : Nationwide Real Estate Advice

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A few minutes ago
Kathy Burgreen answered:
Your lender is supposed to provide this information. Good Faith Estimates vary because of different situations.
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A few minutes ago
Kathy Burgreen answered:
Unless the HOA has a website, you cannot find the phone number. The best method is to contact a local realtor for the phone number or find out the name of the property management company. ... more
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A few minutes ago
Kathy Burgreen answered:
Unfortunately I learned from another landlord on Zillow's Q & A before it was shut down that tenants (renters) abuse the emotional support dog certificate - either getting a doctor to sign it or fraudulently claiming they are entitled to an emotional support dog when they are not. This is part of the reason for the difficulty.

Another issue is homeowners insurance for landlords. Standard insurance policies do not cover liability or damage from tenants pets. Since landlords do not want to be sued, it's easier to either have a "no pets" policy or to accept small pets by weight. There are specific breeds which insurance companies do not cover period. Pit bulls are one of those breeds.

If you are renting, it is your responsibility to buy pet insurance with liability and damage coverage. Once you show proof of insurance, landlords will be more willing to accept you. The issue is if anything happens because of your pet, you will be sued - not your landlord.
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A few minutes ago
Kathy Burgreen answered:
Let me try answering a 2nd time. Seems Trulia's software is very poor at accepting replies.
The first thing you need to do is read some articles / surveys that describe the difference in internet speeds and bandwidth between major U.S. cities and rural locations. It's not about lack of internet access. The issue is even with internet access, internet companies do not offer the same high speeds and ability to download large files because either residents cannot afford to pay for it or the companies don't have the physical ability to give it. ... more
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A few hours ago
Kathy Burgreen answered:
If the seller is renegotiating the outstanding mortgage to keep her house, it means the seller is not motivated to sell and if her lender approves, you will need to move on and find a different home to buy. Your HUGE issue is getting your earnest money returned. As noted by Rich Reed, I agree - what were you thinking by depositing earnest money without a signed contract by both parties? Do you have anything in writing that if the offer is not accepted, you will get your earnest money back? If you don't have anything in writing, you can kiss your earnest money goodbye. ... more
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A few hours ago
Kathy Burgreen answered:
Sorry about your situation but the one thing you do NOT want to do is break your lease or give any reason for the landlord to evict you. Landlords or property managers are quick to file lawsuits and tarnish the renter's good credit. This will hurt you if you plan to buy a home because lenders will verify your credit.

The best method at this point is to contact your local Housing Authority and file a complaint.
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A few hours ago
Kathy Burgreen answered:
The best method at this point is to contact an attorney and have him/her write a strong worded letter to the realtor threatening legal action if your home does not close escrow on time. Another possibility is to file a small claims lawsuit / action without an attorney. Either way, sometimes a perceived threat or small claims action will get the other party to do the right thing. Then again maybe not. Doesn't hurt to try. ... more
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A few hours ago
victoria mccoy asked:
A few hours ago
Kathy Burgreen answered:
Only 1 spouse's signature is required but both spouses names need to be on the application. Your biggest concern should be about having a property manager / owner or landlord accept you without a job - not about a signature. If neither of you have jobs in the U.S., nobody will give you a rental. It doesn't matter what your credit score is, the fact is how will you prove that you can pay the rent on time every month? Landlords / owners or property managers want to see an income as proof that you will pay the rent on time every month. What income do you have if you don't have a job?

The same goes for realtors. If you will need a realtor to find you a rental, the first question they will ask you is about income and employment.
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Yesterday at 9:30pm
Aimee Strode asked:
House is built on a slope. 4 bedrooms, full bathroom, a family room, and walk out enterance is upstairs. A foyer to a walkout entrance , open stair case, dinning room, four seasons room/second…
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Yesterday at 9:28pm
Mindego asked:
website. ...cont. When I closed the purchase in January, I asked the selling agent Charlie Brock to remove the pictures from MLS. He said he couldn't but that a listing labeled as "sold"…
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Yesterday at 8:01pm
Shirley asked:
A 2 bedroom, 2 bath condo in a small 4 building complex (55 plus community) in West Springfield, VA. Owner passed away last winter and when it first went on the market they asked $350K,…
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Yesterday at 7:49pm
Leonardatkins7855 answered:
Get with an Realtor like me , I can show you different areas to buy and lease out to potential tenants. Call me at 8327559259 lenard
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Yesterday at 7:37pm
Jasonshopsalot answered:
Sellers are normally hit up for 6% by Realtors as the going rate, Nationally. Same in Minnesota. Same in Oregon. Same in Houston. However, there are many companies that can do the Listing for you for MUCH LESS.

Some will list for as little as 1% to put your home in the Multiple Listing Service so all Agents and Buyers can look it up online and avoid feeling like they're taking their chances on some sketchy Seller doing a FSBO.

Listing Agents RARELY do Showings of the property for sale. The Buyer Agent usually does that. They just need the lockbox code in a timely fashion. THEY will want some Commission and you can offer whatever amount you like to make it compelling for them to bring a buyer to you.

If you need to be told what to ask for the property and what to take when an offer is made, then maybe you should pay 6% to a Listing Agent.

If you can make your own decisions, I'd ask them what, exactly, they DO for that money, because I find they have no idea how to make a Home Book with good photos, nor did they do anything Legally or otherwise that wasn't obvious.

IF you need help with the Contracts, the Listing Agent can do that for 1%, since they really don't DO hardly anything but look for Buyers and Sellers all day.

6% is absurd. Before Technology, it made sense to have someone who knew the area and had access to the information you needed to find the right place for you, or to get the word out that your house is for sale. That time is over. It's now verging on a scam.
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Yesterday at 7:28pm
Tasgardenangel asked:
I saved my home from foreclosure. Please remove it from your site. If you do not I will take legal action.
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Yesterday at 7:23pm
Kathy Burgreen answered:
For small loans (under $80,000.), you will need to go thru a bank. Mortgage lenders who contribute on real estate websites do not handle small loans because it costs them more money than they make. Lenders need to make a profit. Therefore, try your bank. ... more
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Yesterday at 7:17pm
Kathy Burgreen answered:
As a retired realtor, my first impression at your question is you must be a new agent. As a new agent / realtor, you need to understand that without a signed Buyers Agreement or any other contract means you DO NOT get paid!!! Explaining the process to buyers and explaining the Buyers Agreement is part of your job as a realtor. You cannot be shy about it. Realtors ARE pushy people and if you are not the type to be pushy, I would advise you to get a different job or career. You need to understand that realtors are salespeople - first and foremost. This means push, push, push. This is not an industry for shyness.

My best advice is to have the buyers meet you in the office and explain to them the meaning of the Buyers Agreement, why they need to sign it and the benefits to them and you. Most brokerages have written scripts to cover this. Ask your broker or Office Manager. Rehearse the script well and when saying it to the buyers, say it in your own words.
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Yesterday at 7:14pm
Sarah answered:
Don't buy an expensive house. You will regret it in the long run. Too many expenses with the house oil, heat, electric, lawn etc! Buy a condo. You can always rent them out
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