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All Locations : Nationwide Real Estate Advice

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  • Home Buying261K
  • Home Selling44K
  • Market Conditions26K

Activity 495,482
A few minutes ago
Aspen answered:
My mortgage is less than 20% of my monthly income, and I still feel like I'm struggling. There are many other expenses to take into consideration besides the monthly mortgage payment.

For example:

-Childcare when/if you have children, think ~$1,200 per month per child, small discount for multiples.
-student loans if you're a recent graduate
-car payment or transportation to/from work
-car insurance
-other types of insurance (umbrella, life, etc)
-property tax rates that increase annually
- vacations / entertainment
-trash/city utilities/phone/internet/TV/electricity/gas/water
-essential furnishings/equipment for the house (lawnmower, sofa, bed, TV, yard tools, shed, etc.)
-food
-expenses for pets, and boarding them when on vacation
-routine repairs/maintenance for the house
-all the junk you or your wife will buy on amazon

The payment seems high for the loan amount, perhaps consider shopping for a better interest rate? Also, note that PMI will usually go away when you reach 20% LTV (unless you go FHA in which case the PMI won't go away unless you refi). On the other hand, if you put down 20%, then you don't have to worry about the added expense of PMI - plus interest rates will be better too.
... more
0 votes 19 answers Share Flag
A few minutes ago
Pcapobianco515 asked:
A few minutes ago
Angelica P answered:
Hi,

The photos have been removed from our display as you requested.

https://www.trulia.com/homes/Connecticut/Milford/sold/133671-48-Argyle-Rd-Milford-CT-06460


Thank you for using Trulia,
Angelica
Consumer Care
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A few minutes ago
Progers423 answered:
I am a senior citizen who did not manage my money well, so let's get that out there first. However, I am spending this year repairing and upgrading my credit to a good FICO score. I may not have 20%, but my intention is to purchase a condo or townhome (do not want the maintenance of single family home anymore) this year. I intend to be wiser with my finances, so my children and grandchildren will not be burdened. Now to get to the business at hand, there are programs out there that can assist you with down payments and you will be surprised for what you qualify. Google it and make sure they legit, all of the ones I know you do not have to pay anything to be part of the program. I hope this helps, but go for it. ... more
0 votes 245 answers Share Flag
A few minutes ago
pynknred asked:
I want to leave my brokerage, take a couple weeks break, and go with another. I don't want my broker to know where I'm going. Can we just terminate?
0 votes 0 Answers Share Flag
A few minutes ago
Scott Godzyk answered:
Your listing agent should be guiding you and taking care of all contracts. If you are selling on your own, they may be trying to take advantage of you not knowing contract law. You can take all the back ups you want, but energy should be put on getting the contract signed or moving on. If you do not have a listing agent, you may want a lawyer to review your situation to stay within the law. ... more
0 votes 2 answers Share Flag
A few minutes ago
William Martin asked:
A few minutes ago
Themisses89 asked:
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A few minutes ago
Frederick Antwi answered:
Hi I am looking for a 3 bedroom in those areas. I prefer Mt. Laurel.
0 votes 1 answer Share Flag
A few minutes ago
Scott Godzyk answered:
You can check with the agent who is selling your home to get you a contact where you are moving. If they can not help, i would ask your buyer agent from your new location to assist with a preferred lender in that area. ... more
0 votes 1 answer Share Flag
A few minutes ago
ndal asked:
informed by a party that they had completed the renter's resume, however, I cannot locate it or an inbox to find responses.
0 votes 0 Answers Share Flag
A few minutes ago
Terry Mccabe asked:
A friend sent me a link and I keep getting the message: This doesn't look like your account.
Sign in to view the board. When I try to sign in, I can't see anything that he sent.…
0 votes 0 Answers Share Flag
A few minutes ago
Scott Godzyk answered:
A few minutes ago
Scott Godzyk answered:
A few minutes ago
Scott Godzyk answered:
You should be able to click on your name upper right, go to listings and edit. You can also scroll to bottom right, click on help center an type in enter a sold listing for a link to do it that way ... more
0 votes 1 answer Share Flag
A few minutes ago
F.ebenitez10 asked:
We currently closed on a house where the property was .5 acres of land. the appraised value came right in on our offer of 200K with the total square footage a little bit over 21,000 Sq ft.…
0 votes 0 Answers Share Flag
A few minutes ago
Scott Godzyk answered:
Technically no, you should assess what the condo is worth in today's market and sell it at market price. The lease just ends
0 votes 1 answer Share Flag
A few minutes ago
Angelica P answered:
Hi,

Please be advised that you can remove all pending listings on your search results if you click 'All For Sale' tab at Search Result Page and choose any of the categories.


Thank you for using Trulia,
Angelica
Consumer Care
... more
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