Hello Joanne, you should study RENT vs BUY listings to compare payments. You may qualify to buy and pay less than rent in Long Beach, CA with down payment and closing cost assistance programs.
The rentals for 2bd 2ba apt start from $1,450 and the single family homes start from $1,895 for 2bd 1ba home in Long Beach, CA. The purchase for 2bd 2ba start from 165k for 2bd 2ba condo and the single family homes start from 275k for 2bd 1ba home in Long Beach, CA. Check out the web reference link below...... more
County assessment should never be used as a fair market value. County assessment is used for tax purposes only. They never come and see what upgrades a home has. In fact you would want to buy a home that is assessed much lower by the county because that means you pay less tax.... more
Hello Sharlene, the homes near the airport start from 52k for 3bd 1ba single family homes in 30354 zip code. You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice.
If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria.... more
If you are just inquiring about an apartment you can tell the agent/broker your complete name and phone number. Then you can discuss about credit when you meet and when you are ready to submit an application. They will check your credit and background.... more
Hello Valerie, most agents don't do rentals. You should study RENT vs BUY listings to compare payments. You may qualify to buy and pay less than rent in Las Vegas.
The rentals in 89015 zip code for a single family home start from $1,050 for 3b d 2ba home. The rentals in 89183 zip code start from $1,195 for 3bbd 2.5ba two story single family home.
The purchase start from 220k for 3bd 2.5ba two story single family home in 89183 zip code. If you figure out what the maximum payment is you are looking to afford you can be set up for emails to fit your search criteria. Check out the RENT vs BUY web reference link below...... more
Hello Jenelle Rea, you may already qualify for FHA financing as we don't look at past due medical bills. Was the broken lease showing up as a judgment on your credit report?
You should study RENT vs BUY listings to compare payments and qualifications. Do you have additional months rent deposit to secure a rental. If your broken lease is showing up as a judgement you would need to be in payment arrangements for three months to consider FHA financing.
Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you invest into the purchase. Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
If you have lower scores between 500-579 you may consider 10% down FHA and a minimum 580 fico score may consider 3.5% down FHA.
The 2bd rentals start from $1,125 for 2bd 1ba apt and the single family homes start from $1,625 for 3bd 1ba home in Addison. The purchase in Addison start from 79k for 2bd 1ba condo and the single family homes start from 165k for 2bd 2ba home.
If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Check out the web reference link below...... more
It seems you are asking two questions in one. You speak about rent and a down payment.
First if you are renting at ALL then you probably ultimately want to own your own home since renting costs more than owning. Seems funny but it is VERY true.
Regardless if you are renting or trying to buy we should talk. I am a licensed Realtor with Coldwell Banker, We are the #1 Real Estate firm in America and have been in business for 112 years.
Whether you want to buy OR rent you should always use a Realtor licensed by the state of Texas. First of all it costs you nothing. The landlord or seller of the home will pay.
Secondly, a Realtor is obligated by his or her license to protect your interests at the risk of losing their license.
Finally at Coldwell Banker we are the only Real Estate broker that underwrites and funds our own mortgages . What that means is that we can approve people that mortgage brokers turn down! Coldwell Banker also offers and amazing Lease with a Right to Purchase program. Last year I was named the #1 Coldwell Banker Realtor in America for this program and have tons of experience with first time buyers. LeaseOurDreamHomecom... more
Hi, Laguna Woods is a great community for active older adults! There are a variety of units available, from 1-bedroom condos to single-family homes. Please keep in mind that Laguna Woods has financial requirements, above lender requirements, for home ownership. You must show a minimum of $45,000 in annual income, plus significant savings. This is to ensure that the HOAs stay well-funded, to support all the benefits of living in Laguna Woods!
Happy to assist you if I can!... more
Hello Rebecca, unfortunately you left out an address or link to know which address you are inquiring the age of? If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria.
I am only finding older homes built in the 1900's available for purchase in Wood River. Are you selling or buying?... more
All of these are great areas. The best investment would be to find a property that needs some updating- as you can build equity by buying something less expensive, and fixing it up.....
Happy to assist you in you are not already working with an agent!... more
Hello Kimbe99606, yes but more discussion will be needed to determine what loan programs will benefit you the best financially. The lot payment will be counted in your DTI, debt to income ratio.
Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the purchase.
What are your fico scores and how much do you want to invest? You may need 20% down for construction loans. How much do you pay now and what is the maximum payment you are looking to achieve?
Do you have a builder contractor chosen, blueprints, permits, idea of costs, etc? You may consider 5% down jumbo from a minimum 720 fico score up to 1.5m and from 10% down jumbo from a minimum 660 fico score up to 2.5m.... more
What is the proprerty’s value? current Mortgage balance? Current interest rate on mortgage? Type of property? Is it rented out out & for how much? Size of the loan you want? Would you consider refinancing it all?... more