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All Locations : Nationwide Real Estate Advice

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Activity 495,230
A few minutes ago
KAREN STAPLES asked:
I've been on the program for 20 or more years.I pay my rent on time or earlier,no reposes,no shut off notices. no drama very respectiful to others.
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A few minutes ago
Haysha Deitsch asked:
I've been listed in a new article today, where I help the people find the best real estate property... You can read it here: http://activerain.com/blogsview/5090071/haysha-helps-you-cho…
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A few minutes ago
Garlandsteven2598 answered:
Hello

How soon do you need this loan?

Thanks
Garland
email:garlandsteve2598@gmail.com
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A few minutes ago
Ahmad Safdar asked:
If some one wants to share with me contact me at Ahmad_safder@yahoo.com
Thanks
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A few hours ago
Jazzlanes83013 asked:
I am buying a house for sale by owner, are we allowed to bring a family member with us to the final walk through since we don't have a real estate agent? The seller is telling me I can't…
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A few hours ago
Chad cobb asked:
Ok so I screwed my credit up some time ago. I have since paid off most everything except for a repo vehicle which I am arguing the amount. I have cc that I pay on time my credit score…
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A few hours ago
Nguyenpham asked:
I am looking for lenders around Arlington or Dallas area for conventional loan. This is my 2nd home but Im just cosigning for a relative. We have a decent down payment.
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A few hours ago
Jonathan Lahey answered:
Hi, Hope you did find a Forclosure Home at place you wish to live in .. Thanks!
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A few hours ago
Sheryl Arndt answered:
Hello Catherine, I hope you found a place to rent by now. You could rent 3-4 bedroom 2 bath single family homes in Sacramento up to $1,800 rent. You should also study RENT vs BUY listings to compare payments.

You may qualify to buy with minimal out of pocket expenses and pay about the same as rent with down payment and closing cost assistance programs. You may qualify to purchase 3-4 bedroom 2 bath single family homes for less monthly payment than rent in Sacramento.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
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A few hours ago
Alan May answered:
They cannot commit you to pay for anything without your permission. If you feel they've done this, contact your Realtor's managing broker, and state your case.

Good luck.
1 vote 1 answer Share Flag
A few hours ago
Sebastian asked:
Yesterday at 7:04pm
Vivianaquintanilla answered:
if current conventional interest rate is 15 3/4%, how many discount points would be charged on a 15% va loan in order to offset the difference for the lender?
0 votes 11 answers Share Flag
Yesterday at 6:28pm
Livoltim asked:
I am trying to buy an investment property and wanted to know if there are any banks not requiring 6 months reserves. and what are the main guidelines to qualify for an investment property.…
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Yesterday at 6:04pm
Jampanzie asked:
Yesterday at 5:40pm
Bill Gassett answered:
Most real estate agents don't understand escalation clauses which is a shame because they can be a valuable tool in a buyer's agent tool belt. The problem you run into is listing agents who are clueless about how they work.

I have written a very comprehensive article at Maximum Real Estate Exposure explaining how an escalation clause works. Take a look at the web reference.
... more
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Yesterday at 5:37pm
Bill Gassett answered:
The comment below echo my beliefs that so many real estate agents are clueless when it comes to an escalation clause. An escalation clause is used for the buyers benefit in a bidding war - the end result of which is the seller getting an exceptional price for their property.

There are many things to understand as an agent, buyer and seller when it comes to using an escalation clause. Take a look at the detailed reference at Maximum Real Estate Exposure that explains in detail the pros and cons of the escalation clause.
... more
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