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All Locations : Nationwide Real Estate Advice

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Activity 492,444
A few minutes ago
Shelby Coltrin answered:
If you are still looking for a place, i have 1 bedroom available for rent in my home. its a new development and it probably a 5 minute drive to the base.
0 votes 2 answers Share Flag
A few minutes ago
Sheryl Arndt answered:
This is 2017 and we have a lot better loan programs to offer. There is 80-10-10 programs but we now offer 5% down Jumbo. These are full documented loan programs so once the credit file is discussed the loan program choices will be offered to you to make an informed decision.

You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 4 answers Share Flag
A few minutes ago
bebenewberry asked:
I erred in my prior question: how do I get your firm to NOT show me, personally, as the entity who made a loan on this house? I am the foreclosure officer: the loan was made by my company,…
0 votes 0 Answers Share Flag
A few minutes ago
bebenewberry asked:
1111 N Hollywood, Reedley, CA 93654......WAS a foreclosure, is now owned by American First Credit Union. Is erroneously showing that I, Beverly Newberry, foreclosed on it - I did not:…
0 votes 0 Answers Share Flag
A few minutes ago
Christina Matthews asked:
A few minutes ago
Mary answered:
Hi,

Please be advised that your property listing at 318 Sunset Ridge Dr. Crossville TN has been already removed from Zillow. In this case, please kindly allow 24 to 48 hours for the changes to take effect on Trulia.

Thank you for using Trulia!

Mary
Consumer Care Advocate
http://www.trulia.com/help/ask/
... more
0 votes 1 answer Share Flag
A few minutes ago
Sheryl Arndt answered:
Hello Michael, we can not post an opinion of these types of answers as it could be "steering". You can do a lot of research yourself by driving around at night, weekends and see for yourself the zip codes you may consider.

How much do you pay in rent currently and how many bedrooms and what is the maximum payment you are looking to achieve? These answers will narrow down your search criteria.

These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

If you figure out what cities/zip codes he is considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent like myself can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Do you have down payment and closing costs or do you need down payment and closing cost assistance programs?

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
A few minutes ago
Gary Higgins asked:
A few hours ago
Cassiedgillen answered:
0 votes 9 answers Share Flag
A few hours ago
Kathy A Griglione answered:
175000 house if 20 percent down how much monthly payments
0 votes 6 answers Share Flag
A few hours ago
Kathy Burgreen answered:
I'm a retired realtor and let me set things straight. Renting is the same in all 50 states and there is no difference between states or cities. What you don't know or understand is that realtors are independent contractors (self employed) and because of this, they can CHOOSE who they want to work with and they CAN set their own fees if they want or it may be required by their brokerage. It is NOT a state law or requirement. Briefly, you've been conned. Also realtors are salespeople who are trained to con or say little lies to renters, buyers and sellers. Another way of saying it - they don't reveal everything, so the more things realtors can keep to themselves, the better it is for them.

As I said, you got scammed. Going forward, here is what you need to know and do:

1. Any agreement you sign with a realtor can be negotiated. You need to spend a few minutes and read every word BEFORE you sign it. If you see a fee listed that the agent wants you to pay - cross it out. Anything else that you don't agree with - cross it out. Anything you don't understand - ask the agent to explain it to you.

2. Yes some realtors will be upset if you cross anything out or start negotiating. Well, too bad. Agents are greedy. You need to tell them that the landlord is paying their commission and they have no right to ask you to pay an additional fee. Ask them what the fee is for and get a detailed answer. Watch them fluff thru the answer or give you some vague answer because they have no idea why they are charging you a fee. You do have the right to have that agent speak with their broker to get the fee waived. Force the issue. You're about to watch these agents squirm or give you a pissed off look because most renters never question the agent. They just sign the Agreement without a second's thought.

3. See? This is how we make money. We practice the scripts handed to us by the training and we recite them to you. When somebody trips us up on the well rehearsed scripts - that's when you can say "Gotcha".

4. Your best bet is to talk with the Office Manager or Broker in Charge and have him / her assign you to an agent who just got their license. The reason is new agents need the experience and don't have the contacts yet to start in the business. To get started, most new agents start with rentals. Well, you're renting. Once new agents get enough experience, they dump the rentals and only work with buyers and sellers.
... more
0 votes 1 answer Share Flag
A few hours ago
karlarice1026 answered:
Houses for sale or rent in Auburndale or Lake Alfred
0 votes 66 answers Share Flag
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