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All Locations : Nationwide Real Estate Advice

  • All695K
  • Local Info59K
  • Home Buying255K
  • Home Selling42K
  • Market Conditions26K

Activity 480,596
A few minutes ago
Thomas Martin answered:
GEORGIA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

Purchase a GEORGIA home 12 months after a chapter 13 Bankruptcy
Purchase a GEORGIA 24 months after a chapter 7 Bankruptcy.
FHA will allow a FHA mortgage 3 years after a Foreclosure.
Minimum FICO credit score of 580 required for 96.5% financing.
Bad credit GEORGIA FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
No Credit Score GEORGIA mortgage loans & No Trade Line Florida FHA home loans.
http://www.fhamortgageprograms.com/georgia-fha-mortgage-lenders/
... more
0 votes 8 answers Share Flag
A few minutes ago
Thomas Martin answered:
GEORGIA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

Purchase a GEORGIA home 12 months after a chapter 13 Bankruptcy
Purchase a GEORGIA 24 months after a chapter 7 Bankruptcy.
FHA will allow a FHA mortgage 3 years after a Foreclosure.
Minimum FICO credit score of 580 required for 96.5% financing.
Bad credit GEORGIA FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
No Credit Score GEORGIA mortgage loans & No Trade Line Florida FHA home loans.
http://www.fhamortgageprograms.com/georgia-fha-mortgage-lenders/
... more
0 votes 15 answers Share Flag
A few minutes ago
Thomas Martin answered:
GEORGIA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

Purchase a GEORGIA home 12 months after a chapter 13 Bankruptcy
Purchase a GEORGIA 24 months after a chapter 7 Bankruptcy.
FHA will allow a FHA mortgage 3 years after a Foreclosure.
Minimum FICO credit score of 580 required for 96.5% financing.
Bad credit GEORGIA FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
No Credit Score GEORGIA mortgage loans & No Trade Line Florida FHA home loans.
http://www.fhamortgageprograms.com/georgia-fha-mortgage-lenders/
... more
0 votes 12 answers Share Flag
A few minutes ago
Thomas Martin answered:
GEORGIA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

Purchase a GEORGIA home 12 months after a chapter 13 Bankruptcy
Purchase a GEORGIA 24 months after a chapter 7 Bankruptcy.
FHA will allow a FHA mortgage 3 years after a Foreclosure.
Minimum FICO credit score of 580 required for 96.5% financing.
Bad credit GEORGIA FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
No Credit Score GEORGIA mortgage loans & No Trade Line Florida FHA home loans.
http://www.fhamortgageprograms.com/georgia-fha-mortgage-lenders/
... more
0 votes 14 answers Share Flag
A few minutes ago
Thomas Martin answered:
GEORGIA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

Purchase a GEORGIA home 12 months after a chapter 13 Bankruptcy
Purchase a GEORGIA 24 months after a chapter 7 Bankruptcy.
FHA will allow a FHA mortgage 3 years after a Foreclosure.
Minimum FICO credit score of 580 required for 96.5% financing.
Bad credit GEORGIA FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
No Credit Score GEORGIA mortgage loans & No Trade Line Florida FHA home loans.
http://www.fhamortgageprograms.com/georgia-fha-mortgage-lenders/
... more
0 votes 9 answers Share Flag
A few hours ago
Shawnanicole21 answered:
A few hours ago
Browniela asked:
Hello in my purchase and sale agreement, the Seller asked at the last minute for section 'x' to be removed/ crossed out. Apparently this is new in the Seattle, WA market as of the past month.…
0 votes 0 Answers Share Flag
A few hours ago
Suzisanchez answered:
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... more
0 votes 1 answer Share Flag
A few hours ago
10kilometers answered:
I just started dealing with Hudzu last week. First they said the house could NOT be inspected because it was occupied, yet the house has been empty for two years! I learned a few days ago, that it could NOT pass inspection, as it was built 130 years ago and had major defects partly due to age, but mostly to neglect. (I suppose when you're about to be evicted, care of your property could falter!) When bidding was about to end (in first 2.5 hours and then, two minutes later, 1.5 hours, I called the company to find out what was the REAL time for the bidding to end. I then saw that the property was in reserve while on the phone! I was not happy as I had the cash and wanted the property. So, I called Hudzu again and they said someone would get back to me about why the bidding closed two hours earlier than stated on their website. Even though this would have been my first flip (I found a buyer even before I bought the property!), I subsequently learned that I didn't do anything wrong....Hudzu is just an unethical company! So when I went to do a backup bid, the minimum backup bid was 6k higher! How can they require a back up bid to be $6,000 above another bid--the only other "bid" on the property? I put this in quotes as I now don't even believe there was another bid on the property. I'm sorry I started dealing with Hudzu. I was naive and thought they were a a regular property listing company...now I know better! I learned from the town that it would NOT pass inspection, so I would never have been able to get the inspection passed unless I spent triple what I were to pay for the property. So now I'm sort of glad they screwed around with the bidding deadlines. They're playing games with folks and their money! Thirty k might not be a lot of money for some people, but it is for me! ... more
0 votes 174 answers Share Flag
A few hours ago
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

I actually know Peekskill well as I mostly handle the lower NY area.

Yes, 5% does sound high with that credit score. I should be able to beat that.

The closing costs they would of given you probably include an escrow account. It's hard for me to tell if they are high without knowing more details but as far as the rate goes I'm certain I can beat that and save you some money.

We are a direct lender, we underwrite in 24-48 hours (that's fast) and I'm available almost 24/7.

If you have any questions or would like help with this you are welcome to contact me.
... more
0 votes 1 answer Share Flag
A few hours ago
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

You can get a mortgage with as low as a 580 credit score. You would need at least 3.5% done payment and you are allowed to roll in closing costs using a sellers concession.

If you scores were above 620 you can qualify for a program that requires no money down but this program is limited to more rural areas

You are welcome to contact me if you would like help with this.
... more
0 votes 1 answer Share Flag
A few hours ago
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

Some of your question is cutoff but it looks like you need help refinancing.

We have a lot of different options avialable.

I know the NY area well, that's where I mainly lend but I can lend nationwide.

I'm avialable almost 24/7.

If you can send me more details about your situation I can see if I can help you.
... more
0 votes 1 answer Share Flag
A few hours ago
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

You can get a mortgage with as low as a 580'credit score. If your score is below 580 there are ways to get your score up quickly.

There are a lot of programs available and most require a very low down payment and even allow you to roll closing cost into the loan using a sellers concession.

I can lend nationwide and I'm avialable almost 24/7.

If you have any questions or would like help with this you are welcome to contact me.
... more
0 votes 1 answer Share Flag
A few hours ago
Coble.ella answered:
Can I get a loan if I'm on disability?
0 votes 5 answers Share Flag
A few hours ago
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

I work with a lot of people that work in unions. Through their union they can sometimes work as a w-2 employee for multiple contractors throughout the year. Your situation sounds similar.

Since your hourly what we would do is gather your last two years w-2s, the two income gets averaged out over two years. We would also get a work verification form filled out so we can adjust for your currently hourly pay rate.

Either way what you described does not sound like an issue.

I can lend nationwide and I'm available almost 24/7.

I have a lot of programs available.

If you want help with this or you have any questions you are welcome to contact me.
... more
0 votes 1 answer Share Flag
A few hours ago
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

You probably have a good amount of equity and rates are still rather low. You may be able to refinance into a 30 year fixed and still keep your payment resonable. If you have other debt you may be able to tap into your equity and pay that off to lower your over all monthly debt as well.

So there are probably some options for you.

I handle mostly NY and can lend nationwide.

I'm avialable almost 24/7.

If you would like to see what I can do for you or have any questions you are welcome to contact me.
... more
0 votes 2 answers Share Flag
A few hours ago
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

There are two types of 203k loans.
If you are spending less than $35,000 on renovations you generally will not need an FHA inspector at all. If you spend over $35,000 an FHA inspector is required.

A home inspection is not required to get a mortgage however it is something that is generally recommended.

If the home has a well and a septic system FHA may require an inspection on those.

I can lend nationwide and I'm available almost 24/7.

If you have any other questions or need help with this you are welcome to contact me.
... more
0 votes 1 answer Share Flag
Yesterday at 10:52pm
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

I can do 203k loans.

I'm available almost 24/7.

If you need help with this or have any questions you are welcome to contact me.
0 votes 2 answers Share Flag
Yesterday at 10:50pm
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

Depending on your family relationship their are ways to give a gift of equity to you family member to use for a down payment on the house you are selling.

I can explain more if you would like to contact me.

We have some very flexible programs.

I just need more details so I can determine what I can do to help you.

I'm available almost 24/7.

If you have any questions or would like help with this you are welcome to contact me.
... more
0 votes 1 answer Share Flag
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