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All Locations : Nationwide Real Estate Advice

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  • Home Buying254K
  • Home Selling41K
  • Market Conditions26K

Activity 477,825
Icemanrep, Home Buyer in
A moment ago
Icemanrep answered:
I have just moved to Huntsville from California and I shopped a lot of builders before deciding on Valor. From the moment my wife and I entered, we were impressed with the quality and feel of the home. Our agent Glen was very knowledgeable and likable. He showed us several homes that were available and a few that were in the process of being finished. We saw the construction methods and energy saving ceiling that they install. He gave us time to look around and talk in private and sent us on our way. After talking we decided to return and talk dollars and cents. We decided on a home that was move in ready and went through inspection process. A few small items needed to be corrected and were taken care before our closing. We love our new home and have the peace of mind of a 2 year warranty. The community is a great mix of families and retired professional. Glen even brought us a gift basket after we moved in.....so far so good! ... more
0 votes 11 answers Share Flag
Agilbert66, Home Buyer in Apex, NC
A few minutes ago
Agilbert66 answered:
I would not recommend Lennar. The answer to your question depends a little bit on your price point. There are some small custom builders that build great homes, but you may pay $175/sqft ... more
0 votes 1 answer Share Flag
 Smh0521, Real Estate Pro in Goodyear, AZ
A few hours ago
Smh0521 asked:
I called the phone number listed and the lady said she has been getting calls for the last 2 days, and she knows nothing about a rental. Please correct.
0 votes 0 Answers Share Flag
Ivarylienyco…, Home Buyer in Louisville, KY
A few hours ago
Ivarylienycole88 asked:
Due to some difficulties in the past in which we are doing our best to repair it... We have three kids and a limited income, as well as the low credit. I've looked into HUD & FHA loans/help,…
0 votes 0 Answers Share Flag
Diecellulite, Home Buyer in Philadelphia, PA
A few hours ago
Diecellulite answered:
Hello,
Does anyone know how Keller Williams commission split with the mentor works?
I'm a new agent and should start in the next few days with a mentor program. Only that they didn't mention what is the percentage this mentor will take from my commission. I'm guessing its somewhat negotiable but is there any standard percentage? averages?
Thank you:)
... more
0 votes 38 answers Share Flag
Gfa1206, Home Buyer in Temecula, CA
A few hours ago
Gfa1206 answered:
We lived in Temecula for a total of 8 years before we finally moved out its a good city but alot of Blacks and Mexicans moving in plus we had our backyard broken into twice :( There is also alot of rich snobs who live on the outskirts of town its not the best city in the world id say but still has fun things to do. And the Schools have a high graduation rate! ... more
0 votes 11 answers Share Flag
Grace Mgrdec…, Real Estate Pro in San Francisco, CA
A few hours ago
Grace Mgrdechian asked:
someone created a bogus listing based on a listing I had on Zillow... I have removed it but now, cannot recreate it with the appropriate mls #. please help.
0 votes 0 Answers Share Flag
Angelica P, Home Buyer in Seattle, WA
A few hours ago
Angelica P answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
0 votes 1 answer Share Flag
Angelica P, Home Buyer in Seattle, WA
A few hours ago
Angelica P answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
0 votes 1 answer Share Flag
Roberto Plat…, Home Owner in Norwalk, CA
A few hours ago
Roberto Platero asked:
This active listing was removed from the MLS since December 19,
2016...
I plan to List Property ""FOR SALE by OWNER""
but do I do so on your website...?

I previously…
0 votes 0 Answers Share Flag
Allpointspro…, Renter in Brookline, MA
A few hours ago
Allpointsproperties answered:
Hi Mindy,
The rental property I listed at the Brook House, in Brookline, is a high rise condominium building. Each "apartment" is owned by a separate individual as a "condominium". Each owner BUYS their individual unit.

An apartment building is usually one in which you have one landlord, or entity, that owns the entire property ie. owns the whole building and all the apartments. The people living in each apartment are all renters who all pay rent to one landlord. None of them (renters) can own their own single apartment in the building.

In a condo building such as the Brook House, each individual owner may live in their own unit. Or they may decide to rent their condo apartment to a tenant.

Such is the case with the two bedroom, two bathroom condominium that I posted for rent. The owner purchased the single unit, and the tenant will pay rent to him as their landlord for that particular unit. The next door neighbor may live in the unit they bought, and therefore that condominium will be " owner-occupied" and not a rental.

It might be easier if you gave me a call to further answer your question about townhouses and communites. The definitions have nuances that differ in various locations.

Please let me know if I can help you further.

Jacqui K.
All Points Proeprties
617-566-7000
... more
0 votes 3 answers Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few hours ago
Sheryl Arndt answered:
A buyer may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Patti, Renter in Queen Valley, AZ
A few hours ago
Patti asked:
The following appears under "for sale"...but it's a sneaky way to do a bogus rental for $800 month...no way. It's bogus.…
0 votes 0 Answers Share Flag
Peg.okinawa, Home Buyer in Chicago, IL
A few hours ago
Peg.okinawa asked:
I was discharged April 2016 and want to do a cash-out refinance on this home I purchased that was foreclosed. Who can I get a mortgage through?
0 votes 0 Answers Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few hours ago
Sheryl Arndt answered:
Hello James, congratulations on your decision to buy. Do you know what your fico scores are and do you have down payment and closing costs saved or do you need down payment and closing costs assistance?

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in Riverside start from 120k for 1bd 1ba condo, 149k for 2bd 1ba condo and the single family homes start from 190k for 3bd 2ba home.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 2 answers Share Flag
Sally Grenier, Real Estate Pro in Boulder, CO
A few hours ago
Sally Grenier answered:
WRONG. I 100% disagree with "Upnest". The buyer RARELY pays a commission to the Buyer's Agent. Most of the time, the buyer's agent is paid by the seller, through the listing brokerage. The seller and listing agent agree upon a certain commission, and that listing agent determines how much of that he/she will give to a co-operating buyer's agent.

Some people (from discount brokerages) like to scare you into thinking that a buyer does pay a commission in a round about way, in that it is built into the purchase price. Nothing could be further from the truth. A buyer is going to pay "Fair Market Value" for a home -- what other similar homes have been selling for. Look at a "For Sale By Owner" situation -- if the house next door sold for $500K and his is the exact same house, he's going to ask for $500K as well. He's just saving $$ by not paying a commission. Buyer still pays the same price for the house.

There are some cases where a buyer's agent is only offered a small commission -- ie with some of these "discount" brokerage firms, like Trelora, Upnest, etc. A buyer's agent may insist on getting a full commission if you choose to buy a house that's listed with one of those companies. That agent may ask you, the buyer to pay him/her the difference.

Keep in mind that when you're dealing with these discount firms like Upnest...you get what you pay for.
... more
1 vote 1 answer Share Flag
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