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All Locations : Nationwide Real Estate Advice

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Activity 477,694
Saleema Mccoy, Home Buyer in Winston-Salem, NC
A moment ago
Saleema Mccoy asked:
Lori Gunn, Real Estate Pro in Fleming Island, FL
A few minutes ago
Lori Gunn asked:
When searching by name for Lori Gunn another agent (Starr Keating) comes up. Can you please eliminate her name?
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Davis91s, Home Buyer in Arlington, VT
A few minutes ago
Davis91s asked:
This property is a forclosure that is in excellent condition It is going up for auction and i have the money to put down and bid just need financing if i win the auction. This home will…
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Joel Bogosh, Home Owner in 94109
A few minutes ago
Joel Bogosh asked:
Chopper4, Home Buyer in Pittsburg, CA
A few hours ago
Chopper4 asked:
I've been renting a house for three years and stupidly signed an additional year lease last October, so I am on the hook for this house until September. Per the lease, I must find someone…
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Sonofchicoma…, Home Buyer in Cumberland, MD
A few hours ago
Sonofchicomartinez answered:
Chris, what you need to do is get on the credit karma website. I'm sure you have already done this. You need to find out precisely what is holding your credit back. I have the same exact score as you, 512. The cool thing about CK is that it tells you all of your out standing uncollected debts. Because of them I found out my credit was being affected entirely by medical bills! Which isn't so bad because they get reset in 7 years, which time is almost up for me. That's actually good news because when they get wiped, they get wiped and it no longer affects your credit. That MAY be the case for you, we all had a hard time before Obamacare came in, and will probably have a hard time going out now in 2016. So what I learned is to not rip up those hospital bills! LOL. If you have more serious things like car payments and late fees and such, I suggest finding out who the collector is and contacting them. They WILL work out a payment plan with you, my mom works for bill collecting and she says bill collectors are just happy that you're making an effort. IF you CALL THEM opposed to them calling you, they might be more willing to help, taking you much more seriously. I also suggest trying to get what is called a secured credit line. Your credit is not so low that you cannot get a credit card. Get it, but only use it when you HAVE the money to buy something. Use it to pay your bills, preferably those payments that are holding you back. Within a few months you will see your credit score climbing like crazy. My mom had a score of 490 and within 12 months she went from 490 to 620. She's almost ready to buy her first home. So it's not impossible. Keep at it, pay your bills on credit and then pay off the interest and such (earlier the better!). ... more
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Thomas Martin, Real Estate Pro in Hollywood, FL
A few hours ago
Thomas Martin answered:

• 100 % VA Condo Mortgage Loans Down to a 550 fico!

• 96.5% LTV on FHA Approved Owner Occupied Condos= 3.5% Downpayment!

• 95% LTV on Owner Occupied Condos= 5% Downpayment!

• 90% LTV on Second Home Condos= 10% Downpayment!

• 80% LTV on Second Home Condos= 20% Downpayment

• 80% LTV on Investment Condos= 20% Downpayment.

• 75-80% LTV on Florida Non Warrantable Condos + Condotels.

FHA Condo Loans Down to 580 Fico with 3.5% Down.
VA Florida Condo loans Down to 550!
Florida Fannie Mae Approved Condo list for 2016.
... more
0 votes 34 answers Share Flag
Thomas Martin, Real Estate Pro in Hollywood, FL
A few hours ago
Thomas Martin answered:
We can approve a purchase 1 day after foreclosure or BK.
0 votes 10 answers Share Flag
Judydavis789…, Home Buyer in Fremont, CA
A few hours ago
Judydavis789546 answered:
i think the best two companies in U.S provide virtual po box, virtual mail box and virtual mail address are earthclassmail and maillabs, i heard maillabs cheaper than earthclassmail
... more
0 votes 1 answer Share Flag
John Shema, Home Buyer in Philadelphia, PA
Yesterday at 10:48pm
John Shema answered:
If you had good to excellent credit 710+ chance's are you would own a home. That being said landlords tend to expect lesser than. Remember low credit score often is linked to poor money management and higher risk. To answer the question my opinion would be 650.
A letter of explanation and reference's would help, perhaps another party would co-sign or be present for support. John R.E. Investor
... more
0 votes 4 answers Share Flag
Karl, Home Buyer in New York, NY
Yesterday at 9:58pm
Karl answered:
Sorry. Trulia has limit of the questions. I didn't finish my questions and situations. Here is the second part:

My attorney told me in this situation my 10% deposit won't be returned. Because I signed the letter of commitment and it's my fault that the bank spent more time on the issue. Is she right?

My agent said she talked to the owner and promised to pay more to extend. The owner agreed but want to do it under the table. I think the right way is to put it on the table and have his attorney to send us an agreement of extension.

Any ideas will be appreciated. Let me know if you need more details. Thank you.
... more
0 votes 1 answer Share Flag
Don Estabrook, Home Owner in Old Orchard Beach, ME
Yesterday at 9:37pm
Don Estabrook answered:
no i dont think is going to to crash
0 votes 179 answers Share Flag
Paula lowery, Renter in 33351
Yesterday at 8:54pm
Paula lowery answered:
Live is south florida. Credit score is around 660-700. Looking for a lendor to assist me financially of 55-70 thousand. Monthly income is 3000.00
0 votes 60 answers Share Flag
rich.smith341, Home Buyer in Austin, TX
Yesterday at 8:23pm
rich.smith341 asked:
rich.smith341, Home Buyer in Austin, TX
Yesterday at 8:21pm
rich.smith341 asked:
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