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All Locations : Nationwide Real Estate Advice

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Activity 489,462
A few minutes ago
Kathy Burgreen answered:
Yes you will pay capital gains, however, I know Trump's budget is requesting to reduce capital gains on sales like yours. As a recently retired NYC suburban realtor and life long resident of NYC's suburbs, I have a far more serious concern than capital gains.

My concern is the difficulty of selling a co-op in Suffolk County especially at $1.2M. I need to educate you on several issues:
The majority of co-ops outside of New York City is in Nassau and Westchester Counties + the New Jersey towns along the Hudson River. There are very few co-ops in Suffolk and Rockland Counties in NY and none in Putnam County in NY. The majority are condos. The reason for this is housing is cheaper the further away from NYC you are so the less demand for co-ops. Housing in Nassau and Westchester Counties is very expensive so co-ops provides an alternative to buyers to move out of the city and live in the suburbs.

Finally bear in mind that condo prices are intentionally higher than co-ops. The reason for this is because of the ownership structure. Co-ops means you own shares of a limited housing corporation. Condos - you receive a title or deed and own the unit outright.
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A few minutes ago
Cathyrodriguez000 answered:
1997 single wide Moblie home 4 bedroom 2 bathroom flewood
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A few minutes ago
PIFA answered:
Our agent told us to fix the 4 things the inspector found. She then had her handy man fix them and we paid for the stuff. Same with the new place we bought. The stuff he found they fixed before we moved in. During the walk thru you check to see if they are done. ... more
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A few minutes ago
Receivedfrom-zillow asked:
I created the profile and listing on Zillow along with photos. The 1st photo on Zillow is not the 1st photo on Trulia and I'd like to edit the listing directly on Trulia to correct…
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A few minutes ago
kathleen asked:
A few minutes ago
Edgar.gomez19994 asked:
A few minutes ago
Dana Z answered:
several low down payment options are available for jumbo loans.
0 votes 5 answers Share Flag
A few minutes ago
Elva Wormley answered:
Hi Tyeaselevers,

American Financial Resources, Inc. offers VA construction loans. Their headquarters is in New Jersey. This is their wholesale phone number: (866) 372-6596. They should be able to refer you to one of their approved mortgage brokers in your area.

Best regards,

Elva A. Wormley
Mortgage Consultant
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093
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A few hours ago
maria.scoma511 asked:
how can I cancel my profile
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A few hours ago
Jjacksonmarie64 answered:
Help kids in the Community with a Reading & Writing program, Arts& Crafts. After all it Starts with the kids. Thx.
0 votes 37 answers Share Flag
A few hours ago
Tyeaselevers answered:
Does anyone know of a lender that will do VA Construction Loans in New York state?
0 votes 12 answers Share Flag
A few hours ago
Sheryl Arndt answered:
Hello Mscalvillo1982, yes you should check with the local rental management companies for their inventory. You did not mention the maximum payment you are looking to achieve.

The 3bd 1ba single family homes in Bakersfield start from 68k. You may qualify to buy with less than first, last and security deposit and pay less than rent with down payment and closing cost assistance programs.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
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A few hours ago
Mary answered:
Hello,

To post your home for sale by owner on Trulia, click the link below and select Submit listings for sale.
http://www.trulia.com/submit_listings/

You will be redirected to our partner site, Zillow. Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:
http://www.trulia.com/help/ask/

Thank you for using Trulia!

Mary
Consumer Care Advocate
http://www.trulia.com/help/ask/
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A few hours ago
Sheryl Arndt answered:
Hello Almightysavo, there is no such thing but if your meaning a lender to pre-approve you with your social security income that is not a problem.

Do you have down payment and closing costs or do you need down payment and closing cost assistance programs? How much do you pay in rent and what is the maximum payment you are looking to achieve?

The purchase in 92107 zip code start from 410k for 1bd 1ba condo and up. You will need to be pre-approved to be able to know your purchasing power and how much you qualify to buy.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Any agent can assist you once you have a pre-approval letter from a lender like myself.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
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