My guess would be, especially in a condo or an area with many homes from the same builder/options, "upgrade" just means it DOES actually have more than the basic options. Like the granite counter tops and stainless appliances will ALWAYS be the upgraded version of the condos come standard with Formica countertops and basic black appliances or something.... more
Just like if you are the buyer "You can ask for anything that you want on your offer to buy". It is between the 2 parties who pays what and who relinquishes what. I wouldn't have the nerve to ask someone to pay a realtors commission on something that I sell though. I think that seems unethical. Just my opinion though... more
Mortgage loan after Short SaleDue to some domestic stress concerns, I had Short Sale on my house in February 2014. Now I am out of the domestic problems and I want to buy another house. I've been renting for over
Get a secured credit card, but don't just get the card ... you have to actually use it. Use the card for a few small purchases, then pay the bill on time every month. Don't spend more than 40% of the secured amount, and ALWAYS pay on time. This will help you build some credit.... more
Base on the fact that your debt on that card is currently less than 50% as long as you keep that card on average of 50% of less you are in great shape. Opening another card does not show longevity use of credit. I use my debit card to make regular purchase over the web an only once in over 10 years I was scammed and the bank immediately refunded my money so yes find a good bank.
I would be delighted to provide you with some mortgage options that will allow you to make the best decision for your family. I can be contacted for a FREE no obligation consultation.
Phone 469-347-3572... more
In general, it is illegal to lie, and they are not required to disclose, except where required by law. Most places have very narrow disclosure laws (they must disclose active lawsuits against the property, which would be found by the title insurance search anyway, they must disclose radon, or floodplain location, or other specific narrow features).
Many other countries have "must isclose" laws where anything known that could affect the material value of the property must be disclosed, but the US errs on the side of "caveat emptor" and so you must do your due diligence, under the assumption the seller is hiding flaws to the maximum amount allowed by law.... more