Either visit http://www.SFGate.com. (California)
Enter search term foreclosure prevention.
Or....google the following:
"How to Prevent a Foreclosure Sale in [your state initials]"
Read, read, read,
Copy & Paste notes/phrases/document titles/people/businesses etc. into a NOTE APP!!
Then write/call etc!
NO TIME TO WASTE!
DON'T WASTE TIME WITH SOCIALIZING!
DO WHAT YOU MUST!
This may help also.
When you give your lender a deed-in-lieu of foreclosure, it's final and you'll no longer own your home. With a DIL, your mortgage lender becomes the new owner of your home and may expect you to immediately vacate. However, most mortgage lenders don't want homes they end up owning through DILs deteriorating from lack of maintenance. To avoid deterioration of their lender-owned homes, some mortgage lenders are now giving homeowners offering DILs a way to rent their homes back.
"Deed-for-lease" is the general name given to lender programs allowing struggling homeowners to give their homes up and then rent them back. Most lenders using deed-for-lease programs take homeowners' homes, lease them back to the owners and try to find investors to buy the homes. Fannie Mae and Freddie Mac both feature their own deed-for-lease programs as well. The majority of mortgages in the United States are actually owned by Fannie and Freddie, the two government-sponsored entities, though serviced by authorized mortgage lenders.