Well, it seems to be a common practice with BAC. I filed bankruptcy in 2011 on my CountryWide mortgage, and in 2012, they sued me! BAC has had 4 different law firms handling this mess over the last 5 years. In the process, they even took the lien off the home I mortgaged and placed it on my "Free & Clear" homestead! Since 2014 tax deeds have been sold on the Mortgaged property, they placed forced insurance on my Free & clear home! Now in another twist of events, over a conference call, have offered me Cash for Keys? All I can say, is Pray, Pray, Pray, keep great records, hire a "Land Attorney" and Pray some more! They have harassed me over the last 5 years with horrible "Property Inspectors"! I even have police reports to prove most of them! They have broke several laws and as such are now legally responsible for all of my attorney fees! This is not over yet, so I have no real advice, except to get an attorney! Good Luck and I'll be praying for everyone that is being harmed by BAC!