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Shane Milne, Real Estate Pro in South Jordan, UT
A few minutes ago
Shane Milne answered:
Hi Cruzahome,

We can get you pre-approved in as little as a day, just depending on how complex your situation is. Once you have found a home, our underwriting review time is 24-48 hours. Let me know if I can help.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans.com | 949-322-3616 direct
... more
0 votes 1 answer Share Flag
 Tylerlee, Real Estate Pro in New York, NY
A few minutes ago
Tylerlee answered:
Whatever method you choose to find a reliable locksmith but it is important to check the credentials of a locksmith before you let him inside your house. This can be done by cross-checking the business address listed with the phone number. http://www.sebastianlocksmithsouthmiami.com/ ... more
0 votes 2 answers Share Flag
Shane Milne, Real Estate Pro in South Jordan, UT
A few minutes ago
Shane Milne answered:
Hi Jgratson,

Yes, one option is to do a cash-out refinance on your current residence and use the cash out proceeds for the down payment on your new home, however if you will be selling your home then a cheaper way to get the funds would be to take out a home equity loan. Home equity loans have much less closing costs (although the rates are a little higher), but if you'll only be borrowing the money for a short amount of time then cheaper closing costs are going to be more important than a higher rate which you'd only have for a few months.

Regarding your question about paying taxes on the increase in value - that has nothing to do with the mortgage aspect. It has everything to do if you meet the "exclusion test" that the IRS has, which you can find details on at https://www.irs.gov/businesses/small-businesses-self-employed/sale-of-residence-real-estate-tax-tips. When we sold our home, we didn't have to pay capital gains because we owned it for at least 2 years and also lived it in for 2 out of the last 5 years (even though we didn't live it in at the time we sold it). See the link and read through to get an idea if you would owe capital gains on the sale of your residence or not.

Hope this helps. Feel free to contact me if you have any follow up questions.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans.com | 949-322-3616 direct
... more
0 votes 1 answer Share Flag
Shane Milne, Real Estate Pro in South Jordan, UT
A few minutes ago
Shane Milne answered:
Hi Ktrlal, yes, you should have much better options now that the Ch. 7 BK has been 2 years since the discharge. Most likely the best refinance option would be an FHA loan, as you should see roughly a 3% reduction in the interest rate. There are conventional loan options too, depending on the amount of equity they may be able to save you money too.

I'm in Orange County and I'd be happy to help go over your options if you'd like. Feel free to give me a ring or shoot me over an email.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans.com | 949-322-3616 direct
... more
0 votes 1 answer Share Flag
Sam Shueh, Real Estate Pro in Cupertino, CA
A few minutes ago
Sam Shueh answered:
Milpitas will be what Sunnyvale was 10-15 years ago. Like it or not that will be the ideal residential for people one head north and other taking 237 to Silicon Valley.

Regardless of the STW odor it has been there before WW 2. You can close your windows or pay more head other neighborhood. 95035 is still an affordable neighborhood for newer homes. But hurry, not long


Sam Shueh
... more
0 votes 4 answers Share Flag
Sam Shueh, Real Estate Pro in Cupertino, CA
A few minutes ago
Sam Shueh answered:
The demographics are changing and places like Mt View which is more high income technics transformed from a service industry after Google went ipo. Today, MV High is one of the best high school in that area. Same will happen to many neighborhoods.

Sam Shueh
... more
0 votes 2 answers Share Flag
Sam Shueh, Real Estate Pro in Cupertino, CA
A few minutes ago
Sam Shueh answered:
probably need documentation and letter to

http://www.ntnonline.com/contact-us/
0 votes 18 answers Share Flag
Marymoochie, Home Buyer in Central Islip, NY
A few hours ago
Marymoochie answered:
Does it matter,just buy.we just got out of a crash or unless trump put the world in a recession.
1 vote 165 answers Share Flag
Tania Arzu, Home Buyer in Panorama City, CA
A few hours ago
Tania Arzu asked:
Sam Shueh, Real Estate Pro in Cupertino, CA
A few hours ago
Sam Shueh answered:
probably too late if you already paid and signed an agreement. Some will promise no pay if score does not improve in ## weeks.
0 votes 1 answer Share Flag
Sam Shueh, Real Estate Pro in Cupertino, CA
A few hours ago
Sam Shueh answered:
Interest rates will increase ~3 times in 2017. For every 1% increase the home price needs to be 10% lower to keep mortgage payments the same.
0 votes 2 answers Share Flag
Sam Shueh, Real Estate Pro in Cupertino, CA
A few hours ago
Sam Shueh answered:
Most will if you put a deposit. Cats trained are easier. Ck sources like Craigslist, Hotpad etc.
0 votes 1 answer Share Flag
Kelvin.cwing, Home Buyer in Chicago, IL
A few hours ago
Kelvin.cwing answered:
First off are you concerned as an owner or as a renter. Please be aware in Chicago, building regulations state that an apartment must have 2 exits. This is what stops many from renting out basement apartments. Furthermore, there are some loosely followed rules regarding size. If you really don't know, go on the city website and see how your property is zoned for. What residential status such as r-3. If not talk to your Aldermans office. they can give you over the phone, the legal requirements for a property. ... more
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Roger Collis, Renter in Wallingford, CT
A few hours ago
Roger Collis asked:
The place would be for my Son and his son(8 yr old). Is there anything for 1200.00 per month. We would like to stay in the Middletown CT area.
0 votes 0 Answers Share Flag
Mandfstern, Home Buyer in West Palm Beach, FL
A few hours ago
Mandfstern asked:
Tinabradley, Home Buyer in New York, NY
A few hours ago
Tinabradley answered:
Let's talk in reference to Biogenic XR now. There's not a lot at risk, but you are going to need a few things. Biogenic XR worries them. This is a bit of good useful content in connection with performing with Biogenic XR.
http://maleenhancementshop.info/biogenic-xr/
... more
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Greentekfirst, Both Buyer and Seller in Dover, DE
A few hours ago
Greentekfirst answered:
You can perform a nationwide search for any deed image and title information via: https://www.ustitlerecords.com

This is an online repository for all title plants and county recorder databases.

You can also obtain Preliminary title reports and Chain of title searches for residential and commercial real estate.
... more
0 votes 188 answers Share Flag
Rich Reed, Real Estate Pro in Arcadia, CA
A few hours ago
Rich Reed answered:
Many Realtors can provide clients with a property profile report from a title company, which may be adequate for your needs. We offer as a service to our clients in the San Gabriel Valley, a full preliminary title report. Perhaps you can find a local Realtor in your desired area that offers similar service. ... more
0 votes 1 answer Share Flag
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