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All Locations : Nationwide Real Estate Advice

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A moment ago
Kathy Burgreen answered:
Trulia and Zillow is for permanent residential listings - not mobile homes unless you own the land. You need to go to http://www.mhvillage.com for mobile home listings.
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A few minutes ago
Trimmer.russell asked:
I am under contract to purchase the home and have been told I need business owners insurance to the tune of $250/month (versus expected $83 for home).
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A few minutes ago
Kathy Burgreen answered:
Nobody here can answer your question because we don't know your credit score. Your credit score is critical to determine your interest rate which affects your monthly payment. If you plan to put 5% down ($10,000.), you will be required to pay mortgage insurance. Mortgage insurance is to protect the lender in case you default. On an FHA loan, the insurance stays for the life of the loan. You cannot remove it. On other types of loans, it can be removed under certain circumstances.

Estimated mortgage payments shown on listings use a hypothetical buyer who has a 20% down payment + a credit score of 800+. If you don't have this, your monthly payment will be much higher.
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A few hours ago
Kathy Burgreen answered:
Selling a home in the U.S. is not the same as selling homes in England, so your article is useless. To write a description of a home in the U.S., the description should point out any features in the home and the neighborhood, the condition of the home and what makes buying this home special. ... more
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A few hours ago
Kathy Burgreen answered:
I'm a retired realtor and also have knowledge of horses. I have several MAJOR concerns with what you wrote. Please read the following issues:

1. I know to care for horses is very expensive. If you own a horse, is it possible to use your horse as a business strategy to make money? In your situation, if you don't have enough cash saved and you are struggling financially, how can you spend money on vet care, feeding and other expenses on a horse? If your horse earned some money, would this help reduce your expenses?

2. Lease To Own or Rent To Own does not work the way you think. The person buying the property on your behalf and allowing you to live there will charge you additional rent and ask for a down payment. You will need to sign a contract and the contract states the person who bought the house will keep all of your money if you cannot qualify to buy it at a later time. You need to know that the person who buys the home will want to make a profit. The only way to make a profit is have you pay extra money which you do not get back. You will lose thousands of dollars doing this.

3. You need to sacrifice something and make a decision. Can you afford to keep your horse? It's not about buying this house. You need to analyze your financial situation. What is keeping you from saving more money and earning more income?
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A few hours ago
Kathy Burgreen answered:
No. Are you referring to bringing somebody else for the final walk thru? For a final walk thru, you can bring anybody you want. The final walk thru is your last stand to object to anything the builder stated they would do and did not complete. This is your last day to review everything and make sure everything is in order otherwise you have every right to delay the closing of escrow.

For a final walk thru on a new construction home, I would find a contractor who has NO connection to the builder and bring that person with me. You may need to pay some money to bring a contractor BUT they are there to support you. A contractor will see things you don't know how to look for and is there to support you. If it makes you feel better, tell the contractor to say that he/she is a family friend. The builder doesn't need to know that the person is a contractor.
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A few hours ago
Rujodakesu answered:
I have always heard about this great guy at Computerhackguru AT gmail DOT com and I decided to contact him when i was going to hard times and couldnt fix my bad credit on time and have been cheated by some group of people calling themselves hackers! I burst into google and find out the Guru himself and I explain my situation to him about how I lost my home to mortgage due to bad credits. He assre me a very clean result but i was still skeptical because there are too much fake hackers out there but I decided to go on faith due to the good reviews it him online, He asked for certain money but I was broke as hell and I was shocked when hes ready to help me with the little money I have with me. I thought it was a joke when he told me to be in 48 hours! I was shocked with tears in my eyes when he help me increase my credit score to 750 plus excellent! I have no choice than to publicize his good work because I owe him a lot and I want to lead people to the right way! You all should get to Computerhackguru AT gmail DOT com ... more
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A few hours ago
Teozile asked:
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A few hours ago
Eclass1906 answered:
If anyone is looking for quality wholesalers in the chicago and Indiana markets please email me at edocker2@gmail.com
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Yesterday at 10:11pm
Dawn Ott asked:
4 working Adults! 5 bd,4 bth,fncd yrd,fnshd bsmnt
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Yesterday at 10:09pm
Hansolchoi92 asked:
Yesterday at 9:28pm
Connie Denney asked:
Yesterday at 9:27pm
Willie.carlisle answered:
If a home is foreclosed on an the well and driveway are not on the property does the new owner have a legal right to the well and driveway since they were built for the home?
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Yesterday at 8:53pm
Khatri.kuldip answered:
In Bethany Creek Falls community at Portland, Oregon the quality of contruction is really poor and 3 year warranty is just a sham.
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Yesterday at 8:49pm
Donni1891 asked:
Yesterday at 8:31pm
Loverbun53 answered:
My question is, I got a modification from BOA because at the time all that loan scam they did to us honest working people. The DOJ got that back for us people. I have a contract with BOA for the modification til 2025. That's if I'm still here, now from 2013 my mortgage was $942. then in 2014 it went to $1052., then it went to $1152 in 2015, then to $ 884. now from $1275 back to $1204. I know this is an ARM at 2%, if it's possible can something be done. And yes I'm on a fixed income, my husband and son we all have income coming in. So in 2025 I'm suppose to done with them , but to get a loan for the deferred loan. I turly need some advise " PLEASE HELP" thanks. ... more
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Yesterday at 8:22pm
Larrynewbyjr asked:
I would like to know the most profitable time to sell with in the next 3 years. I'm considering renting out my home until the market is right. Also ready to sell now if this is the…
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Yesterday at 8:04pm
David asked:
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