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All Locations : Nationwide Real Estate Advice

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Activity 495,420
A few minutes ago
naultholbrook asked:
Landlord sold the building I live in. Do I need to sign a new lease with the new owners? What about my deposits? I didmt receive my deposits back or any paperwork from the new landlord…
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A few minutes ago
Janetcpa asked:
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A few hours ago
Tina Carter answered:
Even Agents have bad experiences with other agents. I wish Brokers would get rid of the bad ones as it makes the rest of us look bad too.
0 votes 32 answers Share Flag
A few hours ago
Jennifer Bender asked:
Something that is 1,300 and under that includes utilities would be the best for me. It would be great if it's nearby downtown Ridgefield because I don't drive.
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A few hours ago
Ks asked:
A few hours ago
Kathy Burgreen answered:
You will not close tomorrow. No lender will allow you to close without fully approving your loan and giving you the "clear to close". At this stage, your lender is still doing final checks which means verifying employment, income, verifying your credit, etc.

What you need to do tomorrow - contact your lender and get an estimate as to when they will give the clear to close.
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A few hours ago
Kathy Burgreen answered:
As a recently retired realtor, Trulia and other real estate website estimates are not wrong. You need to know how they are calculated. Real estate websites like Zillow, Trulia, etc. rely heavily on public information provided by counties across the U.S. This means public information includes: square footage, lot size, age of home, number of bedrooms, bathrooms, property taxes paid, past sale amounts and dates, etc.

What is NOT included? Layout of the home, condition of the home, any upgrades or renovations or lack of, neighborhood and school district information, style of home (ranch, colonial, craftsman, etc.) and whether homes recently sold are in the same neighborhood or not.

Therefore, if you are selling by owner, you need to do what realtors across the country are forced to do. Explain to buyers that online estimates are useless and worthless because it does not take into account ____. Therefore, the value you give your home to set an asking price is based on (recent homes that have sold in your neighborhood are similar to yours + homes currently under contract).

Hope this helps.
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A few hours ago
Josephball answered:
I bought a house in Florida for $125,000 cash. How long do I have to wait before I can sell FHA without penalty? And how much is that penalty? I want to sell it for $170,000.
0 votes 2 answers Share Flag
A few hours ago
Cinciinvestor2017 answered:
Do a homestyle renovation loan - call Ron Erdmann at Guaranteed Rate. It's a conventional loan that allows you to borrow the purchase price plus improvements
1 vote 16 answers Share Flag
A few hours ago
John Nolte asked:
A few hours ago
Cinciinvestor2017 answered:
203k loans and conventional renovation loans are not any more difficult than traditional loans. You just need an awesome lender who knows what they are doing, a Realtor who wants to help, and a reliable contractor who is willing to give you a detailed bid. Ron Erdmann at Guaranteed Rate in Cincinnati specializes in renovation loans and construction loans ... more
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A few hours ago
albalopez2007 answered:
A few hours ago
Stevewiles75 asked:
A few hours ago
Susanmorganjr answered:
From my personal experience so far regarding my credit profile,I earlier didn't know how about it was and when I knew I had foreclosures, later payments and even over dues, I felt really bad because then it was late and the result of my bad credit affected my credit score which was about 379 and 401 to get my loan approved I needed 700 and above, I sort for help from big credit repair companies, but they couldn't help me get my score where I wanted to be in the short period I need to get a loan to keep a roof over my child's head, till a lender introduced me to a repair man who has access to this credit companies who got my credit up to 714 and 757 and also educated me about how to maintain my credit and maintain a really good score, HACWIZatPROTONMAILdotCOM is where ill refer anyone that needs a deadline fix on there credit .you can thank me later. ... more
0 votes 96 answers Share Flag
A few hours ago
Kathy Burgreen answered:
Sheryl's answer is WRONG! The correct answer is Trulia's affordability calculations is based on a down payment of 20%, FICO credit scores in the 800's, the lowest current interest rate available and the average payment for homeowners insurance.

The average buyer typically does NOT have the above criteria. This means IGNORE Trulia's affordability calculations because it will not apply to you.

Property taxes are public information in most states so it should be included in the listing. HOA fees are never included because realtors need buyers like you to call them for HOA fees. I agree it's not fair but realtors who own the MLS systems refuse to allow websites to post everything for free and leave the realtors with nothing to offer. Therefore, you need to contact a realtor or the HOA to find out the monthly fee.
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A few hours ago
Kathy Burgreen answered:
The wording of your question is confusing. Are you asking if a licensed broker is buying a home for himself/herself and that broker does not have any representation?
0 votes 1 answer Share Flag
A few hours ago
Uniquetobeme answered:
Now the rent is over $1,100 and there was recently a gang-related stabbing on Pan Am. The roads are in sorry shape, and the company that owns the park is a corporation that doesn't mind if the residents have to work two or more jobs to survive, as long as they get their 6+ million a year in lot rent. I can't wait to move out of here. ... more
0 votes 6 answers Share Flag
A few hours ago
Tydoler asked:
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