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All Locations : Nationwide Real Estate Advice

  • All698K
  • Local Info59K
  • Home Buying256K
  • Home Selling42K
  • Market Conditions26K

Activity 483,422
A few minutes ago
Jonathan Lahey Your Home SOLD Guaranteed answered:
HI,

Hope you did find a Lender in Rockville and did find you a good home .
0 votes 14 answers Share Flag
A few minutes ago
Michael Keough answered:
I don't believe that no down payment mortgages for a first time buyer to qualify for are necessarily "always" the case. Whoever that realtor is may have a particular mortgage loan program to offer or to discuss with you. And, if someone puts "no money down" they will likely have a larger mortgage amount to qualify for and to pay monthly payments in relation to. Please remember "always" and "never" are words that are "seldom true"! But, I would think that you may want to interview and question that realtor just like they need to interview and question you if and when you seriously want to offer to purchase a home with a written contract offer. And, at that time it is also customary to leave some amount of money deposit for consideration to show you are a serious buyer. There are also closing fees that need to be available and covered. ... more
0 votes 59 answers Share Flag
A few hours ago
Kateslavoie asked:
Hi,
Looking for some genuine help. I am a very bad financial situation right now. I have multiple debts. I spend the majority of my income on these high-interest monthly payments. And after…
0 votes 0 Answers Share Flag
A few hours ago
Patriciaheather asked:
A few hours ago
Robert.keith.childers asked:
A few hours ago
Mesmurf76 answered:
If this has 2 bedrooms and you are willing to consider renting to a family, myself, my 11 & my 16 year old, I'd greatly appreciate it. I am sorry I do not have any answers for your specific questions but I do know, just stay away from craigslist and padmapper is also a good place to advertise in addition to trulia. CL has become a source for scammers. I am following this question so if you respond to me I will be notified, and we can exchange numbers if you are willing. Thanks. ... more
0 votes 2 answers Share Flag
A few hours ago
Gloria asked:
A few hours ago
Tonysignorelli9731 answered:
It means there is an HOA and there may be rules as far as use of your land or design of your home.
0 votes 5 answers Share Flag
A few hours ago
Watsoneric812 answered:
Looking for a month to month no more then 750
0 votes 15 answers Share Flag
A few hours ago
Hank Lauzon answered:
If you don't have pay stubs yet,.. I letter from your new employer verfying your salary should help..... Also,..service animals cannot (by law) be discriminated against...!

I hope this helps.... ... more
0 votes 1 answer Share Flag
A few hours ago
Dabombbrim answered:
0 votes 1 answer Share Flag
A few hours ago
Somak Aditya asked:
I am current a PhD student at Arizona State. I will be interning in JC for the summer.
0 votes 0 Answers Share Flag
A few hours ago
Sheryl Arndt answered:
Hello Hwimbrough62516, they are hard to find in this market. Why are you inquiring for an owner carry? You may already qualify for financing? Do you have down payment and closing costs or do you need down payment and closing cost assistance programs?

The purchase in Escondido start from 175k for 2bd 1.5ba condo, from 269k for 3bd 2ba condo and up. You will need more out of pocket to purchase a mobile home and you also have space rent.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
A few hours ago
Ester wulkan asked:
I am a owner of condo in BOCA POINTE Boca Raton
Want to sell with TRULIA WITHOUT A BROKER Pay to put my photos , information etc. It's possible.
ESTER 561-808 7059
0 votes 0 Answers Share Flag
A few hours ago
Ester wulkan asked:
I am a owner of condo in BOCA POINTE Boca Raton
Want to sell with TRULIA WITHOUT A BROKER Pay to put my photos , information etc. It's possible.
ESTER 561-808 7059
0 votes 0 Answers Share Flag
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