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All Locations : Nationwide Real Estate Advice

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A moment ago
AJ Hernandez answered:
This really depends on the specifics of your contract the best thing to do is consult your realtor. Hope this helps. God Bless, Psalm 20:4
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A moment ago
AJ Hernandez answered:
There is no age limit to apply for a mortgage you simply need to meet the credit, income and asset criteria and other guidelines per the specific loan you are applying for, if you are over 62 you might also be eligible for a Reverse mortgage for purchase. I currently only offer loans in Florida however if you need a recommendation I can point you in the right direction. Hope this helps. God Bless, Psalm 20:4 ... more
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A few minutes ago
L.reid617 answered:
Hi Tania, I just skimmed through the replies but didn't really see anyone mention programs for first-time and low income homebuyers. I am a single professional living in Oakland, CA and I, too, am struggling with where to buy that I can afford. I really want to stay in Oakland but I can only afford $250k. I know that because I went with a program called NACA, they can help you buy a house with little, to no, down payment and low credit score. I went through them for a while and they are really helpful. Its a mostly free service, you just pay a $25 registration fee. Or, since you do have down payment money saved, you can do a first-time homebuyers program so that you qualify for an FHA loan for low-income folks. I'm not sure if you NEED to do the program to get an FHA but it is a free program you can find at HUD or most community centers. I did my program at SF LGBT Center so I know there are quite a few places that offer it. There are also credit unions that will work with you to get an FHA or other low-income/low down payment mortgages. 1 example is SF Credit Union. I have not talked to lenders, real estate agents or anything yet. I started with those 2 programs (NACA and First-time Homebuyers Certificate, you can google both) and gained a lot of knowledge. I'm still working on saving but will most likely be going through NACA to get my mortgage by the end of the year. Good luck to you and your family! ... more
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A few minutes ago
Kathy Burgreen answered:
Unfortunately you are learning one of the 1st rules in real estate. SACRIFICE. Like many buyers, you want your dream home but you can't afford it. Sorry, but you need to learn that your income is not enough for you to afford a home in your area. Either you will need to buy a condo or move in a different town and buy something that is within $154K ... more
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A few minutes ago
Januarysky2917 asked:
I had agreed to price of property after a long weeks battle of going back and forth. All pending an inspection. After all agreed to now the seller wants me to sign papers for "AS IS" and…
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A few minutes ago
Olivia asked:
Trulia has it listed as only 2 bedrooms, but it is 5 bedrooms/ 3.5 baths -- Can you update this??????
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A few minutes ago
Josh Pomles answered:
Good Afternoon,

I would love the opportunity to discuss mortgage options with you. I work with many agents in OC and am very familiar with what it takes to close deal smoothly at the beach! I can be reached at 410-241-5555.

Josh Pomles
PrimeLending, A PlainsCapital Co.
... more
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A few minutes ago
Tim-zillow answered:
Hi Rags,

Are you still needing some advice? I would be happy to help you with what you need to do for this transition from Canada to Utah.
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A few minutes ago
Kathy Littlebear asked:
A few hours ago
Danadesrosiers30 asked:
In NYC, where I am moving from the tenant pays a broker fee upon signing the lease but I've also heard of the landlord being responsible for that and the tenant isn't responsible. i haven't…
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A few hours ago
Dianapineda89 asked:
A few hours ago
Kristina.follo2 asked:
I have a goal to have the $$ saved up for a down payment by the end of the year. Should I wait until then to get pre-approved or can I do that with the estimated down payment that I plan…
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