Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

All Locations : Nationwide Real Estate Advice

  • All698K
  • Local Info59K
  • Home Buying256K
  • Home Selling42K
  • Market Conditions26K

Activity 483,285
A few minutes ago
Mary answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Mary
Consumer Care Advocate
0 votes 1 answer Share Flag
A few minutes ago
Carrie asked:
We reached out to her for this year's event, but she seems to be no longer with the company. Do you know who we should work with for this year's event?
Thank you!

Carrie@thegogame.com
0 votes 0 Answers Share Flag
A few minutes ago
Oliver Buys Homes answered:
There really isn't a right or wrong answer here. The monthly payment on the 10 year mortgage is about double that of the 30 but you will be paying more than that every month anyway since you want to pay it off in 2-3 years.

There is no real advantage for you in either way. I would probably do the 10 year mortgage to save a little money.
... more
0 votes 1 answer Share Flag
A few hours ago
Sheryl Arndt answered:
It depends on the bank but usually there are hits to the rate up to a 680 fico score. Do you have 3.5% down and closing costs or do you need down payment and closing cost assistance programs?

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 14 answers Share Flag
A few hours ago
Shirley Waters Contreras answered:
I live in NJ. My husband died and there was another party on mortgage. I am on the deed. Want to know if I have a leg to stand on. Seeing lawyer soon. House is in forclosure. So I am told. No legal papers were ever sent to me. I Lived in home 17 years. Can I fight to keep this home. ... more
0 votes 20 answers Share Flag
A few hours ago
Victorbias007 asked:
A few hours ago
Mary answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Mary
Consumer Care Advocate
0 votes 1 answer Share Flag
A few hours ago
Daniel Vince asked:
both the seller and listing agent says it has 3.5 acres of land with the deed, however the deed that was handed to me was completely different then what is showing in the county records…
0 votes 0 Answers Share Flag
A few hours ago
Mary answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Mary
Consumer Care Advocate
0 votes 1 answer Share Flag
A few hours ago
Meg Bossie asked:
A few hours ago
Mary answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Mary
Consumer Care Advocate
0 votes 1 answer Share Flag
A few hours ago
Mary answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Mary
Consumer Care Advocate
0 votes 1 answer Share Flag
A few hours ago
Jalana asked:
Hi!

I am looking to move in early to Mid- May. I have a credit score on Experian of 594, and I have one prior eviction from 2011 (I was 21 years old and lost my job.. I did not pay back…
0 votes 0 Answers Share Flag
A few hours ago
Scott Godzyk answered:
Scroll up the upper right and click on your name when logged in. You can then go to different parts of Trulia for agents
0 votes 1 answer Share Flag
A few hours ago
Brad Cecil asked:
It's correct on Zillow and Realtor.com, but it's a newer neighborhood and so I guess it's still not reading right on some of these computers. Any ideas?
0 votes 0 Answers Share Flag
1 2 3 4 5 6 7 ...
Search Advice
Search