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All Locations : Nationwide Real Estate Advice

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Activity 504,715
A few hours ago
Emma Joyce asked:
I decided to renovate my kitchen and I want to gather all the info before I start this project. I have a small kitchen so there's just not enough space for me to fit everything I want. I…
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A few hours ago
Luzieluz2565 asked:
Asking for 10 more days. They said they were ready to close . Title co said ppwork wasn't ready and there was no money in escrow. Docs came via email and closing was assigned to someone…
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A few hours ago
Rongrongmonkey asked:
Rs3gold offer the cheapest rs3 gold for Black Friday,it preovide 8% or 10% off rs3 gold from Nov.23-Dec.1,2017, 8% off code “BLA8”for all orders,10% off code “BLA10”for $50 orders,so…
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A few hours ago
Mitchell_nicolle answered:
Hello, Im looking to rent a house in north las vegas, summerlin area. I hope to find a 4 bedroom about 1500.00 or less a month maybe without a credit check ready to move in asap. I can be reached at nikmitchell24@gmail.com ... more
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A few hours ago
Sandra Ostrom asked:
We are moving back from overseas, so help is much appreciated. We are home owners ourselves (we have tenants in CO) so we understand the need of having caring tentants. We are willing to…
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Yesterday at 8:55pm
Frank S. answered:
Hello Africanqueen3450, yes but you may be required additional deposits. It will be up to each rental management company guidelines or each landlord/owner's choice. Santa Clara is a higher rent area so what are you looking to afford?

The rentals in Santa Clara start from $1,650 for 1bd 1ba apt. There is a waiting list for studio apts from $751 monthly rent posted. You may be able to find a room for rent that may be affordable as well.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms, baths and the maximum payment you are looking to afford you can be set up for daily automatic emails to fit your search criteria.

FYI, you may consider FHA financing two years after a BK discharge date. You may then consider as low as 3.5% down FHA from a minimum 580 fico score. Lower scores between 500-579 will require 10% down to qualify FHA. You will then also be able to consider down payment and closing cost assistance programs from a minimum 640 fico score.

Good luck to you.
... more
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Yesterday at 8:37pm
Elaina Wilson asked:
Can pay only 600.00 a month.We are senior citizen looking for something to live in for many years.
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Yesterday at 8:02pm
Frank S. answered:
Hello Cliff, why no credit check? Do you have credit issues, low fico scores or evictions? You may be able to secure a rental with no credit check with additional months deposits. You should study RENT vs BUY listings to compare payments and qualifications.

How much do you currently pay, and how many bedrooms and what is the maximum payment you are looking to afford?

You may qualify to buy and pay less than rent in Las Vegas. The 3bd 2ba single family homes with two car garages start from $1,350 monthly rent and from 136k for purchase. Check out the web reference link below...
... more
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Yesterday at 7:25pm
Frank S. answered:
Hello Rachel, maybe a few hundred bucks but it is going to cost more than that to replace them if they are not to the new buyers taste so, NO. Now in some cases where the house is of a dated time period and it was original replacement then, YES.

Are you looking to refinance and get some cash out to do things?
... more
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Yesterday at 7:07pm
Frank S. answered:
Hello bk, 1. there is a ratio, 2. no there is going to be a mortgage and 3. they can get the mortgage paid off and extra.
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Yesterday at 6:50pm
Frank S. answered:
Hello horse1971, rent to own want 10-15% down. Do you have 10-15% down? You may already qualify FHA. Do you have a BK, short sale, foreclosure or deed in lieu in the last few years? You should study RENT vs BUY listings to compare payments and qualifications.

If you have lower scores between 500-579 you may consider 10% down FHA and minimum 580 fico score may consider 3.5% down FHA. If you have a minimum 620 fico score you may consider 3% down conventional.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You can not even qualify for a mortgage loan with disputes on your credit report and make more work for us to get them off to proceed.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the purchase.

The purchase in Virginia Beach start from 130k for 2bd 1ba single family home unless you want 55+ retirement community. How much do you pay in rent, how many bedrooms, baths and what is the maximum payment you are looking to afford?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms, baths and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria.

You have to be very careful on credit repair... Check out the web reference link below and the many loan programs...
... more
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Yesterday at 6:44pm
Lee1web2mail3 asked:
Yesterday at 6:43pm
Frank S. answered:
Hello horse1971, rent to own want 10-15% down. Do you have 10-15% down? You may already qualify FHA. Do you have a BK, short sale, foreclosure or deed in lieu in the last few years? You should study RENT vs BUY listings to compare payments and qualifications.

If you have lower scores between 500-579 you may consider 10% down FHA and minimum 580 fico score may consider 3.5% down FHA. If you have a minimum 620 fico score you may consider 3% down conventional.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You can not even qualify for a mortgage loan with disputes on your credit report and make more work for us to get them off to proceed.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the purchase.

The purchase in Virginia Beach start from 130k for 2bd 1ba single family home unless you want 55+ retirement community.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms, baths and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria.

You have to be very careful on credit repair... Check out the web reference link below and the many loan programs...
... more
0 votes 1 answer Share Flag
Yesterday at 6:40pm
horse1971 answered:
looking for rent to own in Virginia Beach, VA or surrounding area
0 votes 8 answers Share Flag
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