My question is, I got a modification from BOA because at the time all that loan scam they did to us honest working people. The DOJ got that back for us people. I have a contract with BOA for the modification til 2025. That's if I'm still here, now from 2013 my mortgage was $942. then in 2014 it went to $1052., then it went to $1152 in 2015, then to $ 884. now from $1275 back to $1204. I know this is an ARM at 2%, if it's possible can something be done. And yes I'm on a fixed income, my husband and son we all have income coming in. So in 2025 I'm suppose to done with them , but to get a loan for the deferred loan. I turly need some advise " PLEASE HELP" thanks.