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All Locations : Nationwide Real Estate Advice

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  • Home Buying264K
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Activity 502,404
A few minutes ago
Hamid H.raja answered:
I have no money to pay down payment but I want to buy house because I can't afford
0 votes 281 answers Share Flag
A few minutes ago
Keith Smith answered:
I was going to suggest Dr Phillips, the only other community in the area with a whole foods. it has restaurant row, which is less walkable than park ave in winter park, but it offers a much better commute for the OP if he/she is working at Disney. Also it's on a chain of lakes, with a beautiful lakefront park and is full of young professionals with families.

Celebration is nice, but doctor Phillips offers better schools, restaurants and access to nearby shopping. Also celebration feels fake and contrived to some, and can be too close to the tourists

Keith Smith
Moving Speacialist
Contact: (888) 936-6832
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0 votes 26 answers Share Flag
A few hours ago
Linda asked:
My home was then foreclosed on and my realtor purchased my house with an LLC where his name doesn't appear as owner. Is this legal? It would seem similar to insider trading where your agent…
0 votes 0 Answers Share Flag
A few hours ago
Mishelle Fisher answered:
If we had an offer as a buyers agent on a home and it was accepted by the sellers. The offer would have paid all the notes and even the IRS and other liens on the home. The sellers decided the day before it goes into Foreclosure status to not sell it. Now it will give them more time in the home and they can try to shortsale and get more time in the home. It was a ploy by the sellers all along to string the buyers along for their own good to stay.

Now that it's in foreclosure can we "the buyers agent" make an offer and send it directly to the bank since I have all the contacts and fax numbers to wells fargo "Presidential office and shortsale contacts" The sellers took me off as the contact so that they (the bank) wouldn't know the truth.
Either way buyers are willing to pay over market value and close. Would anyone advise we send an offer over the bank since we know they didn't know how great our offer was.
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0 votes 16 answers Share Flag
A few hours ago
Aap524 answered:
Please do web search for part of article. HUD's new guidance warns that landlords could be breaking the law when they refuse to rent to people with criminal records — even if they have no intention to discriminate — because such a policy would likely have a disproportionate impact on African-American and Hispanic applicants. ... And You Can't Use Records As A Pretext For Discrimination
HUD also warns landlords that if they do intend to discriminate, and use criminal records as a cover for their actions, they can be found in violation. this is part of the article from the link above for the Discrimination.
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0 votes 4 answers Share Flag
A few hours ago
Torpar answered:
No, there are no HOA neighborhoods in the Glen Eden area.
0 votes 2 answers Share Flag
A few hours ago
jekons83 asked:
A few hours ago
Rupertjharper asked:
budget is $750,000 we need 4 bedrooms. What are your thoughts on Aliso Veijo -can you also recommend other suburbs / any info on commuting / schools
0 votes 0 Answers Share Flag
A few hours ago
Akarling35 asked:
My husband and I went into contract for a home that was owned by the bank (woman had passed away), with a 203k loan in April. Many addendums and 6 months later, we'd always get vague answers…
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A few hours ago
Maryannelliott612 answered:
How much per month approximately on a house under 80,000 per year or is it by the month.
0 votes 5 answers Share Flag
A few hours ago
Amanda Dempsey Harrison answered:
I live in alabama. I just seperate from my husband and he is trying to sell our house out from under us. If both of us our on the deed can he do this.
0 votes 12 answers Share Flag
A few hours ago answered:
Stay away from Saw Creek. I have lived here for 28 years. The last 12 have been pure hell. I would move tomorrow but I can't sell the house. I know I have to take a lost but 80,000.00 is far to much to lose. The Board Of Directors don't give a darn about the home owners. They do exactly what they want to do. You go to a board meeting and ask a question. You have only 3 minutes. But if you are loyal to them you can continue to talk until you turn blue. Crime is high in here and they never let you know what is going on. My husband and I are banned from asking any questions at all because we asked about the budget 12 years ago. My husband was in the military and served our country. Not one of the board has done so. ... more
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A few hours ago
Frank S. answered:
Hello Mspty386, an FHA loan program is a government insured loan program that many lenders offer but may have different fico score qualifications and guidelines.

You may consider FHA 10% down from fico scores between 500-579 with 10% down and minimum 580 fico score may consider 3.5% down FHA. FHA is more lenient on fico scores and credit issues. You can have up to 2k in collections and qualify and a 5% payment hit if higher collections total.

You may qualify FHA with NO FICO Scores with alternative credit. You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice.

You will need to gather all the appropriate documentation to provide to the lender to be issued a pre-approval letter. FHA loans take about 30-45 days to close depending on what issues arise if any. If you have any questions feel free to contact the web reference link below...
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0 votes 1 answer Share Flag
A few hours ago
Frank S. answered:
Hello Nicole, you do not hire agents you choose one that offers to show rentals. Agents do not make much income on rental contracts so there are not many. You should also check with local rental management companies.

You should study RENT vs BUY listings to compare payments. You may qualify to buy and pay less than rent in some cities.

The rentals in Costa Mesa start from $1,050 for 1bd 1ba apt. San Diego starts from $675 for a studio apt and from $700 for a 1bd 1ba apt. North Hollywood is more desirable and expensive. The rentals in N. Hollywood start from $850 for 1bd 1ba apt.

The purchase in Costa Mesa start from 249k for 2bd 2.5ba condo. San Diego starts from 130k for a studio condo. The North Hollywood starts from 157k for 1bd 1ba condo.

You may qualify to buy FHA 3.5% down from a minimum 580 fico score and 3% down conventional from a minimum 620 fico score. Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. Check out the web reference link below.
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