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All Locations : Nationwide Real Estate Advice

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A few minutes ago
asgj1978 answered:
The VA requires only a 2 year wait...so as I write this answer in 2017 you should be now eligible!!
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A few minutes ago
asgj1978 answered:
As long as your retirement income is still enough for loan:debt ratio, a lender would not care where the money comes from as long as it is legal...heck social security is more of a guarantee than any job income. ... more
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A few minutes ago
Kathy Burgreen answered:
The email you received is a LEGAL ACCEPTANCE! Anything verbal is not valid but the email is a written document that will stand up in court. So if the bank emailed you stating that your offer is accepted, the realtor cannot come back with "highest and best offer". It seems the realtor is after a larger commission and is trying to squeeze every dollar out of you so he/she can get a higher commission check.

You need to show the realtor the email and tell her to take a hike or dive off a cliff. Basically, tell her to shove off and you stand your ground. Next step, you need to sign a contract to make it official.
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A few minutes ago
asgj1978 answered:
I know this question is old..but of course you can--I would suggest though, that if you are relocating to the new area permanently to contact a local lender where you are going to. I just picked a bank from the google list made a phone call to find out how their process works and when we found the right house got everything done!! (we never even had to get 'pre-approved') We lived in northern Illinois and moved to southern Kentucky, never met the lender in person--due to family issues(funeral) we were not even able to be here for the closing..had the closing agent send them over night for us to sign and send back over night. ... more
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A few minutes ago
Kathy Burgreen answered:
Since you're a licensed realtor, why don't you ask your Office Manager this question or one of the lenders within the brokerage. Asking this question here makes you look stupid because any lender you work with knows the answer to this question. You need training. ... more
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A few minutes ago
Mr Jingles asked:
Hi, I posted this ad and I need to modify it. I am trying every way possible but can't seem to access it. Please help, send a link to the property profile or something to access it.…
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A few hours ago
Kathy Burgreen answered:
Yes, it's not worth it. You will need to spend money monitoring the roach problem and not sure if you can include that cost into the rent amount.
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A few hours ago
Bertramhalbert asked:
A few hours ago
Kathy Burgreen answered:
This is what having Section 8 means and you need to learn to accept it. I know Albany well and I agree there are neighborhoods that are bad and other neighborhoods that are nice. Landlords who have rentals in the nicer neighborhoods can charge higher rents and ONLY want tenants who can pay those higher rents. These landlords will take Section 8 BUT only if you can pay the difference in rent every month on time.

Example: Let's say a rental near SUNY Albany / Colonie rents for $1,000./month. Your Section 8 voucher is $700./month. You will need to pay $300./month out of your own pocket on time every month. If you can afford this, any landlord will give you a rental. However, most people on Section 8 don't have $300. extra to pay a landlord every month. All they want is a landlord to accept the $700. voucher. Well, sorry but landlords need to make a profit and they are not going to take a $300. loss every month. Instead, they will rent it to somebody who can pay the $1,000./month rent.

Unfortunately, this means the rentals that you can afford are in the low income neighborhoods of Albany OR you need to go into public housing. I know it's not the safest neighborhoods or the nicest but this is what you're stuck with unless you move out of NY. Your Social Security income will go much further down south. Section 8 can be used in all 50 states so if you move down south where the cost of living and housing is much cheaper than NY, you may find something in a much better neighborhood.
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A few hours ago
Brandie asked:
A few hours ago
Bertramhalbert asked:
A few hours ago
Scotlass2 answered:
Because buyers are ignorant and the real estate agents take advantage of them. They figure that the more homes they show at a higher price, the better the chance the buyer will fall in love with an out of reach property and find a way to afford it.

This tactic really never works out and gives real estate agents and buyers bad names as they waste the seller's time and money.

One realtor did this to me (showing me out of reach homes) and I finally bought my home with an attorney instead of a realtor.
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A few hours ago
Kathy Burgreen answered:
What is your question? Nobody can help you unless you provide details.
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A few hours ago
Alexanderbarrett asked:
A few hours ago
Kathy Burgreen answered:
Property taxes in the U.S. have nothing to do with renovations or updates. Property taxes are based on the number of rooms, square footage and lot size. The tax amount is the amount needed for the town / county to pay for services (police, fire, sanitation, public schools, parks, retiree pensions, civil service employees, maintenance on buildings, mandatory programs, etc.

In the New York City suburbs, property taxes are very high because a large portion of the money is used to maintain the high quality of suburban public schools. You need to be aware that most of the suburban public schools in the NYC area are the best in the U.S. School budgets are voted on every year by the local residents and these residents pass their school budgets every year EVEN IF it means an increase in property taxes. So if you intend to buy in Roselle, you need to expect your taxes to increase. On the flip side, if you don't have school age children, there is no point to buying a home in the suburbs of NYC. For what it's worth, I attended a NYC suburban public school and my children attended suburban schools. The educational quality and value is the best. Nobody can top it. What you pay for is all the extras that public schools elsewhere in the U.S. do not have.

If you are moving out of NYC, the schools are a 1,000% advantage.

If property taxes were to be lowered in the suburbs, it would automatically lower the quality of schools and devalue all the homes in the suburbs. So unfortunately, NOBODY will vote to lower taxes. If you can't afford the property taxes, you need to sacrifice like everybody else and buy a coop or condo instead. Sorry but it's a fact of life here.
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A few hours ago
Carolsolano61 asked:
How do I change the picture of the house that I want to sell?
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A few hours ago
Beatadalton asked:
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