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All Locations : Nationwide Real Estate Advice

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Activity 478,699
A few hours ago
Diane asked:
still on the Title. I moved to another state and this is on my credit report. when I got the letter from the court I moved out the townhouse. Help
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A few hours ago
Customersurveys87 asked:
geckolyst.com, Know how operating on customer service surveys advantages them. How do progressed consumer experiences boost in their works and lives
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A few hours ago
Customersurveys87 asked:
Feedback loop means so that you can keep your discussion going.geckolyst.com is used this method stipulates that will every feedback from the customer incorporates a range of even more talk…
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A few hours ago
Marlenedmorse answered:
That caused them to start gathering like flies. That was kind of cut off. In the face of this, the long lost relative returns although it is possible to work around the process a little bit. In this post I will explore the popular procedures to do this with Nitromenix. I've been as busy as an one-legged man in an ass kicking marathon. Nitromenix earned this everyday mention recently. Another study from the Nitromenix Institute looked at how well pros avoided that quandary with Nitromenix.
http://maleenhancementshop.info/nitromenix/
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A few hours ago
Christine.woods32 answered:
The pet deposit is usually in the amount of $200 - 300. However, I know that some tenants manage to negotiate this deposit and pay less than $200.
More often landlords are agree to get less money for deposit when you prove that you're responsible pet owner, and your furry friend won't cause damage to property. ... more
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A few hours ago
Christine.woods32 answered:
The best way to get property rented as soon as possible is to advertise it on property rental sites, like https://rentberry.com/ and http://www.zillow.com/. The second one has syndication feature, that share your listing to other property rental sites.

But don’t forget that still many people look for rental properties in the newspaper. So, post the vacancy there too. The social media, such as Facebook and Twitter could be helpful as well.
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A few hours ago
Mukesh.patwal333 asked:
A few hours ago
Rachel.madonia24 asked:
A few hours ago
Jared asked:
I live in Jefferson Park where gentrification is an understatement. Townhouses are next door and on the market. I had a realtor some out and give me a Market valuation of my house but she…
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A few hours ago
Tokimunsta+waf asked:
A few hours ago
Shane Milne answered:
Why did Nationstar say no? I'd be happy to help go over your situation. We offer regular mortgages but also have access to hard money lenders.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans.com | 949-322-3616 direct
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Yesterday at 10:00pm
Shane Milne answered:
Alan is correct, to completely avoid PMI you need 20% down. Traditionally, PMI is paid as an additional amount on top of principal, interest, taxes, and insurance (this is just called "borrower paid MI")... however there are alternative options, such as paying PMI through a higher interest rate instead (called "lender paid MI"), or paying a single PMI premium at closing (simply called "single premium"), or even splitting it up into a smaller monthly amount and a smaller premium amount at closing (called "split MI").

The best type of PMI will depend on your situation, however if you are putting almost close to 20% down, then usually just regular borrower paid MI ends up being the best option. The reason being is that the PMI will drop off as soon as your regularly scheduled payments will bring your loan-to-value to 80% of the value of the home when you obtained the mortgage - which if you are almost putting 20% down, won't be very long.

Feel free to contact me with further questions.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans.com | 949-322-3616 direct
... more
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Yesterday at 9:58pm
Karen Peyton answered:
Do the CC&R's for you community allow rentals? The HOA documents decide the answer to your question "more" than your mortgage balance.
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Yesterday at 9:45pm
Sarah Acuna asked:
Yesterday at 9:44pm
Karen Peyton answered:
Yes you can pay the difference. Contact your lender for details and the exact down payment on your purchase of $300K. In all likelihood it will be $25K to close the gap between 275 and 300, and then 3.5% of $275,000 which is $9,625 or $34,625 total.

While verifying your down payment, ask your lender about a conventional loan.

Good luck!
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Yesterday at 9:36pm
Karen Peyton answered:
With scams being so pervasive, you'd do best to work with an agent.
Some listings presented for sale and rent on sites such as this don't even exist (e.g. a fake house number on a real street). The last thing you want is a contract with a crook. It happens! You must be careful!
Contact a local agent in the area (where) you will buy and let them vet the Sellers for you.
Good luck!
... more
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Yesterday at 9:32pm
Greentekfirst answered:
Always but always do your due diligence! Regardless of the source, perform a preliminary title search first before committing with earnest money or down payments. We have learned the hard way and will never make that mistake again. A great resource we found for expedited title and lien search services is US Title Records. Online title search company that covers every county throughout the United States.

See: https://www.ustitlerecords.com

Mark
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Yesterday at 9:19pm
Karen Peyton answered:
Use the Find an Agent tab at the top of the page to contact a local agent. Trulia is not a real estate company or brokerage and therefore cannot help you make, write or put-in an offer. ... more
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