Another option would be to email a copy of the check with a note explaining that you are dropping it in the mail THAT DAY. This is often done and with it only going "an hour away", the mail should most likely arrive in a day or two. The main idea is to have both brokerages agree on this arrangement. No one likes to drive all over the place if they don't have to!... more
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When are you planning to move to San Diego? Would you be interested in a two bath with California room first floor condo in Rancho Bernardo in a 55+ community?
Please feel free to contact me directly at email@example.com :)... more
Hello Delia, no but there are many banks/lenders that have their own guidelines and may require tougher qualification higher scores.
Some lenders that are brokers have many banks to choose from to fit your financial scenario. You may consider FHA 3.5% down from a minimum 580 fico score and 3% down conventional from a minimum 620 fico score. If you have low fico scores between 500-579 you may consider 10% down FHA.
Your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. If you provide the required documentation you can get a pre-approval letter usually within 24 hours. Check out the web reference link below...... more
Hello Ivan, only if you want to pay a higher interest rate with a subprime loan. FHA pencils out better even with mortgage insurance. Feel free to contact the web reference below for a rate and terms quote to make an informed decision.... more