I know the housing situation in NYC is tough. The issue is there are plenty of nice apartments for rent but they are only for working people with high incomes. Everybody that earns low incomes is stuck living in the projects, the South Bronx or in shelters. You need to accept it.... more
Trulia and other real estate websites pay 3rd party vendors to copy property information from counties across the U.S. - as long as it's publicly available. These websites want a page for every home in the U.S. whether it's available for sale or not. The home you're looking at is not for sale.... more
Since this is a private sale (no realtors involved), you need to get estimates from contractors on how much these repairs will cost you. Do you have the money to fix it or will you need a 203K type loan to fix it. Tax assessed values is what cities / counties use to determine the tax rate for each home in order to collect property taxes from every homeowner. Tax assessments have nothing to do with value. Value is based on similar homes that have recently sold, are under contract and those currently selling. Therefore, you need to get "comps" of similar homes to find the market value.... more
The reason is the Housing Authority for NYC needs to prove that the money they receive from NYC government has been spent. Housing cannot just keep the money or use it for other purposes. As for helping people who receive vouchers, they don't have the staff or money to do it so it's not their responsibility. This is why it's tough for you & others on vouchers to find someplace to live.
Sorry to give you more bad news but you need to know the other side as well. As for landlords and property managers, they know it's so easy to find people WITHOUT vouchers who can pay $4,000./month for a 2 bedroom apartment anywhere in NYC. So why would landlords want to lose money every month accepting tenants with vouchers who only get $1515. for a 2 bedroom. Landlords refuse to lose that much money so they all reject vouchers.
The real issue is NYC needs to increase the voucher amounts from $1515. or whatever amount it is to at least $3,000./month. This way, voucher holders can find apartments to live in. Unfortunately, NYC will never increase the voucher amounts because NYC will need to increase taxes to pay for it. Nobody in NYC wants to increase taxes. So without higher taxes, the voucher amounts will remain very low.... more
I am not sure of downpayment assistance programs but FHA and MassHousing are two options you can consider. FHA allows your downpayment to be a gift. Speak with your current lender to see if they know additional programs. FHA is 3.5% while Mass Housing is 5%.... more
During my life in IT firm I used to get expert editors online for my work and I will suggest their link below so that you can get help from them. I hope you can find the best over them so that you could make out better works. I am not that expert in creating a writing but still what we created will be made the best from them... more