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All Locations : Nationwide Real Estate Advice

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  • Home Buying255K
  • Home Selling42K
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Activity 481,062
A moment ago
Linda Cole answered:
Please let me know what you find. I'm in the situation.
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A few minutes ago
Laura Evans-French asked:
A few minutes ago
Sammyqurey asked:
A few minutes ago
Sammyqurey asked:
A few minutes ago
LIH18 asked:
After 8 years of living in current place, I need to look for a quite, safe, home with healthy environment. No smokers, mold, or bugs due to health issues. Only one adult/one child. Responsible.…
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A few minutes ago
Kathy Burgreen answered:
No they do not. Qualifying to buy real estate is the same across the board. Age is not a factor and Fair Housing laws prohibit discrimination based on age.
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A few minutes ago
Kathy Burgreen answered:
Listing agents, landlords & owners post their listings for sale or rent and it's their decision on how many pictures and type of pictures to post. If a listing doesn't have adequate photos or poor quality photos, well, it's on them - not you. Their listing will suffer and they will suffer the consequences. ... more
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A few minutes ago
Sharon.smith682 answered:
Is it a requirement to have a Mobile Home Inspected before a Tenant moves in Mo.
0 votes 7 answers Share Flag
A few minutes ago
Kathy Burgreen answered:
No. Sellers can accept, reject or counter any offer to buy their home as long as the seller doesn't discriminate based on any category protected by Federal, New York State and Westchester County Fair Housing Laws.

Fair Housing Laws prohibit discrimination based on gender, religion, race, age, family status, source of income, etc. As long as the seller did not violate the law, yes the seller can reject your offer.

If you are working with an agent, have your agent find out why your offer was rejected.
... more
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A few minutes ago
Nicole Blalock asked:
A few minutes ago
Robby McClure answered:
newbuilderagent.com is a great way to use an agent for a new build. We are members of it and buyers get representation.
0 votes 23 answers Share Flag
A few minutes ago
Jj.pipitone asked:
This home has been abandoned for years. The owner is deceased and it appears Deutsche bank is the trustee
0 votes 0 Answers Share Flag
A few hours ago
Sheryl Arndt answered:
Hello Tito, congratulations on your decision. How much do you have to work with towards down payment and closing costs?

Do you have down payment and closing cost or do you need down payment and closing cost assistance? Do you know your fico scores? What is the maximum mortgage payment you are looking to achieve?

The purchase in Altadena start from 389k for 1bd 1ba condo and the single family homes start from 415k for 2bd 1ba home.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 2 answers Share Flag
A few hours ago
J.mariejohnson04 asked:
Any help would be greatly appreciated. I have my eye on a few homes in the 99,000 range.
0 votes 0 Answers Share Flag
A few hours ago
Peggy Manning asked:
A few hours ago
Sheryl Arndt answered:
Hello Khanhhadong18, how much are you currently paying in rent and what is the maximum payment you are looking to achieve? Do you have down payment and closing costs saved or do you need down payment and closing cost assistance?

The purchase in San Jose start from 335k for 1bd 1ba condo. The single family homes start from 465k for 2bd 1ba home. Are there any other cities you are considering?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
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