Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

All Locations : Nationwide Real Estate Advice

  • All721K
  • Local Info60K
  • Home Buying264K
  • Home Selling45K
  • Market Conditions26K

Activity 502,738
A few minutes ago
Vivian Laino answered:
QCD fully executed the property is yours, and whatever problems, liens, etc..., QCD does not warranty the title to you alone, and if the HUD is not signed, the closing agent won't be able to clear the title to you. Hire an attorney or go talk to the County Clerk for instructions ... more
0 votes 6 answers Share Flag
A few minutes ago
Frank S. answered:
Hello Rivertrashwhip, yes but you would also have to get it recorded at the county recorders office to be removed off the reports. You may also qualify for an FHA mortgage with it paid in full or in payment arrangements for 3 months.

You may also pay additional deposits to some owner/landlords. You should study RENT vs BUY listings to compare payments and qualifications.

The rentals in Lancaster start from $800 for 2bd 1ba back unit duplex apt. The purchase in Lancaster start from 90k for 2bd 1ba single family home. You may qualify to buy an pay less than rent in Lancaster.

If you don't have down payment and closing costs to buy you may consider down payment and closing cost assistance programs to purchase from a minimum 640 fico score. Check out the web reference link below...
... more
0 votes 1 answer Share Flag
A few hours ago
Debbieduarte19696969 answered:
How do I find out if the house I am renting is in foreclosure
0 votes 14 answers Share Flag
A few hours ago
Sabrina Mack asked:
A few hours ago
Alan May answered:
I assume your lender has asked for a letter from your employer showing that you're employed.

Ask your lender what other options would be acceptable. Maybe you could provide a few months worth of paystubs?? ... more
0 votes 1 answer Share Flag
A few hours ago
Annj09 answered:
I just started the courses and I am taking it little by little taking my time. It's been 20 years since I been in school. So I need to slow down and read the material with practice exams.
I'm just nervous when it comes to exams/ tests. I was never a good test taker.
The school advised once you taken the lesson exam and failed you failed the course and thats it.
... more
0 votes 91 answers Share Flag
A few hours ago
Frank S. answered:
The banks have never lived in the home and know nothing about their condition. They are most likely losing money on the sale and will not fix anything and are sold as is.

All you have to do if you get an accepted offer is have all utilities turned on and go look at everything yourself. If you find any issues you can have an estimate from the appropriate trade to make an informed decision.

You have timeframes to do this and you can back out without penalty if you don't like the property.
... more
0 votes 45 answers Share Flag
A few hours ago
Nidia Moreno asked:
A few hours ago
Frank S. answered:
Hello Ms.a, are you paying all cash or do you need financing?

Do you know what your fico scores are and how much do you have to invest into a purchase? In this market the longer you wait the more you will pay and the interest rates may be on the rise soon.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation such as paystubs/income, bank statements, tax returns, etc. to supply to a lender for a pre-approval letter.

You may consider 3.5% FHA from a minimum 580 fico score and 3% conventional from a minimum 620 fico score. If you have lower scores you may consider 10% down FHA from fico scores between 500-579.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

The purchase in 77511 start from 114k for 3bd 2ba single family home that needs some TLC. The purchase in Alvin start from 45k for 5bd 3ba single family home REO foreclosure.

Once you are pre-approved and know your purchasing power you can be set up to receive emails to fit your search criteria. Check out the web reference link below...
... more
0 votes 1 answer Share Flag
A few hours ago
Frank S. answered:
Hello Ms.a, as soon as you can afford it and it is not at the top of the market. Do you know what your fico scores are and how much do you have to invest into a purchase? In this market the longer you wait the more you will pay and the interest rates may be on the rise soon.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation such as paystubs/income, bank statements, tax returns, etc. to supply to a lender for a pre-approval letter.

You may consider 3.5% FHA from a minimum 580 fico score and 3% conventional from a minimum 620 fico score. If you have lower scores you may consider 10% down FHA from fico scores between 500-579.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

The purchase in 77511 start from 114k for 3bd 2ba single family home that needs some TLC. Once you are pre-approved and know your purchasing power you can be set up to receive emails to fit your search criteria. Check out the web reference link below...
... more
0 votes 1 answer Share Flag
A few hours ago
Heather Goins Maines asked:
I am an MLO located in West Chester, OH.
I am looking to meet motivated real estate agents that would be interested in selling 10 or more units per month. It's all about the marketing,…
0 votes 0 Answers Share Flag
A few hours ago
Frank S. answered:
Hello Terrireeves16, are you paying all cash or did you get pre-approved and include a pre-approval letter with your offer? Do you have an agent and loan officer as you should be asking them as they will know the procedures and time frames.

Most bank REO's take a few days to answer but it could be sooner or later...

The purchase in Jasper start from 23k for 2bd 1ba fixer upper single family home and from 28k for 3bd 2ba single family home.

You will need to be pre-approved to be able to submit offers on any homes of your choice. If you get pre-approved and figure out what cities, zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to afford you be emailed listings to consider.
... more
0 votes 1 answer Share Flag
A few hours ago
Dustin Wagner answered:
Complete waste of advertising dollars. Never had one client come from this type of advertising. Did it for a year and all my clicks and views were above the average. Still got zero from it. ... more
0 votes 117 answers Share Flag
A few hours ago
Frank S. answered:
You may consider FHA 10% down with fico scores between 500-579 and minimum 580 fico score may consider 3.5% down FHA. You may consider 3% down conventional from a minimum 620 fico score.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. The web reference link below is only licensed in CA, AZ, NV, OR, WA, IL, CO, GA, MD, MI, TX, VA and DC ONLY.
... more
0 votes 29 answers Share Flag
A few hours ago
Gerald W Clark asked:
A few hours ago
Smomdrb answered:
I followed everything they told me including the $1500.00 now I am behind on my mortgage. I don't want to lose our home. I don't know what to do???
Shirley SMOMDRB@gmail.com

Ironwood is a FAKE!!! ... more
0 votes 13 answers Share Flag
A few hours ago
Gary asked:
Grass Valley, Nevada City, Shingle Springs, Colfax, Loomis, Folsom, El Dorado Hills, Placerville, Auburn
0 votes 0 Answers Share Flag
A few hours ago
Frank S. answered:
Hello Robert, you would have to go to them and ask. That is showing up available for purchase at 165k. Most rent to own want 10-15% non refundable deposit if you have that. Why don't you just buy to own? Do you have credit issues, BK, foreclosure, short sale or deed in lieu?

You may qualify for FHA financing with credit issues. You may consider 3.5% down FHA from a minimum 580 fico score and 3% down conventional from a minimum 620 fico score. If you have lower scores you may consider FHA 10% down with fico scores between 500-579.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You will need to gather some documentation to supply for a pre-approval letter to get out shopping for a home of your choice.

If you figure out what cities or zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be set up to receive emails to fit your search criteria.

The purchase in the 21224 zip code start from 35k for 3bd 2ba condo and the single family homes start from 87k for 2bd 1ba home.

How much do you pay in monthly rent and what is the maximum payment you are looking to afford? Check the web reference link below for further information to get pre-approved and know what options you have...
... more
0 votes 1 answer Share Flag
A few hours ago
Patricia Crane answered:
State laws vary. Consult your agent - too many factors to give a clean-cut answer. When in doubt, consult a real estate attorney.
0 votes 197 answers Share Flag
1 2 3 4 5 6 7 ...
Search Advice
Search