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All Locations : Nationwide Real Estate Advice

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A few minutes ago
Robert Spinosa answered:
Ishan,

At an 80% loan-to-value (LTV) we have an investor that will accommodate a score down to 660 with a loan amount to $1MM. This would fit your profile. Typical turn times on this program would run 21 to 25 days to close of escrow.

Certainly let me know if I can be of service!
... more
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A few minutes ago
Skettimon9 answered:
well if she's not on the lease then you shouldn't tell the owner that she's living with you at all. so yeah, you can force her out.
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A few hours ago
Kathy Burgreen answered:
In addition to a monthly mortgage payment, you also pay property taxes + homeowners insurance. Housing in this market is very expensive and so is cost of living. Your income needs to pay the mortgage + taxes + insurance + utilities + food + gas, etc. To afford a home in this area, you need an income of at least $100K and lenders want to see credit score of 620 or higher. Property taxes in this area are very high. ... more
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A few hours ago
Kathy Burgreen answered:
I'm sure there are but realtors cannot tell you because it violates Fair Housing laws. You need to research safe neighborhoods yourself.
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A few hours ago
Kathy Burgreen answered:
Being delinquent on monthly HOA fees has nothing to do with the mortgage loan. HOA's can take legal action and foreclose on your home / condo the same way that mortgage lenders can. Bottom line is you owe the HOA money. If your wife hasn't paid it, why didn't you pay it? Whether you are married or separated, it makes no difference. One of you should have been paying the monthly fee + the mortgage loan.

You can also sell your home and pay off the HOA from your profits.
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A few hours ago
Jamalia Gay answered:
Mrs. Spencer you are absolutely correct. These people are expecting you to pay money for run down homes with excessive issues, that they won't disclose prior to you renting the property. Also, all of the decent homes that are available are managed by racist companies who participate in redlining( confining minorities to certain homes and certain areas). They aren't being held accountable for their actions either. A lot of Americans that rent can't afford to take legal action and they know this, which is also a major reason why as well. If people where to stick together and start filing collective law suits that would help. These type organizations only respond to lose of finance. To make a long story longer they don't have to care for these properties because renters, local government, and state government are not forcing them to. ... more
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A few hours ago
Kayla.m.keyser asked:
What must a room require in order for it to be considered a bedroom?
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Yesterday at 10:27pm
Leo Maningas asked:
Planning to rent only for few months while waiting for my house to build.
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Yesterday at 10:07pm
Marshallejohnsonsr answered:
We bought a home in Ocala . Florida and would like to put an inground pool in with enclosure. What can we expect cost wise and how long to have it built ? Any recommendations on a contractor ? Concrete or fiber glass ? ... more
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Yesterday at 9:38pm
Sheriannduncan asked:
Yesterday at 9:21pm
Alan May answered:
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Yesterday at 9:19pm
Alan May answered:
Home ownership is a constant outlay of cash.

If you're worried about being "out of pocket" on the purchase... you may not be in a good position financially to be thinking about purchasing. ... more
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Yesterday at 9:16pm
Alan May answered:
You can "interview" with any agency you want, while you are working at a different brokerage. You are not working "for" anyone, since you are an independent contractor... but be aware... if your current agency catches wind that you're looking to leave... they may decide to force your hand.

I don't know the details of Keller William's model... but I doubt they pay a salary. Call your local KW office (or an agent at the office, if you're friendly with one) and ask them. Don't jump ship until you have a lifeboat to land in.

Good luck.
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Yesterday at 9:14pm
Betty Webster asked:
Yesterday at 9:01pm
chrissy asked:
As I am also trying to sell my home theres low inventory in the community i live in too and the very first day I have it listed the buyer walks in the door makes an offer wanting all…
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Yesterday at 8:39pm
Alan May answered:
Lenders do not look favourably on 60-days-late on your mortgage. That's one of the big no-nos in this business. I think you will be hard-pressed to find any lender who will re-finance you.

Good luck.
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