Hello Jazmine, your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the purchase.
If you are both going on the loan the middle score of the lowest fico scored applicant will be the scores that the interest rate and program options will be determined. If you have lower scores between 500-579 you may consider 10% down FHA and minimum 580 fico score may consider 3.5% down FHA. A minimum 620 fico score may consider from 3% down conventional.
How much do you pay in rent and what is the maximum payment you are looking to afford? If you figure out what cities/zip codes you are considering, minimum number of bedrooms, baths and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria. Check out the web reference link below...