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All Locations : Nationwide Real Estate Advice

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  • Home Buying254K
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Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few minutes ago
Sheryl Arndt answered:
Hello Jianop, you have some options and you should check with the local rental management companies. Here is a link to all the rental listings in San Diego under 2k that are pet friendly and legit by licensed agents. You will have to contact and go direct.

http://www.realtor.com/apartments/San-Diego_CA/price-na-2000/affordable/pets-2

The purchase in San Diego start from 140k for 2bd 2ba condo and up with a lower payment. You may buy with less than rental depsoits...

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Tammywilliam…, Home Buyer in New York, NY
A few minutes ago
Tammywilliams736 asked:
Mark LeMenag…, Real Estate Pro in Lake Nona Orlando, FL
A few minutes ago
Mark LeMenager answered:
Prices have been going up continuously since the bottom in 2011.
0 votes 1 answer Share Flag
Asudevil50, Home Seller in Mobile, AL
A few minutes ago
Asudevil50 asked:
Angelica P, Home Buyer in Seattle, WA
A few minutes ago
Angelica P answered:
Hi,

If you would like to get in contact with the property manager, please use the Contact Box in the upper left hand corner of the property page. Additionally, some property managers/homeowners may list their phone number directly on the property page as well.



Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Splank, Home Buyer in Grand Rapids, MI
A few hours ago
Splank asked:
Darrellduer, Home Buyer in Bethany, OK
A few hours ago
Darrellduer asked:
Mike.ihearu, Home Buyer in Walnut Creek, CA
A few hours ago
Mike.ihearu asked:
It is bad enough that I am going to other real estate websites to get a better view of the homes being sold. Not good for me and not good for you.
0 votes 0 Answers Share Flag
Michelle O'R…, Real Estate Pro in Billings, MT
A few hours ago
Michelle O'Rourke asked:
We work as a team, so can both of us add our properties to our listings?
0 votes 0 Answers Share Flag
Richard Green, Renter in Calabasas, CA
A few hours ago
Richard Green asked:
Angelica P, Home Buyer in Seattle, WA
A few hours ago
Angelica P answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
0 votes 1 answer Share Flag
Bertaj25, Home Buyer in Penn Yan, NY
A few hours ago
Bertaj25 asked:
Angelica P, Home Buyer in Seattle, WA
A few hours ago
Angelica P answered:
Hi,

I am happy to help you get your listing posted on Trulia.

If you would like to post a rental on Trulia, you will be redirected to use our partner site, Zillow Rental Manager, to list your rental on Zillow, Trulia and other top sites. Please follow this link for instructions on how to post a rental listing:

http://www.trulia.com/post-rental/

If you have additional questions or have issues with posting your listing, please reply back to this email and I will be happy to help you.

Zillow Rental Manger Help:
https://zillowrentalmanager.zendesk.com/hc/en-us

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Jimmy Jung, Real Estate Pro in Calabasas, CA
A few hours ago
Jimmy Jung answered:
No it's not going to crash. If anything I'm of the opinion it will get even better. Now is the time to buy and it's definitely the time to refinance. Just my 2 cents!
1 vote 177 answers Share Flag
Kellyglensor…, Renter in San Marcos, CA
A few hours ago
Kellyglensor1980 answered:
LOOKING 2 RENT HOPEFULLY A DUPLEX FOR ME AND MY SON. IM A SINGLE MOM WITH A FRESH EVICTION. WILL ANYONE RENT TO ME WITH A HIGH SECURITY DEPOSIT BY CHANCE?
0 votes 1 answer Share Flag
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