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All Locations : Nationwide Real Estate Advice

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  • Home Buying254K
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Activity 477,608
Tracibodaci29, Home Buyer in Chicago, IL
A few minutes ago
Tracibodaci29 asked:
We are in Minnesota.
The house has foundation, electrical, and plumbing issues.
Again, this is an estate sale house.
0 votes 0 Answers Share Flag
Toithetoicha…, Home Buyer in New York, NY
A few minutes ago
Toithetoichangyeuai asked:
Hello everyone , can i have a question .... Can i start moving all stuff such as sofa,tv,access in old apartment to my new apartment even not moving out yet and start live in new place…
0 votes 0 Answers Share Flag
Kathy Burgre…, Home Owner in Westchester, NY
A few hours ago
Kathy Burgreen answered:
As a former realtor & NYC area resident, this is tricky. The issue is whether or not you gave your agent all the buyers names who visited your home before you signed the listing contract. I'm guessing you never did. Ooops. Unless your agent has all the buyers names who visited your home, it will be tough to prove that this particular buyer saw your home before you signed the listing contract. This means your agent will demand you pay a commission even though this buyer saw your home before.

Here is what you need to do. 1) Tell your agent the names of some buyers who visited your home before and make sure it's added into the listing contract. Your agent may balk and claim "foul". Real estate agents refuse to take listings if they know there are buyers who may come back and the seller can sell the house without the agent earning a commission.
2) Ask the buyer if they can wait a few months to close. In the meantime, contact the Broker in Charge or Office Manager and ask to cancel / withdraw the listing. The Broker or Office Manager needs to approve it and sign off. Your agent does not make the final decision on this. There is probably a clause in your contract that states you cannot sell your home for X number of months after the contract has ended. This is to protect the brokerage that you (the seller) will not sell your home behind their backs and prevent them earning a commission. This only works if your buyer can hold off for a few months.
3. If the above doesn't work, then you're stuck selling your home to this buyer and paying your agent a commission.
... more
0 votes 1 answer Share Flag
Dfhallett, Home Buyer in Santa Ana, CA
A few hours ago
Dfhallett answered:
Does the home buyer or home seller pay for the termite repairs what is the actual code 4 The Real Estate Association on who pays for the termite repairs
0 votes 20 answers Share Flag
Diane Christ…, Real Estate Pro in Sarasota, FL
A few hours ago
Diane Christner answered:
You might try looking into Serenade at Palmer Ranch, Pinestone and Plaza de Flores.

Bella Villino is experiencing issues with stucco and leaking around windows. Owners are having to pay special assessments for repairs and there have been some reports of mold issues. Vintage Grand has also been reported to have issues with the stucco over frame construction.

Pinestone and Plaza de Flores were built as condominium communities, Serenade started out as an apartment complex that was later converted to condos. Vintage Grand and Bella Villino were also apartments converted to condos. The conversions generally lead to more noise issues as not as much soundproofing was used in construction.

Palmer Ranch is very popular with both buyers and renters, but there are other options close to Palmer Ranch that might provide a little more for your money by not being within Palmer Ranch.
... more
0 votes 1 answer Share Flag
Diane Christ…, Real Estate Pro in Sarasota, FL
A few hours ago
Diane Christner answered:
If the property is listed through a real estate agent, then no, you should contact the listing agent to see the home. The sellers obviously do not want to deal directly with buyers -- otherwise they would have done a FSBO (for sale by owner). ... more
0 votes 1 answer Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few hours ago
Sheryl Arndt answered:
Hello Jacob, No there is no waiting list. Are you looking to buy in VA or CA? The USDA Rural is available to buy in rural areas only and 92115 zip code is not USDA area.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Dominique, Renter in Virginia Beach, VA
A few hours ago
Dominique asked:
If we have bad credit (515-540) will homeowners be willing to rent to us if we offer to pay an increased deposit or a few months rent upfront?
0 votes 0 Answers Share Flag
Aleaxiscrowe…, Home Buyer in New York, NY
A few hours ago
Aleaxiscrowell asked:
I'm 18 never rented a house before I've had a job since I was 14. My boyfriend is 18 he has a job, gets Indian benefits and gets a Social security Every month. I pay rent to my sister…
0 votes 0 Answers Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few hours ago
Sheryl Arndt answered:
Hello April, are you looking to rent or buy? What is the maximum payment your looking to achieve? You will need to know to begin your search.

The rentals in 92110 start from $1,350 for 1bd 1ba apt, $1,835 for 2ba 1ba and the single family homes start from $2,895 for 3bd 2ba home.

The purchase in 92110 start from 235k for 1bd 1ba condo, 310k for 2bd 2ba condo and the single family homes start from 599k for 3bd 2ba home.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Demarcus.lin…, Home Buyer in Mora, MN
A few hours ago
Demarcus.lindsey asked:
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few hours ago
Sheryl Arndt answered:
Hello Omaelmacasa, congratulations on your decision. You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. An agent can be referred if you need one.

There are 194 single family homes for sale between 300k and 500k in San Diego to narrow down. You need to get pre-approved to know what your purchasing power is and the maximum payment your looking to achieve.

You will need to be pre-approved to meet an agent to view and submit offers on homes of your choice.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Do you have funds saved for your down payment and closing costs or do you need down payment and closing costs assistance? It is available up to 424k if needed. The High Balance is available up to $612,950 with 5% down with a minimum 620 fico score.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few hours ago
Sheryl Arndt answered:
Hello Omaelmacasa, congratulations on your decision. You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. An agent can be referred if you need one.

There are 194 single family homes for sale between 300k and 500k in San Diego to narrow down. You need to get pre-approved to know what your purchasing power is and the maximum payment your looking to achieve.

You will need to be pre-approved to meet an agent to view and submit offers on homes of your choice.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Do you have funds saved for your down payment and closing costs or do you need down payment and closing costs assistance? It is available up to 424k if needed. The High Balance is available up to $612,950 with 5% down with a minimum 620 fico score.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Angelica P, Home Buyer in Seattle, WA
A few hours ago
Angelica P answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
0 votes 1 answer Share Flag
Sam007_2001, Home Buyer in Tampa, FL
A few hours ago
Sam007_2001 asked:
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few hours ago
Sheryl Arndt answered:
Hello Jianop, you have some options and you should check with the local rental management companies. Here is a link to all the rental listings in San Diego under 2k that are pet friendly and legit by licensed agents. You will have to contact and go direct.

http://www.realtor.com/apartments/San-Diego_CA/price-na-2000/affordable/pets-2

The purchase in San Diego start from 140k for 2bd 2ba condo and up with a lower payment. You may buy with less than rental depsoits...

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Tammywilliam…, Home Buyer in New York, NY
A few hours ago
Tammywilliams736 asked:
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