It's against the law for lenders to discriminate on age. Yes, you CAN get a mortgage loan at 90 yrs. old. No matter what age you are, the fact is if you die or move, your house will be sold and the loan balance will be paid at closing. This means the lender gets paid first. The sale price - the loan balance - seller's closing costs = net profit to the seller. Therefore, if your estate needs to sell your home and you only lived there a short time, the estate will receive very little (if any) money from the sale of your home. It takes years to build up equity in a home.