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All Locations : Nationwide Real Estate Advice

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  • Home Buying254K
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Activity 477,814
Alan May, Real Estate Pro in Evanston, IL
A few minutes ago
Alan May answered:
It's possible you're already getting a great deal, and the builder feels you're being greedy. We have no way of knowing, since we don't know your market, nor the details of your deal.


Maybe you're talking about a 50x100 lot.... or 16 acres... (obviously the cost of Fencing would vary dramatically)..

You have to make the decision as to how important the Fridge and Fence are to you. If the builder won't supply them, do you no longer want the property?
... more
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Curtis Novy, Real Estate Pro in Carlsbad, CA
A few minutes ago
Curtis Novy answered:
Under some circumstances, it's perfectly acceptable for a licensed real estate agent or broker to earn a commission on their own home purchase. The commission needs to be reasonable and fully disclosed to the lender and all parties to the transaction. For example, a 3% commission would likely be OK but an 8% or 10% commission would be a huge red flag to a lender. Most savvy real estate professionals negotiate a commission amount, say 3%, and then simply deduct that amount from the agreed purchase price. ... more
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Radford.girl…, Home Buyer in Los Angeles, CA
A few minutes ago
Radford.girl1979 answered:
I don't have an answer for anyone. I writing because I need a loan of $1500.00 and up. I want to get myself on solid ground, return to college to get my certification to start my own business, which I know is going to be profitable. I would love to have an answer by the end of the week. Low credit score right now and have had as high a 702, not to long ago. I am willing to have your payments directly deposited into your choice of account. My name is Dawn. You can email me at radford.girl1979@gmail.com. I hope there is someone out there willing to give me a chance. ... more
0 votes 22 answers Share Flag
Monbarczuk, Home Buyer in East Weymouth, MA
A few minutes ago
Monbarczuk asked:
I had difficulties posting a rental property yesterday (my internet connection failed mid-post). It appears that the listing DID, in fact, post but it does not show up under "My listings".…
0 votes 0 Answers Share Flag
Nikki, Home Owner in Oklahoma City, OK
A few hours ago
Nikki asked:
Scott Godzyk, Real Estate Pro in Manchester, NH
A few hours ago
Scott Godzyk answered:
Although an older question, one that is still asked by many sellers. Most often when a home is listed, the seller pays the listing agent a fee to sell their home. If a buyer agent is involved, the listing agent then shares their commission with the buyer agent an amount offered in the MLS. A good listing agent should add value to the home getting the best sales price in the shortest amount of time. Commissions are negotiable and a seller should always ask what they get for what they pay. ... more
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Jmpathwaysllc, Home Buyer in Phoenix, AZ
A few hours ago
Jmpathwaysllc asked:
Ebbflow, Home Buyer in Glen Cove, NY
A few hours ago
Ebbflow answered:
The seller will most likely still pay the commission because it is built in to the commission as a whole unless (with this buyer agent contract) the seller refuses. In this case the buyer is obligated. Most of the time, the seller pays.

It is important to know and remember that unless you have this kind of a contract with a buyer agent, this agent's fiduciary responsibility is with the seller. This is so even though the agent is showing you listings. This is the law.
As such, the agent is not permitted to share information with you that you made need or want to know to help you make an offer and negotiate because they represent the seller legally.

If you are uncomfortable with the length of time, you can reduce it or sign it as per each house so that you are only obliged to the individual listings the agent shows you on a house by house basis.

An agent should have a CBR (certified buyer representative) credentials. They represent you and have your best interest in mind, fiduciary and otherwise and can negotiate the best deal for you, not he seller.
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0 votes 22 answers Share Flag
Thomas Martin, Real Estate Pro in Hollywood, FL
A few hours ago
Thomas Martin answered:
Yes you get a loan now.I tell all my clients with lower scores to visit US Mortgage Lender. They have close many homes by getting clients approved even with scores under a 600 for FHA. They have a few lenders that can go down to a 580 for FHA, so If anyone can get you a loan they can..
http://www.fhamortgageprograms.com/
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0 votes 14 answers Share Flag
Alysse Musgr…, Real Estate Pro in Coppell, TX
A few hours ago
Alysse Musgrave answered:
Banks never visit the homes they repossess. It's up to you to hire an inspector to uncover underlying issues with the property. Having said that, I have yet to see a house that was cheap enough or special enough to justify the risk and aggravation involved with buying a foreclosure or short sale. There are plenty of dumpy homes that you can buy directly from the seller, not the bank. I suggest you buy one of those instead.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
-
... more
0 votes 3 answers Share Flag
Bernard G., Home Buyer in Seattle, WA
A few hours ago
Bernard G. answered:
Hello,

I have emailed you regarding this concern.

Regards,

Bernard
Consumer Care Advocate
0 votes 1 answer Share Flag
Rubalcabalui…, Home Buyer in New York, NY
A few hours ago
Rubalcabaluis23 answered:
I had been looking for a home to buy but I am not sure to if i am. Able to buy it trouth a lender will you give me an agent who will help me
0 votes 69 answers Share Flag
Sonofchicoma…, Home Buyer in Cumberland, MD
A few hours ago
Sonofchicomartinez answered:
Chris, what you need to do is get on the credit karma website. I'm sure you have already done this. You need to find out precisely what is holding your credit back. I have the same exact score as you, 512. The cool thing about CK is that it tells you all of your out standing uncollected debts. Because of them I found out my credit was being affected entirely by medical bills! Which isn't so bad because they get reset in 7 years, which time is almost up for me. That's actually good news because when they get wiped, they get wiped and it no longer affects your credit. That MAY be the case for you, we all had a hard time before Obamacare came in, and will probably have a hard time going out now in 2016. So what I learned is to not rip up those hospital bills! LOL. If you have more serious things like car payments and late fees and such, I suggest finding out who the collector is and contacting them. They WILL work out a payment plan with you, my mom works for bill collecting and she says bill collectors are just happy that you're making an effort. IF you CALL THEM opposed to them calling you, they might be more willing to help, taking you much more seriously. I also suggest trying to get what is called a secured credit line. Your credit is not so low that you cannot get a credit card. Get it, but only use it when you HAVE the money to buy something. Use it to pay your bills, preferably those payments that are holding you back. Within a few months you will see your credit score climbing like crazy. My mom had a score of 490 and within 12 months she went from 490 to 620. She's almost ready to buy her first home. So it's not impossible. Keep at it, pay your bills on credit and then pay off the interest and such (earlier the better!). ... more
0 votes 11 answers Share Flag
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