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All Locations : Nationwide Real Estate Advice

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  • Home Buying254K
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  • Market Conditions26K

Activity 477,604
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few minutes ago
Sheryl Arndt answered:
Hello Jacob, No there is no waiting list. Are you looking to buy in VA or CA? The USDA Rural is available to buy in rural areas only and 92115 zip code is not USDA area.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Dominique, Renter in Virginia Beach, VA
A few minutes ago
Dominique asked:
If we have bad credit (515-540) will homeowners be willing to rent to us if we offer to pay an increased deposit or a few months rent upfront?
0 votes 0 Answers Share Flag
Aleaxiscrowe…, Home Buyer in New York, NY
A few minutes ago
Aleaxiscrowell asked:
I'm 18 never rented a house before I've had a job since I was 14. My boyfriend is 18 he has a job, gets Indian benefits and gets a Social security Every month. I pay rent to my sister…
0 votes 0 Answers Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few minutes ago
Sheryl Arndt answered:
Hello April, are you looking to rent or buy? What is the maximum payment your looking to achieve? You will need to know to begin your search.

The rentals in 92110 start from $1,350 for 1bd 1ba apt, $1,835 for 2ba 1ba and the single family homes start from $2,895 for 3bd 2ba home.

The purchase in 92110 start from 235k for 1bd 1ba condo, 310k for 2bd 2ba condo and the single family homes start from 599k for 3bd 2ba home.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Demarcus.lin…, Home Buyer in Mora, MN
A few minutes ago
Demarcus.lindsey asked:
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few minutes ago
Sheryl Arndt answered:
Hello Omaelmacasa, congratulations on your decision. You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. An agent can be referred if you need one.

There are 194 single family homes for sale between 300k and 500k in San Diego to narrow down. You need to get pre-approved to know what your purchasing power is and the maximum payment your looking to achieve.

You will need to be pre-approved to meet an agent to view and submit offers on homes of your choice.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Do you have funds saved for your down payment and closing costs or do you need down payment and closing costs assistance? It is available up to 424k if needed. The High Balance is available up to $612,950 with 5% down with a minimum 620 fico score.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few minutes ago
Sheryl Arndt answered:
Hello Omaelmacasa, congratulations on your decision. You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. An agent can be referred if you need one.

There are 194 single family homes for sale between 300k and 500k in San Diego to narrow down. You need to get pre-approved to know what your purchasing power is and the maximum payment your looking to achieve.

You will need to be pre-approved to meet an agent to view and submit offers on homes of your choice.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Do you have funds saved for your down payment and closing costs or do you need down payment and closing costs assistance? It is available up to 424k if needed. The High Balance is available up to $612,950 with 5% down with a minimum 620 fico score.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Angelica P, Home Buyer in Seattle, WA
A few minutes ago
Angelica P answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
0 votes 1 answer Share Flag
Sam007_2001, Home Buyer in Tampa, FL
A few hours ago
Sam007_2001 asked:
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
A few hours ago
Sheryl Arndt answered:
Hello Jianop, you have some options and you should check with the local rental management companies. Here is a link to all the rental listings in San Diego under 2k that are pet friendly and legit by licensed agents. You will have to contact and go direct.

http://www.realtor.com/apartments/San-Diego_CA/price-na-2000/affordable/pets-2

The purchase in San Diego start from 140k for 2bd 2ba condo and up with a lower payment. You may buy with less than rental depsoits...

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040s, 1099s, W2s and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Tammywilliam…, Home Buyer in New York, NY
A few hours ago
Tammywilliams736 asked:
Mark LeMenag…, Real Estate Pro in Lake Nona Orlando, FL
A few hours ago
Mark LeMenager answered:
Prices have been going up continuously since the bottom in 2011.
0 votes 1 answer Share Flag
Asudevil50, Home Seller in Mobile, AL
A few hours ago
Asudevil50 asked:
Angelica P, Home Buyer in Seattle, WA
A few hours ago
Angelica P answered:
Hi,

If you would like to get in contact with the property manager, please use the Contact Box in the upper left hand corner of the property page. Additionally, some property managers/homeowners may list their phone number directly on the property page as well.



Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Splank, Home Buyer in Grand Rapids, MI
A few hours ago
Splank asked:
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