Doc Loftin Rd, Winterville, NC 28590

"The neighborhood is nice, honestly. Most folks are quiet, and everyone pretty much keeps to themselves. You'll see people walking their dogs or jogging, but not much past that. Only real problem is the company that built the subdivision did a piss-poor job grading the land. There's no drainage, and no ditches to drain to in the first place. There's a "park" at the back of the neighborhood, presumably for children, but it's overgrown and swampy, and my four-year-old is not allowed back there; I'm worried about water moccasins. The HOA can be a little overbearing, too, and compulsory dues are a little medieval, but we've gotten used to it. That said, I'm not sure what exactly they are meant to do. Overall, my wife and I are trying to pay off this house as quickly as possible so that we can get into a new place. One with no HOA, and where I can use my yard."