4576 Cove Side Cottage Rd #410, Two Harbors, MN 55616
Property image
Property image
FOR SALE
NEW - 2 DAYS AGO
3D VIEW

$675,000

  • 2 Beds
  • 2 Baths
  • 1,472 sqft

4576 Cove Side Cottage Rd #410, Two Harbors, MN 55616

Est. Mortgage $4,695/mo*
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We estimate this home will sell faster than 94% nearby.

Home Highlights

Multi-Family
Built in 1999
$459/sqft
HOA $411/mo

Local Information

  • Map ViewExplore the area around 4576 Cove Side Cottage Rd #410.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

You know the drive. North on 35, up the shore past Duluth, and somewhere along Highway 61 the week falls away. Bears Den Cottage #410 at Cove Point Lodge makes that weekend yours for good: your cottage, your fireplace, your stretch of Lake Superior. It feels like checking into your favorite resort, because you own a piece of it. Bears Den pairs a private North Shore retreat with rental income potential through the resort's established program: reservations, front desk, housekeeping and marketing support offset ownership costs. #410 is currently enrolled with advance reservations on the books. Owners must make the cottage available a minimum of 200 nights per year, including 100 nights June 15 through November 1. Revenue split 50/50. Offered fully furnished and turnkey, the cottage lives larger than its footprint: 1,472 sq ft across two levels, 2 bedrooms, 2 full baths, two fireplaces, sleeps four. A stone wood-burning fireplace anchors the living area; the owner's suite adds a gas fireplace and a jetted soaking tub (new 2025) set to the panoramic lake view. Hardwood and tile floors, natural woodwork, updated kitchen, custom furnishings, artwork and quality linens. Recent updates include new boiler, on-demand water heater, hardwood floors and deck. Washer and dryer hookups sit in the upstairs owners closet, plumbed for a stackable, uncommon among these cottages. One of the most private decks in the resort opens to towering pines and the sound of the lake. Ownership comes with the keys to the whole resort. Swim in the indoor pool while snow piles up outside, then warm up in the sauna and hot tub. On nights you'd rather not cook, the main lodge restaurant and The Crossings are steps away. The association fee ($771/month, billed quarterly) covers building insurance, firewood, snow plowing and shoveling, lawn care, grounds and building maintenance, sewer lift station and pest control, so arrival day starts at the lake, not the to-do list. The Gitchi-Gami State Trail and the Cove Point Loop of the Superior Hiking Trail start at the resort driveway. Split Rock Lighthouse, Gooseberry Falls and Tettegouche are minutes away, Duluth under an hour back down Highway 61. Historical and advance reservation information and Owner Statements available upon request. Not a guarantee of future earnings. Evolution Team Member must be present for all showings. No showings when guests are in residence. Buyer and buyer's agent to verify all information.
Last check for updates: about 4 hours ago
Listing courtesy of Carrie Lee, (320) 500-4397
eXp Realty, LLC- MN
Source: Lake Superior Area Realtors as distributed by MLS GRID, MLS#6127959
We estimate this home will sell faster than 94% nearby.

Home Details for 4576 Cove Side Cottage Rd #410

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Master Bedroom, Bedroom, Bathroom, Foyer, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1472 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Exhaust Fan, Microwave, Range, RefrigeratorDishwasherMicrowaveRefrigerator
Heating & Cooling
Heating: Baseboard,Boiler,Fireplace(s),Wood,PropaneNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Baseboard
Fireplace & Spa
Number of Fireplaces: 2Fireplace: Wood BurningHas a Fireplace
Gas & Electric
Electric: Coop Power & Light
Levels, Entrance, & Accessibility
Number of Stories: 2
View
Has a ViewView: Lake Superior, Bay, Panoramic

Exterior Features

Exterior Home Features
Roof: Asphalt Shingle
Parking & Garage
No CarportNo GarageNo Attached GarageParking: Common,Asphalt,None
Frontage
WaterfrontWaterfront: Lake Superior, Waterfront Access(Association), Shoreline Characteristics(Hard, Rocky, Undeveloped, Elevation-Medium)Road Frontage: Dead End/No Outlet, Private RoadResponsible for Road Maintenance: Association Maintained RoadRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Public SewerWater Body: Lake Superior
Farm & Range
Frontage Length: 0
Finished Area
Finished Area (above surface): 1472 Square Feet

Days on Market

Cumulative Days on Market: 15Days on Market: 2

Property Information

Year Built
Year Built: 1999
Property Type / Style
Property Type: ResidentialProperty Subtype: Multi Family
Building
Construction Materials: Wood, Frame/WoodNot a New Construction
Property Information
Condition: Previously OwnedParcel Number: 21554301010

Price & Status

Price
List Price: $675,000Price Per Sqft: $459
Status Change & Dates
Possession Timing: Immediate

Active Status

MLS Status: ACTIVE

Location

Direction & Address
City: Beaver Bay
School Information
High School District: Lake Superior #381

Agent Information

Listing Agent
Listing ID: 6127959

HOA

HOA Fee Includes: Electricity, Maintenance Structure, Landscaping, Management, Parking, Shared Amenities, Snow Removal, Trash, Insurance, Maintenance Grounds, SewerHas an HOAHOA Fee: $411/Monthly

Lot Information

Lot Area: 1742.4 sqft

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan, Other

Miscellaneous

BasementMls Number: 6127959Water ViewWater View: Lake Superior, BayAttribution Contact: ***Above Grade Unfinished Area: 1472

Market trends in Beaver Bay

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
6
1
MoM

Home Value

Trulia Estimate
$638K
Since last month
Decreased$15K (-2.2%)
Since last year
Decreased$34K (-5%)
Learn more about this home's value by checking out its Trulia Estimate and the value of nearby homes.

Trulia Estimate

The of this home's value decreased by -5% in the last 10 years
MonthEstimated value
2026
September 2026$638K
August 2026$653K
July 2026$672K

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.00
$675,000
2
2
1,472
For Sale
0.08
-
-
-
-
Off Market
0.10
$547,800
4
2
2,352
Off Market
0.13
$589,900
3
2
1,845
Recently Sold
0.16
$653,600
2
2
1,400
Off Market
0.27
$613,200
3
3
1,778
Off Market
0.28
$615,700
3
3
1,557
Off Market
0.41
-
-
-
-
Off Market
0.45
-
-
-
-
Off Market
0.48
$1,200,000
4
2.5
2,250
For Sale
0.49
-
-
-
-
Off Market

Price and Tax history

DateEventPrice
Sep 14, 2026
Source: Lake Superior Area Realtors as distributed by MLS GRID #6127959
Listed For Sale
$675,000
Aug 22, 2026
Source: NorthstarMLS as distributed by MLS GRID #7114418
ListingRemoved
$675,000
Jul 24, 2026
Source: NorthstarMLS as distributed by MLS GRID #7114418
Listed For Sale
$675,000

LGBTQ Local Legal Protections

Carrie Lee, eXp Realty, LLC- MN
Agent Phone: (320) 500-4397
Based on information submitted to the MLS GRID as of 2026-09-16 14:42:31 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 4576 Cove Side Cottage Rd #410

  • What is the estimated monthly payment for 4576 Cove Side Cottage Rd #410?
    Based on a $675,000 list price with 20% down at today's rates, the estimated monthly payment for 4576 Cove Side Cottage Rd #410 in Two Harbors, MN is approximately $4,379 (about $3,702 principal & interest, $602 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What are the closest schools to 4576 Cove Side Cottage Rd #410?
    The closest schools to 4576 Cove Side Cottage Rd #410 in Two Harbors, MN are Kelley Secondary (Middle/High, rated 5/10), William Kelley Elementary School (Pre-K, rated 7/10).
  • What is 4576 Cove Side Cottage Rd #410 estimated to be worth?
    Trulia's estimated value for 4576 Cove Side Cottage Rd #410 in Two Harbors, MN is $638,400.
  • Does 4576 Cove Side Cottage Rd #410 have parking?
    Yes, 4576 Cove Side Cottage Rd #410 in Two Harbors, MN has on-site parking.
  • Is there a virtual tour of 4576 Cove Side Cottage Rd #410?
    Yes, a virtual tour of 4576 Cove Side Cottage Rd #410 in Two Harbors, MN is available.
4576 Cove Side Cottage Rd #410, Two Harbors, MN 55616 is a 2 bedroom, 2 bathroom, 1,472 sqft multi-family built in 1999. This property is currently available for sale and was listed by Lake Superior Area Realtors as distributed by MLS GRID on Sep 14, 2026. The MLS # for this home is MLS# 6127959.