$675,000
- 2 Beds
- 2 Baths
- 1,472 sqft
4576 Cove Side Cottage Rd #410, Two Harbors, MN 55616
Est. Mortgage $4,695/mo*
Get Pre-QualifiedWe estimate this home will sell faster than 94% nearby.
Home Highlights
Multi-Family
Built in 1999
$459/sqft
HOA $411/mo
Local Information
-- mins to
About this House
You know the drive. North on 35, up the shore past Duluth, and somewhere along Highway 61 the week falls away. Bears Den Cottage #410 at Cove Point Lodge makes that weekend yours for good: your cottage, your fireplace, your stretch of Lake Superior. It feels like checking into your favorite resort, because you own a piece of it. Bears Den pairs a private North Shore retreat with rental income potential through the resort's established program: reservations, front desk, housekeeping and marketing support offset ownership costs. #410 is currently enrolled with advance reservations on the books. Owners must make the cottage available a minimum of 200 nights per year, including 100 nights June 15 through November 1. Revenue split 50/50. Offered fully furnished and turnkey, the cottage lives larger than its footprint: 1,472 sq ft across two levels, 2 bedrooms, 2 full baths, two fireplaces, sleeps four. A stone wood-burning fireplace anchors the living area; the owner's suite adds a gas fireplace and a jetted soaking tub (new 2025) set to the panoramic lake view. Hardwood and tile floors, natural woodwork, updated kitchen, custom furnishings, artwork and quality linens. Recent updates include new boiler, on-demand water heater, hardwood floors and deck. Washer and dryer hookups sit in the upstairs owners closet, plumbed for a stackable, uncommon among these cottages. One of the most private decks in the resort opens to towering pines and the sound of the lake. Ownership comes with the keys to the whole resort. Swim in the indoor pool while snow piles up outside, then warm up in the sauna and hot tub. On nights you'd rather not cook, the main lodge restaurant and The Crossings are steps away. The association fee ($771/month, billed quarterly) covers building insurance, firewood, snow plowing and shoveling, lawn care, grounds and building maintenance, sewer lift station and pest control, so arrival day starts at the lake, not the to-do list. The Gitchi-Gami State Trail and the Cove Point Loop of the Superior Hiking Trail start at the resort driveway. Split Rock Lighthouse, Gooseberry Falls and Tettegouche are minutes away, Duluth under an hour back down Highway 61. Historical and advance reservation information and Owner Statements available upon request. Not a guarantee of future earnings. Evolution Team Member must be present for all showings. No showings when guests are in residence. Buyer and buyer's agent to verify all information.
Last check for updates: about 4 hours ago
Listing courtesy of Carrie Lee, (320) 500-4397
eXp Realty, LLC- MN
Source: Lake Superior Area Realtors as distributed by MLS GRID, MLS#6127959

Also Listed on Lake Superior Area Realtors as distributed by MLS GRID, eXp Realty.
We estimate this home will sell faster than 94% nearby.
Home Details for 4576 Cove Side Cottage Rd #410
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Interior Details Number of Rooms: 7Types of Rooms: Master Bedroom, Bedroom, Bathroom, Foyer, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1472 Square Feet |
Appliances & Utilities Appliances: Dishwasher, Exhaust Fan, Microwave, Range, RefrigeratorDishwasherMicrowaveRefrigerator |
Heating & Cooling Heating: Baseboard,Boiler,Fireplace(s),Wood,PropaneNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Baseboard |
Fireplace & Spa Number of Fireplaces: 2Fireplace: Wood BurningHas a Fireplace |
Gas & Electric Electric: Coop Power & Light |
Levels, Entrance, & Accessibility Number of Stories: 2 |
View Has a ViewView: Lake Superior, Bay, Panoramic |
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Exterior Home Features Roof: Asphalt Shingle |
Parking & Garage No CarportNo GarageNo Attached GarageParking: Common,Asphalt,None |
Frontage WaterfrontWaterfront: Lake Superior, Waterfront Access(Association), Shoreline Characteristics(Hard, Rocky, Undeveloped, Elevation-Medium)Road Frontage: Dead End/No Outlet, Private RoadResponsible for Road Maintenance: Association Maintained RoadRoad Surface Type: PavedOn Waterfront |
Water & Sewer Sewer: Public SewerWater Body: Lake Superior |
Farm & Range Frontage Length: 0 |
Finished Area Finished Area (above surface): 1472 Square Feet |
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Cumulative Days on Market: 15Days on Market: 2 |
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Year Built Year Built: 1999 |
Property Type / Style Property Type: ResidentialProperty Subtype: Multi Family |
Building Construction Materials: Wood, Frame/WoodNot a New Construction |
Property Information Condition: Previously OwnedParcel Number: 21554301010 |
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Price List Price: $675,000Price Per Sqft: $459 |
Status Change & Dates Possession Timing: Immediate |
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MLS Status: ACTIVE |
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Direction & Address City: Beaver Bay |
School Information High School District: Lake Superior #381 |
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Listing Agent Listing ID: 6127959 |
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HOA Fee Includes: Electricity, Maintenance Structure, Landscaping, Management, Parking, Shared Amenities, Snow Removal, Trash, Insurance, Maintenance Grounds, SewerHas an HOAHOA Fee: $411/Monthly |
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Lot Area: 1742.4 sqft |
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Listing Terms: Cash, Conventional, FHA, VA Loan, Other |
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BasementMls Number: 6127959Water ViewWater View: Lake Superior, BayAttribution Contact: ***Above Grade Unfinished Area: 1472 |
Around this home
Market trends in Beaver Bay
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
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Price per sq ft
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Available listings
6
1MoM
Home Value
Trulia Estimate
$638KSince last month
Decreased$15K (-2.2%)Since last year
Decreased$34K (-5%)Learn more about this home's value by checking out its Trulia Estimate and the value of nearby homes.
Trulia Estimate
The of this home's value decreased by -5% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $638K |
| August 2026 | $653K |
| July 2026 | $672K |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.00 | $675,000 | 2 | 2 | 1,472 | For Sale | |
0.08 | - | - | - | - | Off Market | |
0.10 | $547,800 | 4 | 2 | 2,352 | Off Market | |
0.13 | $589,900 | 3 | 2 | 1,845 | Recently Sold | |
0.16 | $653,600 | 2 | 2 | 1,400 | Off Market | |
0.27 | $613,200 | 3 | 3 | 1,778 | Off Market | |
0.28 | $615,700 | 3 | 3 | 1,557 | Off Market | |
0.41 | - | - | - | - | Off Market | |
0.45 | - | - | - | - | Off Market | |
0.48 | $1,200,000 | 4 | 2.5 | 2,250 | For Sale | |
0.49 | - | - | - | - | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 14, 2026 Source: Lake Superior Area Realtors as distributed by MLS GRID #6127959 | Listed For Sale | $675,000 |
Aug 22, 2026 Source: NorthstarMLS as distributed by MLS GRID #7114418 | ListingRemoved | $675,000 |
Jul 24, 2026 Source: NorthstarMLS as distributed by MLS GRID #7114418 | Listed For Sale | $675,000 |
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Carrie Lee, eXp Realty, LLC- MN
Agent Phone: (320) 500-4397

Based on information submitted to the MLS GRID as of 2026-09-16 14:42:31 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 4576 Cove Side Cottage Rd #410
- What is the estimated monthly payment for 4576 Cove Side Cottage Rd #410?Based on a $675,000 list price with 20% down at today's rates, the estimated monthly payment for 4576 Cove Side Cottage Rd #410 in Two Harbors, MN is approximately $4,379 (about $3,702 principal & interest, $602 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 4576 Cove Side Cottage Rd #410?The closest schools to 4576 Cove Side Cottage Rd #410 in Two Harbors, MN are Kelley Secondary (Middle/High, rated 5/10), William Kelley Elementary School (Pre-K, rated 7/10).
- What is 4576 Cove Side Cottage Rd #410 estimated to be worth?Trulia's estimated value for 4576 Cove Side Cottage Rd #410 in Two Harbors, MN is $638,400.
- Does 4576 Cove Side Cottage Rd #410 have parking?Yes, 4576 Cove Side Cottage Rd #410 in Two Harbors, MN has on-site parking.
- Is there a virtual tour of 4576 Cove Side Cottage Rd #410?Yes, a virtual tour of 4576 Cove Side Cottage Rd #410 in Two Harbors, MN is available.
4576 Cove Side Cottage Rd #410, Two Harbors, MN 55616 is a 2 bedroom, 2 bathroom, 1,472 sqft multi-family built in 1999. This property is currently available for sale and was listed by Lake Superior Area Realtors as distributed by MLS GRID on Sep 14, 2026. The MLS # for this home is MLS# 6127959.

