Lot 28 Payne Lake Rd, Chipley, FL 32428
OFF MARKET

Lot 28 Payne Lake Rd
Chipley, FL 32428

    (on 1.11 acres)

    Local Information

    Map showing home location
    © Google
    -- mins to
    Commute Destination

    Description

    Looking for a beautiful, wooded waterfront lot to build your dream home on? Then look no further. This over an acre lot has underground power hookup at the road. It is on Payne Lake in Washington County. The property is only 45 mins from Panama City Beach and 10 mins from the town of Vernon. This is an outdoors man's paradise. There is an additional 1-acre waterfront lot right beside this one by the same owner if you want more land.
    This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from January 06, 2026

    Home Highlights

    Parking
    No Info
    Outdoor
    No Info
    View
    Lake
    HOA
    None
    Price/Sqft
    No Info
    Listed
    129 days ago

    Home Details for Lot 28 Payne Lake Rd

    Interior Features

    View
    Has a ViewView: Lake

    Exterior Features

    Exterior Home Features
    Other Structures: None
    Frontage
    WaterfrontRoad Surface Type: DirtOn Waterfront
    Water & Sewer
    Sewer: Septic Needed

    Days on Market

    Cumulative Days on Market: 177

    Property Information

    Property Type / Style
    Property Type: LandProperty Subtype: Unimproved Land
    Property Information
    Parcel Number: 000000000033220328

    Price & Status

    Price
    List Price: $25,000
    Status Change & Dates
    Off Market Date: Mon Aug 28 2023

    Active Status

    MLS Status: Closed

    Location

    Direction & Address
    City: ChipleyCommunity: Payne Lakes Phase Two
    School Information
    Elementary School: Vernon ElementaryJr High / Middle School: VernonHigh School: Vernon

    HOA

    No HOA

    Lot Information

    Lot Area: 1.11 Acres

    Listing Info

    Special Conditions: Listed As-Is

    Mobile R/V

    Mobile Home Park
    Mobile Home Units: Feet

    Miscellaneous

    Mls Number: 738279Living Area Range Units: Square FeetWater ViewWater View: LakeAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000033220328-R-N
    Last check for updates: about 20 hours ago
    Listed by Matthew R Finch, (850) 541-4042
    World Impact Real Estate
    Bought with: Sarah K Steverson, (850) 527-5385, CENTURY 21 Commander Realty
    Source: CPAR, MLS#738279

    Price History for Lot 28 Payne Lake Rd

    DatePriceEventSource
    09/22/2023$21,000Sold
    CPAR #738279
    08/28/2023$25,000PendingCPAR #738279
    06/02/2023$25,000PriceChange
    CPAR #738279
    03/04/2023$29,900Listed For SaleCPAR #738279
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    Comparable Sales for Lot 28 Payne Lake Rd

    Address
    Distance
    Property Type
    Sold Price
    Sold Date
    Bed
    Bath
    Sqft
    Lot 16 Bent Oaks Rd, Chipley, FL
    0.73
    Lot/Land
    $28,500
    03/31/26
    -
    -
    Lot 21 Paradise Lakes Rd, Chipley, FL
    1.03
    Lot/Land
    $65,000
    03/17/26
    -
    -
    Dunford Cir, Chipley, FL
    1.26
    Lot/Land
    $12,000
    03/21/26
    -
    -
    Dunford Cir #13, Chipley, FL
    1.25
    Lot/Land
    $11,000
    08/20/25
    -
    -
    Lot 17 Dunford Cir, Chipley, FL
    1.29
    Lot/Land
    $17,500
    02/23/26
    -
    -
    Dunford Cir #25, Chipley, FL
    1.42
    Lot/Land
    $12,000
    03/21/26
    -
    -
    3519 Enterprise Cir, Chipley, FL
    1.33
    Lot/Land
    $34,900
    07/28/25
    -
    -
    Lot 4 Arnone Ln, Chipley, FL
    1.61
    Lot/Land
    $30,000
    05/07/26
    -
    -
    Leonard Dr, Chipley, FL
    1.36
    Lot/Land
    $2,500
    10/28/25
    -
    -

    Assigned Schools

    These are the assigned schools for Lot 28 Payne Lake Rd.
    View nearby schools on GreatSchools
    The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

    What Locals Say about Chipley

    At least 24 Trulia users voted on each feature.

    • 92 % Say yards are well-kept

    • 87 % Say car is needed

    • 86 % Say parking is easy

    • 86 % Say there's holiday spirit

    • 83 % Say it's quiet

    • 64 % Say people would walk alone at night

    • 62 % Say it's dog friendly

    • 54 % Say kids play outside

    • 53 % Say there's wildlife

    • 52 % Say there are sidewalks

    • 51 % Say neighbors are friendly

    • 50 % Say they plan to stay for at least 5 years

    • 42 % Say it's walkable to grocery stores

    • 34 % Say streets are well-lit

    • 31 % Say it's walkable to restaurants

    • 29 % Say there are community events

    Learn more about our methodology.
    • Mandi W.
      "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
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    • Carol
      "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
      1
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    • Tonya G. H.
      "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
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    • Kayla H.
      "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
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    • Dafuss39
      "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
      1
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    • Troyrackley
      "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
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    • Wanda S.
      "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
      0
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    • Peaden
      "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
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    Apartments for Rent

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    Homes for sale near Lot 28 Payne Lake Rd

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    IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

    Homes for rent near Lot 28 Payne Lake Rd

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    Off Market Homes Near Lot 28 Payne Lake Rd

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    Lot 28 Payne Lake Rd, Chipley, FL 32428 is a lot/land. This property is not currently available for sale. Lot 28 Payne Lake Rd was last sold on Sep 22, 2023 for $21,000 (16% lower than the asking price of $25,000).