984 Top Minnow Rd, Saint Cloud, FL 34771
SOLD
JAN 26, 2026

984 Top Minnow Rd
Saint Cloud, FL 34771

  • 5 Beds
  • 3.5 Baths
  • 2,138 sqft

$480,000

Last Sold: Jan 26, 2026
2% below list $490K
$225/sqft
Est. Refi. Payment $3,296/mo*
Refinance Your Home

$480,000

Last Sold: Jan 26, 2026
2% below list $490K
$225/sqft
Est. Refi. Payment $3,296/mo*
Refinance Your Home
5 Beds
3.5 Baths
2,138 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Under Construction. What's Special: Corner Lot | Oversized Lot | Close to Park | Game Room | Covered Lanai. New Construction – January Completion! Built by Taylor Morrison, America’s Most Trusted Homebuilder. Welcome to the Santa Rosa at 984 Top Minnow Road in The Waters at Center Lake Ranch. The first-floor layout is perfect for entertaining, flowing seamlessly from the gourmet kitchen into the dining area and airy two-story great room. A lanai extends your living space outdoors, creating a perfect spot to enjoy Florida's sunshine. The first-floor primary suite is a private retreat with a spacious walk-in closet, dual sinks, a walk-in shower, and a private commode. Upstairs, four secondary bedrooms and a game room provide comfort and convenience. The Santa Rosa is designed for comfort, style, and easy living, ready for you to make it your own. The Waters at Center Lake Ranch is part of the master-planned community of Center Lake Ranch, spanning 2,050 acres just south of Lake Nona in Osceola County. Conveniently located along the Narcoossee corridor, this natural gas community offers exceptional value for those seeking new homes in the rapidly growing Medical City area. Residents enjoy a thoughtfully designed, walkable neighborhood with multi-use trails, recreational destinations, and scenic conservation wetlands that enrich everyday living. Additional Highlights Include: Gourmet kitchen, game room with bedroom 5, and a lanai. Photos are for representative purposes only. MLS#O6361297
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from January 27, 2026

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
View
No Info
HOA
$86/Monthly
Price/Sqft
$225/sqft
Listed
180+ days ago

Home Details for 984 Top Minnow Rd

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Dining Room, Great Room, Kitchen
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2138 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Natural Gas Available, Natural Gas Connected, Sewer Available, Sprinkler Recycled, Street Lights, Underground Utilities, Water AvailableAppliances: Convection Oven, Cooktop, Dishwasher, Disposal, Microwave, Tankless Water HeaterDishwasherDisposalLaundry: InsideMicrowave
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: TileExterior: Irrigation SystemFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 65

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Craftsman
Building
Construction Materials: Block, Cement Siding, StuccoIs a New ConstructionNo Additional ParcelsIncludes Home Warranty
Property Information
Condition: Under ConstructionParcel Number: NALOT114

Price & Status

Price
List Price: $490,000Price Per Sqft: $225/sqft
Status Change & Dates
Off Market Date: Wed Jan 21 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Sold

Location

Direction & Address
City: ST CLOUDCommunity: THE WATERS AT CENTER LAKE RANCH
School Information
Elementary School: Narcoossee ElementaryJr High / Middle School: Narcoossee MiddleHigh School: Harmony High

Building

Building Details
Builder Model: Santa RosaBuilder Name: Taylor Morrison
Building Area
Building Area: 2663 Square Feet

Community

Community Features: Dog Park, Playground, PoolNot Senior Community
Other
Playground

HOA

HOA Name: Castle GroupHOA Phone: 800-337-5850Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $86/Monthly

Lot Information

Lot Area: 4800 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6361297Showing Considerations: See RemarksShowing Requirements: Appointment Only, Call Before Showing, Call Listing Office, See RemarksUniversal Property Id: US-12097-N-114-R-N

Additional Information

HOA Amenities: Basketball Court,Playground,Pool
Last check for updates: about 4 hours ago
Listed by Michelle Campbell, (407) 756-5025
TAYLOR MORRISON REALTY OF FLORIDA INC, (407) 756-5025
Bought with: Juan Olaya Gonzalez, (689) 335-5863, HOME 21 REALTY & MANAGEMENT INC, (646) 403-2471
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6361297
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 984 Top Minnow Rd

DatePriceEventSource
04/06/2026$2,900ListingRemovedZillow Rentals
02/28/2026$2,900Listed For RentZillow Rentals
01/26/2026$480,000Sold
Stellar MLS #O6361297
11/17/2025$490,000Listed For SaleStellar MLS #O6361297
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Comparable Sales for 984 Top Minnow Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
5133 Firestone Aly, Saint Cloud, FL
0.00
Single-Family Home
$470,000
03/23/26
4
3.5
2,149
1047 Ladyfish Trl, Saint Cloud, FL
0.00
Single-Family Home
$499,000
02/10/26
4
3.5
2,582
5241 Bowspirit Way, Saint Cloud, FL
0.00
Single-Family Home
$535,000
05/29/26
4
3.5
2,600
5139 Firestone Aly, Saint Cloud, FL
0.00
Single-Family Home
$431,000
04/22/26
3
2.5
1,998
5307 Bowspirit Way, Saint Cloud, FL
0.00
Single-Family Home
$580,000
01/09/26
5
4
3,058
5127 Firestone Aly, Saint Cloud, FL
0.00
Single-Family Home
$565,000
12/08/25
4
4.5
2,880
921 Ladyfish Trl, Saint Cloud, FL
0.00
Single-Family Home
$640,000
05/26/26
4
3.5
2,721
1017 Ladyfish Trail St, Saint Cloud, FL
0.35
Single-Family Home
$480,000
05/11/26
4
3.5
2,138
1041 Ladyfish Trail St, Saint Cloud, FL
0.35
Single-Family Home
$485,000
12/17/25
4
3.5
2,138

Nearby homes

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Assigned Schools

These are the assigned schools for 984 Top Minnow Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
    Flag
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
    Flag
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

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984 Top Minnow Rd, Saint Cloud, FL 34771 is a 5 bedroom, 4 bathroom, 2,138 sqft single-family home built in 2026. This property is not currently available for sale. 984 Top Minnow Rd was last sold on Jan 26, 2026 for $480,000 (2% lower than the asking price of $490,000). The current Trulia Estimate for 984 Top Minnow Rd is $471,600.