9820 SW 89TH TERRACE #E, Ocala, FL 34481
Property image
Property image
FOR SALE
3D VIEW

$193,000

Original price: $198,000
  • 2 Beds
  • 2 Baths
  • 1,748 sqft

9820 SW 89TH TERRACE #E, Ocala, FL 34481

Est. Mortgage $1,862/mo*
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Home Highlights

Single-Family Home
Built in 1994
$110/sqft
2 Car Garage
HOA $500/mo

Local Information

  • Map ViewExplore the area around 9820 SW 89TH TERRACE #E.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

PRICE IMPROVEMENT!! Seller is motivated. Welcome to the highly desirable On Top of the World 55+ community, where comfort, entertainment, and maintenance-free living come together! Situated on a desirable corner lot and within short distance to all the amazing amenities, this beautifully maintained home offers the perfect blend of convenience and active living. Enjoy resort-style amenities including a clubhouse, pickleball courts, swimming pools, fitness centers, bingo nights, and countless social activities. The monthly HOA covers lawn care, exterior house painting, sprinkler system maintenance, gate access, trash service, dumpsters, mailboxes, and even a golf cart sticker for added convenience. This move-in ready home features fresh interior paint completed in 2025, updated flooring, a new roof in 2025, A/C replaced in 2023, and a water heater installed in 2021. Enjoy peace of mind with Leaf Filter gutter protection throughout the home and annual pest control service. The spacious lanai includes beautiful plantation shutters installed in 2020, adding a versatile and elegant touch to the home while providing excellent natural light control and privacy. The renovated primary bedroom completed in 2021 adds a modern and comfortable touch, while the kitchen offers stainless steel appliances, tile flooring, and plenty of functionality. Bathrooms feature cozy carpeting for added comfort. If you are looking for an active 55 community with endless amenities, low-maintenance living, and a prime location, this home is a must-see!
Last check for updates: about 5 hours ago
Listing Provided by: Marielena Petrucelli Moronta, (352) 745-5101
PEPINE REALTY, (352) 226-8474
Originating MLS: Gainesville-Alachua
Source: Stellar MLS, MLS#GC540724
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 9820 SW 89TH TERRACE #E

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Primary Bathroom, Bathroom 1, Dining Room, Family Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1748 Square Feet
Appliances & Utilities
Utilities: PublicAppliances: Cooktop, Dishwasher, Dryer, Refrigerator, WasherDishwasherDryerLaundry: In GarageRefrigeratorWasher
Heating & Cooling
Heating: NoneHas CoolingAir Conditioning: Central AirNo Heating
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Window: Skylight(s)Flooring: Carpet, Luxury VinylCommon Walls: Corner Unit
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet, Luxury Vinyl
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Front PorchExterior: GardenFoundation: Block, Concrete PerimeterGardenNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: Asphalt, PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 74Days on Market: 115

Property Information

Year Built
Year Built: 1994
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, ConcreteNot a New ConstructionNo Additional ParcelsDoes Not Include Home Warranty
Property Information
Parcel Number: 3530247605

Price & Status

Price
List Price: $193,000Price Per Sqft: $110

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: OCALACommunity: CIRCLE SQUARE WOODS

Agent Information

Listing Agent
Listing ID: GC540724

Building

Building Area
Building Area: 1748 Square Feet
Community rooms
Fitness Center

Community

Community Features: Buyer Approval Required, Clubhouse, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Handicap Modified, Pool, Restaurant, Tennis Court(s), Wheelchair AccessIs a Senior Community

HOA

HOA Name: Top Of the WorldAssociation for this Listing: Gainesville-AlachuaHas an HOAHOA Fee: $500/Monthly

Lot Information

Lot Area: 2200 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: GC540724Back On Market Date: Thu May 28 2026Showing Considerations: See RemarksShowing Requirements: Call Listing AgentUniversal Property Id: US-12083-N-3530247605-S-E

Additional Information

HOA Amenities: Fence Restrictions,Fitness Center,Gated,Golf Course,Pickleball Court(s),Pool,Trail(s)

Around this home

What Locals Say about Ocala

At least 1455 Trulia users voted on each feature.

  • 88 % Say car is needed

  • 82 % Say parking is easy

  • 82 % Say yards are well-kept

  • 78 % Say it's dog friendly

  • 73 % Say there's holiday spirit

  • 69 % Say it's quiet

  • 56 % Say kids play outside

  • 51 % Say people would walk alone at night

  • 50 % Say there's wildlife

  • 50 % Say they plan to stay for at least 5 years

  • 48 % Say neighbors are friendly

  • 39 % Say streets are well-lit

  • 36 % Say there are sidewalks

  • 36 % Say it's walkable to grocery stores

  • 28 % Say it's walkable to restaurants

  • 24 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Shirley Lewis
    "It's like a big cul-de-sac all roads connected in a circle only one way in and out. Large mature trees very safe and quiet neighborhood. "
    0
    Flag
  • Deloris B.
    ""My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district. Also a safe area."
    5
    Flag
  • Deloris B.
    "I've lived in this neighborhood going on 3 years. My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district. But mostly I feel safe, the neighbors look out fot each other and cameras everywhere ( lol)."
    0
    Flag
  • Deloris B.
    "My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district." I've lived here for the past 3 years it's been great."
    0
    Flag
  • Nurseleemy
    "Children park and water pad close by. Plenty of hiking trails. Club house offers a variety of activities."
    1
    Flag
  • Darthwolf65
    "People need to be cautious and watching their pets more. To many cats and dogs getting out of the yards roaming around. This contributes to animal attacking people the pet does not know."
    3
    Flag
  • Tgray74
    "Horses and lots of animal lovers , very beautiful trails parks recreation for kids schools are awesome"
    1
    Flag
  • Latorya Katiba
    "Liberty park always has events for children. This is a great part of Ocala to reside. It is very peaceful."
    0
    Flag
  • Flcracker0216
    "Need to choose your schools. Looking around will definitely help your kids out in the classroom …….."
    0
    Flag
  • Meiryn Gracia
    "Amazing and calm place to live. Around nature and peaceful. Nice people and friendly. Good neighbors "
    1
    Flag
  • Trulia User
    "People walk dogs all the time and if any go missing it seems like the community works together in saving stray animals and finding the owners . I feel like animals a pretty welcome here .. everyone has animals here. "
    1
    Flag
  • Mary Mcginnis
    "Traffic is bad. Poor infrastructure and rampant development. Great horse country. Never see kids playing outdoors."
    0
    Flag
  • Trulia User
    "Getting around anywhere from here is great, im close by alot of stores only takes me 6-12 minutes publix, walmart, target, dollar store ! And my sons bus stop is practically in front of our house ! I love the convenience "
    1
    Flag
  • Felipe Gomez
    "The peaceful living you’ve been looking for laid back and relax…………………….. great place to raise a family "
    1
    Flag
  • Jessie Khalawan
    "Some people let their dogs run wild in the front of their homes but thankfully they tend to stay there. "
    1
    Flag
  • Tammie Young
    "They would like it but they all keep their dogs on a leash or in a dog house or in the backyard or in the yard or in the house or in the back of the yard "
    1
    Flag
  • Julie Ellis
    "Too much traffic too many other dogs being walked so you keep having to reroute yourself all the time because other dogs are coming at you and there’s just other cars coming down the road and it’s just a lot sometimes for dogs"
    1
    Flag
  • Maria Gonzalez
    "The neighborhood is pretty quiet. It does get really dark. Not enough street lights. With all the land being destroyed around us there are more and more sightings of bears etc. Always keep your pets on a leash and carry a blow horn, pepper spray and maybe even a taser. You never know is when you might have to try to rescue your fur baby. Better safe than sorry. "
    1
    Flag
  • Kjames81
    "I’ve lived in this neighborhood for about 15 years. I have only had my packages stolen once. It’s pretty clean and the neighbors are friendly."
    0
    Flag
  • Jethele
    "The area is beautiful with all the horse farms and all the agriculture in the surrounding areas. It is close to everything; beaches and theme parks."
    0
    Flag
  • Theegreenhuman
    "Down to Ocala in the parks and libraries put on many events for families and their children to attend all the time there’s always something happening and almost every store. You can see many of the vents advertise somewhere."
    0
    Flag
  • Oasis T.
    "Quiet neighborhood in the fastest growing area in the country. Peaceful street absent of traffic, crime, and rental properties. The residents of this neighborhood take pride, maintain, and upgrade their homes accordingly. Unlike the Shores or Marion Oaks where you will find an abundance of homes for sale, the turnover rate in this neighborhood is rare and the residents have all lived here for years."
    0
    Flag
  • Emmanuel Roman
    "My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district."
    18
    Flag
  • Trulia User
    "Great place to live and this has to be the nicest weather in the entire country. It’s an affordable place to live in Florida "
    6
    Flag
  • Nick
    "Too many people have moved here and the traffic is awful!! DOT has not updated any roads or lights and a once 15 minute commute is now 45. "
    14
    Flag
  • Diane Perez
    "There are Not many sidewalks to walk on. There are a lot of grassy areas which is good, lots of dog friendly places too. "
    7
    Flag
  • Trulia User
    "What a great neighborhood to raise kids in plus the houses are affordable their sidewalks everywhere"
    3
    Flag
  • Amelia Secki
    "I’ve lived here my entire life. I was born in 2000 and am turning 24 in October. Ocala has some things for little children, but it mainly caters to the adult and wealthy populations (ie, downtown & WEC). There is little to nothing to do as a teenager/young adult, or a poor person, for free or low cost. Ocala’s refusal to cater to the young adult and poor population has been a very direct contributor to the rise of drug use and violent crime. "
    11
    Flag
  • Bolofamily
    "We have a community recreation center that has a gym, billiards, pickleball, basketball and tennis courts along with outdoor trail."
    3
    Flag
  • Modsires
    "Very neighborly area with great parks and convenient shopping. Safe area low crime. Very quiet and peaceful. Area is well liked by residents. Lots of pride of ownership. "
    2
    Flag
  • Trulia User
    "Lots for fur parents around here and lots of areas to walk them. There is also the 49th Trailhead hiking trails, there are paved walking trails. I ride my E-Trike from my house to the trailhead. "
    3
    Flag
  • Trulia User
    "There are friendly neighbors in our neighborhood and the parks are nice. The restaurants are 15-25 minutes away."
    0
    Flag
  • Trulia User
    "The weather here is amazing! The Neighborhood is a diverse area with many friendly people. Lots of people walk on the long sidewalk that rust along Marion Oaks Trail. There is also endless paved/dirt trails to ride on the Green Way. I ride my E-trike to the trailhead on 49th ave, it’s 10 minutes from my house, there is another trailhead near by as well. There’s a 2 story Publix, 711, hair place, nail place and a Walmart within 5 miles from here. Plus the Beach is 45 minutes away. The Rainbow River is 20 minutes away And they are all super easy to find. "
    1
    Flag
  • Shannonlamarche
    "There is public transportation if you are in to that sort of thing. There are many sidewalks and the neighborhood is also golf cart friendly."
    1
    Flag
  • Kim Martin
    "I love my neighborhood I have lived here six years and everyone is friendly and looks out for each other."
    1
    Flag
  • Janmorin
    "It’s a planned unit development that is well managed and great for 55+ residents. Many activities are available for folks to take part in. It’s one of the largest such communities in central Florida. "
    0
    Flag
  • Angelfury3
    "you need a car to get around there’s not shops close by. Bus route is close within walking distance "
    0
    Flag
  • Denise N.
    "peaceful and easy. nothing is far. and we have the new world equestrian center opening soon. it will be a amazing place to live. "
    0
    Flag
  • Trulia User
    "I've lived in this neighborhood for 12yrs and I love it The people here are very friendly and looks out for one another "
    0
    Flag
  • Sonyayyoung
    "Live close to the drive in theater, walking track within a mile. And close to Publix and shops. Love the convenience. "
    0
    Flag

Market trends in Ocala

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$258K
$1.33KMoM
Sale-to-List Price
97.9%
0.3%MoM
Price per sq ft
$160
$0MoM
Available listings
2437
31MoM

Home Value

Trulia Estimate
$186K
Since last month
Increased$1K (+0.8%)
Since last year
Increased$10K (+5.5%)
Since last sale
Increased$73K (+65.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +95% in the last 10 years
MonthEstimated value
2026
September 2026$186K
August 2026$184K
July 2026$189K
June 2026$190K
May 2026$209K
April 2026$167K
March 2026$172K
February 2026$172K
January 2026$172K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
9802 SW 88TH TERRACE #C, Ocala, FL
0.06
Single-Family Home
$150,000
09/17/26
2
2
1,748
8878 SW 96TH ST #A, Ocala, FL
0.23
Single-Family Home
$125,000
08/13/26
2
2
1,748
8890 SW 96TH STREET #B, Ocala, FL
0.20
Single-Family Home
$145,000
09/21/26
2
2
1,748
8962 SW 97TH STREET #D, Ocala, FL
0.10
Single-Family Home
$175,000
04/02/26
2
2
1,916
8707 SW 88TH COURT ROAD #B, Ocala, FL
0.26
Single-Family Home
$130,000
03/27/26
2
2
1,622
8959 SW 96TH LANE #A, Ocala, FL
0.18
Single-Family Home
$155,000
12/04/25
2
2
1,728
8851 SW 97TH STREET #B, Ocala, FL
0.19
Single-Family Home
$115,000
06/18/26
2
2
1,322
8889 SW 96TH STREET #E, Ocala, FL
0.23
Single-Family Home
$165,000
06/02/26
2
2
1,748
8747 SW 98TH STREET ROAD #F, Ocala, FL
0.23
Single-Family Home
$122,000
07/10/26
2
2
1,198

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
9820 SW 89TH TERRACE #B, Ocala, FL 34481
0.00
$147,700
2
2
1,215
Off Market
9820 SW 89TH TERRACE #D, Ocala, FL 34481
0.00
$140,100
2
6.5
1,252
Off Market
9825 SW 90TH AVENUE #C, Ocala, FL 34481
0.03
$169,400
2
2
1,541
Off Market
9802 SW 88TH TERRACE #A, Ocala, FL 34481
0.06
$185,500
2
2
1,887
Off Market
9802 SW 88TH TERRACE #C, Ocala, FL 34481
0.06
$150,000
2
2
1,748
Recently Sold
9802 SW 88TH TERRACE #D, Ocala, FL 34481
0.06
$142,600
2
2
1,114
Off Market
9880 SW 88th Ter #B, Ocala, FL 34481
0.08
$255,000
2
2
1,748
Recently Sold
9882 SW 88TH TERRACE #B, Ocala, FL 34481
0.10
$184,900
2
2
1,748
For Sale
9865 SW 90TH AVENUE #B, Ocala, FL 34481
0.09
$143,800
2
2
1,102
Off Market
8962 SW 97TH STREET #B, Ocala, FL 34481
0.10
$209,300
2
2
1,938
Off Market
8962 SW 97TH STREET Unit C, Ocala, FL 34481
0.10
$162,100
2
2
1,353
Off Market

Price and Tax history

DateEventPrice
Aug 10, 2026
Source: Stellar MLS #GC540724
PriceChange
$193,000
Price decreased by 3%
Jun 24, 2026
Source: Stellar MLS #GC540724
PriceChange
$198,000
Price decreased by 6%
May 29, 2026
Source: Stellar MLS #GC540724
Listed For Sale
$210,000
Feb 1, 2018
Source: OMCAR #527827
Sold
$112,500
May 18, 2017
Source: Agent Provided
ListingRemoved
$119,900

LGBTQ Local Legal Protections

Marielena Petrucelli Moronta, PEPINE REALTY, (352) 226-8474
Agent Phone: (352) 745-5101

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Frequently asked questions about 9820 SW 89TH TERRACE #E

  • What is the estimated monthly payment for 9820 SW 89TH TERRACE #E?
    Based on a $193,000 list price with 20% down at today's rates, the estimated monthly payment for 9820 SW 89TH TERRACE #E in Ocala, FL is approximately $1,381 (about $1,045 principal & interest, $261 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 9820 SW 89TH TERRACE #E compare to homes in Ocala?
    9820 SW 89TH TERRACE #E in Ocala, FL is listed at $193,000, about 25% below the $258K median sale price in Ocala.
  • What do residents say about Ocala?
    Residents describe Ocala, FL as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Ocala, FL.
  • What are the closest schools to 9820 SW 89TH TERRACE #E?
    The closest schools to 9820 SW 89TH TERRACE #E in Ocala, FL are Hammett Bowen Jr. Elementary School (Pre-K, rated 3/10), Liberty Middle School (rated 5/10), West Port High School (rated 4/10).
  • Does 9820 SW 89TH TERRACE #E have air conditioning?
    Yes, 9820 SW 89TH TERRACE #E in Ocala, FL has air conditioning.
  • Does 9820 SW 89TH TERRACE #E have a pool?
    Yes, 9820 SW 89TH TERRACE #E in Ocala, FL has a pool.
9820 SW 89TH TERRACE #E, Ocala, FL 34481 is a 2 bedroom, 2 bathroom, 1,748 sqft single-family home built in 1994. This property is currently available for sale and was listed by Stellar MLS on May 29, 2026. The MLS # for this home is MLS# GC540724.