972 Joco Ln, Moneta, VA 24121
Property image
Property image
OFF MARKET

972 Joco Ln
Moneta, VA 24121

  • 3 Beds
  • 2.5 Baths
  • 1,801 sqft (on 2.07 acres)

$440,400

Trulia Estimate
as of Jul 19, 2026
Est. Refi. Payment $2,424/mo*
Refinance Your Home

$440,400

Trulia Estimate
as of Jul 19, 2026
Est. Refi. Payment $2,424/mo*
Refinance Your Home
3 Beds
2.5 Baths
1,801 sqft
(on 2.07 acres)

Local Information

  • Map ViewExplore the area around 972 Joco Ln.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Charming Cape Cod-style home on 2 acres in Bedford County, built in 2021. This 3BR/2.5BA home features a main-level primary suite, on suite bath, main-level laundry, and an open floor plan with a stylish stacked stone fireplace. The kitchen includes granite countertops, a beautiful tile backsplash, and modern appliances. With 1,800 sq ft of living space, there's plenty of room to spread out. The full unfinished basement offers expansion potential and includes an oversized garage ideal for storage, a workshop, or future living space. Enjoy peaceful country living with open space and convenience to Smith Mountain Lake, Roanoke, and Lynchburg. Perfect for anyone looking for a modern home with timeless charm and room to grow.
972 Joco Ln, Moneta, VA 24121 is a 3 bedroom, 3 bathroom, 1,801 sqft single-family home built in 2021. It last sold for $432,100 on Jul 30, 2025 (1% above the $429,900 asking price). It is currently off market. The Trulia Estimate is $440,400, with a rent estimate of $2,361/month.
Contact this Building
Property Website

Home Highlights

Parking
Garage
Outdoor
Porch
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 972 Joco Ln

Interior Features

Interior Details
Basement: Exterior Entry,Full,Interior Entry,Concrete,Bath/Stubbed,Walk-Out AccessNumber of Rooms: 12Types of Rooms: Master Bedroom, Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Dining Room, Family Room, Great Room, Kitchen, Living Room, Office
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1801 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Microwave, Electric Range, Refrigerator, Electric Water HeaterDishwasherLaundry: Dryer Hookup,Main Level,Separate Laundry Rm.,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Heat PumpHas CoolingAir Conditioning: Heat PumpHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
Number of Fireplaces: 1Fireplace: 1 Fireplace, Living Room, StoneHas a Fireplace
Gas & Electric
Electric: Southside Elec CoOp
Windows, Doors, Floors & Walls
Window: Storm Window(s)Flooring: Carpet, Engineered Hardwood
Levels, Entrance, & Accessibility
Levels: One and One HalfFloors: Carpet, Engineered Hardwood
View
Has a ViewView: Mountain(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Front Porch
Parking & Garage
Has a GarageHas Open ParkingParking: Off Street,Circular Driveway
Water & Sewer
Sewer: Septic Tank
Finished Area
Finished Area (above surface): 1801 Square Feet

Days on Market

Cumulative Days on Market: 2

Property Information

Year Built
Year Built: 2021
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: Stone, Vinyl Siding
Property Information
Parcel Number: 208209

Price & Status

Price
List Price: $429,900

Active Status

MLS Status: Closed/Sold

Location

Direction & Address
City: MonetaCommunity: Isaiahs Gate
School Information
High School District: Bedford

Building

Building Area
Building Area: 1801 Square Feet

HOA

Association for this Listing: Lynchburg Board of Realtors

Lot Information

Lot Area: 2.07 Acres

Documents

Disclaimer: All information herein has not been verified and is not guaranteed

Miscellaneous

BasementMls Number: 359603Attic: AccessListing UrlAttribution Contact: 434-401-1394, lynne@lynnecreasy.comAbove Grade Unfinished Area: 1801Showing Requirements: Appointment Only, Coded Lockbox, Occupied, Supra Lockbox
Last check for updates: about 3 hours ago
Listed by Lynne Creasy, (434) 401-1394
Karl Miller Realty LLC
Bought with: Nadine Blakely, (434) 444-2226, Re/Max 1st Olympic
Originating MLS: Lynchburg Board of Realtors
Source: LMLS, MLS#359603

Price History for 972 Joco Ln

DatePriceEventSource
07/30/2025$432,100Sold
LMLS #359603
06/02/2025$429,900PendingLMLS #359603
05/30/2025$429,900Listed For SaleLMLS #359603
10/22/2021$315,700Sold
N/A
12/19/2014$8,000Sold
N/A

Market trends in Moneta

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
143
11MoM
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Property Tax and Assessment

Year2025
Tax
Assessment$314,100
Home facts updated by county records

Comparable Sales for 972 Joco Ln

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1009 Jewel Trl, Moneta, VA
0.73
Single-Family Home
$529,900
04/17/26
3
2
1,616
1173 Jewel Trl, Moneta, VA
0.94
Single-Family Home
$449,048
10/06/25
3
3
1,944
1093 Hales Ford Rd, Moneta, VA
0.73
Single-Family Home
$275,000
01/23/26
3
2.5
1,600
1093 Jewel Trl, Moneta, VA
0.83
Single-Family Home
$579,000
04/30/26
3
2
2,000
1204 Jewel Trl, Moneta, VA
0.95
Single-Family Home
$430,500
06/09/26
3
3
2,004
3676 Horseshoe Bend Rd, Goodview, VA
0.92
Single-Family Home
$450,000
08/01/25
3
3
2,560
1367 Virginia Woods Dr, Moneta, VA
1.05
Single-Family Home
$380,000
03/13/26
3
3
2,161
1185 Virginia Woods Dr, Moneta, VA
1.00
Single-Family Home
$372,000
01/16/26
3
3
2,600

Nearby homes

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Assigned Schools

These are the assigned schools for 972 Joco Ln.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Moneta

At least 24 Trulia users voted on each feature.

  • 97 % Say car is needed

  • 94 % Say it's quiet

  • 93 % Say parking is easy

  • 89 % Say there's wildlife

  • 86 % Say people would walk alone at night

  • 77 % Say yards are well-kept

  • 77 % Say it's dog friendly

  • 63 % Say there's holiday spirit

  • 54 % Say they plan to stay for at least 5 years

  • 53 % Say neighbors are friendly

  • 48 % Say kids play outside

  • 48 % Say there are community events

  • 15 % Say it's walkable to restaurants

  • 14 % Say streets are well-lit

Sourced by Trulia users. Learn more about our methodology.
  • Atotrwe
    "Nice lake community. Great trustworthy people around to keep eyes on your property when you leave town."
    0
    Flag
  • Taylor Yarber
    "Some people walk dogs, friendly. Nice easy walking, good views, not a lot of car traffic, dog friendly."
    0
    Flag
  • Larry T.
    "plenty of area to walk or let a dog run and play. would not have to worry about cars or other vehicles hitting there dog."
    1
    Flag
  • Martha K.
    "Absolutely! We are very dog friendly, I have a fenced yard so we throw doggie get-togethersmfrequently."
    0
    Flag
  • Smler
    "Meet lots of people at the lake. Some live here and many are tourists. We are a welcoming community. "
    0
    Flag
  • Erin L. Fraser
    "Moneta is a pretty little community nestled in with Smith Mountain Lake. Lynchburg is to it's east; Roanoke to its west. there's all sorts of things to do, especially outside activities. "
    1
    Flag
  • Claudia B.
    "It is a very safe neighborhood for children to play in with their friends. It’s also pet friendly with us very nice for families to be able to take their pets for walks daily. "
    0
    Flag
  • Ssheppard
    "Respectful drivers and great place for walks. Lack of streetlights can be a problem. Neighbors are friendly and many are dog owners themselves"
    0
    Flag
  • Daniel M.
    "It’s very quiet, and almost a 30 minute drive to the grocery store. Roughly and hour drive to get into town. VERY peaceful"
    26
    Flag
  • Larrytimmins41
    "this is a lake front community and there are many water sport and boatying activities and swimming"
    0
    Flag
  • Barry B.
    "I have lived and worked here for 15 years. It is a great community where so many are involved and make it better all the time. "
    0
    Flag
  • davtrain
    "Visited there. nice neighborhood. great views"
    0
    Flag
  • Rick C.
    "I live at Smith Mountain Lake, having purchased a home here in 1995. As for peaceful setting and tranquility it can not be beat. No traffic, no hurry and friendly people."
    0
    Flag
  • bobbybill
    "This is a great quiet neighborhood. No thru traffic. Close to a lot of activities. Great schools."
    0
    Flag
  • REG A. A. G.
    "Great location in Westlake Town Center, walk or take the Golf Cart provided to Groceries, Shopping & Cinema. Close to everything at Smith Mtn Lake - 1 mile to Westlake CClub, swimming pool, Tennis, & Golf. The Smith Mountain Lake Retirement village is close to medical facilities and has access to services from the Assisted Living Center next door. Safety, Convenience & independence, until you need assistance, with a Lake-Lifestyle!"
    0
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  • Deborah B.
    "Smith MOuntain Lake Virginia is one of Virginia's hidden treasures. A beautiful lake with plenty to do all year round. The retail infrastructure has grown to support year round driving. The weather is moderate with 4 delighful seasons. We do get a little winter but even when that comes you can still gt out and about. The lake has something for everyone from condo and townhomes to cottages to large estates. You can find older an new construction. so come check us out"
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  • Linda N.
    "The Park Shores community offers some of the most beautiful views, pristine waters and convenient proximity to Smith Mountain Lake State Park -- while still offering a quick and convenient drive to Downtown Moneta and Westlake for shopping and socializing. Located near the port for The Virginia Dare signtseeing paddlewheel boat, the Park Shores neighborhood overlooks beautiful wide-water and is in close proximity to the famous "S-Curve" of the lake. The neighborhood is filled with lovely homes and by evidence of two new custom-built properties in the construction process, it shows the viability and desirability of this part of Smith Mountain Lake. Who wouldn't want to live in Paradise?"
    0
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Off Market Homes Near 972 Joco Ln

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