97 Elm St, Oneonta, NY 13820
OFF MARKET

$182,000

Trulia Estimate
  • 9 Beds
  • 3.5 Baths
  • 2,722 sqft (on 0.33 acres)

97 Elm St, Oneonta, NY 13820

Est. Refi. Payment $1,258/mo*
Refinance Your Home
Currently Off Market - Sold Feb 3, 2025 for $150,000

Home Value

Trulia Estimate
$182K
Since last month
Increased$11K (+6.2%)
Since last year
Increased$31K (+20.5%)
Since last sale
Increased$32K (+21.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -15% in the last 10 years
MonthEstimated value
2026
August 2026$182K
August 2026$181K
July 2026$171K
June 2026$171K
May 2026$168K
April 2026$165K
March 2026$159K
February 2026$157K
January 2026$155K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
107 Elm, Oneonta, NY
0.07
Multi-Family Home
$338,600
12/18/25
9
4
3,105
23 Cedar St, Oneonta, NY
0.04
Multi-Family Home
$285,000
10/08/25
8
2
2,178
57-59 Maple St, Oneonta, NY
0.16
Multi-Family Home
$310,000
09/22/25
10
6
3,800
50-52 East St #50, Oneonta, NY
0.21
Multi-Family Home
$330,000
04/03/26
8
4
3,378
19-21 Otsego St, Oneonta, NY
0.58
Multi-Family Home
$210,000
01/07/26
7
3.5
2,994
16 Cedar St, Oneonta, NY
0.03
Multi-Family Home
$115,000
10/27/25
3
3
1,800
16-18 Brook St, Oneonta, NY
0.27
Multi-Family Home
$140,000
05/22/26
5
2
2,000
46 Church St, Oneonta, NY
0.42
Multi-Family Home
$290,000
06/12/26
10
4.5
3,768

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
16 Cedar St, Oneonta, NY 13820
0.03
$128,300
3
3
1,800
Off Market
11 Cedar St, Oneonta, NY 13820
0.05
$356,700
4
2.5
2,127
Off Market
23 Cedar St, Oneonta, NY 13820
0.04
$308,200
8
2
2,178
Off Market
25 Cedar St, Oneonta, NY 13820
0.05
$229,500
3
4
2,434
Off Market
107 Elm, Oneonta, NY 13820
0.07
$338,600
9
4
3,105
Recently Sold
81 Ford Ave, Oneonta, NY 13820
0.11
$268,100
3
2
2,083
Off Market
27 Cedar St, Oneonta, NY 13820
0.06
$365,000
12
4
5,983
For Sale
32 Linden Ave, Oneonta, NY 13820
0.10
$234,500
4
1.5
1,820
Off Market
78 Ford Ave, Oneonta, NY 13820
0.12
$253,800
6
3.5
3,276
Off Market
21 Linden Ave, Oneonta, NY 13820
0.13
$235,100
3
2
1,560
Off Market
3 Normal Ave, Oneonta, NY 13820
0.08
$230,000
3
1.5
2,068
Recently Sold

Local Information

  • Map ViewExplore the area around 97 Elm St.
  • Schools3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Multi-Family
Built in 1900
0.33 acre lot
2,722 sqft
$67/sqft
Garage

About this House

DIAMOND IN THE ROUGH! This is the time to transform this architecturally appealing three-family home, ideally situated between SUNY Oneonta, Hartwick College, and vibrant downtown Oneonta, into the showplace it deserves to be! Exterior features include a wrap-around porch with sweeping views, vinyl siding, asphalt shingle roof, replacement windows, a detached garage, and a metal exterior fire escape.
Currently, the interior has three separate three-bedroom apartments. The first and second floors have been gutted to the studs, providing a blank canvas for customization. The third-floor apartment has the potential for owner-occupancy during renovation. All renovation plans must be code-compliant. The full basement is solid with a natural gas boiler, three newer gas hot water heaters, and separate electric meters.
This property offers endless possibilities! Convert it into a single-family home or an owner-occupied rental property. Live in a portion and operate an in-home business. Put a dent in the housing shortage as use as a three-family multi-family property. This property enjoys a prime location with easy access to amenities, transportation, and educational institutions.
97 Elm St, Oneonta, NY 13820 is a 9 bedroom, 4 bathroom, 2,722 sqft multi-family built in 1900. It last sold for $150,000 on Feb 3, 2025 (21% below the $189,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $182,000, with a rent estimate of $1,091/month.
Last check for updates: about 23 hours ago
Listed by Olivia O'Donnell, (607) 434-4679
Keller Williams Upstate NY Properties
Joan G. Fox, (607) 434-4679
Keller Williams Upstate NY Properties
Bought with: Non Member Agent, Non Member Office
Originating MLS: Otsego-Delaware
Source: NYSAMLSs, MLS#R1568180

Home Details for 97 Elm St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Full,Sump Pump
Beds & Baths
Number of Bedrooms: 9Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2722 Square Feet
Appliances & Utilities
Utilities: Sewer Connected, Water ConnectedAppliances: Electric Water Heater
Heating & Cooling
Heating: Gas,Hot Water,SteamHas HeatingHeating Fuel: Gas
Fireplace & Spa
No FireplaceJetted Bath Tub
Windows, Doors, Floors & Walls
Window: Skylight(s)Flooring: Hardwood, Other, See Remarks, Varies
Levels, Entrance, & Accessibility
Stories: 3Number of Stories: 3Floors: Hardwood, Other, See Remarks, Varies

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: DeckExterior: DeckFoundation: Stone
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageParking Spaces: 1Parking: Garage,On Street
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Cumulative Days on Market: 22

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: ResidentialProperty Subtype: Triplex, Multi FamilyArchitecture: Triplex
Building
Construction Materials: Vinyl Siding
Property Information
Condition: ResaleParcel Number: 288.14157

Price & Status

Price
List Price: $189,900
Status Change & Dates
Off Market Date: Sat Oct 19 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: Oneonta
School Information
Elementary School District: OneontaJr High / Middle School District: OneontaHigh School District: Oneonta

Building

Building Area
Building Area: 2722 Square Feet

Community

Not Senior CommunityUnits in Building: 3

HOA

Association for this Listing: Otsego-Delaware

Lot Information

Lot Area: 0.33 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash

Rental Terms, Policies & Fees

Rent Includes: Other, See RemarksOwner Pays: Other, See Remarks

Miscellaneous

BasementMls Number: R1568180Living Area Range Units: Square FeetAttribution Contact: 607-434-4679Universal Property Id: US-36077-N-28814157-R-N

Price and Tax history

DateEventPrice
Feb 3, 2025
Source: NYSAMLSs #R1568180
Sold
$150,000
Jan 6, 2025
Source: NYSAMLSs #R1568180
Pending
$189,900
Oct 21, 2024
Source: NYSAMLSs #R1568180
Contingent
$189,900
Sep 28, 2024
Source: NYSAMLSs #R1568180
Listed For Sale
$189,900
Aug 29, 2003
Source: N/A
Sold
$140,000

Market trends in Oneonta

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
63
10MoM

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Oneonta

At least 83 Trulia users voted on each feature.

  • 83 % Say it's dog friendly

  • 81 % Say car is needed

  • 79 % Say yards are well-kept

  • 77 % Say there are sidewalks

  • 76 % Say it's walkable to restaurants

  • 76 % Say parking is easy

  • 73 % Say there's holiday spirit

  • 70 % Say people would walk alone at night

  • 66 % Say there's wildlife

  • 63 % Say kids play outside

  • 57 % Say streets are well-lit

  • 53 % Say neighbors are friendly

  • 51 % Say they plan to stay for at least 5 years

  • 51 % Say it's quiet

  • 37 % Say it's walkable to grocery stores

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akiva T.
    "Nice clean safe neighborhood, no traffic jams. You can most things at local stores in town. Winter is cold and summer is nice. Biggest issue we've had was with getting contractors to do repair work on our house, many in that field are charlatans as well as overpriced. Be prepared to do things yourself. "
    0
    Flag
  • Victoria Jade
    "It is too busy to walk your dog on the streets. You would have to drive to walk your dog. You cannot walk in the sidewalk bc there is none"
    0
    Flag
  • Lynn_lynn69
    "There’s a dog park near and a great place to raise a dog. Petcostore close by as well which is nice. "
    0
    Flag
  • Tishcs1
    "Very pet friendly neighborhood. Walking trail near by. The school property has a nice large field to let dogs run. Nearby the town has a pool and tennis courts with a smaller field to play with your dogs."
    13
    Flag
  • Lori F.
    "Oneonta and Otsego County have two great Colleges. big city type businesses with small town charm. school system is solid. near Cooperstown Baseball Hall of fame. "
    0
    Flag
  • John L.
    "It is a friendly and safe neighborhood. People obey the leash and pooper clean up law. There are no leash parks for dogs to run free."
    0
    Flag
  • Sassiemaefrass
    "Not everyone has a Leash on their dog when outside. But it’s always been fine. Things are usually pretty quiet and private."
    0
    Flag
  • Mels3oak
    "We are walking distance to down town, restaurants, the park & hospital. Neighbors are very friendly and have become like family. We have lived in this area for 10+ years & love it."
    2
    Flag
  • Alicia D.
    "Dogs are definitely all over the neighborhood all the time. Not a lot of yard space within the city, obviously but very friendly and accepting people"
    1
    Flag
  • Keenamonae
    "Oneonta sucks, if you want to move here... DON’T. There’s deer running wild at night. If you have small children, under 3, there are no dentist for them. No real career opportunities, just restaurants."
    24
    Flag
  • kdniles28
    "I have lived in this neighborhood for three years now and I love it!!! My street is centrally located but is still a very quiet residential neighborhood with no college students. Quite frankly I believe Hazel Street the best street live on in the entire city of Oneonta!"
    9
    Flag
  • astorsteven
    "I just purchased a home in Oneonta, moving from the NYC area. I was looking for a better place to raise two kids and so far, I am very happy. Very friendly, safe area with plenty of privacy. "
    7
    Flag
  • Duke
    "Excellent access, easy walk to schools and colleges."
    3
    Flag
  • estrany
    "A wonderful area bordered by protected wetlands. Enjoy the convenience of easily accessible I88 and shopping, healthcare facilities, colleges, and recreation. Public transportation is available from here with scheduling with Oneonta Public transportation. Beautiful land and gardens. "
    0
    Flag
  • Tom T.
    "Oneonta is a wonderful place to live with 2 colleges that provide a variety of cultural events and a very stable economy. Lots of things to do from sports, community activities, music, and theater. "
    0
    Flag

LGBTQ Local Legal Protections

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-09-05 15:28:37 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.

Frequently asked questions about 97 Elm St

  • What is 97 Elm St estimated to be worth?
    Trulia's estimated value for 97 Elm St in Oneonta, NY is $182,000.
  • What is the price history for 97 Elm St?
    97 Elm St in Oneonta, NY last sold for $150,000 in February 2025.
  • Is Oneonta a buyer's or seller's market?
    Oneonta is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Oneonta?
    Residents describe Oneonta, NY as dog-friendly, well-kept, and pedestrian-friendly. See recently sold homes in Oneonta, NY.

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Off Market Homes Near 97 Elm St

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