9654 SW 40TH TERRACE, Ocala, FL 34476
Property image
Property image
FOR SALE
3D VIEW
0.48 ACRES

$399,900

Original price: $429,900
  • 4 Beds
  • 3 Baths
  • 2,397 sqft (on 0.48 acres)

9654 SW 40TH TERRACE, Ocala, FL 34476

Est. Mortgage $2,660/mo*
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Home Highlights

Parking
2 Car Garage
Outdoor
Patio
HOA
None
Price/Sqft
$167
Climate Control
Central, Heat Pump & Central Air
Listed
55 days ago

Local Information

  • Map ViewExplore the area around 9654 SW 40TH TERRACE.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to this beautifully maintained Triple Crown custom home offering 4 bedrooms, 3 full bathrooms, a separate private office and 2,397 square feet of bright, open living space on a fully fenced 0.48-acre lot. Fresh interior paint, large windows, high ceilings, 8-foot doors, tall baseboards, crown molding and wood-look ceramic tile give the home a polished, custom feel throughout the main living areas. The spacious family room is highlighted by an impressive coffered ceiling and triple sliding glass doors that open to the oversized screened and covered lanai, creating an easy connection between indoor and outdoor living. The kitchen overlooks the main living area and features granite countertops, a large center island, abundant cabinetry, stainless steel appliances and an eat-in dining area. A separate formal dining room and private office with a glass door provide added flexibility for work, study or additional living space. The desirable triple-split bedroom plan offers excellent privacy. Two secondary bedrooms share a full bathroom, while the separate fourth bedroom is located near another full bath, making it ideal for guests, multigenerational living or a private suite. The spacious primary suite includes two walk-in closets and a spa-inspired bathroom with dual vanities and an oversized glass-enclosed shower with multiple showerheads. Outside, enjoy the large screened lanai, hot tub, firepit area and expansive fenced backyard. Bring your chickens—there is no HOA, and chickens are permitted subject to applicable county regulations. The property also includes a substantial storage shed with electricity and a window air-conditioning unit, providing useful space for storage, hobbies or a workshop. Additional features include a two-car garage, inside laundry room with utility sink, energy-efficient windows and numerous custom details throughout. Located in a welcoming southwest Ocala neighborhood near Publix at Cherrywood, Freedom Public Library and the Heath Brook shopping area, with convenient access to Marshalls, DICK’S Sporting Goods, Barnes & Noble, Dillard’s, restaurants and everyday services.
Last check for updates: about 8 hours ago
Listing Provided by: Denny Troncoso, (407) 575-1327
COSO REALTY, (407) 575-1327
Originating MLS: Other
Source: Stellar MLS, MLS#R4911556
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 9654 SW 40TH TERRACE

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Primary Bathroom, Bathroom 3, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2397 Square Feet
Appliances & Utilities
Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Water Available, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Electric Dryer Hookup,Inside,Laundry Room,Washer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Spa: Above Ground, HeatedNo FireplaceHas a Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Ceramic Tile, Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Ceramic Tile, Luxury Vinyl
View
Has a ViewView: Trees/Woods
Security
Security: Security Lights, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Enclosed, Patio, ScreenedFencing: VinylExterior: Fire Pit, Rain GuttersFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener,Off Street
Frontage
Responsible for Road Maintenance: Public Maintained RoadRoad Surface Type: ConcreteNot on Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 53Days on Market: 55

Property Information

Year Built
Year Built: 2016
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, Stone, StuccoNot a New ConstructionNot Attached PropertyNo Additional ParcelsDoes Not Include Home Warranty
Property Information
Condition: CompletedParcel Number: 3507015006

Price & Status

Price
List Price: $399,900Price Per Sqft: $167
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: OCALACommunity: KINGSLAND COUNTRY ESTATE
School Information
Elementary School: Hammett Bowen Jr. ElementaryJr High / Middle School: Liberty Middle SchoolHigh School: West Port High School

Agent Information

Listing Agent
Listing ID: R4911556

Building

Building Area
Building Area: 3497 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: OtherNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.48 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: R4911556Showing Considerations: See RemarksShowing Requirements: ShowingTimeUniversal Property Id: US-12083-N-3507015006-R-N

Around this home

What Locals Say about Ocala

At least 1455 Trulia users voted on each feature.

  • 88 % Say car is needed

  • 82 % Say parking is easy

  • 82 % Say yards are well-kept

  • 78 % Say it's dog friendly

  • 73 % Say there's holiday spirit

  • 69 % Say it's quiet

  • 56 % Say kids play outside

  • 51 % Say people would walk alone at night

  • 50 % Say there's wildlife

  • 50 % Say they plan to stay for at least 5 years

  • 48 % Say neighbors are friendly

  • 39 % Say streets are well-lit

  • 36 % Say there are sidewalks

  • 36 % Say it's walkable to grocery stores

  • 28 % Say it's walkable to restaurants

  • 24 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Shirley Lewis
    "It's like a big cul-de-sac all roads connected in a circle only one way in and out. Large mature trees very safe and quiet neighborhood. "
    0
    Flag
  • Deloris B.
    ""My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district. Also a safe area."
    2
    Flag
  • Deloris B.
    "I've lived in this neighborhood going on 3 years. My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district. But mostly I feel safe, the neighbors look out fot each other and cameras everywhere ( lol)."
    0
    Flag
  • Deloris B.
    "My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district." I've lived here for the past 3 years it's been great."
    0
    Flag
  • Nurseleemy
    "Children park and water pad close by. Plenty of hiking trails. Club house offers a variety of activities."
    1
    Flag
  • Darthwolf65
    "People need to be cautious and watching their pets more. To many cats and dogs getting out of the yards roaming around. This contributes to animal attacking people the pet does not know."
    1
    Flag
  • Tgray74
    "Horses and lots of animal lovers , very beautiful trails parks recreation for kids schools are awesome"
    1
    Flag
  • Latorya Katiba
    "Liberty park always has events for children. This is a great part of Ocala to reside. It is very peaceful."
    0
    Flag
  • Flcracker0216
    "Need to choose your schools. Looking around will definitely help your kids out in the classroom …….."
    0
    Flag
  • Meiryn Gracia
    "Amazing and calm place to live. Around nature and peaceful. Nice people and friendly. Good neighbors "
    1
    Flag
  • Trulia User
    "People walk dogs all the time and if any go missing it seems like the community works together in saving stray animals and finding the owners . I feel like animals a pretty welcome here .. everyone has animals here. "
    1
    Flag
  • Mary Mcginnis
    "Traffic is bad. Poor infrastructure and rampant development. Great horse country. Never see kids playing outdoors."
    0
    Flag
  • Trulia User
    "Getting around anywhere from here is great, im close by alot of stores only takes me 6-12 minutes publix, walmart, target, dollar store ! And my sons bus stop is practically in front of our house ! I love the convenience "
    1
    Flag
  • Felipe Gomez
    "The peaceful living you’ve been looking for laid back and relax…………………….. great place to raise a family "
    1
    Flag
  • Jessie Khalawan
    "Some people let their dogs run wild in the front of their homes but thankfully they tend to stay there. "
    1
    Flag
  • Tammie Young
    "They would like it but they all keep their dogs on a leash or in a dog house or in the backyard or in the yard or in the house or in the back of the yard "
    1
    Flag
  • Julie Ellis
    "Too much traffic too many other dogs being walked so you keep having to reroute yourself all the time because other dogs are coming at you and there’s just other cars coming down the road and it’s just a lot sometimes for dogs"
    1
    Flag
  • Maria Gonzalez
    "The neighborhood is pretty quiet. It does get really dark. Not enough street lights. With all the land being destroyed around us there are more and more sightings of bears etc. Always keep your pets on a leash and carry a blow horn, pepper spray and maybe even a taser. You never know is when you might have to try to rescue your fur baby. Better safe than sorry. "
    1
    Flag
  • Kjames81
    "I’ve lived in this neighborhood for about 15 years. I have only had my packages stolen once. It’s pretty clean and the neighbors are friendly."
    0
    Flag
  • Jethele
    "The area is beautiful with all the horse farms and all the agriculture in the surrounding areas. It is close to everything; beaches and theme parks."
    0
    Flag
  • Theegreenhuman
    "Down to Ocala in the parks and libraries put on many events for families and their children to attend all the time there’s always something happening and almost every store. You can see many of the vents advertise somewhere."
    0
    Flag
  • Oasis T.
    "Quiet neighborhood in the fastest growing area in the country. Peaceful street absent of traffic, crime, and rental properties. The residents of this neighborhood take pride, maintain, and upgrade their homes accordingly. Unlike the Shores or Marion Oaks where you will find an abundance of homes for sale, the turnover rate in this neighborhood is rare and the residents have all lived here for years."
    0
    Flag
  • Emmanuel Roman
    "My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district."
    18
    Flag
  • Trulia User
    "Great place to live and this has to be the nicest weather in the entire country. It’s an affordable place to live in Florida "
    6
    Flag
  • Nick
    "Too many people have moved here and the traffic is awful!! DOT has not updated any roads or lights and a once 15 minute commute is now 45. "
    14
    Flag
  • Diane Perez
    "There are Not many sidewalks to walk on. There are a lot of grassy areas which is good, lots of dog friendly places too. "
    7
    Flag
  • Trulia User
    "What a great neighborhood to raise kids in plus the houses are affordable their sidewalks everywhere"
    3
    Flag
  • Amelia Secki
    "I’ve lived here my entire life. I was born in 2000 and am turning 24 in October. Ocala has some things for little children, but it mainly caters to the adult and wealthy populations (ie, downtown & WEC). There is little to nothing to do as a teenager/young adult, or a poor person, for free or low cost. Ocala’s refusal to cater to the young adult and poor population has been a very direct contributor to the rise of drug use and violent crime. "
    11
    Flag
  • Bolofamily
    "We have a community recreation center that has a gym, billiards, pickleball, basketball and tennis courts along with outdoor trail."
    3
    Flag
  • Modsires
    "Very neighborly area with great parks and convenient shopping. Safe area low crime. Very quiet and peaceful. Area is well liked by residents. Lots of pride of ownership. "
    2
    Flag
  • Trulia User
    "Lots for fur parents around here and lots of areas to walk them. There is also the 49th Trailhead hiking trails, there are paved walking trails. I ride my E-Trike from my house to the trailhead. "
    3
    Flag
  • Trulia User
    "There are friendly neighbors in our neighborhood and the parks are nice. The restaurants are 15-25 minutes away."
    0
    Flag
  • Trulia User
    "The weather here is amazing! The Neighborhood is a diverse area with many friendly people. Lots of people walk on the long sidewalk that rust along Marion Oaks Trail. There is also endless paved/dirt trails to ride on the Green Way. I ride my E-trike to the trailhead on 49th ave, it’s 10 minutes from my house, there is another trailhead near by as well. There’s a 2 story Publix, 711, hair place, nail place and a Walmart within 5 miles from here. Plus the Beach is 45 minutes away. The Rainbow River is 20 minutes away And they are all super easy to find. "
    1
    Flag
  • Shannonlamarche
    "There is public transportation if you are in to that sort of thing. There are many sidewalks and the neighborhood is also golf cart friendly."
    1
    Flag
  • Kim Martin
    "I love my neighborhood I have lived here six years and everyone is friendly and looks out for each other."
    1
    Flag
  • Janmorin
    "It’s a planned unit development that is well managed and great for 55+ residents. Many activities are available for folks to take part in. It’s one of the largest such communities in central Florida. "
    0
    Flag
  • Angelfury3
    "you need a car to get around there’s not shops close by. Bus route is close within walking distance "
    0
    Flag
  • Denise N.
    "peaceful and easy. nothing is far. and we have the new world equestrian center opening soon. it will be a amazing place to live. "
    0
    Flag
  • Trulia User
    "I've lived in this neighborhood for 12yrs and I love it The people here are very friendly and looks out for one another "
    0
    Flag
  • Sonyayyoung
    "Live close to the drive in theater, walking track within a mile. And close to Publix and shops. Love the convenience. "
    0
    Flag

Market trends in Ocala

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$261K
$6.65KMoM
Sale-to-List Price
97.6%
0.2%MoM
Price per sq ft
$161
$0MoM
Available listings
2459
58MoM

Home Value

Trulia Estimate
$394K
Since last month
Decreased$46K (-10.5%)
Since last year
Decreased$32K (-7.6%)
Since last sale
Increased$59K (+17.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +1,135% in the last 10 years
MonthEstimated value
2026
August 2026$394K
July 2026$440K
June 2026$433K
May 2026$436K
April 2026$432K
March 2026$433K
February 2026$432K
January 2026$429K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
9563 SW 40TH TERRACE, Ocala, FL
0.10
Single-Family Home
$455,000
05/06/26
4
3
2,673
9676 SW 40TH TERRACE, Ocala, FL
0.02
Single-Family Home
$397,000
02/20/26
3
2
2,121
9553 SW 42ND AVENUE, Ocala, FL
0.15
Single-Family Home
$455,500
10/22/25
4
3
3,000
9632 SW 40TH COURT, Ocala, FL
0.10
Single-Family Home
$397,330
04/11/26
4
3
2,337
9710 SW 38TH AVENUE, Ocala, FL
0.10
Single-Family Home
$358,000
01/30/26
4
2
1,842
9552 SW 40TH TERRACE, Ocala, FL
0.11
Single-Family Home
$360,000
10/15/25
4
2
1,873
9615 SW 40th Ter, Ocala, FL
0.03
Single-Family Home
$339,999
07/24/26
3
2
1,796
9609 SW 40TH TERRACE, Ocala, FL
0.07
Single-Family Home
$325,000
08/07/26
3
2
1,741
4258 SW 96TH PLACE, Ocala, FL
0.22
Single-Family Home
$372,928
02/24/26
4
2
1,873
4027 SW 100th St, Ocala, FL
0.32
Single-Family Home
$329,760
05/22/26
4
2
2,053

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
9676 SW 40TH TERRACE, Ocala, FL 34476
0.02
$397,000
3
2
2,121
Recently Sold
9636 SW 40TH TERRACE, Ocala, FL 34476
0.02
$459,900
4
3
2,950
For Sale
9615 SW 40th Ter, Ocala, FL 34476
0.03
$339,999
3
2
1,796
Recently Sold
9776 SW 40TH TERRACE, Ocala, FL 34473
0.08
$363,500
4
2
2,043
Off Market
9709 SW 40TH COURT, Ocala, FL 34476
0.08
$363,300
4
2
2,043
Off Market
9785 SW 40TH TERRACE, Ocala, FL 34476
0.11
$336,400
3
2
2,024
Off Market
9690 SW 38TH AVENUE, Ocala, FL 34476
0.09
$446,600
3
2
2,155
Off Market
9710 SW 38TH AVENUE, Ocala, FL 34476
0.10
$358,000
4
2
1,842
Recently Sold
9609 SW 40TH TERRACE, Ocala, FL 34476
0.07
$325,000
3
2
1,741
Recently Sold
9632 SW 40TH COURT, Ocala, FL 34476
0.10
$397,330
4
3
2,337
Recently Sold
9563 SW 40TH TERRACE, Ocala, FL 34476
0.10
$455,000
4
3
2,673
Recently Sold

Price and Tax history

DateEventPrice
Aug 21, 2026
Source: Stellar MLS #R4911556
PriceChange
$399,900
Price decreased by 7%
Aug 7, 2026
Source: Stellar MLS #R4911556
PriceChange
$429,900
Price decreased by 4%
Jul 14, 2026
Source: Stellar MLS #R4911556
PriceChange
$449,900
Price decreased by 2%
Jul 2, 2026
Source: Stellar MLS #R4911556
Listed For Sale
$459,900
Mar 26, 2021
Source: Stellar MLS #OM615880
Sold
$335,000

LGBTQ Local Legal Protections

Denny Troncoso, COSO REALTY, (407) 575-1327
Agent Phone: (407) 575-1327

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Frequently asked questions about 9654 SW 40TH TERRACE

  • What is the estimated monthly payment for 9654 SW 40TH TERRACE?
    Based on a $399,900 list price with 20% down at today's rates, the estimated monthly payment for 9654 SW 40TH TERRACE in Ocala, FL is approximately $2,681 (about $2,066 principal & interest, $540 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 9654 SW 40TH TERRACE compare to homes in Ocala?
    9654 SW 40TH TERRACE in Ocala, FL is listed at $399,900, about 53% above the $261K median sale price in Ocala.
  • What do residents say about Ocala?
    Residents describe Ocala, FL as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Ocala, FL.
  • What are the closest schools to 9654 SW 40TH TERRACE?
    The closest schools to 9654 SW 40TH TERRACE in Ocala, FL are Hammett Bowen Jr. Elementary School (Pre-K, rated 3/10), Liberty Middle School (rated 5/10), West Port High School (rated 4/10).
  • Does 9654 SW 40TH TERRACE have air conditioning?
    Yes, 9654 SW 40TH TERRACE in Ocala, FL has air conditioning.
  • Does 9654 SW 40TH TERRACE have laundry facilities?
    Yes, 9654 SW 40TH TERRACE in Ocala, FL has in-unit laundry.
9654 SW 40TH TERRACE, Ocala, FL 34476 is a 4 bedroom, 3 bathroom, 2,397 sqft single-family home built in 2016. This property is currently available for sale and was listed by Stellar MLS on Jul 2, 2026. The MLS # for this home is MLS# R4911556.