95 Saint Simon Cir, Miramar Beach, FL 32550
Property image
Property image
FOR SALE

95 Saint Simon Cir
Miramar Beach, FL 32550

  • 4 Beds
  • 3.5 Baths
  • 2,216 sqft

$875,000

Original price: $899,000
Est. Mortgage $5,224/mo*
Get Pre-Qualified

$875,000

Original price: $899,000
Est. Mortgage $5,224/mo*
Get Pre-Qualified
4 Beds
3.5 Baths
2,216 sqft

Home Highlights

Parking
1 Car Garage
Outdoor
Patio
Climate Control
Heating & Cooling
Price/Sqft
$395
Listed
180+ days ago

Local Information

  • Map ViewExplore the area around 95 Saint Simon Cir.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods.
The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.

Home Details for 95 Saint Simon Cir

Interior Features

Interior Details
Number of Rooms: 13Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Dining Area, Garage, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2216 Square Feet
Appliances & Utilities
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water HeaterDishwasherDisposalDryerLaundry: Washer/Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Hardwood, TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Floors: Hardwood, Tile
View
No View
Security
Security: Smoke Detector(s)
Room & Shared Space
Shared space is furnished

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Covered, PatioFencing: PrivacyExterior: Outdoor Grill, Balcony, Private YardFoundation: Slab
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageParking Spaces: 1Parking: Garage Door Opener,Garage
Frontage
Road Surface Type: PavedNot on Waterfront

Days on Market

Days on Market: 180+

Property Information

Year Built
Year Built: 2004
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Beach House
Building
Construction Materials: Block, Siding CmntFbrHrdBrdNot a New ConstructionNot Attached Property
Property Information
Condition: Construction CompleteParcel Number: 292S21429700000220

Price & Status

Price
List Price: $875,000Price Per Sqft: $395

Active Status

MLS Status: Active

Location

Direction & Address
City: Miramar BeachCommunity: EMERALD WATERS VILLAGE
School Information
Elementary School: Van R ButlerJr High / Middle School: Emerald CoastHigh School: South Walton

Agent Information

Listing Agent
Listing ID: 992115

Building

Building Area
Building Area: 2216 Square Feet

Community

Community Features: BBQ Pit/Grill, Beach, Deed Access, Gated, Picnic Area, Pool, Short Term Rental - Allowed

HOA

HOA Fee Includes: Maintenance Grounds, Land Recreation, ManagementHas an HOA

Lot Information

Lot Area: 3195 sqft

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 992115

Additional Information

BBQ Pit/GrillBeachDeed AccessGatedPicnic AreaPoolShort Term Rental - Allowed
Last check for updates: about 2 hours ago
Listing courtesy of The Jonathan Hill Team, (205) 370-5905
Legacy Hill Realty
Angela D Skillingstad, (318) 294-2029
Legacy Hill Realty
Source: ECAOR, MLS#992115
Also Listed on ECAOR, My State MLS.

Market trends in Miramar Beach

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$743K
$41.5KMoM
Sale-to-List Price
95.9%
0.2%MoM
Price per sq ft
$498
$16MoM
Available listings
897
6MoM

Price History for 95 Saint Simon Cir

DatePriceEventSource
06/07/2026$875,000PriceChange
ECAOR #992115
03/20/2026$899,000PriceChange
ECAOR #992115
01/05/2026$925,000Listed For SaleECAOR #992115
12/03/2025$900,000ListingRemovedECAOR #958449
07/28/2025$900,000PriceChange
ECAOR #958449
06/25/2025$1,000,000PriceChange
ECAOR #958449
04/03/2025$950,000PriceChange
ECAOR #958449
03/27/2025$955,000PriceChange
ECAOR #958449
03/14/2025$960,000PriceChange
ECAOR #958449
10/03/2024$965,000PriceChange
ECAOR #958449
09/04/2024$975,000Listed For SaleECAOR #958449
08/29/2024ListingRemovedECAOR #943656
03/29/2024$995,000PriceChange
ECAOR #943656
03/02/2024$1,050,000Listed For SaleECAOR #943656
11/28/2023ListingRemovedECAOR #931405
10/13/2023$995,000PriceChange
ECAOR #931405
09/01/2023$1,050,000Listed For SaleECAOR #931405
12/23/2021$122,500Sold
N/A
06/29/2015$435,000Sold
ECAOR #716098
05/14/2015$465,000PriceChange
Agent Provided
03/26/2015$470,000PriceChange
Agent Provided
01/29/2015$475,000PriceChange
Agent Provided
10/15/2014$499,000Listed For SaleAgent Provided
04/23/2009$465,000Sold
N/A
05/11/2005$805,000Sold
N/A

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Property Tax and Assessment

Year2025
Tax$7,031
Assessment$778,087
Home facts updated by county records

Comparable Sales for 95 Saint Simon Cir

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
77 Saint Francis Dr N, Miramar Beach, FL
0.06
Single-Family Home
$1,005,000
06/05/26
4
3.5
2,256
43 Ciboney St, Miramar Beach, FL
0.10
Single-Family Home
$980,000
05/28/26
4
4.5
2,396
36 Saint Francis Dr S, Miramar Beach, FL
0.16
Single-Family Home
$1,300,000
07/27/26
4
3.5
2,111
70 Ruth St, Miramar Beach, FL
0.13
Single-Family Home
$915,000
05/22/26
4
4
2,592
52 Le Soleil Dr, Miramar Beach, FL
0.23
Single-Family Home
$955,000
08/29/25
4
3
2,103
91 Charlotte Ave, Miramar Beach, FL
0.11
Single-Family Home
$1,400,000
11/25/25
4
3.5
2,650
92 Ciboney St, Miramar Beach, FL
0.12
Single-Family Home
$200
04/09/26
4
4.5
2,400

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 95 Saint Simon Cir.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Miramar Beach

At least 156 Trulia users voted on each feature.

  • 82 % Say it's dog friendly

  • 79 % Say car is needed

  • 78 % Say people would walk alone at night

  • 73 % Say it's quiet

  • 67 % Say there's holiday spirit

  • 65 % Say it's walkable to restaurants

  • 62 % Say parking is easy

  • 61 % Say kids play outside

  • 60 % Say there are sidewalks

  • 56 % Say streets are well-lit

  • 55 % Say yards are well-kept

  • 51 % Say it's walkable to grocery stores

  • 50 % Say they plan to stay for at least 5 years

  • 40 % Say neighbors are friendly

  • 32 % Say there's wildlife

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Chigee Jan Cloninger
    "Very little in the way of get-togethers. Most “neighbors” are visitors. There are a handful who exercise together and occasionally lunch. "
    0
    Flag
  • Sue Shiffer
    "A great neighborhood, clean, a park, medical & shopping nearby. A nice safe place to raise children or for singles. "
    0
    Flag
  • Magicsibs
    "We love this area! Great shopping, safe, and beautiful beaches. I would recommend it to anyone looking for second home or a primary residence. Neighbors are great, and dogs are welcome!"
    0
    Flag
  • Amy Tufveson Adamo
    "My neighborhood is mostly weekly renters. There are no real community events. It is mostly a tourist spot"
    0
    Flag
  • Sue Shiffer
    "I feel safe in this neighborhood. This area is so convent be it groceries, restaurants, or medical."
    0
    Flag
  • Melodie Sorensen
    "Sandestin is an older area with lots to do. Our particular area is dog friendly with no kids (Fairways)"
    0
    Flag
  • Trulia User
    "I came from Texas and love it here! It’s a great community with many amenities. Golf, fishing, pools, cafes and much more. I think many people will love this neighborhood. It feel very safe. I have seen multiple people running, walking and exercising as well. "
    2
    Flag
  • Jeanene C.
    "Beautiful area. Mainly investment properties but a few locals. Pretty slow/bland during the winters, but weather very nice most of the time."
    8
    Flag
  • Kstarrzzz
    "there are no playgrounds nearby. just beach. in the winter you will have to drive to play. hard for littles to bikeride. "
    5
    Flag
  • Juliann.fletcher
    "Good schools, friendly communities, lots of great outdoor and community activities available. Clean and safe living."
    2
    Flag
  • Jerry J.
    "Crime free area, superb dining choices, great weather all year round, lots of family entertainment and fun and awesome beaches. "
    2
    Flag
  • Jeanene C.
    "Ubsr or your own vehicle is pretty much it that you can rely on, other than renting a golf cart or scooter."
    0
    Flag
  • Jerry J.
    "It is very safe here. No crime and nice weather and friendly people and neighbors all around and plenty of activities "
    3
    Flag
  • Cdaugherty428
    "We have movie nights at the pool and neighborhood pot lucks. There are community grills and it’s a wonderful pool area and courtyard "
    3
    Flag
  • Renee L.
    "I love it here! The beach is so beautiful! It’s clean, quiet in the winter. Even in tourists season, it’s still not too crowded. Location is great, close to everything!"
    0
    Flag
  • Annie
    "Lots of people have dogs and it’s a very dog-friendly area. There’s an unleashed dog park not far away. They are dog-focused activities throughout the year!"
    5
    Flag
  • Catherine E.
    "Every minute of every day you are almost 100% likely to see someone walking their dog(s). Very friendly community full of pet lovers!"
    0
    Flag
  • Kc
    "i can't site anything specific because this is a community that is primarily vacation oriented. we try to be neighborly, but it is a come and go type of thing - a Florida problem when you live within steps to the gulf. "
    1
    Flag
  • Kunal D.
    "Love this place. Been here for years walking distance to bars restaurants and the beach . 1 mile away from grocery stores and shopping"
    0
    Flag
  • Renee L.
    "Easy during winter months. It gets very busy during summertime. Safety is a concern with pedestrians crossing scenic 98"
    0
    Flag
  • Ginger C.
    "This area is primarily vacationing people. Spring break is often full of college aged visitors, while the off season sees mostly snow birds. "
    0
    Flag
  • Crystal W.
    "Lots of great sidewalks to walk ur pups on with great views of the ocean! Tons of other dogs all around to say hi to!"
    4
    Flag
  • Bobby
    "Beach access is great, food access is great. All around great place. Friendly people in the neighborhood. "
    0
    Flag
  • Chelsea C.
    "Mostly tourists in peak season but those who are long term lease or own here are great. Extremely safe, don’t have to keep the front door locked kinda place. Neighbors look out for each other. Wonderful. "
    0
    Flag
  • Karah Y.
    "The public school system is great. There are a lot of young families and the community is very family friendly. I have lived in the area for 30 years."
    0
    Flag
  • Richardson Lynn
    "Dogs on A leash are welcome everywhere. they are also welcome outside at many restaurants inside the gates. "
    0
    Flag
  • Magicsibs
    "Lots of families, kid activities, beautiful beaches make this a terrific area!! Kids can ride bikes, play in the neighborhood pools, walk their dogs or golf cart over to the beach. Sandestin is terrific!"
    0
    Flag
  • Shannon B.
    "Very good for dogs. Good weather. Lots of space. Can go on pretty decent long walks to the beach or down the street. "
    0
    Flag
  • louise V
    "Dog walkers are a regular sight in this neighborhood. The owners are very responsible and clean up after their fur babies. All the dog owners say hello to each other and all the dogs I have seen are friendly."
    2
    Flag
  • Mark
    "Several dogs in neighborhood and a nice area to walk the dog around the block. Just be sure to pick up after your dog as the rest of homeowners does. "
    0
    Flag
  • Tuscanaplace
    "dog friendly safe gated communities with beautiful white sand beaches. high traffic in Sumner months, great low key community in winter with temperatures in the 50 and 60s "
    0
    Flag
  • Kerriconway65
    "Owned here for 12 years but live in another state. Love this area and always look forward to being here. It’s our happy place!"
    2
    Flag
  • Lynnr1
    "Can go by golf cart everywhere and everything is here. Grocery stores restaurants the beach. Paradise at the sandestin golf and beach resort. "
    1
    Flag
  • Lynnr1
    "I have lived her since 2006 Our neighborhood is wonderful along with the ability to walk or,take a golf cart wherever we need to go. Beach is 5 minutes away. Perfect lifestyle for us. "
    0
    Flag
  • Lynnr1
    "Sandestin Golf and Beach resort is a unique gated community with housing and amenities for everyone ,along with the best beaches in the country. I love the community and lifestyle along with great neighbors and friends. "
    0
    Flag

LGBTQ Local Legal Protections

The Jonathan Hill Team, Legacy Hill Realty
Agent Phone: (205) 370-5905
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189
95 Saint Simon Cir, Miramar Beach, FL 32550 is a 4 bedroom, 4 bathroom, 2,216 sqft single-family home built in 2004. This property is currently available for sale and was listed by ECAOR on Jan 5, 2026. The MLS # for this home is MLS# 992115.