895 Ellen Dr, Key Largo, FL 33037
Property image
Property image
FOR SALE

$1,400,000

  • 2 Beds
  • 2 Baths
  • 1,410 sqft

895 Ellen Dr, Key Largo, FL 33037

Est. Mortgage $9,449/mo*
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We estimate this home will sell faster than 98% nearby.

Home Highlights

Single-Family Home
Built in 1982
$993/sqft

Local Information

  • Map ViewExplore the area around 895 Ellen Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

New to the market, this 2 bedroom, 2 bath home offers a rare combination of an oversized lot, 75 feet of boat dockage, mature tropical landscaping, and direct access to the open bay. Nestled among native trees, including an impressive collection of beautiful, well-established Lignumvitae trees, the property offers a lush, private setting that is becoming increasingly difficult to find.

The home is a classic Sheffield House, a unique Keys-style frame home constructed above steel columns. Inside, vaulted ceilings create an open, airy feel, while the existing layout offers a comfortable home that is livable as-is with plenty of opportunity to update and make it your own.

For the boating enthusiast, the location is exceptional. The canal leads directly to the open bay and the bayside entrance of Adams Cut, providing quick and convenient access to both the bay and ocean. With 75 feet of dockage, there is ample room to accommodate your boat and enjoy the Keys lifestyle right from your backyard.

The enclosed downstairs space is non-conforming and offers additional potential for storage, workshop space, or other uses, subject to local regulations.

Whether you're looking for a Keys getaway, a full-time residence, or an opportunity to renovate and create your own waterfront retreat, this property offers the location, land, dockage, and character to make it truly special.
Last check for updates: about 4 hours ago
Listing courtesy of Ashley Lindmar, Realtor, (305) 394-2815
Coldwell Banker Schmitt Islamorada
Source: FLKMLS, MLS#621045
Also Listed on FLKMLS.
We estimate this home will sell faster than 98% nearby.

Home Details for 895 Ellen Dr

Interior Features

Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1410 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Refrigerator, Range, Oven, MicrowaveDishwasherLaundry: Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Has CoolingAir Conditioning: Central Air,Ceiling Fans(s)
Windows, Doors, Floors & Walls
Flooring: Tile, Carpet
Levels, Entrance, & Accessibility
Floors: Tile, Carpet
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: Screened PatioOther Structures: Shed(s)Exterior: StorageNo Private Pool
Frontage
WaterfrontOn Waterfront

Days on Market

Days on Market: 13

Property Information

Year Built
Year Built: 1982
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Frame, Combo Construction
Property Information
Parcel Number: 00548200000000

Price & Status

Price
List Price: $1,400,000Price Per Sqft: $993

Active Status

MLS Status: Active

Location

Direction & Address
City: Key LargoCommunity: Twin Lakes (103.0)

Agent Information

Listing Agent
Listing ID: 621045

Building

Building Area
Building Area: 1410 Square Feet

HOA

HOA Fee Includes: NoneNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 9583.2 sqft

Offer

Listing Terms: No Seller Finance, Cash, Conventional

Miscellaneous

Mls Number: 621045

Around this home

What Locals Say about Key Largo

At least 96 Trulia users voted on each feature.

  • 92 % Say it's dog friendly

  • 84 % Say parking is easy

  • 79 % Say car is needed

  • 78 % Say yards are well-kept

  • 74 % Say people would walk alone at night

  • 72 % Say there's holiday spirit

  • 66 % Say it's quiet

  • 66 % Say they plan to stay for at least 5 years

  • 63 % Say it's walkable to restaurants

  • 55 % Say neighbors are friendly

  • 55 % Say kids play outside

  • 52 % Say there's wildlife

  • 47 % Say there are community events

  • 45 % Say it's walkable to grocery stores

  • 31 % Say streets are well-lit

  • 23 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Cn68dgn6hz
    "They have Dogs ism assuming they happy with the neighborhood as they are very much friendly is a very nice neighborhood "
    0
    Flag
  • Shaun Matthews
    "I drive everywhere I need to go. Golf carts are permissible in most neighborhoods. Everything is within a 5 min car ride. "
    0
    Flag
  • Dr.mahoney
    "We take care of each other in times of need hurricanes a good example. Animals are safe and people are friendly "
    0
    Flag
  • DC
    "Imagine living in a neighborhood where everyone knows each other and looks out for one another—where you can spend lazy afternoons lounging in beautiful parks or embark on thrilling marine adventures. Your kids will have a blast playing in sports leagues and attending top-notch schools. And the best part? The whole vibe is super chill and welcoming. That's the kind of community you'll find here!"
    0
    Flag
  • Carol Painter
    "Silver Shores is a beautiful 55 and older park! All yards are beautiful with grass, flowers, and trees! All the owners love it here!"
    0
    Flag
  • Deborah Clarke
    "Great neighbors, wonderful parks, beautiful sunsets, great church, great schools to choose from. The bond of our community. Every year our street throws an annual Keys Christmas Party. There is a sense of peace and connection knowing that you are safe and valued in your neighborhood. Everyone is so friendly, which makes it so inviting."
    0
    Flag
  • Karen M.
    "its a tourist spot area and very close to everything that you may need its a small city but very nice place"
    0
    Flag
  • Davius C.
    "It’s pretty dog friendly around here. I always see people walking their dogs. I have three of my own. The neighbors wave and say hi to my dogs while they are walking their dogs"
    0
    Flag
  • Diamonddegree
    "Private and secluded neighborhood at the beginning of the Florida keys. Great diving and snorkeling options "
    1
    Flag
  • Stuart G.
    "my commute is 20 miles but with traffic it takes anywhere from 35 minutes to 2 hours. just depends on the traffic "
    1
    Flag
  • Danlsteadman
    "Dogs are welcome at local restaurants with outside seating. Water bowls are available at these restaurants. "
    0
    Flag
  • Lmgkeys
    "Safe area. Surrounded by the water. Good schools. Great fishing and boating. Kayak and canoeing. Small island nearby."
    0
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  • Virgil R.
    "There are lots of kids here and watchful parents. So it’s safe for them to play outside and ride their bikes on the back streets. The fathers are outside and monitoring the speed people drive. "
    0
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  • Ruthrich41
    "We have allowed activities here so we get acquainted with a lot of people in our area and you get to know them and you make friends here we have 240 homes in our compound and a lot of good neighbours are very good friends are here"
    1
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  • Virgil R.
    "It’s next to the ocean and boat launches and public pools And Public parks where you can walk your dog play tennis do a fitness circuit and volleyball and it’s raining in downtown so it’s easy to leave there and get something to eat"
    1
    Flag
  • mdasca
    "This area is unique because it is close to Miami yet feels like worlds away. This community had neighbors that all have a passion for boating. There is no place in the world like the Florida keys!"
    0
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  • sherieann2008
    "This is one of the friendliest communities I have ever lived in. The neighbors all know each other and watch out for everyone. We are close to all of the entertainment and dining we want but have the quiet and privacy of a small community - the best of both worlds"
    0
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  • Lian A.
    "GATED COMMUNITY WITH DEEP WATER DOCKAGE - FAMILY FRIENDLY"
    0
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  • Kathy D.
    "Key Largo is known for its commuting ease from the Miami Dade area. It has a great Aquatic center, lots of dining options and, as with the rest of the Keys, is known for its water sports which include fishing, diving, kayaking, snorkeling, jet skies etc. The Keys are considered the Caribbean of the US. All the beauty and nice people, no passport."
    0
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  • Alicia O. L.
    "I have lived here for 7 years and absolutely love it!!!! A.L."
    1
    Flag

Market trends in Key Largo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$1.4M
$41.67KMoM
Sale-to-List Price
95.7%
0.4%MoM
Price per sq ft
$803
$38MoM
Available listings
241
14MoM

Home Value

Trulia Estimate
$1.31M
Since last month
Increased$125K (+10.5%)
Since last year
Increased$230K (+21.3%)
Since last sale
Increased$1M (+446.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +115% in the last 10 years
MonthEstimated value
2026
September 2026$1.31M
August 2026$1.35M
July 2026$1.18M
June 2026$1.19M
May 2026$1.18M
April 2026$1.16M
March 2026$1.18M
February 2026$1.17M
January 2026$1.16M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
708 N Lake Dr, Key Largo, FL
0.16
Single-Family Home
$630,000
06/26/26
2
2
1,280
974 Shaw Dr, Key Largo, FL
0.15
Single-Family Home
$2,150,000
05/08/26
2
2
1,216
782 Bostwick Dr, Key Largo, FL
0.13
Single-Family Home
$1,900,000
02/23/26
3
2
1,785
201 Pimlico Ln, Key Largo, FL
0.29
Single-Family Home
$1,300,000
07/02/26
3
2
1,344
667 N Lake Dr, Key Largo, FL
0.21
Single-Family Home
$1,180,000
12/05/25
3
2
1,606
535 Plante St, Key Largo, FL
0.48
Single-Family Home
$650,000
01/09/26
3
2
1,216
877 Ellen Dr, Key Largo, FL
0.13
Single-Family Home
$1,325,000
03/18/26
3
4
1,850
1003 Gibraltar Rd, Key Largo, FL
0.68
Single-Family Home
$639,000
06/24/26
2
2
1,350

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
889 Ellen Dr, Key Largo, FL 33037
0.05
$2,175,000
4
3
2,216
Recently Sold
894 Ellen Dr, Key Largo, FL 33037
0.03
$1,999,000
3
2.5
2,100
For Sale
984 Shaw Dr, Key Largo, FL 33037
0.08
$2,325,000
3
2
1,530
For Sale
982 Shaw Dr, Key Largo, FL 33037
0.09
$2,100,600
3
2
1,987
Off Market
1000 Shaw Dr, Key Largo, FL 33037
0.06
$2,269,300
3
3
2,148
Off Market
877 Ellen Dr, Key Largo, FL 33037
0.13
$1,325,000
3
4
1,850
Recently Sold
782 Bostwick Dr, Key Largo, FL 33037
0.13
$1,900,000
3
2
1,785
Recently Sold
974 Shaw Dr, Key Largo, FL 33037
0.15
$2,150,000
2
2
1,216
Recently Sold
1005 Adams Dr, Key Largo, FL 33037
0.10
$2,724,600
4
3.5
2,800
Off Market
784 Bostwick Dr, Key Largo, FL 33037
0.13
$250,000
-
-
-
Recently Sold
873 Ellen Dr, Key Largo, FL 33037
0.16
$1,837,100
3
3
1,696
Off Market

Price and Tax history

DateEventPrice
Aug 21, 2026
Source: FLKMLS #621045
Listed For Sale
$1,400,000
Aug 28, 2000
Source: FLKMLS #503187
Sold
$239,000
Nov 20, 1998
Source: N/A
Sold
$185,500

LGBTQ Local Legal Protections

Ashley Lindmar, Realtor, Coldwell Banker Schmitt Islamorada
Agent Phone: (305) 394-2815
MLS Internet Data Exchange (IDX) information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the Florida Keys MLS.

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Frequently asked questions about 895 Ellen Dr

  • What is the estimated monthly payment for 895 Ellen Dr?
    Based on a $1,400,000 list price with 20% down at today's rates, the estimated monthly payment for 895 Ellen Dr in Key Largo, FL is approximately $9,552 (about $7,330 principal & interest, $2,147 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 895 Ellen Dr compare to homes in Key Largo?
    895 Ellen Dr in Key Largo, FL is listed at $1,400,000. The median sale price in Key Largo is $1.4M.
  • What do residents say about Key Largo?
    Residents describe Key Largo, FL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Key Largo, FL.
  • What are the closest schools to 895 Ellen Dr?
    The closest schools to 895 Ellen Dr in Key Largo, FL are Coral Shores High School (rated 5/10), Key Largo School (Pre-K/Elementary/Middle, rated 8/10).
  • Does 895 Ellen Dr have air conditioning?
    Yes, 895 Ellen Dr in Key Largo, FL has air conditioning.
  • Does 895 Ellen Dr have laundry facilities?
    Yes, 895 Ellen Dr in Key Largo, FL has laundry facilities.
895 Ellen Dr, Key Largo, FL 33037 is a 2 bedroom, 2 bathroom, 1,410 sqft single-family home built in 1982. This property is currently available for sale and was listed by FLKMLS on Aug 21, 2026. The MLS # for this home is MLS# 621045.