8511 Dreams Float Ct, Panama City Beach, FL 32413
Property image
Property image
FOR SALE

$415,000

Original price: $429,999
  • 2 Beds
  • 2 Baths
  • 1,472 sqft

8511 Dreams Float Ct, Panama City Beach, FL 32413

Est. Mortgage $3,062/mo*
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Home Highlights

Single-Family Home
Built in 2024
$282/sqft
Garage
HOA $341/mo

Local Information

  • Map ViewExplore the area around 8511 Dreams Float Ct.
  • Schools2 Preschool Schools2 Elementary Schools1 Middle School2 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

Priced to SELL! Amazing Aloha floor plan on a gorgeous private lot. Experience coastal-inspired living in this beautifully maintained Aloha Cottage located in Latitude Margaritaville Watersound. Featuring two bedrooms plus a versatile den, this popular floor plan offers flexible living space and an open-concept design that blends comfort, functionality, and style.

The standout feature of this home is its exceptional location. Situated with preserve space on both sides, it offers a level of privacy rarely found among cottage homes and creates a peaceful setting surrounded by natural beauty. Enjoy morning coffee or evening relaxation from the screened porch while taking in the tranquil preserve views.

Inside, the spacious great room features vaulted ceilings and abundant natural light since you can keep the blinds open and still maintain privacy. The kitchen features a large center island, quartz countertops, upgraded cabinets, tile backsplash, and ample workspace for cooking and entertaining. A dedicated dining area provides the perfect setting for gatherings. The primary suite includes a generous walk-in closet, an ensuite bath with dual vanities, and a tiled walk-in shower. On the other side of the home, the guest bedroom and full bath provide spacious accommodations. The den offers endless possibilities as a home office, hobby room, media room, or additional guest space. Quality finishes throughout include Mohawk RevWood flooring in the main living areas, tile in wet areas, custom ceiling fans, and thoughtful design upgrades.

Beyond the home, residents enjoy access to an impressive collection of resort-style amenities, including a waterfront pool, restaurant, fitness center, indoor lap pool, spa, pickleball and tennis courts, kayaking, bocce ball, cornhole, live entertainment, and a full calendar of social activities. Additional shopping, dining, medical, and marina offerings are planned for the surrounding area, adding even more convenience and lifestyle opportunities.

Located just minutes from the Emerald Coast's renowned white-sand beaches, this home combines a private preserve setting with easy access to everything the area has to offer. HOA-maintained lawn care and scheduled exterior maintenance provide a low-maintenance lifestyle, allowing more time to enjoy the community and coastal surroundings.

Opportunities to own an Aloha Cottage with this level of privacy are uncommon. Come discover what makes this homesite one of the most desirable cottage locations in the Active 55+ community of Latitude Margaritaville Watersound!
Last check for updates: about 8 hours ago
Listing courtesy of Courtney Pantalena, (850) 738-4881
Coldwell Banker Realty
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#790952
Also Listed on ECAOR, CPAR, ECAOR.

Home Details for 8511 Dreams Float Ct

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Master Bedroom, Bedroom, Den, Dining Room, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Appliances & Utilities
Appliances: Electric Oven, Gas Water Heater
Heating & Cooling
Has CoolingAir Conditioning: Central Air
Fireplace & Spa
Spa: Community
Security
Security: Gated Community, Security Gate

Exterior Features

Exterior Home Features
Patio / Porch: Porch, ScreenedExterior: Porch
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageParking Spaces: 2Parking: Gated
Pool
Pool: Community
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 87Days on Market: 106

Property Information

Year Built
Year Built: 2024
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Florida
Building
Construction Materials: HardiPlank TypeNot a New ConstructionAttached To Another Structure
Property Information
Parcel Number: 32503500082

Price & Status

Price
List Price: $415,000Price Per Sqft: $282

Active Status

MLS Status: Active

Location

Direction & Address
City: Panama City BeachCommunity: Latitude at Watersound
School Information
Elementary School: West BayJr High / Middle School: SurfsideHigh School: Arnold

Agent Information

Listing Agent
Listing ID: 790952

Building

Building Area
Building Area: 1472 Square Feet
Community rooms
Fitness Center

Community

Community Features: Basketball Court, Boat Facilities, Business Center, Fitness Center, Media Room, Pool, Tennis Court(s), Community Pool, Gated

HOA

HOA Fee Includes: Association Management, Clubhouse, Fitness Facility, Maintenance Grounds, Pool(s), Recreation Facilities, Tennis CourtsAssociation for this Listing: Central Panhandle Association of REALTORSHas an HOAHOA Fee: $341/Monthly

Lot Information

Lot Area: 4100 sqft

Listing Info

Special Conditions: Listed As-Is

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 790952Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12005-N-32503500082-R-N

Additional Information

HOA Amenities: Game Room,Gated

Around this home

What Locals Say about Panama City Beach

At least 564 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 84 % Say it's dog friendly

  • 74 % Say there's holiday spirit

  • 72 % Say parking is easy

  • 70 % Say people would walk alone at night

  • 66 % Say yards are well-kept

  • 65 % Say it's quiet

  • 60 % Say kids play outside

  • 59 % Say it's walkable to restaurants

  • 52 % Say there are sidewalks

  • 50 % Say streets are well-lit

  • 50 % Say they plan to stay for at least 5 years

  • 49 % Say neighbors are friendly

  • 47 % Say it's walkable to grocery stores

  • 43 % Say there's wildlife

  • 27 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Lived in the neighborhood for 40 years short-term rentals have been the downfall to our community . And to think a realtor would advertise for up to 14 people is outrageous. All for a out-of-state buyer to start renting or a local person who doesn't live in it. Just a good way to ruin a good neighborhood. Now on the other hand, it would be a great house for family of three or four, but it doesn't really matter what we think. "
    6
    Flag
  • Bluemtnwolf
    "People are so friendly and homes are beautiful and just a few minutes from the beach. Love living here! N"
    0
    Flag
  • Cleon
    "Commute is easy"
    0
    Flag
  • Trulia User
    "An old fashioned neighborhood with many houses having front porches. Children can safely walk to friends' houses. Sidewalks are on all streets. Amenities include a gym, swimming pool, kayaks to use on the lake, pavillion and cook out facilities available for use. A great place for families. "
    0
    Flag
  • Trulia User
    "Margaritaville! Great place for active adults. Neighbors are wonderful, bands Friday and Saturday nights. Many activities. The on site restaurant has great food at good values. It has been more than I expected and I feel blessed to live here. ❤️❤️❤️❤️"
    0
    Flag
  • Trulia User
    "Movie nights, food events, performers brought in to entertain, fund raising events, chili cook off, cookie swap, bingo, food club, golfing, swimming, exercise, and more. "
    0
    Flag
  • Kelly Ellis
    "Community is very tight knit and very safe. A lot of attractions and live events. Beaches are breathtaking and are family friendly "
    0
    Flag
  • John C.
    "Shot commute, little traffic, that takes less than 15 minutes. I am also just as close to the beach!"
    1
    Flag
  • Patty Rivera
    "Festivals, concerts, fairs, arts & crafts, bike week, circus, food truck events, plays, musicals, church events, etc"
    0
    Flag
  • John C
    "Low traffic and a short commute were some of the reasons I moved here from a large city. Do have more traffic during the vacation periods."
    1
    Flag
  • Ether Leigh Luckey
    "Full time residents more than renters is definitely a plus. Love the fact you can have your pets. Golf carts are a plus as well. I love being near the lagoon to get in our boat for the day."
    3
    Flag
  • MW
    "It’s dog friendly and safe. No real complaints. There’s a handful of outdoor TNR’d cats on every street , but that has not been a problem for us, and in fact, the dogs love to watch and chase them lol "
    0
    Flag
  • Tiffescue
    "Like old school when you grew up as a kid. Very quiet but friendly. I can go on a walk and leave my door unlocked "
    1
    Flag
  • Hallmanclint
    "Easy to walk dogs. Plenty of quiet streets and parks to walk dogs. There is also a dog beach by the pier at Pier Park"
    0
    Flag
  • Trulia User
    "Average. 15-20 minutes to mall on days without traffic. On days with heavy traffic it can take up to any hour to get to the mall"
    1
    Flag
  • Hallmanclint
    "Lots of traffic. There is no real off season here anymore. Population of 18k people but 4.5 million visit and the infrastructure has not been updated to meet the traffic needs. "
    0
    Flag
  • Hoperecon88
    "I e lived here for 20+ years and I love it and the night life and day life and employment I luv it!"
    0
    Flag
  • Trulia User
    "Visiting and love to visit the neighborhoods. I want to move here each visit. I am still looking for our perfect house. "
    0
    Flag
  • Laurie Swartz
    "I do not know. I do not have a dog. I do t see a lot of dogs a few but not a lot. Most condo only allow owners to have pets"
    3
    Flag
  • Deborah Leigh
    "Designated beach for dogs. But it’s not a large beach as far as dog area. Beaches on off season should allow dogs. "
    0
    Flag
  • Deborah Leigh
    "Close to the beach and pier park in summer way to much traffics takes more than 25 minutes to go 1 mile "
    0
    Flag
  • Trulia User
    "We’ve lived here for over 23 years and love the area. Easy access to the beach, shopping and schools. Walking distance to the beach or public parking within half mile. "
    0
    Flag
  • Trulia User
    "Love it here. Police officers are the kindest. People are friendly and the place is like heaven. Best thing we did was move here years ago. Respect for all that come but clean up the beach when you leave. "
    1
    Flag
  • Trulia User
    "Just here for vacation , wouldn’t mind moving here in the future. The people are friendly and the scenery is beautiful!"
    0
    Flag
  • Trulia User
    "Easy peasy. Roughly a four minute drive to the beach. Takes about 20 minutes to get anywhere else. This area has just about everything you need."
    0
    Flag
  • Trulia User
    "Beach, walkability, friendliness, safe and quiet. Also, farmers market every week, parades and trick or treating. Shopping and restaurants everywhere."
    0
    Flag
  • Trulia User
    "We are dog friendly and clean up after our dogs. We have plenty of areas to walk them safely. This area is well established and welcoming to dogs of all shapes and size. "
    0
    Flag
  • Trulia User
    "We gather together for boating events and have holiday parties around the pool and dock. Clubhouse has weekly events. "
    1
    Flag
  • Trulia User
    "Embarcadero is a long-standing quaint community of long term residents in the process of voting out Short term rentals to continue the community of quite neighbors. Be sure to inquire about notice given as to this process in the works. "
    9
    Flag
  • Trulia User
    "Not sure but I’m a local and I love this area and would love to move i to this hone . Close to it all! "
    0
    Flag
  • Trulia User
    "Too many loose dogs. It’s dangerous to walk your dogs here because people don’t watch or contain their own dogs. "
    0
    Flag
  • Trulia User
    "Great family Bike riding neighborhood. Easy fishing off Lagoon pier. Quiet. Best beach family neighborhood. "
    0
    Flag
  • Trulia User
    "Not pet friendly due to various ordinances. Beach is off limits to pets except by pier across from Pier Park"
    0
    Flag
  • Trulia User
    "JR Arnold HS is good! The beach is close and there’s always fun to have!! I like the easy access to the main roads"
    0
    Flag
  • Trulia User
    "people with dogs are very friendly and the dogs are friendly ... less traffic back on south lagoon plus speed bumps make it a great place to walk "
    0
    Flag
  • Douglas W. B.
    "Amazing spot to live in. Close to beach, shopping and you have a sense of community in this location."
    3
    Flag
  • Justdebbiesmith
    "My commute is 3.9 miles, 7 miles round trip. Sidewalks almost all the way with optional route about 1 mile difference. Rarely see public transportation on my route. "
    0
    Flag
  • Maddie K.
    "This is a safe area to let kids play outside. Supervision needed near 30a roadway as traffic is busy. "
    0
    Flag
  • Hallmanclint
    "Good schools and plenty to keep kids busy and entertained. The Conservation park and the springs are off the beaten path but great places to spend the day."
    0
    Flag
  • Matthewtaylorwilson
    "Seems fine. We visit here and always feel comfortable. It’s a quite part of the PCB area, in reach to lots of surrounding areas. "
    0
    Flag

Market trends in Panama City Beach

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$422K
$4.58KMoM
Sale-to-List Price
96.3%
0.1%MoM
Price per sq ft
$331
$5MoM
Available listings
2118
42MoM

Home Value

Trulia Estimate
$406K
Since last month
Increased$500 (+0.1%)
Since last year
Decreased$28K (-6.5%)
Since last sale
Decreased$28K (-6.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -14% in the last 10 years
MonthEstimated value
2026
September 2026$407K
August 2026$406K
July 2026$422K
June 2026$423K
May 2026$429K
April 2026$436K
March 2026$440K
February 2026$439K
January 2026$436K
2025

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
8544 Dreams Float Ct, Panama City Beach, FL
0.08
Single-Family Home
$400,000
10/20/25
2
2
1,368
8479 Dreams Float Ct, Panama City Beach, FL
0.09
Single-Family Home
$469,500
11/14/25
2
2
1,383
8532 Dreams Float Ct, Panama City Beach, FL
0.07
Single-Family Home
$380,000
06/17/26
2
2
1,315
8471 Dreams Float Ct, Panama City Beach, FL
0.11
Single-Family Home
$469,000
07/10/26
2
2
1,368
8475 Dreams Float Ct, Panama City Beach, FL
0.08
Single-Family Home
$390,000
06/22/26
2
2
1,315
8463 Dreams Float Ct, Panama City Beach, FL
0.11
Single-Family Home
$463,000
03/02/26
2
2
1,368
8453 Dreams Float Ct, Panama City Beach, FL
0.12
Single-Family Home
$354,500
08/17/26
2
2
1,210
8630 Shell Sink Dr, Panama City Beach, FL
0.31
Single-Family Home
$425,000
02/27/26
2
2
1,383
8656 Weekend Dr, Panama City Beach, FL
0.32
Single-Family Home
$426,000
08/07/26
2
2
1,368

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
8504 Dreams Float Ct, Panama City Beach, FL 32413
0.05
$468,000
2
2
1,368
For Sale
8532 Dreams Float Ct, Panama City Beach, FL 32413
0.07
$380,000
2
2
1,315
Recently Sold
8462 Dreams Float Ct, Panama City Beach, FL 32413
0.09
$417,600
2
2
1,368
Off Market
8475 Dreams Float Ct, Panama City Beach, FL 32413
0.08
$390,000
2
2
1,315
Recently Sold
8465 Dreams Float Ct, Panama City Beach, FL 32413
0.09
$385,600
2
2
1,383
Off Market
8450 Dreams Float Ct, Panama City Beach, FL 32413
0.09
$405,000
2
2
1,315
For Sale
8544 Dreams Float Ct, Panama City Beach, FL 32413
0.08
$395,400
2
2
1,368
Off Market
8538 Dreams Float Ct, Panama City Beach, FL 32413
0.09
$425,100
2
2
1,383
Off Market
8477 Dreams Float Ct, Panama City Beach, FL 32413
0.09
$410,000
2
2
1,210
Off Market
8413 Compass Rose Ct, Panama City Beach, FL 32413
0.10
$928,700
3
3.5
2,534
Off Market
8479 Dreams Float Ct, Panama City Beach, FL 32413
0.09
$464,200
2
2
1,383
Off Market

Price and Tax history

DateEventPrice
Aug 10, 2026
Source: CPAR #790952
PriceChange
$415,000
Price decreased by 3%
Jun 27, 2026
Source: CPAR #790952
PriceChange
$429,999
Price decreased by 4%
Jun 12, 2026
Source: CPAR #790952
Listed For Sale
$449,900
Sep 12, 2025
Source: CPAR #770249
Sold
$435,000
Sep 3, 2025
Source: CPAR #770249
Pending
$455,000

LGBTQ Local Legal Protections

Courtney Pantalena, Coldwell Banker Realty
Agent Phone: (850) 738-4881
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Frequently asked questions about 8511 Dreams Float Ct

  • What is the estimated monthly payment for 8511 Dreams Float Ct?
    Based on a $415,000 list price with 20% down at today's rates, the estimated monthly payment for 8511 Dreams Float Ct in Panama City Beach, FL is approximately $2,767 (about $2,253 principal & interest, $439 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 8511 Dreams Float Ct compare to homes in Panama City Beach?
    8511 Dreams Float Ct in Panama City Beach, FL is listed at $415,000, about 2% below the $422K median sale price in Panama City Beach.
  • What do residents say about Panama City Beach?
    Residents describe Panama City Beach, FL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Panama City Beach, FL.
  • What are the closest schools to 8511 Dreams Float Ct?
    The closest schools to 8511 Dreams Float Ct in Panama City Beach, FL are J.R. Arnold High School (rated 4/10), Surfside Middle School (Pre-K/Elementary/High, rated 7/10), West Bay Elementary School (Pre-K, rated 6/10).
  • Does 8511 Dreams Float Ct have air conditioning?
    Yes, 8511 Dreams Float Ct in Panama City Beach, FL has air conditioning.
  • Does 8511 Dreams Float Ct have a pool?
    Yes, 8511 Dreams Float Ct in Panama City Beach, FL has a pool.
8511 Dreams Float Ct, Panama City Beach, FL 32413 is a 2 bedroom, 2 bathroom, 1,472 sqft single-family home built in 2024. This property is currently available for sale and was listed by CPAR on Jun 8, 2026. The MLS # for this home is MLS# 790952.