81 Stark St, Waterloo, NY 13165
SOLD
JAN 8, 2026

$238,100

Trulia Estimate
  • 4 Beds
  • 2 Baths
  • 2,392 sqft (on 0.50 acres)

81 Stark St, Waterloo, NY 13165

Est. Refi. Payment $1,757/mo*
Refinance Your Home
Currently Off Market - Sold Jan 8, 2026 for $226,000 (10% below list price)

Home Value

Trulia Estimate
$238K
Since last month
Increased$2K (+1%)
Since last year
Decreased$17K (-6.7%)
Since last sale
Increased$12K (+5.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -7% in the last 10 years
MonthEstimated value
2026
August 2026$238K
August 2026$238K
July 2026$236K
June 2026$232K
May 2026$232K
April 2026$229K
March 2026$228K
February 2026$228K
January 2026$227K
2025

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
97 Stark St, Waterloo, NY
0.15
Single-Family Home
$239,900
01/22/26
4
2
1,392
9 Stark St, Waterloo, NY
0.43
Single-Family Home
$300,000
11/24/25
4
2
2,687
51 W Elizabeth St, Waterloo, NY
0.33
Single-Family Home
$161,500
05/07/26
4
2
1,386
39 Center St, Waterloo, NY
0.40
Single-Family Home
$249,000
06/19/26
5
2
2,836
54 Center St, Waterloo, NY
0.45
Single-Family Home
$170,000
01/23/26
4
2
1,652
54 Walnut St N, Waterloo, NY
0.33
Single-Family Home
$260,000
09/09/26
3
1.5
1,372
7 Chadwick Dr, Waterloo, NY
0.31
Single-Family Home
$224,900
11/14/25
2
2
1,328
14 W Wright Ave, Waterloo, NY
0.46
Single-Family Home
$255,000
03/17/26
4
2.5
1,984

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
97 Stark St, Waterloo, NY 13165
0.15
$239,900
4
2
1,392
Recently Sold
93-95 Stark St #1343, Waterloo, NY 13165
0.15
$318,800
Studio
-
-
Off Market
54 Stark St, Waterloo, NY 13165
0.16
$300,300
5
2.5
2,456
Off Market
54 W Wright Ave, Waterloo, NY 13165
0.19
$175,000
4
1
1,518
Recently Sold
1323/1327 Hecker Rd, Waterloo, NY 13165
0.22
$82,500
3
2
980
Off Market
112 Stark St, Waterloo, NY 13165
0.27
$293,800
3
2.5
1,560
Off Market
7 Chadwick Dr, Waterloo, NY 13165
0.31
$224,900
2
2
1,328
Recently Sold
51 W Elizabeth St, Waterloo, NY 13165
0.33
$161,500
4
2
1,386
Recently Sold
24 Stark St, Waterloo, NY 13165
0.34
$210,900
4
2
2,302
Off Market
54 Walnut St N, Waterloo, NY 13165
0.33
$260,000
3
1.5
1,372
Recently Sold
91 W Wright Ave, Waterloo, NY 13165
0.37
$195,900
3
1
1,176
Off Market

Local Information

  • Map ViewExplore the area around 81 Stark St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1850
0.5 acre lot
2,392 sqft
$94/sqft

About this House

Welcome to 81 Stark Street, a beautifully preserved classic farmhouse nestled on a spacious ½-acre lot in the heart of Waterloo. This historic gem combines timeless character with thoughtful updates throughout. From the moment you step onto the inviting covered front porch or relax on the expansive rear deck, you’ll feel the charm and privacy this property offers. The backyard is perfect for both relaxation and play, featuring a dedicated children’s play area and plenty of green space for gardening or entertaining. Inside, the home showcases original wide plank hardwood floors, stunning floor-to-ceiling windows, and original woodwork that add warmth and authenticity to every room. The large front living room features a cozy wood stove and connects to a versatile office/den or potential 5th bedroom. The spacious eat-in kitchen is ideal for gatherings, offering ample cabinetry, a built-in coffee bar, and a walk-in pantry. Just off the kitchen, a generous rear foyer provides extra storage and functionality. The first floor also includes a fully renovated master suite complete with a custom vanity, built-in laundry, a clawfoot soaking tub, and even a charming built-in pet bath — all highlighted by beautiful stained-glass accents and a window overlooking the front gardens. Upstairs, you’ll find three large bedrooms filled with natural light and original detail. This home is a rare blend of historic charm and modern convenience — a true village treasure!
81 Stark St, Waterloo, NY 13165 is a 4 bedroom, 2 bathroom, 2,392 sqft single-family home built in 1850. It last sold for $226,000 on Jan 8, 2026 (10% below the $249,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $238,100, with a rent estimate of $2,207/month.
Last check for updates: about 7 hours ago
Listed by Daniel J. Toner, (315) 719-4045
Century 21 Steve Davoli RE
Bought with: Priscilla F. Mooney, (585) 738-7248, RE/MAX Plus
Originating MLS: Rochester
Source: NYSAMLSs, MLS#R1640901

Home Details for 81 Stark St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: FullNumber of Rooms: 12
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 2392 Square Feet
Appliances & Utilities
Utilities: Cable Available, High Speed Internet Available, Sewer Connected, Water ConnectedAppliances: Free-Standing Range, Gas Water Heater, Oven, RefrigeratorRefrigerator
Heating & Cooling
Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
Number of Fireplaces: 1Has a Fireplace
Windows, Doors, Floors & Walls
Window: Thermal WindowsFlooring: Hardwood, Luxury Vinyl, Tile, Varies
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Hardwood, Luxury Vinyl, Tile, Varies

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: DeckExterior: Deck, Gravel Driveway, Private Yard, See RemarksFoundation: Block, Stone
Parking & Garage
No GarageParking: No Garage
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Cumulative Days on Market: 20

Property Information

Year Built
Year Built: 1850
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Two Story
Building
Construction Materials: Vinyl Siding
Property Information
Condition: ResaleParcel Number: 45380100200000010080000000

Price & Status

Price
List Price: $249,900Price Per Sqft: $94/sqft
Status Change & Dates
Off Market Date: Thu Oct 16 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: Waterloo
School Information
Elementary School District: WaterlooJr High / Middle School District: WaterlooHigh School District: Waterloo

Building

Building Area
Building Area: 2392 Square Feet

HOA

Association for this Listing: Rochester

Lot Information

Lot Area: 0.50 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

BasementMls Number: R1640901Living Area Range Units: Square FeetUniversal Property Id: US-36099-N-45380100200000010080000000-R-N

Price and Tax history

DateEventPrice
Jan 8, 2026
Source: NYSAMLSs #R1640901
Sold
$226,000
Oct 28, 2025
Source: NYSAMLSs #R1640901
Pending
$249,900
Sep 26, 2025
Source: NYSAMLSs #R1640901
Listed For Sale
$249,900

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
15
6MoM

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 34 Trulia users voted on each feature.

  • 95 % Say yards are well-kept

  • 91 % Say car is needed

  • 89 % Say it's dog friendly

  • 80 % Say parking is easy

  • 74 % Say people would walk alone at night

  • 68 % Say there's holiday spirit

  • 66 % Say it's walkable to restaurants

  • 66 % Say they plan to stay for at least 5 years

  • 60 % Say neighbors are friendly

  • 60 % Say there are sidewalks

  • 57 % Say it's quiet

  • 57 % Say streets are well-lit

  • 56 % Say there's wildlife

  • 53 % Say kids play outside

  • 36 % Say there are community events

  • 26 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Captainn4177
    "Great, small town feel. Seems very safe. Very relaxed and subdue feel to the whole community. Some people might think it’s boring and kind of in the middle of nowhere, but it feels safe and secure."
    0
    Flag
  • Rich O.
    "There is a lot of history with nearby St Mary's cemetery, the Seneca County courthouse, and Lafayette Park which celebrates the birthplace of Memorial Day and our veterans."
    0
    Flag
  • Rain3208
    "The area is beautiful. No sidewalks rural roads a nearby apple orchard close to the thruway and outlet mall"
    0
    Flag
  • Mark L.
    "country life pretty much.but not far from stores etc.nice lakes and activities but gets cold in the winter session .sumerers don't seem long enough. "
    0
    Flag
  • Lcalos60
    "I’ve lived in my neighborhood for 4 years. My neighbors are friendly and helpful. I have a good and safe walking loop for personal exercise and for walking the dog"
    5
    Flag
  • Lcalos60
    "I can , but don’t, walk to my work each day. It is only a mile away and a very easy commute. Others might want to choose to walk or bike to their job site."
    1
    Flag
  • Lcalos60
    "There are many dog owners in the neighborhood. Dogs are well behaved on leads. There is a nice horseshoe road for walking the dog."
    2
    Flag

LGBTQ Local Legal Protections

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-09-10 14:20:35 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.

Frequently asked questions about 81 Stark St

  • What is 81 Stark St estimated to be worth?
    Trulia's estimated value for 81 Stark St in Waterloo, NY is $238,100.
  • What is the price history for 81 Stark St?
    81 Stark St in Waterloo, NY last sold for $226,000 in January 2026.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, NY as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See recently sold homes in Waterloo, NY.
  • Does 81 Stark St have a yard?
    Yes, 81 Stark St in Waterloo, NY has a yard.
  • How big is the lot at 81 Stark St?
    The lot at 81 Stark St in Waterloo, NY is about 0.50 acres (21,780 sq ft).

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