809 Harbor Ln, Destin, FL 32541
OFF MARKET

809 Harbor Ln
Destin, FL 32541

  • 5 Beds
  • 4.5 Baths
  • 3,813 sqft (on 0.69 acres)

$1,023,800

Trulia Estimate
as of May 20, 2026
Est. Refi. Payment $6,344/mo*
Refinance Your Home

$1,023,800

Trulia Estimate
as of May 20, 2026
Est. Refi. Payment $6,344/mo*
Refinance Your Home
5 Beds
4.5 Baths
3,813 sqft
(on 0.69 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

*Now priced $70k below recent appraisal value!* Welcome home to this extremely rare and desirable find in the heart of Destin. Nestled among the mature oak trees is Moreno Acres, home to oversized lots and private retreats--all while being within minutes of the best that ''The World's Luckiest Fishing Village'' has to offer. Live your best Destin life with quick access to boating, fishing, shopping, restaurants, and the Emerald Coast's famous beaches. Prepare to fall in love with this sprawling 3,813sqft home featuring 5 bedrooms, 4.5 baths, two living rooms, and an office on a 0.69 acre lot with NO HOA. Tucked between the Choctawhatchee Bay and Joe's Bayou, you have plenty of room to bring your boat and all your water sport equipment. Here is where you'll enjoy that Florida lifestyle--pop right over to the boat launch and be to Crab Island and the Destin Harbor in a heartbeat! The massive driveway wraps around charming oak trees and you'll immediately appreciate the picturesque and well cared for landscaping. Originally built in 1977 and extensively remodeled in 2001 and then again in 2006 with the addition of the master wing (featuring an additional bedroom, bath, and office in addition to the owner's suite) you will love this unique U-shaped design. Upon entering, you are immediately welcomed into a fantastic open space and massive sunken living room--the perfect spot for family gatherings! There's no cookie cutter construction to be found here, as this home is full of charm. Floor to ceiling windows face into the interior courtyard and the back patio, creating a wonderful flow between indoor/outdoor spaces. The two large living rooms and split floor plan offer the ability to accommodate and entertain to your heart's desire. On the right side of the home, you'll find two bedrooms bridged by a jack-n-jill bathroom, the interior laundry room, and the original master bedroom (large room w/ample closet space and a bathroom w/double vanities). Past the sunken living room to the left side of the house, you'll find the half bathroom and large kitchen featuring granite countertops, stainless appliances, and two kitchen islands (large enough to fit 9 people). There's also room for your dining room table, or, through the french doors there is a flex room right off the kitchen that is currently being used as a gym. This could also be a great dining space with crown molding and chair rail molding (or use it for a larger office, playroom, game room, man cave, etc!). Continue on to find the second living room with a fireplace and built-in bookshelves, highlighted by the floor to ceiling windows and natural lighting facing the private fenced in backyard. Past the living room down the hallway you'll find an office, an additional bedroom with its own full bathroom, and then the owner's suite with a walk-in closet, double vanities, walk-in shower, separate soaking tub, and private water closet. You'll love relaxing in this space with easy access through the french doors to the backyard. There are multiple ways outside and in the backyard you'll find a fantastic space (plenty of room for a pool!) within a fully fenced in backyard and a large deck to enjoy shaded by mature oaks. There is also a two car garage with a workshop inside. Have peace of mind with a roof replaced in 2013 and newer systems: the two HVAC systems are 4 years and 9 years, and the two water heaters are 1 year and 6 years young. There is also a current termite bond. Conveniently located only 4 minutes to Destin Elementary School, also be sure to check out Destin High School, which is a local charter school, as an additional option if you have high school aged children! Don't delay on making this rare piece of "Old Destin" your own and enjoy the space (both inside and out) with no HOA restrictions in the heart of the town that people in other states dream about! Welcome home!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from February 18, 2026

Home Highlights

Parking
2 Car Garage
Outdoor
Deck
View
No Info
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 809 Harbor Ln

Interior Features

Interior Details
Number of Rooms: 14Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Dining Room, Family Room, Foyer, Kitchen, Laundry, Living Room, Office, Workshop
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 5Number of Bathrooms (full): 4Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3813 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Microwave, Range Hood, Electric Water HeaterDishwasherDisposalLaundry: Washer/Dryer HookupMicrowave
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,Attic Fan,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Fireplace & Spa
Has a Fireplace
Windows, Doors, Floors & Walls
Window: Double Pane Windows, Window TreatmentsFlooring: Tile, Vinyl, CarpetCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Vinyl, Carpet
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: DeckFencing: PrivacyExterior: Private Yard, Lawn Pump, Sprinkler System, Rain GuttersFoundation: SlabSprinkler System
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Door Opener,Boat,Oversized,RV Access/Parking,Garage
Frontage
Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront

Property Information

Year Built
Year Built: 1977
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: U-Shaped
Building
Construction Materials: Frame, Brick, Trim Wood, Siding CmntFbrHrdBrdNot a New ConstructionNot Attached Property
Property Information
Condition: Construction Complete, RenovatedParcel Number: 002S221650000H0010

Price & Status

Price
List Price: $860,000
Status Change & Dates
Off Market Date: Wed Sep 27 2023

Active Status

MLS Status: Sold

Location

Direction & Address
City: DestinCommunity: MORENO ACRES S/D
School Information
Elementary School: DestinJr High / Middle School: DestinHigh School: Fort Walton Beach

Building

Building Area
Building Area: 3813 Square Feet

Lot Information

Lot Area: 0.69 acres

Miscellaneous

Mls Number: 922595
Last check for updates: about 18 hours ago
Listed by Rima R Cole
Keller Williams Realty Cview
Callan A Edick, (850) 612-4401
Keller Williams Realty Destin
Bought with: Susan Sharpe, Coldwell Banker Realty
Source: ECAOR, MLS#922595

Price History for 809 Harbor Ln

DatePriceEventSource
11/01/2023$800,000Sold
ECAOR #922595
09/27/2023$860,000PendingECAOR #922595
09/12/2023$860,000PriceChange
ECAOR #922595
08/02/2023$900,000PriceChange
ECAOR #922595
07/19/2023$925,000PriceChange
ECAOR #922595
06/28/2023$950,000PriceChange
ECAOR #922595
06/09/2023$975,000PriceChange
ECAOR #922595
05/13/2023$1,050,000PendingECAOR #922595
05/05/2023$1,050,000Listed For SaleECAOR #922595
02/15/2001$255,000Sold
N/A
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Property Tax and Assessment

Year2024
Tax$8,370
Assessment$706,573
Home facts updated by county records

Comparable Sales for 809 Harbor Ln

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
809 Main St, Destin, FL
0.27
Single-Family Home
$900,000
03/26/26
4
4
4,560
809 Mars St, Destin, FL
0.18
Single-Family Home
$752,000
06/09/25
4
3.5
2,263
737 Bayou Dr, Destin, FL
0.34
Single-Family Home
$4,575,000
01/02/26
5
4.5
6,456
707 6th St, Destin, FL
0.55
Single-Family Home
$1,010,000
10/06/25
3
3.5
2,160
808 Dawn Ln, Destin, FL
0.60
Single-Family Home
$579,000
05/22/25
4
2.5
2,548
709 6th St, Destin, FL
0.54
Single-Family Home
$1,200,000
11/25/25
3
2.5
2,343
815 Jupiter St, Destin, FL
0.09
Single-Family Home
$420,000
06/27/25
2
2
1,154
609 Calhoun Ave, Destin, FL
0.85
Single-Family Home
$1,200,000
06/30/25
6
5.5
4,267

Assigned Schools

These are the assigned schools for 809 Harbor Ln.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Destin

At least 291 Trulia users voted on each feature.

  • 86 % Say it's dog friendly

  • 81 % Say car is needed

  • 76 % Say there are sidewalks

  • 73 % Say people would walk alone at night

  • 73 % Say there's holiday spirit

  • 71 % Say yards are well-kept

  • 70 % Say it's quiet

  • 68 % Say kids play outside

  • 65 % Say parking is easy

  • 63 % Say streets are well-lit

  • 57 % Say it's walkable to restaurants

  • 53 % Say they plan to stay for at least 5 years

  • 46 % Say it's walkable to grocery stores

  • 45 % Say neighbors are friendly

  • 40 % Say there's wildlife

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Safe Multicultural low key friendly convenient to the beach and shopping. I like it here. Multiple parks in the area. "
    0
    Flag
  • reyna3hsd
    "I don’t live in Destin, I live in Baker, FL. I think dog owners would, give or take, like my neighborhood. It’s a farm neighborhood, but it depends on what dog they have. If they have acreage and a working dog, they’ll love it. If they have a lab or something like that, they might get run over"
    0
    Flag
  • Gwen York
    "It’s a nice area to live and work. Locals and tourists are respectful of each other, which creates a friendly community atmosphere."
    0
    Flag
  • Sjmszttqft
    "Amazing place to live, nice neighbors, calm, peaceful. Near everything. Just 10 minutes walk from the beach."
    0
    Flag
  • Maxconn30
    "My commute is 2 miles from my home and takes an average of 6 minutes to get there. The summer tourist traffic is not as bad as it used to be now that the road construction is finished. "
    0
    Flag
  • Hanjin02
    "Here is very nice place, nice neighborhood. Place like diamond. I would like to recommend here to other people."
    0
    Flag
  • Trulia User
    "Safe quite down to earth ppl that are rich pet loving children, loving, very family orientated people are very well mannered"
    0
    Flag
  • Alex.gbot
    "It takes 30 minutes during the summer to get to my job and i live 5 minutes away. There should be a light in front of my current apartment complex but there isn’t, since there isn’t theres an accident there at least 2 times a month. Also there used to be a side street that residents could use to be able to bypass 98 but someone bought the property its on and has done NOTHING with the property but has COMPLETELY blocked off the road. "
    0
    Flag
  • Cstringer260
    "So many I can’t count. Great place to retire or raise a beautiful family. Got to love the water because we have plenty of it. Beautiful place to live."
    0
    Flag
  • Jordan Harrill
    "I’m just visiting Destin, Fl but the craft beer is good so far. And the hospitality is great. And the amenities are nice. "
    0
    Flag
  • FishGuru
    "Everyday interaction really, from getting to know the neighborhood kids to giving advice or lending a hand . Everyone here knows everyone so in a way we all look out for one another . I would say that is the same overall feel I get in the neighboring cities as well . "
    7
    Flag
  • Dshreve1
    "Beautiful beaches abound in this coastal area on the Gulf of Mexico. Very touristy but Destin has great food and lots of ways to entertain oneself if nor enjoying the sun, sand, and surf!"
    0
    Flag
  • Audio S.
    "fireworks displays...every major holiday. college football tailgating on saturday mornings and afternoons are not unusual."
    1
    Flag
  • Jimmie G.
    "There is tons of traffic in the summer time. Starting on Spring Break we get tourist from all over primarily the Midwest. It gets crowded fast. "
    4
    Flag
  • Donna F. P.
    "Uber is the only transport other than your own vehicle. I have a 20 minute cute to work. Traffic is up in the summer and lower in the fall. "
    2
    Flag
  • Seg24
    "Depends on time of year. Local travel on scenic is easy but 98 can get very congested and it can take an hour to go 10 miles "
    0
    Flag
  • Kwtfla
    "Yes. Plenty of dogs. A very friendly neighborhood for dog lovers. Very quiet and traffic is modest. "
    0
    Flag
  • Nicoleemily7
    "The Venue is dog friendly and always dogs out and about . Lots of places to walk the dog as well as a dog park in our community, as well as down the street! "
    3
    Flag
  • Dave W.
    "Make sure you’re kids don’t text and drive or drink and drive. Hwy 98 is a killer because of it. Plan trips early, afternoon road construction traffic is a nightmare. "
    1
    Flag
  • Ashley B.
    "You’re close to everything including schools. All sorts of food places and mighty life. Close to the beach too!"
    4
    Flag
  • Anzabia R.
    "There are plenty of families in this area and it’s a good place for vacationing throughout the year. We really enjoy the weather and the friendliness of the neighbors."
    1
    Flag
  • Jose B.
    "A great neighborhood. Friendly, quiet, and beautiful place. A perfect place to raise family and retirement. "
    1
    Flag
  • Jim S.
    "I buy Candy every year, but NO Trick or Treaters for past 2 years. Used to have a few, but Crystal Beach is more of a Vacationeers area, not a lot of children in the neighborhood."
    0
    Flag
  • Jennifer H. H.
    "There is a Dog park nearby and lots of sidewalks to walk your dog on a leash. There are several dog owners in the area that also walk their dog."
    3
    Flag
  • Corinamarieplain
    "Family friendly beautiful scenery and fun all around place. In the off season some place r slow but it’s a time to meet your locals"
    0
    Flag
  • Blagovest N.
    "Great Naborhood in the heart of Destin. I will recommend it to family. It safe here. Walking distance to restaurants "
    3
    Flag
  • Arve852003
    "The view of the bay is great. There is a lot of things to do around including stores, restaurants and the ability to walk to the beach "
    1
    Flag
  • Nam
    "clean, beautiful beach, not too crowded, not too quiet. It is lively with many shops and restaurants too."
    1
    Flag
  • Dianna W.
    "I live right across from Destin Dog Park.. Awesome dog park.. My dog loves it there and most owners are friendly. "
    0
    Flag
  • Dianna W.
    "The Destin dog park is awesome!! People watch their dogs and also clean up after them. People and dogs are very friendly. "
    0
    Flag
  • Manuels.hannah3
    "TRAFFIC ! There is always always traffic. Especially during peak season. Restaurants are hard to get into because of tourists. "
    0
    Flag
  • Eireanne W.
    "A lot of families in this neighborhood but you do hear a lot of fireworks nearby once a week in the summer. Not good when you have a baby!"
    0
    Flag
  • Eric D.
    "That's its safe for children and safe for everyone in the area also that the neighborhood is safe for everyone"
    0
    Flag
  • Aj0802
    "This is a quiet neighborhood. There are not many children that live here. It is mostly late middle age to elderly."
    0
    Flag
  • Mustafa C. A.
    "Nice safe rich fun beach restaurants local beer local wine street food movies. It’s like a huge city that has them all. And all perfect "
    0
    Flag
  • Madmax24
    "Lots of sidewalks through pleasant neighborhoods. Near public parks and the bay with access to a public dock. Very safe neighborhood and rarely have animals running lose. "
    0
    Flag

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

Homes for rent near 809 Harbor Ln

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809 Harbor Ln, Destin, FL 32541 is a 5 bedroom, 5 bathroom, 3,813 sqft single-family home built in 1977. This property is not currently available for sale. 809 Harbor Ln was last sold on Nov 1, 2023 for $800,000 (7% lower than the asking price of $860,000). The current Trulia Estimate for 809 Harbor Ln is $1,023,800.