78761 Montego Bay, Indio, CA 92203
SOLD
JUL 1, 2026
Listed by Nadine Elliott, Coldwell Banker Realty, (760) 534-2351 . Bought with Grand Luxury Properties

$410,000

Trulia Estimate
  • 2 Beds
  • 2 Baths
  • 1,952 sqft

78761 Montego Bay, Indio, CA 92203

Est. Refi. Payment $2,635/mo*
Refinance Your Home
Currently Off Market - Sold Jul 1, 2026 for $410,000 (6% below list price)

Home Value

Trulia Estimate
$410K
Since last month
Increased$300 (+0.1%)
Since last year
Decreased$21K (-4.8%)
Since last sale
Increased$900 (+0.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -4% in the last 10 years
MonthEstimated value
2026
September 2026$411K
August 2026$411K
July 2026$411K
June 2026$425K
May 2026$427K
April 2026$447K
March 2026$446K
February 2026$450K
January 2026$453K
2025
2024

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
42240 Adams St, Indio, CA
0.25
Condo
$450,000
09/24/25
3
2
1,775
42270 Adams St, Bermuda Dunes, CA
0.25
Condo
$510,401
12/08/25
3
2
1,972
42350 Adams St, Bermuda Dunes, CA
0.27
Condo
$545,000
04/01/26
3
2
1,972
42445 Adams St #6, Indio, CA
0.33
Condo
$250,000
09/17/25
2
2
1,628
43229 Lacovia Dr, Bermuda Dunes, CA
0.50
Condo
$445,000
06/08/26
2
2
2,088
79271 Montego Bay Dr, Bermuda Dunes, CA
0.39
Condo
$465,000
08/10/26
2
2.5
2,104

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
78800 Montego Bay Cir, Bermuda Dunes, CA 92203
0.04
$354,500
2
2
1,415
Off Market
78810 Montego Bay Cir, Bermuda Dunes, CA 92203
0.04
$560,000
3
3
2,305
Recently Sold
78750 Montego Bay Cir, Bermuda Dunes, CA 92203
0.03
$386,000
2
2
1,415
Off Market
78731 Montego Bay Cir, Bermuda Dunes, CA 92203
0.02
$475,300
2
2
1,952
Off Market
78713 Montego Bay, Indio, CA 92203
0.03
$440,100
3
2
1,952
Off Market
78900 Montego Bay Cir, Bermuda Dunes, CA 92203
0.10
$515,900
2
2
1,952
Off Market
78910 Montego Bay Cir, Bermuda Dunes, CA 92203
0.10
$415,000
2
2
1,415
For Sale
78755 Saint Thomas Dr, Bermuda Dunes, CA 92203
0.11
$1,037,300
3
3.5
3,088
Off Market
78985 Montego Bay Cir, Bermuda Dunes, CA 92203
0.09
$393,900
2
2
1,415
Off Market
78805 Saint Thomas Dr, Bermuda Dunes, CA 92203
0.13
$780,000
3
3
3,512
Recently Sold
78620 Montego Bay Cir, Bermuda Dunes, CA 92203
0.08
$374,300
2
2
1,415
Off Market

Local Information

  • Map ViewExplore the area around 78761 Montego Bay.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Condo
Built in 1984
1,952 sqft
$210/sqft
2 Car Garage
HOA $214/mo

About this House

Welcome to Montego Circle in the prestigious Bermuda Dunes Country Club. This desirable end-unit condo offers 2 bedrooms, 2 bathrooms, plus a spacious den that can easily serve as a third bedroom. Move-in ready Furnished Turnkey (per exclusion list) and ideally located near three of the community's pools, this home combines comfort, functionality, and classic desert charm.The thoughtfully designed floor plan features a remodeled kitchen (1995) and an expanded dining area with a wall-to-wall window and rolling shutter, capturing beautiful mountain and greenbelt views. The generous living room is perfect for relaxing or entertaining and showcases a stunning gas fireplace as its focal point.A unique atrium adds a touch of desert flair, bringing natural light and character to the home. The spacious primary suite includes a walk-in closet and an en-suite bathroom with dual vanities and a roomy shower. The second bedroom is also nicely sized and features its own en-suite bath. The den/third bedroom includes a built-in desk that can easily be removed to suit your needs.Additional highlights include an attached two-car garage and a golf cart garage (Openers newly replaced 2025) and an oversized laundry room with a cedar closet for extra storage. Some other improvements include 2 new toilets, smart thermostat & new lighting and fans. Septic tank was replaced in 2024.Residents of Montego Circle enjoy 5 community pools and spas plus a tennis court, making it easy to enjoy the relaxed desert lifestyle. Included in HOA of $214 is basic cable TV and internet with Spectrum, plus 24-hour security. Montego Circle HOA is $747 per month which Includes trash and water, Pool/Spa, landscaping, exterior maintenance of condo (includes roof), and fire & liability insurance. IID for lower electric, too!! Rentals allowed, but must be 30 days or longer. Close to Fine Dining and Shopping, Acrisure Arena and Indian Wells Tennis Gardens.
78761 Montego Bay, Indio, CA 92203 is a 2 bedroom, 2 bathroom, 1,952 sqft condo built in 1984. It last sold for $410,000 on Jul 1, 2026 (6% below the $435,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $410,000, with a rent estimate of $4,856/month.

Home Details for 78761 Montego Bay

Interior Features

Interior Details
Number of Rooms: 6Types of Rooms: Master Bedroom, Bathroom, Dining Room, Kitchen, Living Room, Other
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1952 Square Feet
Appliances & Utilities
Utilities: Cable AvailableAppliances: Dishwasher, Electric Cooktop, Electric Oven, Disposal, Gas Water Heater, Microwave, RefrigeratorDishwasherDisposalLaundry: Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: Central,Fireplace(s),Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Family Room, GasSpa: Community, In GroundHas a FireplaceNo Spa
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Carpet, Tile
View
Has a ViewView: Park/Greenbelt, Mountain(s), Pool
Security
Security: Gated Community, 24 Hour Security

Exterior Features

Exterior Home Features
Roof: TilePatio / Porch: ConcreteFoundation: SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Garage,Golf Cart Garage,Garage Door Opener
Pool
Pool: Community, In GroundPool
Frontage
Not on Waterfront
Water & Sewer
Sewer: Septic Tank

Property Information

Year Built
Year Built: 1984
Property Type / Style
Property Type: ResidentialProperty Subtype: Condominium
Building
Construction Materials: StuccoNot a New ConstructionAttached To Another Structure
Property Information
Not Included in Sale: Seattle Picture in Office is not included.Included in Sale: Furniture, Kitchen stuff and linens. Refrigerator, Washer and DryerParcel Number: 609432056

Price & Status

Price
List Price: $435,000Price Per Sqft: $210/sqft
Status Change & Dates
Off Market Date: Sat Jun 20 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: Bermuda DunesCommunity: Bdcc Country

Community

Community Features: Golf, Gated, PoolNot Senior Community

HOA

HOA Name: Montego Bay CircleHOA Fee (second): 747HOA Fee Frequency (second): MonthlyAssociation for this Listing: California Desert AOR & Palm Springs AORHas an HOAHOA Fee: $214/Monthly

Lot Information

Lot Area: 3049 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: InspectionListing Terms: Cash, Conventional, Submit

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 219144342DALiving Area Range Units: Square FeetUniversal Property Id: US-06065-N-609432056-R-N

Additional Information

HOA Amenities: Controlled Access,Pet Restrictions,Security,Tennis Court(s),Trash,Cable TV,WaterSource Internet Entire Listing Display

Price and Tax history

DateEventPrice
Jul 1, 2026
Source: CRMLS #219144342DA
Sold
$410,000
Jun 20, 2026
Source: Greater Palm Springs Realtors #219144342
Pending
$435,000
Jun 2, 2026
Source: Greater Palm Springs Realtors #219144342
Contingent
$435,000
May 24, 2026
Source: Greater Palm Springs Realtors #219144342
PriceChange
$435,000
Price decreased by 2%
May 1, 2026
Source: Greater Palm Springs Realtors #219144342
PriceChange
$445,000
Price decreased by 2%

Market trends in Indio

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$529K
$3.33KMoM
Sale-to-List Price
97.9%
0.2%MoM
Price per sq ft
$275
$3MoM
Available listings
472
21MoM

Around this home

What Locals Say about Indio

At least 444 Trulia users voted on each feature.

  • 83 % Say it's dog friendly

  • 83 % Say car is needed

  • 80 % Say parking is easy

  • 77 % Say yards are well-kept

  • 75 % Say there's holiday spirit

  • 68 % Say there are sidewalks

  • 64 % Say it's quiet

  • 58 % Say people would walk alone at night

  • 56 % Say kids play outside

  • 55 % Say they plan to stay for at least 5 years

  • 53 % Say streets are well-lit

  • 47 % Say it's walkable to grocery stores

  • 46 % Say neighbors are friendly

  • 44 % Say it's walkable to restaurants

  • 30 % Say there's wildlife

  • 25 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "It’s a nice Neighbourhood to walk in. There’s a lot of people that walk their dogs. They pick up dog poop for a very respectful."
    0
    Flag
  • Trulia User
    "I don’t have one as my work is only 15 minutes away but still in Indio. Apart from that Monroe has some bad traffic most days "
    0
    Flag
  • Veronica Corona
    "I was born and raised here. My city is a great city to live in. It’s hot, but it’s beautiful. Welcome to the valley."
    0
    Flag
  • B.K.
    "I have lived in this community for five years. It is a younger 55 and older community. People take care of their homes here. My only complaint is the HOA fees are too high."
    0
    Flag
  • Pjsfla
    "I live in a 55+ neighborhood and love it. My neighbors are friendly and I love my neighborhood. Great city and they are building new shopping centers and restaurants that are all close by."
    0
    Flag
  • Pjsfla
    "Senior community events held weekly in our 55+ community year round. Music, comedy, and travel events are planned year round. "
    0
    Flag
  • Dave Fraser
    "Close to Coachella concert every year. Close to palm springs. Has a Costco nearby. Plenty of shops and things to do"
    0
    Flag
  • Veronica Corona
    "I see people walking their dogs and kids playing outside. It’s a great area. I love loving here You will love it too. It’s beautiful. It’s quiet. You guys have a great day and remember where you live. It’s basically you make it what you wanted to be."
    0
    Flag
  • Veronica Corona
    "I was born and raised hete. I love my community. Its been peaceful in N. indio. No problems and neighbors are nice and respectful. "
    0
    Flag
  • Cj Blevins
    "Live in a gated community and the kids play here and are friendly. Not sure how to advise parents - but look for a gated community with kids if you have kids. "
    0
    Flag
  • Trulia User
    "Dog park nearby. Many residents have dogs. Most people follow pet rules. Neighbors look out for each other. "
    2
    Flag
  • Theodorak1
    "Freedom to walk their dog, see other dog owners, and lots of space to walk the dog. I think that it allows the owners lots of space and scenery. "
    8
    Flag
  • Sockeye342
    "Not a 55 and older community but most are. Not a lot of kids in the area. Areas outside the Country Club has lots of kids "
    4
    Flag
  • Jose P.
    "Lived here for over twelve years. All four of my children attended middle school thru graduation and have since graduated from college. Great community to live in. Few yo no issues. "
    0
    Flag
  • Ellen F.
    "lots of residents walking dogs in the country club gated community it is fantastic, absolutely love living here"
    5
    Flag
  • Melissa M.
    "Love the area so much. It’s a good location and has parks for the kids to play around at. Would like it here "
    0
    Flag
  • Hesmeraly G.
    "Well they broke my car windows once only while I was parked on the outside of the property . The pool is always open ."
    0
    Flag
  • Jose P.
    "Really nice. There is average traffic in the surface street and freeway is always open and moving freely unless it’s a holiday weekend or there is a festival in town. "
    0
    Flag
  • Samantha R.
    "There is not a lot of kids in our neighborhood. The parking is not great. But living on a golf course is nice."
    0
    Flag
  • Randywebb140
    "Commute is 15 min long with seldom traffic . It of CHP , give tickets to anyone. They don’t care how pretty you are. "
    2
    Flag
  • Julio R.
    "It’s a safe city with good public schools that focus on the children. There’s also colleges that are close to the city which helps us as parents and as families."
    0
    Flag
  • Francisco O.
    "It is an open community but still quiet. Hardly any disturbances and is still isolated from busy roads. The only time this area feels very alive is when Coachella And Stagecoach festivals are occurring right in our backyards. It’s a good neighborhood to be a part of overall."
    0
    Flag
  • Cisco O.
    "I’ve lived here for 23 years. Neighbors mind there business and it’s typically quiet. No busy streets are around to make noise. I would say it’s a good place to live."
    0
    Flag
  • Inspired
    "We’re located pretty much right in the border of Indio and LaQuinta so you have access to both areas nearby. 10min drive to Highway 111 and a busy shopping hub in LaQuinta."
    0
    Flag
  • Juanapallares
    "Dogs are left to roam around the streets not caring what happens to their pets and when they get runned over the owners cry on why the pet was struck down "
    0
    Flag
  • Christi H.
    "Not really, mostly Mexicans Americans around here. I’m open to all, here the neighbors are not social at all. "
    0
    Flag
  • Harleygirlst
    "There are dogs (on leash) walking around my neighborhood always. There are great dog parks close by. "
    0
    Flag
  • Hesmeraly G.
    "My area is lovely the only commotion we get here is from the ongoing church festivities or regular church schedules or occasional baptisms weddings or funerals."
    0
    Flag
  • Mad m.
    "Other than an annual yard sale there are no events. A long time ago, 10 years or more, there were community events. A nice couple would throw a Halloween party for kids, and the HOA board used to have bingo and White Elephant on holidays. "
    0
    Flag
  • Josedianachoko
    "We have community events reunions,all good great neighborhood, Very quiet community love to live here "
    0
    Flag
  • Claudiaconcienne
    "We have many events at the Bermuda Dunes Airport - such as classic car shows, charity 5k races, art shows, fly-ins, and concerts. Many people are gone for the summers but have winter homes here."
    0
    Flag
  • JESSICA D.
    "everyone walks their dogs and picks up after each others animals. dogs are all so friendly and non agressive."
    1
    Flag

LGBTQ Local Legal Protections

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-09-15 00:14:39 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

Frequently asked questions about 78761 Montego Bay

  • What is 78761 Montego Bay estimated to be worth?
    Trulia's estimated value for 78761 Montego Bay in Indio, CA is $410,000.
  • What is the price history for 78761 Montego Bay?
    78761 Montego Bay in Indio, CA last sold for $410,000 in July 2026.
  • Is Indio a buyer's or seller's market?
    Indio is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Indio?
    The median sale price in Indio is $529K. That is up $3.33K from the prior month.
  • Does 78761 Montego Bay have air conditioning?
    Yes, 78761 Montego Bay in Indio, CA has air conditioning.
  • Does 78761 Montego Bay have a pool?
    Yes, 78761 Montego Bay in Indio, CA has a pool.

Explore by feature - Pet Friendly

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Explore by feature - Air Conditioning

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Explore by feature - Pool

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Explore by feature - Washer/dryer

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Explore by feature - Outdoor Space

100 rentals with an outdoor space in Indio, CA

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