709 E Beach Dr, Panama City, FL 32401
OFF MARKET

709 E Beach Dr
Panama City, FL 32401

  • 8 Beds
  • 4 Baths
  • 3,696 sqft

$1,017,800

Trulia Estimate
as of Jun 23, 2026
Est. Refi. Payment $6,272/mo*
Refinance Your Home

$1,017,800

Trulia Estimate
as of Jun 23, 2026
Est. Refi. Payment $6,272/mo*
Refinance Your Home
8 Beds
4 Baths
3,696 sqft

Local Information

  • Map ViewExplore the area around 709 E Beach Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Currently under contract - seller accepting back up offers. A truly unbelievable RARE opportunity to own a multi-family QUAD that is waterfront in the historic Cove neighborhood awaits. This quad-plex sits on the corner of Beach Drive and Cherry Streets and boasts the most incredible sunsets in Panama City, Florida!

This multi-family home is comprised of four units, all of equal size, and has 2 bedrooms, 1 bath in each as well as their own stackable washer/dryer in each unit. Each unit is metered separately for water, sewer and electricity making it an easy income-producing investment. The property offers parking in the back of the home and is large enough to add a pool which would create an even more profitable investment! Imagine the guests and tenants that would rent a historic waterfront unit this close to the fast-growing Downtown District of Panama City! With the notoriety of the historical landmark of ''Bunkers Point Building'' by the Historical Society of Bay County, this is sure to be a draw for guests and tenants alike!

The property offers little to maintenance, as well. The home had a new roof installed in November 2018 and each unit had new appliances, hot water heaters, HVAC and stackable washer/dryers in 2019.

This property located in the heart of the Cove and adjacent to Downtown Panama City offers walkability to restaurants, shopping, farmers markets, festivals and more! Watch the fireworks for July 4, take waterfront strolls along Beach Drive and sit in your front yard enamored with the shimmering water views of St. Andrews Bay!

This property is zoned MU-3 providing many possibilities for a buyer. Currently being used a long term rental, short term rentals ARE ALLOWED and gives a savvy investor the opportunity to increase rents and maximize the return on this waterfront gem! Other uses for MU-3 include but are certainly not limited to: bed and breakfasts, private school, professional offices, grocery and convenience retail store, food establishment and so much more! Please see the City of Panama City for full zoning information.

Two of the units can be accessed from the ground level and two of the units can be accessed from the second level. Each unit is single level throughout. The units each have a bedroom and living room that face the beautiful waterfront. There is a kitchen, bedroom and bathroom overlooking the lush landscaping and hundred year old oak trees in the back yard. The dining room is conveniently located in the center of the unit and makes for a great open layout!

This is an amazing opportunity for an investor looking to expand their multi-family portfolio, a professional looking to create an office in a neighborhood and have income producing units above, or an individual looking to live in one unit and rent the other three year-round.

The possibilities are ENDLESS with this waterfront multi-family QUAD!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from May 29, 2026

Home Highlights

Parking
No Info
Outdoor
Porch
View
Bay
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 709 E Beach Dr

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Bedroom, Dining Room, Full Bath, Kitchen, Laundry, Living Room, Pantry
Beds & Baths
Number of Bedrooms: 8Number of Bathrooms: 4Number of Bathrooms (full): 4
Appliances & Utilities
Utilities: Electricity Available, Water ConnectedAppliances: Washer/Dryer Stacked, Electric Range, Electric Water HeaterLaundry: Washer Hookup,Dryer Hookup,Stacked
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Gas & Electric
Has Electric on Property
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: Two
View
Has a ViewView: Bay

Exterior Features

Exterior Home Features
Roof: ShakePatio / Porch: Covered, PorchFencing: Partial
Parking & Garage
No Garage
Pool
Pool: Other, See Remarks
Frontage
WaterfrontWaterfront: Bayfront, Seawall, See RemarksRoad Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 4

Property Information

Year Built
Year Built: 1943
Property Type / Style
Property Type: ResidentialProperty Subtype: Quadruplex, Multi Family
Building
Construction Materials: BrickAttached To Another Structure
Property Information
Parcel Number: 20311000000

Price & Status

Price
List Price: $1,000,000
Status Change & Dates
Off Market Date: Tue Feb 27 2024

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: Panama CityCommunity: Harmon Plat
School Information
Elementary School: Cherry StreetJr High / Middle School: JinksHigh School: Bay

Building

Building Area
Building Area: 3696 Square Feet

Community

Community Features: Waterfront, Short Term Rental Allowed

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 8276.4 sqft

Listing Info

Special Conditions: Listed As-Is

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 753256Living Area Range Units: Square FeetWater ViewWater View: BayAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12005-N-20311000000-R-N

Additional Information

WaterfrontShort Term Rental Allowed
Last check for updates: about 1 hour ago
Listed by Sostheim Group, (850) 814-4560
Corcoran Reverie
Bought with: Michael Christie, (850) 774-5796, Think Real Estate
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#753256

Price History for 709 E Beach Dr

DatePriceEventSource
03/28/2024$1,000,000Sold
CPAR #753256
02/28/2024$1,000,000ContingentCPAR #753256
02/24/2024$1,000,000Listed For SaleCPAR #753256

Market trends in Panama City

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$298K
$1.43KMoM
Sale-to-List Price
96.4%
0.4%MoM
Price per sq ft
$179
$2MoM
Available listings
464
2MoM
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Property Tax and Assessment

Year2024
Tax$8,883
Assessment$487,207
Home facts updated by county records

Comparable Sales for 709 E Beach Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
709 E 10th St, Panama City, FL
1.49
Multi-Family Home
$350,000
12/23/25
6
4
2,400
448 S Macarthur Ave, Panama City, FL
1.16
Multi-Family Home
$354,900
04/06/26
4
2
1,538
1005-1007 W 11th Ct #1005 & 1007, Panama City, FL
1.91
Multi-Family Home
$332,000
12/30/25
4
4
2,196
1202 Christel Ave, Panama City, FL
2.23
Multi-Family Home
$295,000
03/05/26
6
2
3,066
1513 Bob Loftin Rd, Panama City, FL
2.96
Multi-Family Home
$512,200
05/13/26
8
6
4,104
1301 Foster Ave #A-B, Panama City, FL
2.93
Multi-Family Home
$447,000
03/04/26
6
3
2,154
232 Springfield Ave, Panama City, FL
2.35
Multi-Family Home
$194,380
05/15/26
3
2
1,225
236 Springfield Ave, Panama City, FL
2.35
Multi-Family Home
$194,380
05/15/26
3
2
1,225
1615 Wilmont Ave, Panama City, FL
3.37
Multi-Family Home
$415,000
07/15/25
6
4
2,212

Nearby homes

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Assigned Schools

These are the assigned schools for 709 E Beach Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Panama City

At least 483 Trulia users voted on each feature.

  • 87 % Say car is needed

  • 82 % Say parking is easy

  • 81 % Say it's dog friendly

  • 80 % Say yards are well-kept

  • 75 % Say there's holiday spirit

  • 67 % Say kids play outside

  • 64 % Say it's quiet

  • 61 % Say people would walk alone at night

  • 52 % Say they plan to stay for at least 5 years

  • 51 % Say neighbors are friendly

  • 46 % Say there are sidewalks

  • 45 % Say streets are well-lit

  • 38 % Say it's walkable to grocery stores

  • 38 % Say there's wildlife

  • 37 % Say it's walkable to restaurants

  • 26 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Aaliyah Beam
    "A lot of people let their dogs free roam around which can be bothersome. They will come into your yard if they want and if you have a reactive dog it can cause a lot of problems"
    1
    Flag
  • Kelliej1313
    "Annual gatherings & parades.everybody meets up for potlucks, holiday gatherings and golf cart parades. We are very close to downtown where there are often festivals and markets. There are also events for the children at Halloween."
    1
    Flag
  • Nino Maruashvili
    "It's very safe and friendly neighborhood. In college station community you can see kids walking and playing around like in our childhood. I love everything about it. It has easy access to grocery stores and shopping. "
    0
    Flag
  • Emili Turnage
    "i live in st andrews & i love it here! the area is super fun, super safe, & there is always something interesting going on. we're also very close to the water & downtown! "
    0
    Flag
  • Dana Dubose
    "Fun beach time in our backyard is our best attribute, we have sunset celebrations ceremonies every evening in the summers."
    2
    Flag
  • Albertcross37
    "My commute in and around my neighborhood is exceptional. There are no barriers or obstacles that prevents a smooth commute"
    1
    Flag
  • Trulia User
    "Traffic is too fast and dangerous it’s not safe area for children to play they drive too fast and everybody is looking at cellphones "
    1
    Flag
  • Trulia User
    "we have a rap party a couple times a month at the end of the street. block parties every other weekend "
    0
    Flag
  • Trulia User
    "dogs roaming free and never maintained. cars speeding down the roads loud noises. unruly kids the kids can be mean to animals "
    1
    Flag
  • Trulia User
    "It’s known to have high rates of crime. The schools located in this neighborhood have extreme violence. "
    2
    Flag
  • Trulia User
    "I see people walking dogs all the time and they are all very well trained dogs.Makes it nice to see them so wl behaved. "
    0
    Flag
  • Trulia User
    "Everyone pitches is when there’s a need. Holidays are always special with Easter egg hunts or Christmas progressive diners. A real sense of community. "
    1
    Flag
  • Michael A
    "Dogs seem welcomed and most people have at least one dog. The only problem I have is with people walking their dog from outside the immediate area, across the road into a different neighborhood and coming over to the area around me and not picking up behind them "
    0
    Flag
  • Kiara G.
    "To many strays running lose and some people don’t clean up behind their dogs at all i live in magnolia pointe "
    0
    Flag
  • Susan L.
    "People walk their dogs here. It's safe to to so, even at night. I've never seen dogs running loose. "
    1
    Flag
  • George B.
    "I've lived here 32 years and love it. Beach is gorgeous and in town has a nice charm.Good community "
    0
    Flag
  • Jennifer N.
    "In this neighborhood I don’t see many dog walkers because they all have a yard for their dogs so not many have to walk their dogs. When I do see a person walking their dog in this neighborhood they are friendly and always walk their dogs on a leash in this neighborhood. "
    0
    Flag
  • Kristi W.
    " several other dogs in the neighborhood, all well trained, and maintained by their owners "
    0
    Flag
  • Margarita C.
    "Best place to live, friendly and the safest place I've ever lived in and or visited. love driving through and seeing how clean the areas are from gas stations to parks, it is absolutely beautiful . The beaches are amazing, we truly love fishing from the pier and afterwards enjoying a delicious and affordable dinner along the beaches many wonderful restarunts. "
    0
    Flag
  • Lmas0602
    "great place to raise children. Schools are wonderful. Teachers really care about the students and ensure they are learning"
    0
    Flag
  • Laderriabyrden
    "It is a quiet family friendly environment that is neatly kept for the most part. The only issues I have had is people stealing from cars where doors are unlocked, but this can happen anywhere."
    0
    Flag
  • Mary F.
    "Even dough this is a pretty safe neighborhood I would say please keep an eye on there kids since the storm you never know what can happen."
    0
    Flag
  • Tim G.
    "Lived here for 11 years now and went through Hurricane Michael. Convenient to downtown and St. Andrews. Local restaurants and beach attractions. "
    0
    Flag
  • Pamelia1966
    "Neighbors are very friendly and they watch out for each other. Nothing is too far from the neighborhood "
    6
    Flag
  • Marissamarie961
    "This town was ok for the most part until hurricane micheal. Now its unlivable with high rental prices the average worker cant afford. Kindness has left this town and all that's left is snooty rich people and the average people living in tents cars or campers in front of torn apart houses."
    0
    Flag
  • Laderriabyrden
    "I've lived here for years and have never had concerns for my safety until after the hurricane. The neighborhood is quiet and clean and for the most part neighbors are courteous."
    0
    Flag
  • Peg S. J.
    "Ive lived here 18 years, neighbors are good people we respect each other’s privacy while at the same time being available to help each other if needed"
    13
    Flag
  • Laurette C.
    "Great park for kids safe area. family and pet friendly. you can ride a bike or walk to Piggly Wiggly and a couple of Dollar stores. "
    0
    Flag
  • Stephcrites
    "I have lived here for 2 years and absolutely LOVE our neighborhood. If you are in need of anything, most any of the neighbors will help you out. (Neighborhood Facebook page gives everyone access to each other). Great schools and access."
    14
    Flag
  • Randy W.
    "Easy and quick. I only live 2.3 miles from my work. Traffic is usually always really light when I’m heading into the office. So everything is perfect here! "
    0
    Flag
  • Jrblaster
    "Great neighbors and serene community. Great and quick access to amenities. I enjoy this place. "
    0
    Flag
  • JB
    "We just experienced a category 4.99 Hurricane... we are a stronger community and neighborhood for it. "
    0
    Flag
  • Shirley C.
    "My neighborhood is very nice. Well kept houses and considerate neighbors. I enjoy living here very much. "
    3
    Flag
  • Carmel
    "Prior to Hurricane Michael my commute and traffic were not really an issue for me a long commute for me was an extra 5 minutes of I had to stop for a train or there was an accident. Since Hurricane Michael I have to plan ny cross town travelers around the traffic flows. "
    0
    Flag
  • Hannah
    "I drive my car but you can take a trolley as well. I’m not sure what else to say because that really the only options I do see people walking and riding bikes"
    0
    Flag
  • Barbara A.
    "my neighborhood has a lot of traffic. its near movie theater and stores.its walking distance. Not a quite neighborhood. but I have been living here for 7 years."
    0
    Flag
  • Meloberlander
    "busy af in the morning. traffic lights haven't been updated since the 70s. busy af at night. if theres a car crash you're going to be stuck for awhile "
    0
    Flag
  • Heather W.
    "Veteran's day parade to the Veteran's Park. Every Christmas Santa rides a fire truck through the neighborhoods and waves to the children."
    0
    Flag

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Homes for sale near 709 E Beach Dr

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Off Market Homes Near 709 E Beach Dr

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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
709 E Beach Dr, Panama City, FL 32401 is a 8 bedroom, 4 bathroom, 3,696 sqft multi-family built in 1943. This property is not currently available for sale. 709 E Beach Dr was last sold on Mar 28, 2024 for $1,000,000 (0% higher than the asking price of $1,000,000). The current Trulia Estimate for 709 E Beach Dr is $1,017,800.