694 Lovers Ln, Toccoa, GA 30577
Property image
Property image
FOR SALE
3D VIEW
0.63 ACRES

$279,900

Original price: $289,900
  • 4 Beds
  • 2 Baths
  • 2,951 sqft (on 0.63 acres)

694 Lovers Ln, Toccoa, GA 30577

Est. Mortgage $1,714/mo*
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Home Highlights

Property Type
Single-Family Home
Year Built
1989
Lot Size
0.63 acres
Price/Sqft
$95
Parking
Garage

Local Information

  • Map ViewExplore the area around 694 Lovers Ln.
  • Schools1 Preschool School4 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

"AGGRESSIVE SELLER!!" Beautifully Updated Home Near Downtown Toccoa & Toccoa Falls College! Welcome to this charming and move-in ready home ideally located just minutes from the downtown city of Toccoa and Toccoa Falls College. This inviting property offers a perfect blend of comfort, style, and convenience. Step inside to find a spacious layout featuring a warm and welcoming living area with a cozy fireplace-perfect for relaxing evenings at home. The home showcases updated flooring, neutral tones, and abundant natural light throughout, creating a bright and airy feel. The kitchen and dining area provide a functional and open space ideal for everyday living and entertaining. Bedrooms are generously sized, offering comfort and flexibility for family, guests, or a home office. Enjoy the outdoors from your property, with room to relax, garden, or entertain. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home checks all the boxes. Conveniently located near shopping, dining, schools, and just a short drive to downtown Toccoa and Toccoa Falls College-this is one you don't want to miss!
Last check for updates: about 22 hours ago
Listing courtesy of Crystal L Garner, (706) 599-2233
Hammock Realty North Georgia
Source: GAMLS, MLS#10707363
Also Listed on GAMLS.

Home Details for 694 Lovers Ln

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Bath/Stubbed,Concrete,Exterior Entry,Finished,Interior Entry,Partial,UnfinishedNumber of Rooms: 2Types of Rooms: Dining Room, Kitchen
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2951 Square Feet
Appliances & Utilities
Utilities: Cable Available, High Speed Internet, Natural Gas Available, Sewer ConnectedAppliances: Dishwasher, Gas Water Heater, Oven/Range (Combo), RefrigeratorDishwasherLaundry: In HallRefrigerator
Heating & Cooling
Heating: Central,Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Family Room, Gas Log, Gas Starter, Living RoomHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: CompositionPatio / Porch: Deck, PorchFencing: Back Yard, Chain LinkOther Structures: OtherNo Private Pool
Parking & Garage
No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Garage
Frontage
WaterfrontWaterfront: CreekOn Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 2041 Square FeetFinished Area (below surface): 910 Square Feet

Days on Market

Cumulative Days on Market: 171Days on Market: 176

Property Information

Year Built
Year Built: 1989
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Cape Cod
Building
Construction Materials: Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Condition: ResaleParcel Number: T32 019

Price & Status

Price
List Price: $279,900Price Per Sqft: $95
Status Change & Dates
Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: ToccoaCommunity: none
School Information
Elementary School: ToccoaJr High / Middle School: StephensHigh School: Stephens

Agent Information

Listing Agent
Listing ID: 10707363

Building

Building Area
Building Area: 2951 Square Feet

Community

Community Features: None

HOA

HOA Fee Includes: NoneNo HOA

Lot Information

Lot Area: 0.63 acres

Listing Info

Special Conditions: As Is

Offer

Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA, VA Loan, USDA Loan

Miscellaneous

BasementMls Number: 10707363Above Grade Unfinished Area: 2041Showing Requirements: Appointment Only

Additional Information

None

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Toccoa

At least 69 Trulia users voted on each feature.

  • 96 % Say car is needed

  • 90 % Say yards are well-kept

  • 90 % Say parking is easy

  • 84 % Say there's holiday spirit

  • 63 % Say it's dog friendly

  • 55 % Say there's wildlife

  • 52 % Say it's quiet

  • 52 % Say they plan to stay for at least 5 years

  • 49 % Say neighbors are friendly

  • 49 % Say people would walk alone at night

  • 49 % Say streets are well-lit

  • 48 % Say kids play outside

  • 41 % Say it's walkable to restaurants

  • 34 % Say there are community events

  • 34 % Say it's walkable to grocery stores

  • 22 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Quinnon Isom
    "Great neighborhood with endless opportunities and possibilities for families to thrive and enjoy each other in this beautiful community."
    0
    Flag
  • Paynerayven88
    "i’ve lived here most of my life and it’s decent. some places are a little bit or dangerous than others. some neighborhoods are very nice and well kept and others aren’t so nice and aren’t kept up very much. toccoa is small enough to where most people just drive or walk to places but i definitely don’t recommend walking at night "
    0
    Flag
  • Cliffordearls
    "Toccoa is a really nice town we have to colleges and one is a Christian college we have gym's restaurant's shopping Park's with water falls"
    8
    Flag
  • Sweetcina02
    "It's the meth capital of North GA. If you aren't already here save yourself the trouble. I was once so excited. I wish I had done more research before moving. "
    1
    Flag
  • Trulia User
    "I'm retired, so I don't commute. If I did commute to say Atlanta, it would be a direct route. The only problem would be running into traffic, once you reach Gwinnett county."
    6
    Flag
  • Tmccampbell
    "It’s wonderful for dogs lots of wild life, and plenty of dog owners in the neighborhood. Loads of walking trails and space for your dog "
    0
    Flag
  • Gizem B. A.
    "I lived here for three years just living. very quite city and need more public space playground and especially sidewalks iwantto walk to market it is not far to my home but sidewalks are insufficient"
    6
    Flag
  • Melissa B.
    "I live outside the town of Toccoa. It is a small town with limited shopping options however there are larger cities about an hour away. "
    0
    Flag
  • Laura K. Payne
    "This is a wonderful neighborhood for dog owners—tons of beautiful roads and sidewalks to walk them on, dog parks, hundreds of miles of trails, and it’s just a generally dog-friendly town. My bank even gives my furbaby a bone when we go through the drive-thru! "
    0
    Flag
  • Laura
    "Toccoa is a wonderful small town (though growing rapidly!). It’s the perfect place to raise a family. Excellent schools, great churches, low taxes, low crime, you can still buy a nice home w/land for $120,000, everyone is community-oriented and cares. There isn’t a lot for teens & young adults to do, but with Atlanta, Athens & Anderson an hour away, you’re not missing much. Toccoa is a beautiful little town!"
    5
    Flag
  • Michelle C. M.
    "folks always walking their dogs they are all up-to-date on shots and friendliest dogs in neighborhood"
    0
    Flag
  • Melissa B.
    "Retirement community. Not a lot to do. Close to lake. Lots of churches. Great scenery. Close to Seneca SC"
    3
    Flag
  • Juicy2250
    "Toccoa is a small town. Everyone knows everyone but it’s nice and safe. Cute little country town! Not many places to shop or eat. Most people go to Gainesville, Anderson, or Seneca for entertainment. Great place to raise children and sports are really important here (ie high school football/basketball)"
    5
    Flag
  • Trulia User
    "Great community in which to raise your children or enjoy a quiet retirement. Mature neighborhood on a dead end street. Minimal traffic, great neighbors, close to the lake and boat ramps."
    0
    Flag

Market trends in Toccoa

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
136
2MoM

Home Value

Trulia Estimate
$275K
Since last month
Decreased$20K (-6.7%)
Since last year
Decreased$18K (-6.2%)
Since last sale
Increased$36K (+15.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +113% in the last 10 years
MonthEstimated value
2026
August 2026$275K
August 2026$275K
July 2026$295K
June 2026$334K
May 2026$345K
April 2026$345K
March 2026$385K
February 2026$284K
January 2026$282K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
96 Glencrest Dr, Toccoa, GA
0.44
Single-Family Home
$180,000
09/26/25
4
2.5
2,866
166 Glencrest Dr, Toccoa, GA
0.42
Single-Family Home
$325,000
06/26/26
4
2
1,700
11 Cross Creek Dr, Toccoa, GA
0.30
Single-Family Home
$466,000
09/23/25
5
3
2,385
391 Rosedale St, Toccoa, GA
0.33
Single-Family Home
$239,000
06/12/26
3
2
1,308
29 Mountain View Dr, Toccoa, GA
0.67
Single-Family Home
$250,000
04/10/26
3
2
1,692
1499 E Tugalo St, Toccoa, GA
0.49
Single-Family Home
$252,000
01/07/26
3
2
1,242
249 Hillcrest Dr, Toccoa, GA
0.83
Single-Family Home
$296,000
11/24/25
3
2
2,056
62 Irene St, Toccoa, GA
0.50
Single-Family Home
$220,000
09/26/25
3
2
1,160
397 Highview Rd, Toccoa, GA
0.87
Single-Family Home
$258,000
02/25/26
3
2
1,632
67 Woodlawn Dr, Toccoa, GA
0.76
Single-Family Home
$290,000
09/08/25
4
2.5
2,108

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
270 Cross Creek Dr, Toccoa, GA 30577
0.26
$560,300
5
4.5
4,462
Off Market
452 Cross Creek Dr, Toccoa, GA 30577
0.27
$684,100
4
3.5
4,325
Off Market
11 Cross Creek Dr, Toccoa, GA 30577
0.30
$468,500
5
3
2,385
Off Market
340 Currahee Trl, Toccoa, GA 30577
0.32
$614,300
3
2
1,900
Off Market
421 Rosedale St, Toccoa, GA 30577
0.32
$256,400
3
1.5
1,495
Off Market
Lot 15 Cross Creek Dr, Toccoa, GA 30577
0.32
$120,000
-
-
-
For Sale
391 Rosedale St, Toccoa, GA 30577
0.33
$239,000
3
2
1,308
Recently Sold
Cross Creek Dr, Toccoa, GA 30577
0.32
-
-
-
-
Off Market
281 Line Rd, Toccoa, GA 30577
0.32
$853,000
3
4
2,754
Recently Sold
384 Rosedale St, Toccoa, GA 30577
0.36
$180,400
3
3
1,423
Off Market
260 Ethel Cir, Toccoa, GA 30577
0.37
-
4
2
2,240
Off Market

Price and Tax history

DateEventPrice
Aug 25, 2026
Source: GAMLS #10707363
PriceChange
$279,900
Price decreased by 3%
Aug 10, 2026
Source: GAMLS #10707363
PriceChange
$289,900
Price decreased by 3%
Jul 12, 2026
Source: GAMLS #10707363
PriceChange
$299,900
Price decreased by 9%
Jul 1, 2026
Source: GAMLS #10707363
PriceChange
$329,900
Price decreased by 3%
Jun 11, 2026
Source: GAMLS #10707363
PriceChange
$339,900
Price decreased by 3%

LGBTQ Local Legal Protections

Crystal L Garner, Hammock Realty North Georgia
Agent Phone: (706) 599-2233
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.
Copyright 2026 GAMLS. All rights reserved.

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Frequently asked questions about 694 Lovers Ln

  • What is the estimated monthly payment for 694 Lovers Ln?
    Based on a $279,900 list price with 20% down at today's rates, the estimated monthly payment for 694 Lovers Ln in Toccoa, GA is approximately $1,746 (about $1,477 principal & interest, $194 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Toccoa?
    Residents describe Toccoa, GA as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See homes for sale in Toccoa, GA.
  • What are the closest schools to 694 Lovers Ln?
    The closest schools to 694 Lovers Ln in Toccoa, GA are Big A Elementary School (Pre-K), Liberty Elementary School, Stephens County Fifth Grade Academy (Elementary, rated 5/10).
  • What is 694 Lovers Ln estimated to be worth?
    Trulia's estimated value for 694 Lovers Ln in Toccoa, GA is $274,900.
  • Does 694 Lovers Ln have air conditioning?
    Yes, 694 Lovers Ln in Toccoa, GA has air conditioning.
  • Does 694 Lovers Ln have laundry facilities?
    Yes, 694 Lovers Ln in Toccoa, GA has laundry facilities.
694 Lovers Ln, Toccoa, GA 30577 is a 4 bedroom, 2 bathroom, 2,951 sqft single-family home built in 1989. This property is currently available for sale and was listed by GAMLS on Mar 10, 2026. The MLS # for this home is MLS# 10707363.