Are yards well-kept in Winchester, TN?

As of early 2026, 92% of users say yards are well-kept

Is a car needed in Winchester, TN?

As of early 2026, 90% of users say car is needed

Is parking easy in Winchester, TN?

As of early 2026, 85% of users say parking is easy

Does Winchester, TN show holiday spirit?

As of early 2026, 82% of users say there's holiday spirit

Is Winchester, TN dog-friendly?

As of early 2026, 79% of users say it's dog friendly

Is Winchester, TN quiet?

As of early 2026, 73% of users say it's quiet

Would people walk alone at night in Winchester, TN?

As of early 2026, 72% of users say people would walk alone at night

Do kids play outside in Winchester, TN?

As of early 2026, 61% of users say kids play outside

Are the streets well-lit in Winchester, TN?

As of early 2026, 59% of users say streets are well-lit

Are neighbors friendly in Winchester, TN?

As of early 2026, 54% of users say neighbors are friendly

Do residents of Winchester, TN plan to stay at least 5 years?

As of early 2026, 51% of users say they plan to stay for at least 5 years

Is there wildlife in Winchester, TN?

As of early 2026, 39% of users say there's wildlife

Does Winchester, TN have sidewalks?

As of early 2026, 33% of users say there are sidewalks

Are there community events in Winchester, TN?

As of early 2026, 27% of users say there are community events

Is Winchester, TN walkable to restaurants?

As of early 2026, 26% of users say it's walkable to restaurants

Is Winchester, TN walkable to grocery stores?

As of early 2026, 15% of users say it's walkable to grocery stores

What is 686 Bluff Dr estimated to be worth?

Trulia's estimated value for 686 Bluff Dr in Winchester, TN is $1,095,000 .

What is the price history for 686 Bluff Dr?

686 Bluff Dr in Winchester, TN last sold for $1,100,000 in June 2026.

Is Winchester a buyer's or seller's market?

Winchester is currently a buyer's market, based on recent for-sale activity.

What do residents say about Winchester?

Residents describe Winchester, TN as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See recently sold homes in Winchester, TN .

Does 686 Bluff Dr have air conditioning?

Yes, 686 Bluff Dr in Winchester, TN has air conditioning.

Does 686 Bluff Dr have laundry facilities?

Yes, 686 Bluff Dr in Winchester, TN has in-unit laundry.

SOLD

JUN 19, 2026

$1,095,000

Trulia Estimate

4 Beds
3.5 Baths
4,668 sqft (on 0.57 acres)

686 Bluff Dr, Winchester, TN 37398

Est. Refi. Payment $6,309/mo*

Refinance Your Home

Currently Off Market - Sold Jun 19, 2026 for $1,100,000 (15% below list price)

Home Value

Trulia Estimate

$1.09M

Since last month

$1K (+0.1%)

Since last year

$186K (-14.5%)

Since last sale

$4K (-0.4%)

Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +77% in the last 10 years

Month	Estimated value
2026
August 2026	$1.1M
August 2026	$1.1M
July 2026	$1.1M
June 2026	$1.1M
May 2026	$1.24M
April 2026	$1.37M
March 2026	$1.29M
February 2026	$1.28M
January 2026	$1.25M
2025
December 2025	$1.28M
November 2025	$1.27M
October 2025	$1.32M
September 2025	$1.3M
August 2025	$1.28M
July 2025	$1.34M
June 2025	$1.3M
May 2025	$1.27M
April 2025	$1.27M
March 2025	$1.25M
February 2025	$1.23M
January 2025	$1.23M
2024
December 2024	$1.19M
November 2024	$1.22M
October 2024	$1.16M
September 2024	$1.17M
August 2024	$1.22M
July 2024	$1.17M
June 2024	$1.22M
May 2024	$1.19M
April 2024	$1.14M
March 2024	$1.15M
February 2024	$1.08M
January 2024	$1.1M
2023
December 2023	$1.18M
November 2023	$1.2M
October 2023	$1.21M
September 2023	$1.25M
August 2023	$1.17M
July 2023	$1.2M
June 2023	$1.21M
May 2023	$1.08M
April 2023	$1.05M
March 2023	$1.05M
February 2023	$998K
January 2023	$974K
2022
December 2022	$1M
November 2022	$1.05M
October 2022	$1.07M
September 2022	$1.07M
August 2022	$1.07M
July 2022	$1.09M
June 2022	$1.13M
May 2022	$1.1M
April 2022	$1.08M
March 2022	$1.06M
February 2022	$1.05M
January 2022	$1.04M
2021
December 2021	$1.01M
November 2021	$1.01M
October 2021	$991K
September 2021	$969K
August 2021	$972K
July 2021	$969K
June 2021	$944K
May 2021	$935K
April 2021	$905K
March 2021	$855K
February 2021	$833K
January 2021	$832K
2020
December 2020	$828K
November 2020	$814K
October 2020	$816K
September 2020	$808K
August 2020	$792K
July 2020	$789K
June 2020	$786K
May 2020	$766K
April 2020	$764K
March 2020	$760K
February 2020	$747K
January 2020	$748K
2019
December 2019	$742K
November 2019	$743K
October 2019	$734K
September 2019	$728K
August 2019	$715K
July 2019	$665K
June 2019	$669K
May 2019	$703K
April 2019	$723K
March 2019	$727K
February 2019	$727K
January 2019	$714K
2018
December 2018	$739K
November 2018	$742K
October 2018	$731K
September 2018	$733K
August 2018	$728K
July 2018	$721K
June 2018	$719K
May 2018	$708K
April 2018	$693K
March 2018	$693K
February 2018	$690K
January 2018	$671K
2017
December 2017	$677K
November 2017	$660K
October 2017	$665K
September 2017	$657K
August 2017	$652K
July 2017	$652K
June 2017	$644K
May 2017	$647K
April 2017	$644K
March 2017	$641K
February 2017	$634K
January 2017	$631K
2016
December 2016	$633K
November 2016	$619K
October 2016	$620K
September 2016	$619K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
517 Bluff Dr, Winchester, TN	0.18	Single-Family Home	$1,250,000	03/30/26	2	3	3,384
886 Hopkins Ln, Winchester, TN	0.58	Single-Family Home	$1,775,000	04/08/26	4	3.5	3,510
382 Bell Memorial Dr, Estill Springs, TN	0.72	Single-Family Home	$1,820,000	09/09/25	4	3.5	3,600
107 Beechnut Dr, Estill Springs, TN	0.83	Single-Family Home	$1,079,100	07/10/26	4	3	2,786
128 Holly Tree Dr, Estill Springs, TN	0.68	Single-Family Home	$1,100,000	07/23/26	3	3.5	2,276
344 Bell Memorial Dr, Estill Springs, TN	0.74	Single-Family Home	$2,064,000	10/16/25	4	6.5	4,000
644 Fanning Bend Dr, Winchester, TN	0.94	Single-Family Home	$1,300,000	08/26/26	4	3.5	3,922
891 Hopkins Ln, Winchester, TN	0.61	Single-Family Home	$560,000	06/23/26	3	3	3,534
97 Shady Cove Ln, Winchester, TN	0.78	Single-Family Home	$1,960,000	01/27/26	2	3.5	3,410

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

Address	Distance	Price	Bed	Bath	Sqft	Status
702 Bluff Dr, Winchester, TN 37398	0.02	$1,174,200	4	3.5	2,884	Off Market
668 Bluff Dr, Winchester, TN 37398	0.02	$1,204,300	2	2.5	3,076	Off Market
Bluff Dr #60, Winchester, TN 37398	0.09	-	-	-	-	Off Market
768 Bluff Dr, Winchester, TN 37398	0.09	$1,841,000	3	3	5,766	Off Market
814 Bluff Dr, Winchester, TN 37398	0.16	$3,570,100	3	5.5	6,055	Off Market
517 Bluff Dr, Winchester, TN 37398	0.18	$1,250,000	2	3	3,384	Recently Sold
73 Bluff Dr N, Winchester, TN 37398	0.44	$1,901,600	3	3	4,158	Off Market
Crestfield Cir #14, Winchester, TN 37398	0.45	$279,000	-	-	-	Recently Sold
154 Woodland Point, Estill Springs, TN 37330	0.46	$2,163,700	4	4	3,265	Off Market
138 Bluff Dr, Winchester, TN 37398	0.49	$723,300	2	2	1,290	Off Market
117 Woodland Point, Estill Springs, TN 37330	0.49	$3,080,500	1	5.5	3,934	Off Market

Local Information

Map ViewExplore the area around 686 Bluff Dr.
Schools1 Preschool School1 Elementary School1 Middle School1 High School
Shop & Eat

-- mins to

Commute Destination

Home Highlights

Property Type

Single-Family Home

Year Built

1997

Lot Size

0.57 acres

Living Area

4,668 sqft

Price/Sqft

$236/sqft

Parking

2 Car Garage

About this House

Beautiful lakefront home located in the sought-after Hopkins Point subdivision with STUNNING WATER VIEWS! Don’t miss this rare opportunity to own a lakefront retreat with panoramic water views and direct access to the lake. This spacious 3-level home offers open living areas, a finished walkout basement, and plenty of room for entertaining family and guests. The lower level features a den/rec room with pool table included, making it the perfect game room or entertainment space. Step outside to enjoy a large deck, lower patio area, screened-in porch, and low-maintenance composite decking—ideal for relaxing and taking in the view. Down at the water, you’ll find a private dock with boat lift, touchless boat cover, and a large sundeck area for hanging out on the dock. A tram to the water (only 5 years old) provides easy access—no stairs needed. Additional highlights include a new roof. Whether you're looking for a full-time residence, vacation home, or investment property, this waterfront home checks all the boxes.

686 Bluff Dr, Winchester, TN 37398 is a 4 bedroom, 4 bathroom, 4,668 sqft single-family home built in 1997. It last sold for $1,100,000 on Jun 19, 2026 (15% below the $1,300,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $1,095,000, with a rent estimate of $4,096/month.

Last check for updates: about 7 hours ago

Listed by Ashley Lynch, (931) 636-2205

Lynch Rigsby Realty & Auction, LLC

Jackson Lynch, (931) 691-6797

Lynch Rigsby Realty & Auction, LLC

Bought with: Heather Boldizsar, (931) 307-8004, Lake Homes Realty, LLC

Source: RealTracs MLS as distributed by MLS GRID, MLS#3186125

Home Details for 686 Bluff Dr

Active Status
MLS Status: Closed

Interior Features
Interior Details Basement: Finished,FullNumber of Rooms: 11Types of Rooms: Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Master Bathroom, Dining Room, Kitchen, Living Room, Other Room, Other Room 2, Recreation Room
Beds & Baths Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout Living Area: 4668 Square Feet
Appliances & Utilities Utilities: Electricity Available, Water AvailableAppliances: Electric Oven, Cooktop, Trash Compactor, Dishwasher, Dryer, Microwave, Refrigerator, WasherDishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Central
Fireplace & Spa Number of Fireplaces: 1Fireplace: Gas, Living RoomHas a Fireplace
Gas & Electric Has Electric on Property
Windows, Doors, Floors & Walls Flooring: Carpet, Wood, Tile
Levels, Entrance, & Accessibility Stories: 2Levels: Three Or MoreFloors: Carpet, Wood, Tile
View Has a ViewView: Lake

Exterior Features
Exterior Home Features Patio / Porch: Porch, Covered, Deck, ScreenedExterior: DockNo Private Pool
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Faces Front
Frontage WaterfrontWaterfront: Lake FrontOn Waterfront
Water & Sewer Sewer: Septic Tank
Finished Area Finished Area (above surface): 3112 Square FeetFinished Area (below surface): 1556 Square Feet

Property Information
Year Built Year Built: 1997
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence, Residential
Building Construction Materials: Vinyl SidingNot a New ConstructionNot Attached Property
Property Information Parcel Number: 053H A 01000 000

Price & Status
Price List Price: $1,300,000Price Per Sqft: $236/sqft
Status Change & Dates Off Market Date: Sat Jun 20 2026Possession Timing: Close Of Escrow

Location
Direction & Address City: WinchesterCommunity: Hopkins Point Ph I
School Information Elementary School: Broadview ElementaryJr High / Middle School: South Middle SchoolHigh School: Franklin Co High School

Building
Building Area Building Area: 4668 Square Feet

Community
Not Senior Community

HOA
No HOA

Lot Information
Lot Area: 0.57 acres

Listing Info
Special Conditions: Standard

Miscellaneous
BasementMls Number: 3186125Water ViewWater View: LakeAttribution Contact: 9316362205Above Grade Unfinished Area: 3112

Additional Information
HOA Amenities: Boat Dock

Price and Tax history

Date	Event	Price
Jun 19, 2026 Source: RealTracs MLS as distributed by MLS GRID #3186125	Sold	$1,100,000
Jun 1, 2026 Source: RealTracs MLS as distributed by MLS GRID #3186125	Contingent	$1,300,000
May 1, 2026 Source: RealTracs MLS as distributed by MLS GRID #3186125	Listed For Sale	$1,300,000
May 31, 2002 Source: N/A	Sold	$375,000
Aug 5, 1996 Source: N/A	Sold	$78,000

Year	Property tax	Tax assessment
2025	$4,055	$812,900

Additional Cost

Market trends in Winchester

Last updated July 2026

Avg. sale price

—

Sale-to-List Price

—

Price per sq ft

—

Available listings

196

1MoM

Around this home

Broadview Elementary School
PK-5
Public
232 Students
Franklin County School District
7/10
GreatSchools Rating
Parent Rating Average
Amber Steele does not know how to be a principal. She denies a student his education ,not based on facts but her feelings. She cannot manage staff, she cannot communicate to parents. I have had 4 children now attend this school is she is by far the absolute worse principal to ever step foot there. The county is losing student enrollment and it is because of incompetence of people like Amber Steele.
Parent Review
3mo ago
6 Reviews

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Winchester

At least 34 Trulia users voted on each feature.

92 % Say yards are well-kept
90 % Say car is needed
85 % Say parking is easy
82 % Say there's holiday spirit
79 % Say it's dog friendly
73 % Say it's quiet
72 % Say people would walk alone at night
61 % Say kids play outside
59 % Say streets are well-lit
54 % Say neighbors are friendly
51 % Say they plan to stay for at least 5 years
39 % Say there's wildlife
33 % Say there are sidewalks
27 % Say there are community events
26 % Say it's walkable to restaurants
15 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.

Trulia User
Resident
2mo ago
"It seems to be a very dog friendly neighborhood. I see people walking their dogs frequently. We don’t have sidewalks everywhere though."
0
Flag
Candiemae1987
Resident
1y ago
"Local shopping events, small businesses, close knit, craft sales, yard sales, trunk or treating, festivals. "
0
Flag
Ashley Leslie
Resident
2y ago
"Seasonal activities in the square or nearby. Great trick-or-treating neighborhoods. Friendly people. Tim’s Ford Lake is here! What more could you ask for. Small town vibes with everything you need close by."
0
Flag
Trulia User
Prev. Resident
2y ago
"It’s a lovely clean neighborhood with great schools! Nice parks and good roads. Perfect for families ! I love that it’s near the galleria yer feels like you’re in the countryside "
1
Flag
Trulia User
Resident
6y ago
"ppl walk dogs all the time, little traffic, courteous drivers and slow speeds, beautiful kept yards, "
0
Flag
Hnatusko.timothy
Resident
6y ago
"I’ve lived in the area for most my life and I love it...................... it’s a very pretty neighborhood"
0
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Rachel.cole
Resident
6y ago
"There are a lot of retired couples in this neighborhood. It is a nice safe neighborhood. The draw back is not being able to find skilled workers who will show up when a repair needs to be done. "
1
Flag
Courtney H.
Resident
6y ago
"My neighborhood is next to Tim’s Ford State Park and Bear Trace Golf Course. The scenic beauty of Mother Nature and the vast array of wildlife during my commute make me never want to leave. "
0
Flag
Ashley Geiger
Visitor
7y ago
"People are friendly and kind. I enjoy the slower pace of life here. The beauty of the outdoors are incredible. I want to raise my children here and grow old with my husband in a neighborhood like this. I love Tennessee period ."
1
Flag
Jimmydonnaanderson
Resident
8y ago
"Love Rural communities. Love living in the country . pets can run outside and grandkids can play with being told they are to loud "
0
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Lindawilliamsnp
Resident
8y ago
"close to town, yet seems secluded. close to hospital. close to restaurants. city garbage pick up. city sewer/water."
2
Flag
Dannielle R.
Resident
8y ago
"It’s quite it a great community with lots to do and many small businesses that carry great local items. "
3
Flag
kell14
11y ago
"Franklin Hills Subdivision is considered one of the best places to live. Natural gas for heating/cooking/fireplace. City sewer/water/garbage and leaf pickup."
5
Flag
Michelle
13y ago
"Great quiet place to live but, yet close enough to three major cities (Huntsville, Al, Nashville, TN, Chattanooga, TN). All within an hours +/- drive."
0
Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026-09-03 03:42:29 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

Frequently asked questions about 686 Bluff Dr

What is 686 Bluff Dr estimated to be worth?
Trulia's estimated value for 686 Bluff Dr in Winchester, TN is $1,095,000.
What is the price history for 686 Bluff Dr?
686 Bluff Dr in Winchester, TN last sold for $1,100,000 in June 2026.
Is Winchester a buyer's or seller's market?
Winchester is currently a buyer's market, based on recent for-sale activity.
What do residents say about Winchester?
Residents describe Winchester, TN as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See recently sold homes in Winchester, TN.
Does 686 Bluff Dr have air conditioning?
Yes, 686 Bluff Dr in Winchester, TN has air conditioning.
Does 686 Bluff Dr have laundry facilities?
Yes, 686 Bluff Dr in Winchester, TN has in-unit laundry.