686 Bluff Dr
Winchester, TN 37398
4 Beds
3.5 Baths
4,668 sqft (on 0.57 acres)
4 Beds
3.5 Baths
4,668 sqft
(on 0.57 acres)
Local Information
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Description
Beautiful lakefront home located in the sought-after Hopkins Point subdivision with STUNNING WATER VIEWS! Don’t miss this rare opportunity to own a lakefront retreat with panoramic water views and direct access to the lake. This spacious 3-level home offers open living areas, a finished walkout basement, and plenty of room for entertaining family and guests. The lower level features a den/rec room with pool table included, making it the perfect game room or entertainment space. Step outside to enjoy a large deck, lower patio area, screened-in porch, and low-maintenance composite decking—ideal for relaxing and taking in the view. Down at the water, you’ll find a private dock with boat lift, touchless boat cover, and a large sundeck area for hanging out on the dock. A tram to the water (only 5 years old) provides easy access—no stairs needed. Additional highlights include a new roof. Whether you're looking for a full-time residence, vacation home, or investment property, this waterfront home checks all the boxes.
Home Highlights
Parking
2 Car Garage
Outdoor
Porch, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
$278
Listed
30 days ago
Home Details for 686 Bluff Dr
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MLS Status: Active |
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Interior Details Basement: Finished,FullNumber of Rooms: 11Types of Rooms: Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Master Bathroom, Dining Room, Kitchen, Living Room, Other Room, Other Room 2, Recreation Room |
Beds & Baths Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1 |
Dimensions and Layout Living Area: 4668 Square Feet |
Appliances & Utilities Utilities: Electricity Available, Water AvailableAppliances: Electric Oven, Cooktop, Trash Compactor, Dishwasher, Dryer, Microwave, Refrigerator, WasherDishwasherDryerMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Central |
Fireplace & Spa Number of Fireplaces: 1Fireplace: Gas, Living RoomHas a Fireplace |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Flooring: Carpet, Wood, Tile |
Levels, Entrance, & Accessibility Stories: 2Levels: Three Or MoreFloors: Carpet, Wood, Tile |
View Has a ViewView: Lake |
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Exterior Home Features Patio / Porch: Porch, Covered, Deck, ScreenedExterior: DockNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Faces Front |
Frontage WaterfrontWaterfront: Lake FrontOn Waterfront |
Water & Sewer Sewer: Septic Tank |
Finished Area Finished Area (above surface): 3112 Square FeetFinished Area (below surface): 1556 Square Feet |
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Days on Market: 30 |
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Year Built Year Built: 1997 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence, Residential |
Building Construction Materials: Vinyl SidingNot a New ConstructionNot Attached Property |
Property Information Parcel Number: 053H A 01000 000 |
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Price List Price: $1,300,000Price Per Sqft: $278 |
Status Change & Dates Possession Timing: Close Of Escrow |
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Direction & Address City: WinchesterCommunity: Hopkins Point Ph I |
School Information Elementary School: Broadview ElementaryJr High / Middle School: South Middle SchoolHigh School: Franklin Co High School |
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Listing Agent Listing ID: 3186125 |
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Building Area Building Area: 4668 Square Feet |
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Not Senior Community |
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No HOA |
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Lot Area: 0.57 acres |
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Special Conditions: Standard |
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BasementMls Number: 3186125Water ViewWater View: LakeAttribution Contact: 9316362205Above Grade Unfinished Area: 3112 |
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HOA Amenities: Boat Dock |
Last check for updates: about 4 hours ago
Listing Provided by: Ashley Lynch, (931) 636-2205
Lynch Rigsby Realty & Auction, LLC, (931) 967-1672
Jackson Lynch, (931) 691-6797
Lynch Rigsby Realty & Auction, LLC, (931) 967-1672
Source: RealTracs MLS as distributed by MLS GRID, MLS#3186125
Also Listed on RealTracs MLS as distributed by MLS GRID.
Price History for 686 Bluff Dr
| Date | Price | Event | Source |
|---|---|---|---|
| 05/01/2026 | $1,300,000 | Listed For Sale | RealTracs MLS as distributed by MLS GRID #3186125 |
| 05/31/2002 | $375,000 | Sold | N/A |
| 08/05/1996 | $78,000 | Sold | N/A |
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Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $4,055 |
| Assessment | $812,900 |
Home facts updated by county records
Comparable Sales for 686 Bluff Dr
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.02 | Single-Family Home | $1,225,000 | 07/29/25 | 2 | 2.5 | 3,076 | |
0.18 | Single-Family Home | $1,250,000 | 03/30/26 | 2 | 3 | 3,384 | |
0.58 | Single-Family Home | $1,775,000 | 04/08/26 | 4 | 3.5 | 3,510 | |
0.73 | Single-Family Home | $380,000 | 03/03/26 | 3 | 3 | 2,208 | |
0.72 | Single-Family Home | $1,820,000 | 09/09/25 | 4 | 3.5 | 3,600 | |
0.74 | Single-Family Home | $2,064,000 | 10/16/25 | 4 | 6.5 | 4,000 | |
0.71 | Single-Family Home | $355,000 | 02/13/26 | 3 | 2 | 1,502 | |
0.78 | Single-Family Home | $1,960,000 | 01/27/26 | 2 | 3.5 | 3,410 | |
0.64 | Single-Family Home | $1,710,500 | 06/13/25 | 3 | 4 | 3,000 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.
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Assigned Schools
These are the assigned schools for 686 Bluff Dr.
- Broadview Elementary School
- PK-5
- Public
- 238 Students
7/10GreatSchools RatingParent Rating AverageAmber Steele does not know how to be a principal. She denies a student his education ,not based on facts but her feelings. She cannot manage staff, she cannot communicate to parents. I have had 4 children now attend this school is she is by far the absolute worse principal to ever step foot there. The county is losing student enrollment and it is because of incompetence of people like Amber Steele.Parent Review3w ago - Franklin Co High School
- 9-12
- Public
- 1180 Students
4/10GreatSchools RatingParent Rating AverageI'm a sophomore here currently and my entire freshman year was the worst school year if my life I would sleep in class and do terrible and you know what the teachers did about it nothing not a single thing they didn't tell me what I missed in class or anything but anyways the point is the teachers dont care here very very very few do they just care when do I get off and one day I even got accused of sleeping in class when I had my hand on my cheek sitting there paying attention fchs is the joke of tennessee schools go to marion somewhere better pls listen to this review I beg of youStudent Review1y ago - North Middle School
- 6-8
- Public
- 587 Students
4/10GreatSchools RatingParent Rating AverageThis is a wonderful School teachers are involved with the students and give their time for many extracurricular activitiesOther Review9y ago 
Check out schools near 686 Bluff Dr.
What Locals Say about Winchester
At least 33 Trulia users voted on each feature.
92 % Say yards are well-kept
90 % Say car is needed
84 % Say there's holiday spirit
84 % Say parking is easy
80 % Say it's dog friendly
73 % Say people would walk alone at night
72 % Say it's quiet
60 % Say kids play outside
59 % Say streets are well-lit
54 % Say neighbors are friendly
53 % Say they plan to stay for at least 5 years
38 % Say there's wildlife
33 % Say there are sidewalks
27 % Say it's walkable to restaurants
27 % Say there are community events
16 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Ashley Lynch, Lynch Rigsby Realty & Auction, LLC, (931) 967-1672
Agent Phone: (931) 636-2205
Based on information submitted to the MLS GRID as of 2026-05-31 09:27:54 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
686 Bluff Dr, Winchester, TN 37398 is a 4 bedroom, 4 bathroom, 4,668 sqft single-family home built in 1997. This property is currently available for sale and was listed by RealTracs MLS as distributed by MLS GRID on May 1, 2026. The MLS # for this home is MLS# 3186125.