657 Oak St, Elgin, IL 60123
OFF MARKET

657 Oak St
Elgin, IL 60123

Southwest Elgin
  • 3 Beds
  • 2 Baths
  • 1,568 sqft (on 0.25 acres)

$294,900

Trulia Estimate
as of Aug 14, 2026
Est. Refi. Payment $2,111/mo*
Refinance Your Home

$294,900

Trulia Estimate
as of Aug 14, 2026
Est. Refi. Payment $2,111/mo*
Refinance Your Home
3 Beds
2 Baths
1,568 sqft
(on 0.25 acres)

Home Value

Trulia Estimate
$295K
Since last month
$100 (0%)
Since last year
Increased$2K (+0.7%)
Since last sale
Increased$212K (+248.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +92% in the last 10 years
MonthEstimated value
2026
August 2026$297K
July 2026$298K
June 2026$297K
May 2026$296K
April 2026$287K
March 2026$282K
February 2026$277K
January 2026$276K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
407 Jewett St, Elgin, IL
0.12
Single-Family Home
$245,000
03/30/26
4
2
1,888
500 Gertrude St, Elgin, IL
0.12
Single-Family Home
$290,000
09/26/25
3
2
840
363 Orchard St, Elgin, IL
0.20
Single-Family Home
$279,900
12/01/25
4
1.5
1,776
618 Washburn St, Elgin, IL
0.13
Single-Family Home
$220,000
07/31/26
3
1
1,727
552 Walnut Ave, Elgin, IL
0.26
Single-Family Home
$215,000
04/06/26
3
1
1,600
402 Orange St, Elgin, IL
0.34
Single-Family Home
$259,700
12/22/25
3
2
1,554
851 Washburn St, Elgin, IL
0.31
Single-Family Home
$300,000
10/01/25
3
1.5
1,800
453 Orchard St, Elgin, IL
0.20
Single-Family Home
$324,900
04/30/26
3
2
2,340
455 Walnut Ave, Elgin, IL
0.35
Single-Family Home
$145,000
03/03/26
3
1
1,671
353 Wilcox Ave, Elgin, IL
0.17
Single-Family Home
$229,000
06/18/26
4
2
1,352

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
670 Oak St, Elgin, IL 60123
0.05
$302,200
2
2
1,168
Off Market
406 Wabash St, Elgin, IL 60123
0.05
$242,100
2
1
1,046
Off Market
368 Wabash St, Elgin, IL 60123
0.07
$284,000
4
2
1,322
Off Market
626 Orange St, Elgin, IL 60123
0.04
$284,800
2
1
871
Off Market
620 Orange St, Elgin, IL 60123
0.05
$318,000
3
2
1,100
Off Market
325-27 Vandalia St, Elgin, IL 60123
0.11
$253,300
4
2
-
Off Market
676 Morgan St, Elgin, IL 60123
0.09
$313,800
3
1
1,088
Off Market
338 Gertrude St, Elgin, IL 60123
0.12
$309,500
3
1.5
1,273
Off Market
336 Wabash St, Elgin, IL 60123
0.13
$280,000
4
2
1,845
Recently Sold
412 Jewett St, Elgin, IL 60123
0.09
$218,500
2
1
768
Off Market
337 Wabash St, Elgin, IL 60123
0.13
$313,700
3
2
1,590
Off Market
613 Washburn St, Elgin, IL 60123
0.11
$266,400
3
1.5
1,200
Off Market

Local Information

  • Map ViewExplore the area around 657 Oak St.
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Home Highlights

Property Type
Single-Family Home
Year Built
1920
Lot Size
0.25 acres
Living Area
1,568 sqft
Price/Sqft
$188

About this House

BANK APPROVED ON LISTING PRICE NO FHA, 1586 SF OF LIVING SPACE IN THIS BUNGALOW JUST WAITING FOR YOU W/2 FULL BTHS & 1 CAR GARAGE SPACIOUS SUN-FILLED RMS VAULTED CEILING IN DR THAT MERGES 2 OUTDOOR AREA W/FENCED YARD & A DECK HOME IS LOCATED IN THE BEST OF THE W CLOSE TO HIGHWAY SHOPPING SCHOOLS AND MORE..SHORT SALE 100 TAX PRORATION NO SURVEY SUBJECT TO CANCELATION OF OLD CONTRACT
657 Oak St, Elgin, IL 60123 is a 3 bedroom, 2 bathroom, 1,568 sqft single-family home in Southwest Elgin, built in 1920. It last sold for $85,000 on Jan 26, 2012. It is currently off market. The Trulia Estimate is $294,900, with a rent estimate of $2,450/month.

Home Details for 657 Oak St

Interior Features

Interior Details
Basement
Levels, Entrance, & Accessibility
Stories: 2.5

Property Information

Year Built
Year Built: 1920
Property Type / Style
Property Type: Single Family Home

Community

Units in Building: 1

Lot Information

Lot Area: 10890 sqft

Price and Tax history

DateEventPrice
Jan 26, 2012
Source: MRED as distributed by MLS GRID #07515632
Sold
$85,000
Oct 5, 2011
Source: Agent Provided
Listed For Sale
$90,000
Aug 11, 2011
Source: Agent Provided
ListingRemoved
$90,000
Jun 18, 2011
Source: Agent Provided
PriceChange
$90,000
Price increased by 6%
Mar 9, 2011
Source: Agent Provided
PriceChange
$85,000
Price decreased by 6%

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$207
$2MoM
Available listings
251
12MoM
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Around this home

Neighborhood Overview

Southwest Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Southwest Elgin

  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Grant S.
    "we are off the beaten path as far as traffic is concerned... there is a very low crime rate in our neighborhood. we have two parks relatively close. there is a grade school within a quarter mile. lots of kids in the neighborhood. even though it appears to be primarily Hispanic there are few rentals and fairly descent upkeep of the houses and landscape. it's one of the quieter neighborhoods I've been in in my 25 years here in elgin"
    0
    Flag
  • Grant S.
    "close to downtown but off the beaten path. except for trains a very quiet area. traffic tends to be too much at rush hours."
    0
    Flag
  • Amysmooch
    "I have lived here for 11yrs and I love the way everyone is friendly. And neighbors still watch all the neighborhood kids to keep them safe . "
    0
    Flag
  • Grant S.
    "quieter neighborhood.... quiet neighbors... lots of wildlife and birds. trains are a little bothersome"
    1
    Flag
  • Grant S.
    "one of the quiter neigjborhoods I've lived in in elgin over 30 yrs and 8 different locations. i think the diversity of our neighborhood ethically is well balanced and adds to the feeling."
    1
    Flag

LGBTQ Local Legal Protections

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Homes for sale near 657 Oak St

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Off Market Homes Near 657 Oak St

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Frequently asked questions about 657 Oak St

  • What is 657 Oak St estimated to be worth?
    Trulia's estimated value for 657 Oak St in Elgin, IL is $294,900.
  • What is the price history for 657 Oak St?
    657 Oak St in Elgin, IL last sold for $85,000 in January 2012.
  • Is Elgin a buyer's or seller's market?
    Elgin is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Elgin?
    The median sale price in Elgin is $337K. That is up $15K from the prior month.
  • How big is the lot at 657 Oak St?
    The lot at 657 Oak St in Elgin, IL is about 0.25 acres (10,890 sq ft).