654 Grace St, Elgin, IL 60120
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Property image
OFF MARKET

654 Grace St
Elgin, IL 60120

  • 3 Beds
  • 1.5 Baths
  • 1,270 sqft

$284,900

Trulia Estimate
as of Jul 4, 2026
Est. Refi. Payment $1,973/mo*
Refinance Your Home

$284,900

Trulia Estimate
as of Jul 4, 2026
Est. Refi. Payment $1,973/mo*
Refinance Your Home
3 Beds
1.5 Baths
1,270 sqft

Local Information

  • Map ViewExplore the area around 654 Grace St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Welcome home to 654 Grace St, one of the best values right now in desired Elgin IL! Introducing a mix of vintage charm with twist of modern updates and new amenities. This 3bed -1.5bath home has been recently refreshed and it is far from original as there are plenty of newer updates throughout. Newer improvements include, updated plumbing, copper water lines from the city in, newer siding & gutters, newer Furnace & water heater, entry doors, refreshed decks, house insulation and so much more. Make your way through the popular open concept living/dining room, featuring wood laminate flooring, custom wood casting and crown molding, new modern light fixtures as well as plenty of natural light. Enjoy the holiday cooking season in this expanded style kitchen featuring updated light espresso shaker cabinets, black appliances, ceramic tile backsplash and plenty of counter space for all those kitchen gadgets. The laundry room is just off the kitchen for convenience as well as second exit to a small deck area for cook outs.The home boasts three spacious bedrooms, one is located on the main floor which is perfect for in law living or privacy bedroom separation. The other two are located on the second floor and each with plenty of closet space and great natural sunlight. A refreshed full bath is located on the main floor featuring a walk in shower while the other half bath is on the second floor for easy access. Bring your creativity to the dry lower basement level featuring an open room with extra storage shelves and easy access to the side drive through the cellar doors. This properties biggest feature is the generous side back yard with plenty of space for gardening or even room for expansion into your very own custom garage. Don't miss this opportunity to own this characterful residence where every detail reflects quality and sophistication. Located just moments from the downtown Elgin, Fox River, Highlands of Elgin golf course, local restaurants and transportation. Schedule your viewing today and find out why Elgin is one of the fastest growing markets in Illinois.
654 Grace St, Elgin, IL 60120 is a 3 bedroom, 2 bathroom, 1,270 sqft single-family home. It last sold for $265,000 on Jan 10, 2025 (2% above the $259,999 asking price). It is currently off market. The Trulia Estimate is $284,900, with a rent estimate of $2,402/month.

Home Highlights

Parking
Garage
Outdoor
Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 654 Grace St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Unfinished,PartialNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1270 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Refrigerator, Washer, DryerDryerLaundry: Main Level,In KitchenMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Wall Unit(s)Has HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Spa
Gas & Electric
Electric: 100 Amp Service
Windows, Doors, Floors & Walls
Window: Screens, Window TreatmentsFlooring: Laminate, Carpet
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability AccessFloors: Laminate, Carpet
View
No View
Security
Security: Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: DeckFoundation: Concrete Perimeter
Parking & Garage
Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 4Parking: Concrete,Off Street,Driveway,Direct Access,Basement,Oversized,Secured,Garage Faces Side,On Site,Owned
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cottage
Building
Construction Materials: Vinyl SidingNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 0624401016

Price & Status

Price
List Price: $259,999
Status Change & Dates
Off Market Date: Fri Nov 22 2024Possession Timing: Close Of Escrow, Immediate, Negotiable

Location

Direction & Address
City: Elgin
School Information
Elementary School: Huff Elementary SchoolElementary School District: 46Jr High / Middle School: Kenyon Woods Middle SchoolJr High / Middle School District: 46High School: South Elgin High SchoolHigh School District: 46

Community

Community Features: Sidewalks, Street Lights, Street Paved

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 8276.4 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: FHA

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12210591Attic: Interior Stair

Additional Information

SidewalksStreet LightsStreet PavedSource Internet Automated Valuation DisplaySource Internet Consumer CommentSource Internet Entire Listing DisplaySource Internet Address DisplayMRD REMARKSINTERNET: Yes
Last check for updates: about 4 hours ago
Listed by Alejandro Trujillo, (773) 435-1600
RE/MAX Premier
Bought with: Rose Riordan, (630) 301-8731, Century 21 Circle
Source: MRED as distributed by MLS GRID, MLS#12210591

Price History for 654 Grace St

DatePriceEventSource
01/10/2025$265,000Sold
MRED as distributed by MLS GRID #12210591
11/25/2024$259,999PendingMRED as distributed by MLS GRID #12210591
11/14/2024$259,999Listed For SaleMRED as distributed by MLS GRID #12210591
11/02/2024$265,000ListingRemovedColdwell Banker Real Estate Group #12123337
10/30/2024$265,000PendingToActiveMRED as distributed by MLS GRID #12123337
10/16/2024$265,000PendingColdwell Banker Real Estate Group #12123337
10/16/2024$265,000ContingentMRED as distributed by MLS GRID #12123337
08/13/2024$265,000PendingToActiveMRED as distributed by MLS GRID #12123337
08/04/2024$265,000PendingColdwell Banker Real Estate Group #12123337
08/04/2024$265,000ContingentMRED as distributed by MLS GRID #12123337
07/30/2024$265,000Listed For SaleMRED as distributed by MLS GRID #12123337

Market trends in Elgin

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$313K
$11.67KMoM
Sale-to-List Price
99.6%
Price per sq ft
$206
$3MoM
Available listings
234
30MoM
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Property Tax and Assessment

Year2024
Tax$3,598
Assessment$158,880
Home facts updated by county records

Comparable Sales for 654 Grace St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
414 Dwight St, Elgin, IL
0.11
Single-Family Home
$294,000
07/23/25
3
2
1,386
538 Raymond St, Elgin, IL
0.22
Single-Family Home
$290,000
08/27/25
3
2
1,560
648 S Liberty St, Elgin, IL
0.16
Single-Family Home
$180,000
06/30/26
3
2
1,560
555 S Liberty St, Elgin, IL
0.24
Single-Family Home
$195,000
03/27/26
3
2
1,300
716 S Liberty St, Elgin, IL
0.18
Single-Family Home
$207,000
04/01/26
3
2
1,248
412 Jay St, Elgin, IL
0.06
Single-Family Home
$100,000
01/14/26
3
2
1,215
518 Raymond St, Elgin, IL
0.25
Single-Family Home
$275,000
05/13/26
4
2
1,800
711 Bluff City Blvd, Elgin, IL
0.43
Single-Family Home
$261,000
06/26/26
3
1
1,540
457 Arlington Ave, Elgin, IL
0.37
Single-Family Home
$330,000
03/27/26
3
2
1,525

Nearby homes

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Assigned Schools

These are the assigned schools for 654 Grace St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Elgin

At least 939 Trulia users voted on each feature.

  • 87 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 82 % Say car is needed

  • 78 % Say parking is easy

  • 76 % Say yards are well-kept

  • 72 % Say there's holiday spirit

  • 70 % Say kids play outside

  • 63 % Say streets are well-lit

  • 59 % Say people would walk alone at night

  • 56 % Say it's quiet

  • 54 % Say it's walkable to restaurants

  • 52 % Say it's walkable to grocery stores

  • 52 % Say there's wildlife

  • 48 % Say neighbors are friendly

  • 48 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Wpnhs6gnpj
    "We have a lot people walking with their door not matter what time , my neighbor is really peaceful , inkivebromoibe here for the last 30 years . If I have to choice other place in houses , I choose elgin again "
    0
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Amneey
    "Welcome to this neighborhood. Pets friendly and caring people . Safe and neat area, caring people. "
    0
    Flag
  • Charles B
    "Use the meta to get downtown. There is no public transportation here. Roads are busy sometimes so you need to be careful. "
    0
    Flag
  • NK
    "We love it here. Such a family friendly area. Amazing place to raise kids and feel safe! We are very grateful to live here."
    1
    Flag
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Erik
    "There aren’t really events but it’s just a friendly safe neighborhood to be in And has schools near by and local stores "
    1
    Flag
  • Imaadus
    "Love my neighborhood, it’s clean and save where I live! Schools are good. Nice well maintained parks"
    1
    Flag
  • Jeanette
    "I’ve lives in this neighborhood for about 3yrs and have had plenty of packages delivered with no issues and neighbors are pretty friendly around here. "
    3
    Flag
  • Jess Jessica
    "There’s always something going on in downtown Elgin for every season/holiday/event. We have a Casino boat too for entertainment. "
    2
    Flag
  • Jenjengu
    "I love Elgin! It is a friendly, diverse community with great shopping, parks, and recreation. I feel the schools offer students wonderful education opportunities. "
    3
    Flag
  • Trulia User
    "Only one entrance into the subdivision. Safe and adjacent to the Elgin Country Club. Homes well kept with beautiful landscaping. Low annual HOA with a few restrictions designed to maintain price integrity. "
    1
    Flag
  • Yvonne B.
    "Pretty safe, beautiful scenery, we have lots of entertainment. Elgin has plenty parks and great restaurants "
    1
    Flag
  • Jfairone
    "Nice neighborhood for families and pets, very walkable with sidewalks. Near library and good schools"
    11
    Flag
  • Reuben A.
    "Great Town to love in all close by for shopping food clothing etc., It’s is the city in the suburbs!"
    1
    Flag
  • Jfairone
    "Well kept for homes and friendly people. Near by shopping, restaurants good hospitals. Everything you need is close by"
    0
    Flag
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Jordan S.
    "Certain parts of Elgin are great then small parts not so much but I give it a 8 out of 10 for also the lack of transportation."
    6
    Flag
  • Samcasey92600
    "Dogs are very common in Elgin, and you usually will see plenty of other dogs while you walk your own. It’s nice, good ways to start up conversations and meet your neighbors. "
    0
    Flag
  • Chure2002
    "i have no neighbors , quite street, closed to 24 hr Walgreens closed to 24 hr jewel osco, closed to everthing "
    4
    Flag
  • Jaclyn B.
    "Decent neighborhood, nice neighbors. Good location close to highways and major roads. Grocery stores within driving distance. Would recommend for starter home area."
    0
    Flag
  • Jaclyn B.
    "Decent neighborhood. Not walking distance to many things but driving distance is decent. Neighbors are nice and well kept grounds in my subdivision. Would recommend for family and friends. Close to expressways and major roadways. "
    0
    Flag
  • Zzarate479
    "The 4th of July parade is so much fun,it last hours but is fun to watch the people that walk and do tricks and then the horses are even fun"
    2
    Flag
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
    Flag
  • Stephanie S.
    "it's nice there are different parts of town. mostly all nice areas. high school are not the best. I like the elementary schools "
    0
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  • Nancytorres90
    "Kids are safe here.. my kids are always outside playing soccer with the kids in the neighborhood and i feel safe letting them be."
    0
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  • Dulce R.
    "Large fancy neighborhood surrounds the area. The townhomes are nice and spacious. The neighbors keep to themselves but are great neighbors and watch for strange vehicles. "
    0
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  • Joshua D. P.
    "Lots of people have dogs. There are several dog parks in the area. There are plenty of housing options that are pet friendly. "
    0
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  • Daniel E.
    "i see neightbors walking their dogs. having family cook outs and other events. great ambients to have your children grow in."
    0
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  • Tstewy625
    "I’ve been here my whole entire life and I think the most unique part of Elgin is for the most part we get along! "
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Co_wolf
    "I have a short commute to one of the 3 Metra stations in Elgin and take the train downtown every day."
    0
    Flag
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
    Flag
  • Mark W.
    "It's not too bad. Most people are pretty friendly and nice. Noise isn’t too bad and most people will help each other when they need it. "
    1
    Flag
  • Maradona J.
    "I live in this neighborhood for over a month, very peaceful and pleasant. The street always clean, and welcome.."
    1
    Flag
  • Cousinkimkimmie
    "sexual offenders in thier area and be aware of crime light up thier homes and lock doors dont let kids walk home.alone "
    4
    Flag
  • Jessica G.
    "Nightmare on Chicago street every year for Halloween is a huge even held in downtown Elgin! There is also many events held throughout the year "
    0
    Flag
  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
    0
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  • Geneva R.
    "well we have things for the kids to do like play basketball and football the girls play volleyball and rope. and my sit around and just talk and play board games that's what we do in are community for are kids and young kid's."
    0
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

23 pet-friendly rentals in Elgin, IL

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Homes for sale near 654 Grace St

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Off Market Homes Near 654 Grace St

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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information